--- title: 'Finance Analyst at Coinflow' canonical: 'https://feeny.ai/job/finance-analyst-coinflow-chicago-2nh151b89vmm' type: 'job' last_seen: '2026-10-30' --- # Finance Analyst at Coinflow - **Company:** Coinflow - **Location:** Chicago, IL - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-10-21 - **Last confirmed live:** 2026-10-30 - **Apply:** https://jobs.ashbyhq.com/coinflow/6ac76cb5-b395-4a2b-bef4-124c176359fd ## Job description ## About Coinflow Coinflow is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement. Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts. Founded in 2023, the company serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide. Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In response to this growth, Coinflow announced a [$25M Series A](https://coinflow.cash/blog/coinflows-series-a) in October 2025—led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures—accelerating our mission to power the world’s fastest-moving businesses with innovative, reliable global payments. Coinflow is proudly headquartered in Chicago, IL. Learn more at [coinflow.cash](http://coinflow.cash). Role Overview: Coinflow is seeking a Finance Analyst to join our finance team and help run the financial engine behind a fast-scaling payments company. Coinflow moves money for merchants around the world, so cash, liquidity, and pricing sit at the center of the business. As our Finance Analyst, you'll be the operating engine of a small, high-ownership team. You will keep our liquidity positions funded and forecast, produce the merchant and partner reporting our customers depend on, build the models behind pricing and projections, and turn the numbers into the decks leadership and the board use to make decisions. This is a launchpad role for someone early in their career who wants exposure across treasury, FP&A, and strategy, and who wants to help build how a modern fintech finance function runs from the ground up. Key Responsibilities: - Liquidity and forecasting: Manage daily top-ups and liquidity tracking across bank and stablecoin accounts, build and maintain a 13-week cash forecast, and evolve it into an automated, volume-driven model - Merchant and partner reporting: Own monthly merchant and referral partner reports on a standard template and close calendar, then automate them and add merchant profitability views - Leadership and board decks: Prepare the monthly EOM finance deck and board meeting materials, and build a KPI dashboard that feeds them - Pricing and projections: Run margin analysis on merchant pricing requests, support our pricing tools and quote-to-cash process, and own the operating model, budget, and scenario planning - AR/AP and operational excellence: Run the AP cycle and AR collections, write SOPs for recurring processes, and help shorten the month-end close as the team grows Required Qualifications - 1-3 years in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company - Advanced Excel / Google Sheets skills; able to build a 3-statement model and cash forecast from scratch - Ability to turn analysis into clear, concise slides for leadership - Strong attention to detail and comfort reconciling data across multiple sources - High ownership: you finish what you start without being chased - Comfortable with ambiguity and the pace of a high-growth startup, and ready to work hard - Bachelor's degree in Finance, Accounting, Economics, or a related field Preferred Qualifications: - Experience in payments, fintech, or financial services - Familiarity with interchange, processor fees, or merchant pricing - Exposure to treasury operations, cash management, or AR/AP SQL or other data skills - Interest in stablecoins, crypto, or alternative payment rails ## What We Offer - Competitive compensation including base salary, performance bonus, and meaningful ownership - Broad exposure across treasury, FP&A, pricing, and strategy at a rapidly scaling fintech - Direct work with finance leadership and visibility into board-level decisions - Collaborative and innovative work environment with world-class investors The base salary range for this role is $90,000 - $115,000 USD. The actual base salary offered depends on a variety of factors, including but not limited to experience, education, skills, qualifications and business needs. In addition, the employee who fills this role will be eligible for an equity grant, allowing you to share in the long-term success of the company. You will also have access to a wide array of benefits, including health and wellness benefits, 401(k) savings plan, and flexible time off. Join the team rewriting how money moves worldwide—and become a driving force in the $194 trillion cross-border payments market. ## About Coinflow ## Company Overview - **One-liner**: Coinflow provides a next-generation global payment infrastructure platform that enables businesses to accept payments, settle funds instantly, and orchestrate payouts and FX using stablecoins and AI-driven fraud prevention. - **Entity Type**: Private (Series A) - **Headquarters**: Chicago, Illinois, United States - **Founded**: 2022 - **Founders**: Daniel Lev (CEO), Benjamin Meeder (CTO), Jake Montgomery (COO) ## Core Business - **Primary industry/industries**: Financial Services, Payments Infrastructure, Fintech - **Target customers**: B2B – Marketplaces, gaming platforms, remittance providers, fintechs, e-commerce merchants, and cross-border payroll companies expanding globally. - **Mission or purpose statement**: “We’re on a mission to power the world’s fastest-moving businesses with the fastest global payments.” ## Products & Services - **Global Pay-ins**: Accept payments in 170+ countries with support for local payment methods and currencies. - **Instant Settlement**: Settle funds instantly on every transaction, leveraging stablecoins to eliminate traditional settlement delays. - **FX Orchestration**: Seamless multi-currency conversion and management for global operations. - **Unified Payouts**: Send funds instantly to vendors, workers, or users worldwide, with local rails and global coverage. - **Fraud & Chargeback Indemnification**: Full protection against fraud and chargebacks, meaning merchants are indemnified for losses. - **Low-code Widgets & Elegant APIs**: Developer-focused tools including low-code components for quick integration and full API access for custom payment experiences. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed (private company). - **Key Metric**: Total funding of **$30.9M** closed as of November 2025 Series A; annual revenue estimated at **$1.7M** (high-growth, pre-revenue-optimized stage). - **Notable Investors/Partners**: Led by **Pantera Capital** (Series A, $25M). Other investors include **Reciprocal Ventures**, **Jump Crypto**, **CMT Digital** (Seed). The platform has partnerships with multiple U.S. banks for payment processing and fund disbursement. - **Growth Signals**: - +276.9% headcount growth year-over-year (from ~4 to 40 employees). - Active job postings increased 75% month-over-month, with 14 open roles. - LinkedIn followers grew +349.2% year-over-year (11,940 followers). - Processing payments and live on multiple blockchains. ## Competitive Advantages - **Speed of Implementation**: Go-to-market in days with low-code widgets and simple API integration, significantly faster than legacy payment processors. - **Instant Settlement via Stablecoins**: Uses blockchain-based stablecoins (e.g., USDC) to provide instant settlement, solving a massive pain point for merchants who wait days for funds. - **Full Indemnification**: Offers complete fraud and chargeback protection, a strong differentiator in a market where merchants often bear liability. - **Developer-First DNA**: Built by engineers for engineers, the company emphasizes elegant APIs, detailed documentation, and a fast, minimal-friction integration experience. - **Unified Platform**: Combines pay-ins, FX, and payouts in a single integration, eliminating the need to juggle multiple vendors. ## Strategic Focus - **Expanding global payout coverage** and adding more local payment rails. - **Strengthening compliance, risk, and regulatory tools** to help merchants scale confidently. - **Enhancing developer experience** with richer APIs, documentation, and integrations. - **Partnering with financial institutions** to bridge traditional finance and blockchain. ## Why Work Here - **Culture**: A “move fast with precision” ethos that values speed, ownership, and judgment. Employees are trusted to make decisions and drive progress without heavy process. - **Engineering Focus**: Heavy investment in technical talent (29% of staff in technical roles). Strong emphasis on developer experience and product quality. - **Growth Stage**: Extremely high-growth environment (headcount up ~277% YoY, fresh $25M Series A). This is a genuine scale-up, offering roles with high ownership and impact. - **Team**: Founded by experienced technologists with roots in both blockchain and traditional finance. Notable talent from companies like PayPal, Worldpay, B2 Bank, and ZBD. - **Work Model**: Headquarters in Chicago (406 N Sangamon St), with offices in Chicago and Malta. 78% of current staff are US-based (Chicago), 4% in Malta. Remote/hybrid details not explicitly stated but likely flexible given tech-forward culture. - **Perks**: Strategic support from a dedicated team and investors; focus on speed (instant settlements) and reliability. Product live in 170+ countries. ## Sources 1. [coinflow.cash](https://coinflow.cash/) 2. [coinflow.cash/about-us](https://coinflow.cash/about-us/) 3. [LinkedIn](https://www.linkedin.com/company/coinflow-labs) 4. [VentureRadar](https://www.ventureradar.com/organisation/Coinflow%20Labs/0bc619e8-8562-40cc-8f20-913f77b98c56) 5. [Jobs page](https://jobs.ashbyhq.com/Coinflow) ## Other roles at Coinflow - [Fraud Data Scientist](https://feeny.ai/job/fraud-data-scientist-coinflow-chicago-xdqfqpjmkys9) — Chicago, IL - [ML Ops Engineer](https://feeny.ai/job/ml-ops-engineer-coinflow-chicago-ns65ck1y8hy1) — Chicago, IL - [Software Engineer](https://feeny.ai/job/software-engineer-coinflow-chicago-vh7rrqp0sv06) — Chicago, IL - [Security Engineer](https://feeny.ai/job/security-engineer-coinflow-europe-israel-f0069apt04we) — Europe / Israel - [Senior Fraud Analyst - Team Lead](https://feeny.ai/job/senior-fraud-analyst-team-lead-coinflow-chicago-ydgstd564nhn) — Chicago, IL - [Senior Manager, Compliance Program & Governance](https://feeny.ai/job/senior-manager-compliance-program-governance-coinflow-chicago-b6as2dpfmwyp) — Chicago, IL - [KYC Analyst](https://feeny.ai/job/kyc-analyst-coinflow-chicago-186bnqwpdp3w) — Chicago, IL - [Principal Product Manager - Fraud](https://feeny.ai/job/principal-product-manager-fraud-coinflow-chicago-4cfqx4jn8k13) — Chicago, IL - [Senior Growth Marketer](https://feeny.ai/job/senior-growth-marketer-coinflow-chicago-mh3y21y97m4j) — Chicago, IL - [Senior, Engineering Manager](https://feeny.ai/job/senior-engineering-manager-coinflow-chicago-hg38rvh1f868) — Chicago, IL