---
title: 'Fraud Strategy Data Scientist at BILL'
canonical: 'https://feeny.ai/job/fraud-strategy-data-scientist-bill-san-jose-california-qrc1b21wskeg'
type: 'job'
last_seen: '2026-09-14'
---

# Fraud Strategy Data Scientist at BILL

- **Company:** BILL
- **Location:** San Jose California, United States
- **Compensation:** $96k–$135k
- **Posted:** 2025-11-21
- **Last confirmed live:** 2026-09-14
- **Apply:** https://www.bill.com/job?5718905004&gh_jid=5718905004

## Job description

Innovate with purpose

At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters.

Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. We're remote-first, with office spaces in San Jose, CA and Draper, UT — and opportunities to connect in person when it counts. BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks.

BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another.

✨ Let’s give businesses more time for what matters.

Make your impact within a rapidly growing Fintech Company

We are looking for a talented, enthusiastic and dedicated person to join BILL’s Fraud Risk Strategy team. The incumbent will be responsible for leading key projects associated with fraud detection, risk analysis and loss mitigation at Bill.com. This position requires a person who has experience with performing analytics, refining risk strategies, and developing predictive algorithms preferably in the risk domain.

We’d love to chat if you have:

- Minimum 3+ years of experience in end to end fraud risk control strategy experience within relevant industry experience in eCommerce, or online payments, leveraging data science/analytics to solve complex business problems.
- Achieved ambitious business goals through design, creation, and execution of control strategies through direct work (complex analytical rule development, maintenance, etc) and in collaboration with Product Managers, Engineers, and Business Stakeholders.
- Developed, maintained, and refined risk strategy frameworks for a domain to keep model strategy up to date with high performance with the goal of delivering on KPIs. Built and deployed data driven and automated monitoring rules to detect and quickly respond to evolving risk trends. Partnered with product/engineering on product/customer touchpoints for risk signal capture and treatments from strategies.
- Utilized advanced analytics techniques to significantly contribute to the refinement of end to end control strategies, including experience in building complex SQL/Python scripts with minimal guidance to solve ambiguous problems. Expertise with interpreting results and using data findings to influence decision making.
- Developed flexible performance dashboards and monitoring that drill to the right level of granularity to fit the audience, business needs; covering the breadth of control strategy . Hands on experience wrangling complex data in tools (ie. Tableau) with the focus to perform monitoring, diagnostic analytics, and share actionable stories with data.
- Applied advanced knowledge of data, metrics, profiles/typologies and key indicators in the financial fraud risk domain. Demonstrated ability to find and recommend additional enhancements within data features, data enrichment, score recalibration for existing strategies and processes. Identify and execute new model/rules/product opportunities in order to optimize processes aligning with the business goals.
- Experience in project leadership, partnering and collaborating with cross functional teams including modeling, product/engineering, operations to effectively design strategies across the lifecycle at multiple touchpoints. Establishing business requirements, shared KPIs, guiding execution, and performing validation/maintenance. Experience influencing cross functional team approaches. Mentorship and support of junior team members to achieve goals.
- Experience applying AI to accelerate data science work by designing prompts, rigorously evaluating outputs, and integrating LLMs through APIs into notebooks and automated pipelines.
- Experience in experimental design, fraud typologies that involve onboarding fraud/abuse, and data/control governance, including proposal development, user acceptance definition, pre/post implementation validation, and approval workflows to ensure high quality deployments.

Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future. The estimated salary  range for this role is noted below for our San Jose based role.  Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range $112,700—$135,000 USD

Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary  ranges noted below roles in the specific  geographic zones

Zone 1: San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $112,700—$135,000 USD

Zone 2: CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $101,400—$121,500 USD

Zone 3: Utah (includes Utah office), Dallas TX, Houston TX, Florida, North Carolina, Illinois, Colorado, Arizona, Georgia, Oregon, Pennsylvania $95,800—$114,800 USD

What’s in it for you?

Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well.

Here is a preview of some of the amazing benefits here at BILL:

- 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
- HSA & FSA accounts
- Life Insurance, Long & Short-term disability coverage
- Employee Assistance Program (EAP)
- 11+ Observed holidays and wellness days and flexible time off
- Employee Stock Purchase Program with employee discounts
- Wellness & Fitness initiatives
- Employee recognition and referral programs
- And much more

Don’t believe us? Check out our culture, benefits, and teams on our [career site](https://www.bill.com/careers), [LinkedIn Life](https://www.linkedin.com/company/bill/life/f7e79b4e-c752-482f-80b4-7d11f2d06086/?viewAsMember=true), or [YouTube](https://www.youtube.com/playlist?list=PLnyriCE50-7wj1yPJGgPdBush5IJp7xQj) pages.

BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture.

We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our [Candidate Integrity Policy](https://www.bill.com/careers-candidate-integrity-policy) prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification.

Our [Applicant Privacy Notice](https://www.bill.com/legal/applicant-privacy-notice) describes how BILL treats the personal information it receives from applicants.

## About BILL

## Company Overview
- **One-liner**: BILL is an AI-powered financial operations platform that automates payables, receivables, spend management, and business credit for small and midsize businesses and their accounting firms.
- **Entity Type**: Public (NYSE: BILL)
- **Headquarters**: San Jose, California, USA (with a major office in Draper, Utah)
- **Founded**: Not publicly available (founding year not disclosed in provided materials)
- **Founders**: René Lacerte

## Core Business
- **Primary industries**: Financial operations, payments, accounts payable/receivable, spend management, business credit
- **Target customers**: B2B – small and midsize businesses (SMBs), accounting firms (98 of the top 100 US accounting firms partner with BILL)
- **Mission statement**: To make it simple for businesses to connect and do business, automating the “back office” so business owners can focus on strategic growth.

## Products & Services
- **Bill Pay**: Automated accounts payable – import bills, set approval workflows, and pay via ACH, check, card, or international transfer.
- **Invoicing & Receivables**: Create and send invoices, accept payments, and sync with accounting software.
- **Spend & Expense**: Manage corporate card spend, employee expenses, and budget controls.
- **Business Credit**: Access to company cards with credit lines from $1K–$5M and rewards on eligible spend.
- **BILL Invoice Coding Agent**: Agentic AI that reads and categorizes financial data with 99% accuracy, executing workflows end-to-end.

## Market Standing
- **Valuation/Market Cap**: Not disclosed in provided materials (publicly traded on NYSE under ticker $BILL)
- **Key Metric**: Annual Revenue exceeded $1 billion (as of latest fiscal year); Total Payment Volume (TPV) over $345B annually (~1% of US GDP)
- **Notable Investors/Partners**: Public shareholders since IPO; acquired Divvy and Invoice2go; trusted by 98 of the top 100 US accounting firms
- **Growth Signals**: 8.3 million network members (paid or get paid with BILL, as of June 2025); 4.7 million members in the BILL network (as of 2026); processes $1 trillion+ in cumulative payments; expanded into agentic AI; cross-border payments to 130+ countries

## Competitive Advantages
- **Network effects**: One of the largest B2B payment ecosystems in the US – instant payments to network-enrolled vendors without manual bank detail requests.
- **Scale**: Processes 1% of US GDP, providing unparalleled data for AI model training and fraud detection.
- **Agentic AI**: Proprietary AI automates complex workflows (e.g., invoice coding) with 99% accuracy, reducing manual entry.
- **Trust & compliance**: Rigorous KYC/AML verification; integrated with top accounting firms (98/100), creating a high switching cost for accounting partners.

## Strategic Focus
- Unifying payables, receivables, spend, and credit on a single platform – moving beyond basic automation to agentic AI that anticipates needs.
- Expanding the BILL network to increase instant payment capabilities and cross-border reach.
- Deepening integration with accounting software firms and continuing to win accounting firm partnerships.
- Investing in AI-driven financial intelligence to provide actionable insights to business owners.

## Why Work Here
- **Culture**: Based on five core values – humble, authentic, passionate, accountable, and fun. Emphasis on diversity, equity, and inclusion (four DEI pillars).
- **Work environment**: Hybrid – flexibility for employees near offices (San Jose and Draper); ability to work from almost anywhere for up to 2 weeks per year.
- **Benefits & perks**:
  - Fully paid parental leave for new parents
  - 80%–100% of health insurance premiums covered; medical, dental, vision from day one
  - Mental wellbeing benefits (coaching/therapy)
  - New hire RSUs with 3-year vest (first cliff at 12 months); annual bonus; employee stock purchase plan (up to 15% discount)
  - Flexible time off (truly flexible), 10 paid holidays + 2 floating holidays, 3 volunteer days
  - Free in-office meals, snacks, beverages; gym facilities in San Jose and Draper
  - Monthly mobile phone stipend; new hire tech allowance
  - Learning & development resources; 7 employee resource groups (ERGs)
- **Intern program**: 11-week fully paid program with exec access, workshops, mentorship, and full benefits.

## Sources
1. [BILL homepage](https://www.bill.com/)
2. [BILL About page](https://www.bill.com/about-us/)
3. [BILL Careers page](https://www.bill.com/careers)
4. [BILL LinkedIn page](https://www.linkedin.com/company/bill)

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