---
title: 'Financial Crimes Intelligence Manager at Lead'
canonical: 'https://feeny.ai/job/financial-crimes-intelligence-manager-lead-kansas-city-6v1zv5khxwfd'
type: 'job'
last_seen: '2026-11-08'
---

# Financial Crimes Intelligence Manager at Lead

- **Company:** Lead
- **Location:** Kansas City, MO / New York, NY / San Francisco, CA / Sunnyvale, CA / United States
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-11-02
- **Last confirmed live:** 2026-11-08
- **Apply:** https://jobs.ashbyhq.com/leadbank/16b86cbb-8580-494a-a49a-ed256aa6836d

## Job description

## About Lead Bank

Lead is a banking infrastructure platform trusted by the most innovative companies to power complex financial products. We enable fintechs to offer compliant, programmable services like payments, lending, and digital assets at scale. Banking has moved beyond traditional institutions and is now embedded directly into everyday experiences, meaning companies need modern infrastructure that is safe, secure, and operationally sound. Today, Lead is one of the only API-first, developer-focused partner banks with the financial, regulatory, and legal expertise required to help fintechs succeed. We operate offices in San Francisco, Sunnyvale, and New York City, and an FDIC-insured bank in Kansas City. Financial Crimes Team at Lead The Financial Crimes team safeguards Lead, its partners, and the broader financial system from illicit activity. They own Lead’s BSA/AML, sanctions, and fraud programs, collaborate with the Legal, Risk, and Compliance teams to detect threats and strengthen controls, and interface with regulators. Ensuring that all parties involved meet the highest standards of financial integrity is foundational to the company’s success. Their essential work is what enables Lead to say "yes" to the most innovative fintech partners. This is a collaborative, growth-mindset, and deadline-driven environment that requires the confidence to navigate constantly evolving challenges with autonomy and analytical precision. Role Description: The Financial Crimes Intelligence Manager reports to the Senior Financial Crimes Manager / Head of FIU and leads the FIU’s investigators and analysts. The role manages investigative workload and quality, supports complex investigations and SAR decisioning, and develops intelligence to identify and mitigate financial-crime risk. The Manager assists the Head of FIU with operating priorities, reporting, examinations, audits, risk assessments, and remediation. The role partners across Financial Crimes and the Bank to strengthen monitoring, controls, investigations, and reporting. The Director of Financial Crimes / BSA Officer retains overall regulatory accountability for the program. In this role you will:

- Lead the FIU team by assigning work, managing queues, reviewing casework, monitoring quality, and providing training to investigators and analysts.
- Oversee complex alerts, investigations, unusual-activity referrals, and relationship decisions; escalate material issues as needed.
- Ensures the FIU team collects, analyzes, and identifies meaningful investigation trends in addition to emerging threats and new typologies.
- Support investigative and SAR decisions using permitted sources and clearly distinguishing facts, analysis, and information gaps.
- Translate intelligence findings into recommendations for monitoring, controls, procedures, training, and partner or product risk decisions.
- Maintain effective governance, confidentiality, documentation, and regulatory knowledge while supporting the Head of FIU and cross-functional partners.
- Provide day to day oversight of a diverse investigations team.
- Partner with internal stakeholders to optimize automated transaction monitoring systems.
- Design, test, and deploy new scenario rules and detection models to capture emerging financial crime trends (e.g., crypto-mixers, trade-based money laundering, shell company networks).
- Leverage internal tools to analyze transactional data, and reduce false-positive rates,
- Perform all other duties as assigned.

Qualifications:

- 5 - 7 years of experience in financial-crimes intelligence, AML investigations, fraud, sanctions, law enforcement, regulatory compliance, or a related financial-services field.
- 2 - 5 years of management experience leading, mentoring, and overseeing investigators or analysts.
- Experience with complex investigations, intelligence products, typology development, network analysis, or financial-crimes risk assessments.
- Experience managing high-volume workloads, queues, case reviews, competing priorities, and operational or investigative escalations.
- Preferred experience with BaaS, payments, fintech, digital assets, correspondent banking, or other complex financial products.
- Preferred experience with OSINT, adverse-media research, link analysis, blockchain analytics, investigative tools, or a relevant certification such as CAMS, CFE, CFCS, or CAFP.
- Strong analytical judgment, including the ability to evaluate incomplete information and distinguish fact, inference, and unresolved gaps.
- Clear communication, sound confidentiality judgment, collaboration, adaptability, and the ability to work independently in a fast-paced, deadline-driven environment.

What we offer:

- At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
- Competitive compensation, including opportunities for equity grants and cash bonus, based on experience, geographic location, and role
- Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
- Paid parental leave
- Flexible vacation policy, including PTO and paid holidays
- A fun and challenging team environment in a dynamic industry with ample opportunities for career growth

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. *Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. *Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. *Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. **Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.

Zone 1: $104,000 - $126,000 (SF/Bay Area, NYC, Seattle) Zone 2: $93,000 - $113,000 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento) Zone 3: $98,000 - $112,000 (Other US Metros)

## About Lead

## Company Overview
- **One-liner**: Lead is a state-chartered, FDIC-insured bank that provides programmable financial services and Banking-as-a-Service (BaaS) APIs, enabling fintechs and crypto companies to embed compliant banking products into their own platforms.
- **Entity Type**: Private (Series B)
- **Headquarters**: Sunnyvale, California, USA
- **Founded**: 1928 (original bank), relaunched as a fintech-focused BaaS platform
- **Founders**: Jacqueline Reses (CEO), Erica Khalili (CLO/Risk Officer), and a team of fintech and banking veterans

## Core Business
- **Primary Industry**: Financial Services / Banking-as-a-Service (BaaS)
- **Target Customers**: B2B — specifically Fintech companies, crypto platforms, and other businesses that want to embed financial services (lending, payments, card issuing, deposits) into their own products
- **Mission/Purpose**: “Define what’s possible in banking” by combining regulatory expertise with modern technology to support builders and innovators

## Products & Services
- **Lend (Lending API)**: Originate secured/unsecured term loans and lines of credit, with disbursement via the platform’s rails.
- **Issue (Card Issuing API)**: Issue debit, prepaid, and credit cards through a card-issuing processor; Lead handles settlement, network oversight, and compliance.
- **Move (Payments API)**: Send and receive payments across domestic (ACH, wires), international, and blockchain (stablecoin) rails.
- **Store (Deposit Accounts API)**: Hold customer funds in FDIC-insured, multi-currency deposit accounts with flexible account structures.
- **Partner Platform**: A unified compliance and oversight portal for partners to manage risk, KYC/KYB, and regulatory reporting.

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metric**: Total Funding of **$200M** across 3 rounds:
  - Series B (Oct 2024): **$70M** — led by **Andreessen Horowitz** and **Khosla Ventures**, with participation from 5 other investors
  - Private Equity Round (Aug 2022): **$100M** — 5 investors
  - Debt Financing (Mar 2021): **$30M**
- **Notable Investors/Partners**: Andreessen Horowitz, Khosla Ventures, Chainalysis (compliance partner)
- **Growth Signals**:
  - **265 employees**, up **77.2% YoY** (LinkedIn, mid-2025)
  - Headcount growth fueled by hiring from Pinwheel, Square, Stripe, Loop Crypto, and Block
  - Active job postings: 17 roles (quarterly growth +21.4%)
  - Ranked in *Inc.* America’s Best Startup Employers 2025, *Forbes* Best Places to Work 2025
  - Certified as a “Most Loved Workplace” for 2025
  - Won “BaaS Innovation Award” from American Banker (2022, 2023, 2025)
  - Acquired Loop Crypto in Jan 2024 to strengthen stablecoin capabilities

## Competitive Advantages
- **Bank Charter**: One of only a few de-novo banks built in the last two decades in the US — offers the compliance and regulatory infrastructure of a fully chartered, FDIC-insured bank while operating like a modern fintech.
- **Composability by Design**: Its four product pillars (Lend, Issue, Move, Store) can be used individually or together, allowing partners to assemble custom financial products without being locked into a monolithic stack.
- **Stablecoin Expertise**: With the acquisition of Loop Crypto and dedicated stablecoin leadership, Lead is positioned to help partners move money via blockchain rails compliantly.
- **Founder-Led**: Leadership team has deep fintech and banking experience (including building a de-novo bank previously), reducing the risk of regulatory friction for partners.

## Strategic Focus
- **Deepening Stablecoin & Crypto Capabilities**: Recent Chainalysis collaboration to enhance blockchain compliance. Stablecoin payments are a growing priority.
- **Scaling Platform Adoption**: Opening up APIs (additional endpoints in active development) and documentation (e.g., `llms.txt` for AI-readiness) to attract more developer-friendly partners.
- **Winning BaaS Market Share**: Targeting fintechs and crypto companies that are dissatisfied with legacy BaaS providers (a crowded space that includes Synapse, Treasury Prime, etc.).
- **Talent Growth & Culture**: Rapidly scaling headcount while maintaining recognition as a top workplace — key to attracting engineering and compliance talent.

## Why Work Here
- **Culture**: Certified Most Loved Workplace 2025. Operating principles include “Client Obsession,” “Champion Change & Innovation,” “Embrace Divergent Perspectives,” and “Owner Mentality” — indicating a high-trust, empowered environment.
- **Remote/Hybrid Policy**: The company has 7 offices across the US (Sunnyvale HQ, Kansas City, New York, San Francisco, and others) but job postings (e.g., Software Engineer, Technical Account Manager) do not explicitly state remote vs. in-office — likely hybrid or on-site for many roles.
- **Awards & Recognition**: *Inc.* America’s Best Startup Employers, *Forbes* Best Places to Work, *American Banker* BaaS Innovation Award — strong external validation of workplace quality.
- **Team Composition**: 51 technical employees (8% of workforce), heavily skewed toward specialists (103, 15%) and managers (45, 7%). Departments include Finance (98), Technical (51), Operations (21). Deep bench of talent drawn from Block, Stripe, Square, and Yahoo.
- **Perks**: Not explicitly listed on the careers page, but the culture emphasis on “owner mentality” suggests potential for equity, autonomy, and impact. The company is still in growth phase (Series B, recent 77% headcount growth) — likely means high ownership for new hires.
- **Who Should Apply**: Engineers (especially TypeScript, Python, blockchain), Technical Account Managers, Compliance/Risk specialists, and Product Leaders who want to work at the intersection of banking regulation and modern fintech.

## Sources
1. [lead.bank](https://www.lead.bank/)
2. [LinkedIn – Lead](https://www.linkedin.com/company/lead-bank)
3. [Explore Lead – Lead Bank](https://www.lead.bank/explore-lead)
4. [Most Loved Workplace Certified – Lead Bank Blog](https://www.lead.bank/blog-posts/most-loved-workplace-certified)
5. [Lead API Docs – What is Lead](https://docs.lead.bank/get-started/what-is-lead)

## Other roles at Lead

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- [Financial Crimes Specialist](https://feeny.ai/job/financial-crimes-specialist-lead-new-york-t5t9af17qn4p) — New York, NY
- [Internal Audit Manager](https://feeny.ai/job/internal-audit-manager-lead-kansas-city-4m57jha8r1zz) — Kansas City, MO / New York, NY / San Francisco, CA / Sunnyvale, CA / United States
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