--- title: 'Fraud Risk Manager at Aspora' canonical: 'https://feeny.ai/job/fraud-risk-manager-aspora-london-ve0nrztfwzns' type: 'job' last_seen: '2026-11-06' --- # Fraud Risk Manager at Aspora - **Company:** Aspora - **Location:** London, United Kingdom - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-10-20 - **Last confirmed live:** 2026-11-06 - **Apply:** https://jobs.ashbyhq.com/aspora/674a8e53-59e4-413c-a830-97df8ab5f320 ## Job description ## About Aspora People on the move deserve a bank that moves with them. Since 2022, Aspora has been building a borderless financial operating system that makes money as mobile and transparent as its users. Backed by influential venture capitalists like Sequoia Capital, Greylock Partners, Hummingbird Ventures, Y Combinator & Global Founders Capital. We're a team of 150+ across India, the UK, the UAE, EU and the US, working with extreme ownership, radical candour, and an obsession with customer impact. We celebrate builders who question assumptions, ship fast, and turn regulatory complexity into elegant solutions. If you’re driven to redefine what global banking can be, we’d love to build the future with you. ## About the Role People build lives across borders, and their money should move with them. Every product, corridor and payment rail we add opens a new door for fraudsters. We want to be the least attractive target on our corridors, without adding friction for good customers. This role exists to own how we detect and deter fraud across every rail and geo. You’ll lead fraud detection and deterrence end to end, from exposure mapping to rules, limits and customer protection. You report to our Head of Financial Crime and work alongside the fraud recovery and chargebacks lead. You partner with Product, Payments, Engineering, Customer Support and Compliance on every launch. You decide what ships on day one, and you own the trade-off between fraud caught and friction added. ## Who You Are You don’t see fraud as a dashboard to watch. You see it as a live contest, won or lost in seconds, and you’ve been in it. - You’ve done multiple rodeos. You’ve worked fraud at more than one fintech or high-velocity regulated platform across the UK, EU or US. That could be a neobank, payments company, gambling operator, gaming platform or crypto exchange. You know how attacks, rails and rules differ in each. - You’ve built controls from scratch. At a B2C fintech, you built fraud controls that didn’t exist before, while protecting consumer money at scale. - You’ve worked the floor. You started as an investigator and worked alerts and cases by hand. You spot a pattern before it shows on a dashboard. - You’ve been baptised by fire. You’ve handled a real fraud attack or loss spike and made fast calls under pressure. You stayed on it until the fix held, and learned from every case. - You own the approach. You decide how to tackle a problem and see it through end to end, without waiting to be told. - You see every launch as a new door. You map where fraud can get in before go-live, not after the first losses land. - You protect good customers too. You stop fraud without adding friction for the people we serve, and you can show the numbers behind it. Most importantly, you’d rather build the right controls once, on our own decisioning platform, than tune vendor defaults forever. ## What You’ll Own This is a role with a mandate across every rail, product and geo we operate in. - See the exposure, everywhere. Map where fraud can hit us on every rail, product and geo, and own the observability layer that lets us watch it live. - Build rules that hold. Stand up rule building and governance on our decisioning platform, with every change back-tested before it ships. - Tier exposure by risk. Design progressive access to payment rails by risk tier, so trusted customers move freely and limits grow with trust. - Measure every trade-off. Track each control change in fraud caught against friction added, and retire the rules that no longer earn their place. - Protect customers in the moment. Put vulnerable-customer education and in-the-moment verification on every rail, without slowing good customers down. - Launch with controls from day one. Make sure every new product, geo or rail has a signed-off exposure map before it goes live. Your calls will shape how fast Aspora can open new corridors, and how safely customers move money once we’re there. ## Why Aspora - Define how Aspora detects and deters fraud across every rail and geo, and set the playbook every launch follows. - Work directly with our Head of Financial Crime, and partner with Product, Payments and Engineering on every launch. - Build controls on our own decisioning platform, across high-volume cross-border flows at significant scale. - Own fraud strategy from day one, from exposure mapping through to customer protection. - Competitive salary, comprehensive benefits, and ESOPs aligned with Aspora’s long-term vision. ## About Aspora ## Company Overview - **One-liner**: Aspora is building a borderless financial operating system for Non-Resident Indians (NRIs), enabling cross-border money transfers, savings, bill payments, and investments. - **Entity Type**: Private - **Headquarters**: London, United Kingdom - **Founded**: 2022 - **Founders**: Parth Garg (CEO) ## Core Business - **Primary industry/industries**: Financial Services, Cross-Border Payments, Fintech - **Target customers**: B2C (Non-Resident Indians / Global Indians living in the US, UK, UAE, and EU) - **Mission or purpose statement**: "Building borderless finance for NRIs" — helping global Indians manage money seamlessly while staying connected to the people and places they love. ## Products & Services - **Cross-Border Money Transfers**: Send money to India at "Google Rates" (live mid-market exchange rates) with zero hidden fees. 256-bit encryption and 24/7 support. - **Global Savings Accounts**: Save in global currencies with up to 9% interest. - **Automated EMIs & SIPs**: Automated recurring payments for loans and systematic investment plans. - **Bill Payments**: Stay on top of bills in India from abroad. - **Business Banking (in development)**: A "Founding GTM Specialist (Business Banking)" role is open, indicating an upcoming B2B offering. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed. - **Key Metric**: Over $2 billion securely transferred worldwide; over ₹150 crore saved by users in forex fees. - **Notable Investors/Partners**: Not publicly disclosed on the website or LinkedIn. Funds are held with regulated financial institutions. - **Growth Signals**: - **User base**: Trusted by 1 million+ NRIs. - **Headcount**: 200 employees (LinkedIn estimate), with a monthly growth rate of +7.0%. - **Geographic expansion**: Active in 6 countries (US, UK, UAE, India, and others) with 4 more countries coming this year. Secured a Financial Services license from the Dubai Financial Services Authority (DFSA) in February 2026. - **Active hiring**: 17 active job postings (LinkedIn), with monthly job posting growth of +13.3% and quarterly growth of +88.9%. ## Competitive Advantages - **Pricing Transparency**: Guarantees "Google Rates" (live mid-market exchange rates) with zero hidden fees — a strong differentiator against traditional banks and many fintech competitors. - **Security-First Approach**: 256-bit encryption, proactive fraud detection, funds held with regulated financial institutions. - **Niche Focus**: Deeply specialized in the NRI segment, offering a full financial OS (send, pay, invest) rather than just a single transfer service. - **Scale & Trust**: $2B+ transferred and 1M+ users provides a strong network effect and credibility. ## Strategic Focus - **Geographic Expansion**: Actively expanding into new countries (4 more planned this year) and securing regulatory licenses (e.g., DFSA in Dubai). - **Product Expansion**: Moving beyond transfers into savings (up to 9% interest), investments, and business banking. - **Talent Acquisition**: Aggressively hiring across engineering, product, compliance, and growth roles to support scaling. ## Why Work Here - **High-Growth Environment**: The company is in a rapid growth phase (200 employees, 7% monthly headcount growth, expanding to new countries). This offers significant career acceleration and ownership opportunities. - **Mission-Driven**: Work on a product that directly helps the global Indian diaspora — a large, underserved, and emotionally resonant market. - **Modern Tech Stack**: Uses a sophisticated stack including Python, Java, Spring Boot, Google Cloud Platform, Snowflake, Databricks, Apache Spark, Flink, Airflow, Terraform, dbt, and Looker. Strong emphasis on data engineering and platform engineering. - **Work Policy**: Hybrid/In-Office model. London HQ, with offices in Bangalore (Bengaluru) and Dubai. BuiltIn indicates a mix of in-office and remote roles. - **Culture**: Described as building "for the dreamers, the doers, the ones who see the world as their canvas." Focus on transparency, security, and customer obsession. - **Active Open Roles (as of mid-2026)**: Staff Engineer, Engineering Manager, Senior Software Engineer (Backend), Senior Data Platform Engineer, Senior Product Analytics, Head of Growth, Treasury Operations Lead, Group Chief Compliance Officer, Personal Banking Manager, and more. ## Sources 1. [aspora.com](https://www.aspora.com/) 2. [aspora.com/about-us](https://www.aspora.com/about-us) 3. [LinkedIn](https://uk.linkedin.com/company/get-aspora) 4. [Built In](https://builtin.com/company/aspora) 5. [Jobs.ashbyhq.com](https://jobs.ashbyhq.com/Aspora) ## Other roles at Aspora - [Founder's Office](https://feeny.ai/job/founder-s-office-aspora-bengaluru-5tw8t4rptnyd) — Bengaluru, India - [Information Security Lead](https://feeny.ai/job/information-security-lead-aspora-vilnius-1zjdmw81fmtd) — Vilnius, Lithuania - [Global Regulatory Compliance Lead](https://feeny.ai/job/global-regulatory-compliance-lead-aspora-london-sssv3kmv48xv) — London, United Kingdom - [Personal Banking Manager](https://feeny.ai/job/personal-banking-manager-aspora-bengaluru-75d6h93yhrt4) — Bengaluru, India - [Staff Engineer](https://feeny.ai/job/staff-engineer-aspora-bengaluru-5qp3b6wv9f9w) — Bengaluru, India - [AI Product Lead](https://feeny.ai/job/ai-product-lead-aspora-london-vw9m3qvs77j4) — London, United Kingdom - [Engineering Leader](https://feeny.ai/job/engineering-leader-aspora-bengaluru-ava28tp44fsm) — Bengaluru, India - [Customer Support Associate](https://feeny.ai/job/customer-support-associate-aspora-bengaluru-qxkb98snc7wb) — Bengaluru, India - [Head of Product Design](https://feeny.ai/job/head-of-product-design-aspora-london-gt9v0ydf6kcw) — London, United Kingdom - [Chief Compliance Officer (EMI)](https://feeny.ai/job/chief-compliance-officer-emi-aspora-vilnius-qgrma0mtvad1) — Vilnius, Lithuania