---
title: 'Financial Operations Analyst at Tensec'
canonical: 'https://feeny.ai/job/financial-operations-analyst-tensec-sao-paulo-e659g7f8qknz'
type: 'job'
last_seen: '2026-09-09'
---

# Financial Operations Analyst at Tensec

- **Company:** Tensec
- **Location:** São Paulo, Brazil
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-09-01
- **Last confirmed live:** 2026-09-09
- **Apply:** https://jobs.ashbyhq.com/tensec/4d8714bb-96c6-4950-a38c-345209fc6888

## Job description

## About Tensec

Founded in 2023, Tensec is a global fintech that enables small and medium-sized businesses (SMBs) to enter global trade and thrive by giving them access to global transaction banking solutions that are user-friendly, efficient, and secure.

Tensec founders have driven startups from foundation to exit, built decacorns, and led global teams at companies such as PayPal, Credit Karma, Facebook, Goldman Sachs, Visa, Mastercard, and American Express. We're putting together a world-class team to disrupt the $50 trillion cross-border b2b financial services industry by providing SMBs the financial strength to participate and win in the global economy.

We believe that successful companies and teams are directly correlated to a company's cultural DNA. At Tensec, we make a deliberate effort to create values and foster a culture able to unleash both human and organizational potential. We strongly believe that the best business results derive from teams that have a strong identification with a mission, push themselves to the edge, and love what they do.

The Tensec team is diverse and global, with members in San Francisco, New York, Miami, Monterrey, and Sao Paulo. We are funded by top venture capital firms such as Quiet Capital, Costanoa Ventures, Coinbase Ventures, Clocktower, WillowTree, and prolific angels such as Jason Pate (Chief Strategy Officer, Plaid), Bora Chung (ex-Chief Experience Officer, Bill.com http://Bill.com and Board Member, Remitly).

## How we Work

We move fast, debrief quickly, and expect you to own your output. This is a dynamic company, we value speed and decisiveness over process. You'll have the context you need to make good decisions, and the autonomy to make them.

This role follows a hybrid model. We ask that you're in our office in Sao Paulo 3 days per week.

## About the Role

Tensec is hiring a FinOps Analyst to process disbursements for our Brazil business. You'll be the person making sure that outbound payments to clients and partners go out accurately and on time, every day, the kind of work where getting it right, consistently, is what makes cross-border payments actually work.

A day in this role looks like processing that day's batch of disbursements, checking each one against the underlying payment instructions, confirming settlement with the bank, and reconciling what went out against what was expected, then flagging anything that doesn't match before it becomes a client-facing problem.

## What You'll Do

- Process daily disbursements for Tensec's Brazil operations, ensuring payments are accurate, complete, and executed on time
- Validate payment instructions against internal records before disbursement to catch errors before they go out
- Reconcile disbursement activity against bank statements and internal systems, identifying and flagging discrepancies
- Coordinate with banking partners to confirm settlement of disbursements and follow up on delays or exceptions
- Maintain accurate, up-to-date records and trackers of disbursement activity
- Support month-end reporting related to disbursement volumes and reconciliation status
- Escalate discrepancies, delays, or unusual patterns promptly to your manager and the broader Finance Operations team
- Assist with ad hoc financial operations requests as Tensec's Brazil business scales

## What We're Looking For

- 2+ years of experience in finance operations, treasury operations, payments/disbursements processing, or a similar role at a bank, fintech, or financial services company
- Working knowledge of Brazilian payment rails
- Strong attention to detail, you catch a mismatched number before it becomes a problem
- Comfortable working with spreadsheets and reconciling data across multiple sources
- Working proficiency in English for coordination with Tensec's main office
- Based in or able to work from São Paulo

## Compensation, Benefits and Perks

- Competitive base salary
- Health insurance
- Meal vouchers
- Paid time off and local statutory holidays
- Learning and development budget

This role follows a hybrid model. We ask that you're in our Sao Paulo office 3 days per week.

Additional Disclaimers

Tensec is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law.

Tensec is a diverse and inclusive company committed to growing a diverse and inclusive team. We invite people of all backgrounds and identities to apply. Additionally, we encourage everyone to share which pronouns you wish for us to use when addressing you (i.e., she/her, he/him, they/them).

We are committed to providing reasonable accommodations for qualified individuals with disabilities. Please let your recruiter know if you require an accommodation during the application or interview process.

## About Tensec

## Company Overview
- **One-liner**: Tensec provides an AI-powered, zero-integration platform that consolidates FX, cross-border payments, and transaction banking services for businesses.
- **Entity Type**: Private (Seed stage; raised $72M total funding)
- **Headquarters**: Palo Alto, California, United States (with offices in New York, Mexico City, and São Paulo)
- **Founded**: 2023
- **Founders**: Helcio Nobre (CEO), Sandrine Cousquer-Okasmaa (COO), Yang Wang (VP of Engineering)

## Core Business
- **Primary industry**: Financial Services / Cross-Border Payments & FX
- **Target customers**: B2B — specifically FX brokers, international trade companies, trade compliance consultants, and global investment firms.
- **Mission or purpose**: To empower cross-border businesses of all sizes with financial technology that enables them to participate, grow, and thrive in international trade.

## Products & Services
- **Zero-Integration Platform**: A single API and dashboard that unifies FX, cross-border payments, and transaction banking. Enables client onboarding in minutes via AI-driven compliance.
- **Multi-Rail Payment Infrastructure**: Real-time payments across 150+ markets, 100+ real-time payment networks (including SPEI, PIX, FedNow, SEPA), and 70+ currencies.
- **Embedded FX & Revenue Tools**: Built-in FX hedging and revenue optimization tools to reduce currency risk and maximize margins.
- **AI-Powered Compliance & Security**: Automates regulatory verification (FinCEN, global standards), cutting onboarding from weeks to minutes.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed.
- **Key Metric**: Total Funding — **$72.0M** (Seed Round: $12M led by Costanoa Ventures in June 2025; Debt Financing: $60M led by Upper90 in November 2025).
- **Notable Investors/Partners**: Costanoa Ventures, Upper90. Partners exclusively with licensed financial institutions.
- **Growth Signals**: Headcount grew +23.8% YoY (26 employees). Active job postings up +100% quarterly. Founded in 2023 by industry veterans from PayPal, Meta, Goldman Sachs, Visa, Mastercard, Rapyd, and Credit Karma.

## Competitive Advantages
- **Zero-Integration Model**: Unlike competitors requiring heavy engineering lift, Tensec’s platform requires no integration, drastically reducing time-to-value for clients.
- **AI-First Compliance**: Automates document checks and regulatory verification, turning a weeks-long process into minutes — a strong moat in a heavily regulated industry.
- **Founding Team Depth**: Leadership from top-tier fintech and tech companies (PayPal, Visa, Mastercard, Goldman Sachs) provides deep regulatory and product expertise.
- **Multi-Rail Aggregation**: Access to 100+ real-time payment networks globally, enabling instant, low-cost cross-border transactions.

## Strategic Focus
- **Global Expansion**: Active presence in the U.S., Mexico, and Brazil, with plans to deepen coverage across Latin America and other markets.
- **Product Depth**: Continuing to build out embedded FX tools, revenue management dashboards, and AI capabilities for compliance and risk.
- **Talent Acquisition**: Actively hiring for engineering and operations roles to scale the platform and enter new geographies.

## Why Work Here
- **Culture**: Described internally as “bold, unstoppable energy” with a focus on celebrating unique talents. Values include transparency, trust, and innovation.
- **Work Model**: Hybrid (Palo Alto, New York, Mexico City, São Paulo offices). Open roles list “Hybrid” for engineering positions.
- **Engineering Culture**: Building a revolutionary fintech platform using cutting-edge AI. The tech team is 27% of the company (7 people), with a strong emphasis on AI agents and infrastructure.
- **Growth Opportunity**: Early-stage company (26 people) with $72M in funding — significant ownership and impact for early hires. Headcount growth is accelerating.
- **Notable Perks**: Backed by top-tier VCs; opportunity to work with a founding team from iconic fintech companies; modern tech stack and AI-first approach.

## Sources
1. [tensec.io](https://www.tensec.io/)
2. [tensec.io/company](https://www.tensec.io/company/)
3. [linkedin.com](https://www.linkedin.com/company/tensec)
4. [tensec.io/why-tensec](https://www.tensec.io/why-tensec/)
5. [builtinsf.com](https://www.builtinsf.com/company/tensec)

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