---
title: 'FP&A Manager at LemFi'
canonical: 'https://feeny.ai/job/fp-a-manager-lemfi-london-9zry1pa4kbe8'
type: 'job'
last_seen: '2026-10-19'
---

# FP&A Manager at LemFi

- **Company:** LemFi
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-10-15
- **Last confirmed live:** 2026-10-19
- **Apply:** https://jobs.ashbyhq.com/lemfi/e37276ea-2d1f-4f19-bc9d-aee8ec347a58

## Job description

LemFi (Series B) is building the go-to financial app for the Global South.

Moving to a new country shouldn’t mean starting from zero. That's why our team of 400+ spanning 20+ countries is building a financial ecosystem that helps immigrants stay connected to home, build stability, and create wealth regardless of where they are from or where they live.

What began as fast, affordable remittances is now evolving into a complete platform for multi-currency accounts, payments, credit, and long-term financial growth.

With millions of users across the globe, we process over $1B in monthly transactions to 30+ countries, proving that borders shouldn't limit financial opportunity.

## About the role

LemFi is building the financial home for the world's immigrants - multi-currency accounts, remittances, savings, credit and eSIMs across 21 countries and growing. Strategic Finance sits at the centre of that growth: we hold the forecast, challenge the numbers and make sure leadership and investors see a clear, honest picture of the business.

This is the first hire into the FP&A function, reporting directly to the Head of Strategic Finance and FP&A. You will own the full engine: the integrated model, the monthly forecast and BvA cycle, the management pack, and investor and lender reporting. Your numbers go in front of the Board, our investors and our lenders. You will work hand-in-hand with department heads across Growth, Product, Operations and Risk, and have direct exposure to the executive team on commercial and strategic decisions.

## What you'll build and own

- Run the monthly forecast and integrated three-statement model - cash runway, revenue, headcount and provider costs - keeping every model reconciled to actuals and documented to a standard anyone can follow.
- Own the BvA cycle end to end: gather commentary, challenge variances, and hold budget owners accountable for their numbers every single month.
- Produce the monthly management pack and KPI reporting for the executive team and Board, and prepare investor and lender reporting including covenant and facility tracking.
- Partner with budget owners across Growth, Product, Operations and Risk on their plans, forecasts and spend - be the finance voice that pushes back with data, not just a service desk.
- Build robust business cases for new products, corridors, markets and partnerships, including scenario and sensitivity analysis for leadership and the Board.
- Support fundraising, M&A modelling and diligence as needed - your models will be in the data room.
- Pull, structure and automate recurring data from NetSuite, the data warehouse and operational systems, using AI where it saves you time and improves accuracy.

## Your experience

- 3-5 years in FP&A, strategic finance, transaction services or a modelling-heavy consultancy role (Big 4, strategy or deals).
- Excellent three-statement modelling skills: driver-based forecasting, scenario and sensitivity analysis, built cleanly and to best-practice standards.
- Solid accounting foundations: you can link P&L, balance sheet and cash flow, and reconcile a forecast to the ledger without hand-holding.
- Strong data skills and confidence with large datasets; comfortable pulling and structuring data independently.
- Clear, direct communicator: you can explain the numbers to non-finance stakeholders and push back where the numbers do not support a decision.
- High ownership and attention to detail - you do not wait to be asked and you do not let things fall through the cracks in a fast-moving environment.

## Nice to have

- Capital markets exposure: equity fundraising, debt facilities, investor reporting or M&A diligence.
- Experience in payments, remittance, lending or another regulated financial services business.
- NetSuite, BI tools, SQL or automation experience (Python or similar); professional qualification (ACA, ACCA, CIMA or CFA).

Why Join LemFi? Love shouldn’t be expensive, yet those working hardest for their families often face predatory fees and banking exclusion. We're changing this. At LemFi, you won’t be just a cog in a machine. Whether designing products, scaling operations, or telling our story, you’ll tackle complex challenges with real, immediate impact. Your work goes beyond metrics - it puts money back in families’ pockets and offers access to the previously excluded. Join us to make a meaningful difference, where high performance is a lifeline for millions.

You can connect with us on [LinkedIn](https://www.linkedin.com/company/lemfi/) and [Instagram](https://www.instagram.com/uselemfi/) and if you haven't already, download the app on the [App Store](https://apps.apple.com/gb/app/lemfi/id1533066809) or [Google Play](https://play.google.com/store/apps/details?hl=en&id=com.lemonadeFinance.android).

Recruitment Agencies Notice LemFi does not accept unsolicited CVs from recruitment agencies. We work only with agencies on our preferred supplier list, and only when we’ve asked them for their support. Any CVs sent to us outside this arrangement will not incur a fee.

## About LemFi

## Company Overview
- **One-liner**: LemFi is a financial technology company that provides multi-currency wallets and international payment services tailored for immigrants and the Global South.
- **Entity Type**: Private (Venture Capital-Backed)
- **Headquarters**: Toronto, Canada (also has offices in Oakland, California and London, UK)
- **Founded**: 2020
- **Founders**: Not publicly listed on the main company page, but former known as Lemonade Finance.

## Core Business
- Primary industry: Financial Services / FinTech (International Payments and Remittances)
- Target customers: B2C — primarily immigrants and diaspora communities, with a focus on serving the Global South. They also offer B2B capabilities for international payment needs.
- Mission/Purpose: *"To improve the financial life of the next generation of immigrants."* The company focuses on solving the financial hurdles people face when moving to a new country.

## Products & Services
- **International Money Transfer**: Send money to 30+ countries with zero transfer fees and competitive exchange rates.
- **Multi-Currency Wallet**: Open and manage accounts in multiple currencies, with the ability to convert and hold funds.
- **Request Money**: Send payment requests or share a payment link for easy collections.
- **eSIM**: "Instant Connection, Anywhere you go" — providing mobile connectivity services for travelers and immigrants.

## Market Standing
- **Valuation**: Not publicly disclosed.
- **Key Metric**: Total funding raised of approximately **$85.6M** (per PitchBook).
- **Customers**: Over **1,000,000+ customers** as of their last update.
- **Notable Investors/Partners**: Backed by 45 investors including **Armyn Capital, Endeavor Catalyst, Highland Europe, Silverbacks Holdings, and Stonewater Ventures**. They have partnerships with Visa (cross-border payments), ClearBank (agency banking services), and have recently hired former OPay COO, Allen Qu, to lead China expansion.
- **Growth Signals**: 
  - Headcount growth: Over 200+ employees (300 per PitchBook, 121 on Built In).
  - Expanded to serve China and South Asia.
  - High-growth trajectory with a focus on remittance-heavy corridors (UK, US, Canada).
- **Recent Deal**: Merged with Pillar (Financial Software) in June 2025 (per PitchBook).

## Competitive Advantages
- **Zero Fees**: Zero transfer fees and competitive exchange rates are a key differentiator in the remittance market.
- **Laser Focus on Immigrants**: The company's entire product suite is designed around the immigrant experience (multi-currency wallets, requests, eSIM) rather than being a general money transfer app.
- **Speed**: "Usually delivered in minutes" — faster than traditional remittance services.
- **Strong Backing**: A large, high-quality investor base (45 investors) and strategic partnerships (Visa, ClearBank) provide a solid moat.
- **Experienced Team**: Team members come from top companies including Monzo, Opera, Kraken, Kaufland, Uber, and Andela.

## Strategic Focus
- **Global Expansion**: Explicit focus on entering China, South Asia, and other key corridors for immigrants.
- **Product Ecosystem**: Moving beyond simple transfers into multi-currency wallets, payment requests, and mobile connectivity (eSIM).
- **Scale Infrastructure**: Hiring key leadership (VP of Growth, Head of Finance & Business Intelligence, VP of Cards) to professionalize operations and build for scale.
- **Partnerships**: Deepening relationships with Visa and banks to expand reach and capabilities.

## Why Work Here
- **Remote/Hybrid/Office**: The company supports a hybrid and remote work model. Offices in Oakland (US), London (UK), and Toronto (Canada).
- **Culture & Perks**: Described as a high-growth, mission-driven environment building a product for a tangible impact on immigrants' lives.
- **Team Size & Growth**: The company is on a strong growth trajectory (from 121 to 300 employees in a short period), offering significant upside for early employees.
- **Engineering & Product Focus**: The team includes roles like VP of Cards and Head of Infrastructure, suggesting a strong technical spine.
- **Diverse Locations**: Opportunities to work in Canada, the UK, the US, Nigeria, and the Philippines, reflecting a truly global operation.

## Sources
1. [lemfi.com](https://lemfi.com/)
2. [lemfi.com/en-at/about](https://lemfi.com/en-at/about)
3. [jobs.ashbyhq.com/lemfi](https://jobs.ashbyhq.com/lemfi)
4. [builtin.com/company/lemfi](https://builtin.com/company/lemfi)
5. [pitchbook.com/profiles/company/458201-62](https://pitchbook.com/profiles/company/458201-62)

## Other roles at LemFi

- [Senior Growth Manager, Pakistan](https://feeny.ai/job/senior-growth-manager-pakistan-lemfi-london-c99tgnjaetk0) — London, United Kingdom
- [Senior Technical Accountant](https://feeny.ai/job/senior-technical-accountant-lemfi-london-307a7jpg6mkw) — London, United Kingdom
- [Senior Growth Manager, Canada to Nigeria](https://feeny.ai/job/senior-growth-manager-canada-to-nigeria-lemfi-canada-66bsss7018s0) — Canada
- [European Entity Controller](https://feeny.ai/job/european-entity-controller-lemfi-dublin-jzgncwwgsq8e) — Dublin, Ireland
- [UK Entity Controller](https://feeny.ai/job/uk-entity-controller-lemfi-london-c9a0qd72zb0g) — London, United Kingdom
- [Senior Growth Manager - France to Morocco](https://feeny.ai/job/senior-growth-manager-france-to-morocco-lemfi-france-kr9dtfdjgx0x) — France
- [Senior Growth Manager - UK to Kenya](https://feeny.ai/job/senior-growth-manager-uk-to-kenya-lemfi-united-kingdom-8vvxd0wxven4) — United Kingdom
- [Senior Software Engineer - Credit](https://feeny.ai/job/senior-software-engineer-credit-lemfi-london-dm6h9drmtffp) — London, United Kingdom
- [Senior Growth Manager - Italy to Nigeria](https://feeny.ai/job/senior-growth-manager-italy-to-nigeria-lemfi-italy-3jmsqk7v5ry8) — Italy
- [Head of Growth, Nigeria](https://feeny.ai/job/head-of-growth-nigeria-lemfi-united-kingdom-zn9f8ndwxv1n) — United Kingdom