---
title: 'Fintech Engineering Leaders: Interview on Card Issuing Platforms at Terac'
canonical: 'https://feeny.ai/job/fintech-engineering-leaders-interview-on-card-issuing-platforms-terac-united-f6kej4k66yer'
type: 'job'
last_seen: '2026-10-17'
---

# Fintech Engineering Leaders: Interview on Card Issuing Platforms at Terac

- **Company:** Terac
- **Location:** United States
- **Employment:** contract
- **Work type:** remote
- **Posted:** 2026-10-12
- **Last confirmed live:** 2026-10-17
- **Apply:** https://jobs.ashbyhq.com/terac/8b464c83-c749-42bb-8cad-b114e8a206d1

## Job description

## What We're Researching

We're running a paid study on the technical infrastructure behind modern consumer card programs. Our goal is to map out the core challenges fintech teams face when building and scaling these systems. We want to understand how different architectures and vendor relationships impact overall platform reliability. How It Works You will join a remote video interview to walk us through your approach to managing card issuing infrastructure. We will ask you to describe your technical stack and evaluate how you integrate with payment service providers. You will share feedback on the pain points in your current workflow and discuss potential improvements. The conversation flows as a structured discussion guided by a moderator. Who This Is For We are looking for product managers, engineering leaders, and technical directors at fintech companies. You should have direct experience managing consumer card programs and working with modern payment service providers. We welcome professionals from both startup and enterprise environments who oversee issuing infrastructure.

## What You'll Do

- Walk us through your current technical stack for card issuing.
- Describe how your team evaluates and integrates with payment service providers.
- Discuss the day-to-day challenges of managing a consumer card program.
- Share feedback on workflow improvements and infrastructure bottlenecks.

Who Should Apply

- Currently working as a product or engineering leader in the fintech space.
- Direct experience managing consumer card issuing programs.
- Familiarity with technical integrations for payment service providers.
- Comfortable discussing high-level architecture and vendor decisions.

## Compensation

$250 one-time

Ready to participate? [Start your paid interview now](https://terac.com/interview/start/r/e572c431-9516-4a8c-a92b-0d998526130d?utm_source=ashby_listing_description)

## About Terac

Terac is building the world's largest pool of vetted human experts for AI. Researchers, AI labs, and product teams use Terac to recruit, screen, and pay study participants across industries, languages, and skill sets.

Learn more at [terac.com](https://terac.com) or on YouTube at [@jointerac](https://www.youtube.com/@jointerac).

## About Terac

## Company Overview
- **One-liner**: Terac is building the infrastructure and labor marketplace to connect AI agents and companies with verified human experts on demand.
- **Entity Type**: Private (Seed stage; raised $9M)
- **Headquarters**: San Francisco, California, USA (with hubs in Lisbon, Portugal and São Paulo, Brazil)
- **Founded**: 2025
- **Founders**: Zac Baker (Co-founder & CEO), Jack Blair (Co-founder & CTO)

## Core Business
- **Primary industry/industries**: Labor Marketplace / AI Infrastructure / Human-in-the-Loop Services
- **Target customers**: B2B; AI companies, frontier model labs, enterprises, and research teams that need to source, interview, verify, and pay human experts (e.g., doctors, engineers, lawyers) via API.
- **Mission or purpose statement**: "Build the labor marketplace for the post-AGI future" — to become the default interface between AI systems and human expertise.

## Products & Services
- **Terac Platform (Expert Labor MCP)**: An API-first marketplace that allows any team or AI agent to source, screen, interview, verify, and pay human experts on demand. It functions as a "supply layer for human labor," enabling use cases like sourcing 100 Solidity engineers for data labeling or interviewing 200 EU SMB owners about new regulations. The platform includes an AI moderator for screening and verification.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed.
- **Key Metric**: Total Funding — $9M raised.
- **Notable Investors/Partners**: Emergence Capital, SignalFire, Audacious Ventures, Z Fellows.
- **Growth Signals**: Founded in 2025, the company has rapidly grown to a team of ~22 people. It is building in a high-demand space (AI + human data/workforce) and has attracted top-tier investors. The company is actively hiring across 8+ roles in engineering, growth, operations, and marketing.

## Competitive Advantages
- **First-Mover in a Niche**: Focuses on the specific, emerging need for "post-AGI" human labor, positioning itself as infrastructure rather than just a gig platform.
- **Verified Expert Panel**: Curates a panel of verified experts (doctors, engineers, lawyers, etc.) with a built-in AI moderator for screening, differentiating it from general freelance marketplaces.
- **API-First & Agent-Native**: Designed for integration with AI agents and automated workflows, not just human users, making it a critical piece of AI infrastructure.
- **Strong Founding Team**: Backed by experienced founders and a small, high-caliber team (10 people in SF) focused on deep technical challenges (panel quality, voice moderation, marketplace dynamics).

## Strategic Focus
- **Scaling the Panel & Platform**: The immediate priority is to build out the supply side (expert panel) and the platform's capabilities (moderator, verification, agent tooling).
- **Deepening AI Integration**: Making the platform the "default interface" for any AI system that needs to call on human expertise.
- **Hiring Across Functions**: Aggressively hiring founding engineers, account executives, and marketing talent to scale the company from its current 22 people.

## Why Work Here
- **Ground-Floor Opportunity**: As a seed-stage company founded in 2025, early employees will have significant ownership and influence over the product and company culture.
- **Mission-Driven Work**: The company is tackling a "generational shift" in how labor is allocated, offering a compelling narrative for those interested in the future of AI and work.
- **Culture & Team**: Described as a "tight-knit crew in San Francisco that moves fast, sweats the details, and likes being around each other." The team includes engineers, operators, and storytellers.
- **Unique Hiring Process**: Features a paid, week-long work trial to ensure a mutual fit, with full transparency on company metrics (revenue, runway, growth) before an offer is accepted.
- **Compensation & Benefits**: Offers meaningful salary, early-stage equity, comprehensive health/dental/vision coverage, daily meals, relocation support, and team offsites.
- **Work Policy**: Remote-friendly with hubs in San Francisco, Lisbon, and São Paulo. Many roles are listed as San Francisco-based or hybrid.

## Sources
1. [terac.com - Careers](https://terac.com/careers)
2. [terac.com - About](https://terac.com/about)
3. [terac.com - Team](https://terac.com/team)
4. [terac.com - Homepage](https://terac.com/)
5. [terac.com - How We Hire](https://terac.com/blog/how-we-hire-at-terac)

## Other roles at Terac

- [Advanced Chemistry Professionals: Paid Expert Research Contributions](https://feeny.ai/job/advanced-chemistry-professionals-paid-expert-research-contributions-terac-57tx8413j77s) — United States
- [Accounting Professionals: Evaluation of Core Workflows](https://feeny.ai/job/accounting-professionals-evaluation-of-core-workflows-terac-united-states-3zhfqkb3zcc0) — United States
- [Investment Finance Professionals: Paid Independent Authoring and Task Work](https://feeny.ai/job/investment-finance-professionals-paid-independent-authoring-and-task-work-terac-a14v61gvqk3q) — United States
- [Legal Professionals: Paid Engagement on Specialized Workflows](https://feeny.ai/job/legal-professionals-paid-engagement-on-specialized-workflows-terac-united-states-5qae59xtn95w) — United States
- [Mid-to-Senior Policy Professionals: Survey on Current Issues](https://feeny.ai/job/mid-to-senior-policy-professionals-survey-on-current-issues-terac-united-states-wsyt0r4dc824) — United States
- [Hospitalists and Family Medicine Physicians: AI Diagnosis Review](https://feeny.ai/job/hospitalists-and-family-medicine-physicians-ai-diagnosis-review-terac-united-d1kkkm8g3fdf) — United States
- [IT and Business Managers: Paid Interview on Technology Operations](https://feeny.ai/job/it-and-business-managers-paid-interview-on-technology-operations-terac-united-t749pszemfge) — United States
- [ADAS Engineers: Paid Interview on Autonomous Driving Pipelines](https://feeny.ai/job/adas-engineers-paid-interview-on-autonomous-driving-pipelines-terac-united-zg0c33t9811c) — United States
- [日本語を話す高級ブランドショッパー：プレタポルテの購入に関するインタビュー](https://feeny.ai/job/terac-japan-bjat3d044v0s) — Japan
- [Luxury Fashion Consumers: Ready-To-Wear Shopping Experiences](https://feeny.ai/job/luxury-fashion-consumers-ready-to-wear-shopping-experiences-terac-united-states-ym7gyes9b8q6) — United States