--- title: 'FinCrime Analyst at Capi Money' canonical: 'https://feeny.ai/job/fincrime-analyst-capi-money-nairobi-44ssgx983d84' type: 'job' last_seen: '2026-09-07' --- # FinCrime Analyst at Capi Money - **Company:** Capi Money - **Location:** Nairobi, Kenya - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-08-07 - **Last confirmed live:** 2026-09-07 - **Apply:** https://jobs.ashbyhq.com/capimoney/061aab17-fc56-4f0a-af3a-5946a5dd106f ## Job description Capi http://www.capimoney.com/ is building the financial infrastructure for emerging markets trade. Backed by $18M+ from top-tier investors like Creandum, Y Combinator, General Catalyst, and angels from Revolut, Checkout, Stripe, and Remitly, we’re building the financial infrastructure that emerging markets deserve. Our mission is to grow GDP in emerging markets by making the global financial system fairer and more accessible. We’re tackling global trade, making it easier for importers to pay their international suppliers. Our platform enables businesses to expand rapidly, create jobs, and be engines of prosperity for their countries. Our team is made up of approx 100 people across 10 countries; we are a group of a highly-ambitious, get-it-done people, who like to work hard on something that has a tangible impact in the world. And we’re looking for more people to join our team! Take a look through Capi’s mission & values. https://capimoney.com/mission-and-values ## ROLE OVERVIEW You'll join Capi's first-line FinCrime Operations team, reporting to the FinCrime Manager. Day to day, that means supporting onboarding reviews (KYB), transaction monitoring case handling, and invoice approval checks — helping keep our queues moving to SLA while building toward more ownership over time. This is a hands-on entry point into fincrime/compliance operations — ideal for someone early in their career who wants to build a strong foundation in KYB, transaction monitoring, and financial crime operations at a fast-growing cross-border payments business. ## CUSTOMER ONBOARDING & KYB - Support KYC/KYB reviews for new business onboarding, preparing clear recommendations for senior team members - Help process Requests for Information (RFIs) and follow up with clients/Sales to keep cases moving - Flag high-risk or ambiguous cases (complex ownership structures, PEPs, high-risk jurisdictions) to senior team members for escalation - Help maintain onboarding documentation and data accuracy across our internal ops platform, KYB vendor tooling, and Notion - Spot repetitive or manual steps in the KYB review process (e.g. document checks, RFI follow-ups) and work with senior team members to design and roll out AI-assisted ways to handle them ## TRANSACTION MONITORING - Review flagged transactions and screening alerts against defined SLAs - Follow up with customers and internal teams to gather the information needed to clear cases - Document case decisions clearly and escalate unusual patterns or potential typologies to senior team members - Identify recurring patterns in alert triage or case documentation that AI could speed up, and partner with senior team members to test and implement those improvements ## INVOICE APPROVAL - Review submitted invoices against Capi's invoice approval guidelines - Flag inconsistencies or higher-risk invoices for senior review - Help keep the invoice approval queue moving to SLA - Flag rules-based or repetitive checks in the invoice review process that AI could take on, and partner with senior team members to implement ## WHAT WE'RE LOOKING FOR: ## EXPERIENCE - 1–3 years' experience in compliance, KYB/onboarding, transaction monitoring, or a related ops role (fintech, payments, or banking background a plus) - Exposure to African markets is a strong advantage ## SKILLS - Sharp attention to detail — you catch things others miss - Clear communicator, written and verbal - Comfortable using data and tools to make decisions, not just gut feel - A natural AI user — you default to finding smarter, faster ways to work - Fluent in French and English WHY CAPI? - Real impact: you'll touch onboarding, monitoring, and invoice approval across every corridor we operate - Grow fast: hands-on coaching from the FinCrime Manager and wider Ops team, with a clear path to more ownership as you develop - FinCrime ops as an enabler: we believe getting this right should accelerate the business, not slow it down - International team: ambitious, data-driven, and values people who speak up Capi is an equal opportunity employer and welcomes candidates from diverse backgrounds. We’re all about building a diverse, inclusive team at Capi. Whoever you are, we’d love to hear from you. If there’s anything you need to make the interview process easier—whether it’s accessibility support, a different format, or just a heads-up about what to expect—just let us know, we’re happy to help. We've won some cool awards recently too! Check them out: - Startups UK Top 100 (No. 24) https://startups.co.uk/startups-100/2026/capi-money/ - Viva Technology Top 100 https://vivatech.com/media/press-releases/vivatech-reveals-the-first-edition-of-the-top-100-rising-european-startups-for-2025 - Welcome to the Jungle's Fintech's Finest Top 50 https://employers.welcometothejungle.com/fintechs-finest-50 ## About Capi Money ## Company Overview - **One-liner**: Capi Money helps businesses in emerging markets, starting with Africa, make fast, low-cost international payments to suppliers. - **Entity Type**: Private (Series A, backed by Y Combinator S23) - **Headquarters**: London, United Kingdom - **Founded**: 2023 - **Founders**: Mitch Riley (CEO) and Scott Liddle ## Core Business - **Primary industry**: Fintech / Cross-Border Payments - **Target customers**: B2B; specifically importers and businesses in emerging markets (starting in Africa) who need to pay international suppliers in currencies like USD, EUR, GBP, and CNY. - **Mission statement**: To grow GDP in emerging markets by making the global financial system fairer and more accessible. ## Products & Services - **[Capi Money Platform]**: A regulated, online payment platform that allows importers to settle international invoices quickly (24-hour settlement) and at competitive exchange rates. Users can track payment progress in real-time via a dashboard. The service is designed to replace slow, expensive bank transfers and currency shortages. ## Market Standing - **Valuation/Market Cap**: Not publicly available. - **Key Metric**: **Total Funding** — $18.0M. This includes a Seed round (2023) and a **Series A (March 2025)** of $18.0M led by **Creandum**. - **Notable Investors/Partners**: Creandum, Firstminute Capital, Y Combinator, Raba, Kima Ventures, Africa Fintech Collective, Musha Ventures, Four Cities, and angel investors including former a16z and YC partners (including Paul Graham). - **Growth Signals**: - Headcount grew **+185.7% YoY** to 54 employees. - Operates in **11 countries** (UK, France, Senegal, Côte d’Ivoire, Mali, Congo, and more). - Recently launched in Senegal, booking **$1.5M in payments in the first two weeks**. - Named to the **CB Insights Fintech 100** list (2025). - Ranked **#24 on the Startups.co.uk 100 Index** for 2026. - Achieved **FCA authorisation** as an Electronic Money Institution in the UK (January 2026). ## Competitive Advantages - **Speed & Cost**: Offers 24-hour payment settlement at competitive rates, significantly faster and cheaper than traditional bank transfers (which can take weeks and cost up to 10%). - **Alternative Liquidity**: Solves the hard problem of foreign currency shortages in Africa by finding alternative sources of forex (e.g., matching with organisations sending money into the continent). - **Founding Team**: Deep domain expertise from building Taptap Send, a unicorn remittance company serving African markets. This gives them a unique operational playbook for navigating complex regulatory and market landscapes. ## Strategic Focus - **Geographic Expansion**: Actively launching in new African markets (Cameroon, Egypt, Senegal) and expanding into Francophone Africa. - **Product Development**: Building a "hands-off" experience for larger accounts and adding new products to serve their customer base. - **Regulatory Compliance**: Securing licenses (like the FCA EMI) to build trust and scale safely. ## Why Work Here - **High-Impact Mission**: Directly contribute to making global finance fairer and growing GDP in emerging markets. - **Strong Traction & Growth**: Join a fast-growing, well-funded Series A startup with real product-market fit and a clear path to scale. - **International Team**: Work with a diverse team across the UK, France, and multiple African countries. The company is a mix of operators from companies like Taptap Send, McKinsey, and GiveDirectly. - **Engineering Culture**: The team is small (4 people in tech currently), offering significant ownership and impact. The stack is modern (Node.js / React / TypeScript). - **Work Policy**: Hybrid/office presence expected in London or Paris. There are also roles that require being in-market (e.g., "Launcher" roles in new countries). - **Notable Perks**: Competitive salary (£80k-£120k for Senior Engineers), early-stage equity, and the chance to work on a genuinely hard and important problem. ## Sources 1. [capimoney.com](https://capimoney.com/) 2. [Y Combinator - Capi Money](https://www.ycombinator.com/companies/capi-money) 3. [LinkedIn - Capi Money](https://uk.linkedin.com/company/capimoney) 4. [Y Combinator - Jobs at Capi Money](https://www.ycombinator.com/companies/capi-money/jobs) ## Other roles at Capi Money - [Regional General Manager - UEMOA](https://feeny.ai/job/regional-general-manager-uemoa-capi-money-abidjan-hzyv67ymz6n4) — Abidjan, Ivory Coast - [Commercial Team Lead - Senegal](https://feeny.ai/job/commercial-team-lead-senegal-capi-money-dakar-6zy5rrj23yck) — Dakar, Senegal - [People Operations Lead - Europe](https://feeny.ai/job/people-operations-lead-europe-capi-money-paris-dyt9nwy73yfv) — Paris, France - [Head of Customer Service](https://feeny.ai/job/head-of-customer-service-capi-money-london-3havf5654912) — London, United Kingdom - [General Manager - Tanzania](https://feeny.ai/job/general-manager-tanzania-capi-money-tanzania-ey09xejbd4bg) — Tanzania - [Enterprise Sales Manager - Dakar](https://feeny.ai/job/enterprise-sales-manager-dakar-capi-money-dakar-p51v3mq9pr8c) — Dakar, Senegal - [Enterprise Sales Manager - Abidjan](https://feeny.ai/job/enterprise-sales-manager-abidjan-capi-money-abidjan-cxc0hbzy8twr) — Abidjan, Ivory Coast - [Sales Manager - Accra](https://feeny.ai/job/sales-manager-accra-capi-money-accra-6q66jshy17n9) — Accra, Ghana - [Senior Sales Manager - Bamako](https://feeny.ai/job/senior-sales-manager-bamako-capi-money-bamako-1628ch7n82ea) — Bamako, Mali - [Sales Manager - Abidjan](https://feeny.ai/job/sales-manager-abidjan-capi-money-abidjan-6akzk4spk74f) — Abidjan, Côte D'ivoire