---
title: 'Full-Stack Engineer at Splitero'
canonical: 'https://feeny.ai/job/full-stack-engineer-splitero-remote-by5mf9mnrqv2'
type: 'job'
last_seen: '2026-11-05'
---

# Full-Stack Engineer at Splitero

- **Company:** Splitero
- **Location:** Remote
- **Work type:** remote
- **Posted:** 2026-11-05
- **Last confirmed live:** 2026-11-05
- **Apply:** https://job-boards.greenhouse.io/splitero/jobs/5473851008

## Job description

## About the Job

As a Full-Stack Engineer at Splitero, you will play a crucial role in architecting, developing, and maintaining our software from marketing through origination. Your expertise in modern back-end technologies, cloud computing, and the full software development lifecycle will be essential in delivering high-quality solutions in a fintech and proptech ecosystem. You will work closely with product, engineering, and QA teams to ensure our software meets the highest standards of functionality and performance while we scale our operations to meet team and organization goals. As an individual contributor, you will be able to balance pace with perfection and understand tradeoffs in how you deliver your work.

- Design and implement scalable and efficient back-end systems using Node, JavaScript, and TypeScript. Develop APIs and services that support robust application functionality.
- Utilize PostgreSQL to design and manage databases, ensuring data integrity and optimizing performance across a Heroku Connect/Salesforce-based data infrastructure.
- Develop and deploy serverless applications using AWS Lambda and IaC platforms such as Terraform and AWS CDK.
- Work with AI technologies for both your day-to-day role as an engineer and also for new product implementations, leveraging APIs with major AI platforms
- Collaborate with front-end developers to integrate back-end services with a modern React ecosystem ([Next.js](http://next.js), Tailwind, Vercel, etc), ensuring a seamless and responsive user experience.
- Participate in all stages of the software development lifecycle, from requirements gathering and design to implementation, testing, and deployment.
- Work closely with product managers and QA teams to gather requirements, identify issues, and deliver high-quality software solutions.
- Maintain a high level of attention to detail, ensuring that software is reliable, efficient, and meets established standards and specifications.
- Stay current with industry trends and technologies, recommending improvements and adopting best practices for software development and cloud computing.

The salary range for this position is $140,000 - $155,000. Within the range, individual pay is determined by job-related skills, experience, and relevant education or training.

## About You

- 4-6 years of experience as a full-stack engineer with a strong focus on back-end technologies
- Strong proficiency in JavaScript and TypeScript for front-end and back-end development
- Strong experience with Node.js for building server-side applications
- Expertise in PostgreSQL (or similar) and database design
- Experience with cloud computing platforms, specifically AWS Lambda
- Extensive experience working with Claude Code (or similar) to build tools and workflows that accelerate the development lifecycle; not just individual chat use or vibe coding
- Hands-on experience working with Infrastructure-as-Code using Terraform, AWS CDK, or CloudFormation
- Experience implementing and working with modern analytics tools for event tracking and reporting (Mixpanel, Posthog, Google Analytics, etc)
- Strong experience working with testing and quality engineering tools such as Playwright, Jest, and/or Mocha
- Solid understanding of modern cloud computing pipelines and the full software development lifecycle
- Proven experience working directly with product and QA teams to ensure high-quality software delivery
- Experience with Heroku Connect and Salesforce platforms is a plus
- Candidates must be located in the United States. Working timezone in PST or MST preferred.
- Ability to break down complex technical problems and deliver high-quality solutions.
- Effective communication skills and a track record of collaboration with cross-functional teams.
- Desire to participate in fast-paced early-stage startup
- Adaptability: Embraces changing circumstances with resiliency and positivity
- Team-Oriented: Prioritizes collaboration, inclusivity, and teammate support

## About Us

Millions of homeowners in today’s economy are sitting on substantial home equity they are unable to access due to rising interest rates and strict qualification requirements of traditional lenders. That means millions of homeowners can’t convert their hard-earned equity into cash to pay off debt, start a home renovation, or pad their retirement to better their lives.

Splitero co-founders Michael Gifford and David Zvaifler witnessed the problem firsthand throughout their real estate careers. They set out to create a win-win product that could help those homeowners access their home equity but not make monthly payments like traditional financing options. And thus, Splitero was born.

As part of our team, you will join our quest to revolutionize the real estate industry while helping families in need. We offer a suite of benefits designed to help you thrive in all areas of life.

- OneTeam Culture - We foster a culture of transparency, innovation, and inclusivity, where every voice is heard and every team member is valued. We believe in celebrating our successes, doing the right thing, and helping each other so we grow as a team and as individuals.
- Generous Resources - We want to ensure you are set up to do your best work. In addition to a solid tech stack, and access to any WeWork location, you will receive a monthly cell and internet stipend.
- Premium Healthcare - We offer comprehensive healthcare plans for you and your family, which employees are eligible for on their first day.
- Flexible PTO and Parental Leave - We offer a generous PTO and encourage employees to take time off to recharge. We're proud to offer a parental leave policy that allows you to welcome your new addition without worry.

We are a workforce composed of individuals with diverse backgrounds, abilities, minds, and identities. In keeping with our commitment to inclusion, we will ensure that people with disabilities are provided reasonable accommodations. If reasonable accommodations are required when applying, interviewing, or performing the essential functions of this position, please contact People Operations, at peopleops@splitero.com.

## About Splitero

## Company Overview
- **One-liner**: Splitero provides homeowners with cash in exchange for a share of their home’s future value, enabling access to equity without taking on new debt or making monthly payments.
- **Entity Type**: Private (Series B‑II)
- **Headquarters**: San Diego, California, United States
- **Founded**: 2021
- **Founders**: Michael Gifford and David Zvaifler

## Core Business
- **Primary industry**: Financial Services (Home Equity Investment / Fintech)
- **Target customers**: Homeowners who are “asset‑rich, cash‑poor” or have less‑than‑perfect credit – primarily B2C, but also works with wholesale partners.
- **Mission**: Help homeowners access their home equity without new debt or monthly payments.

## Products & Services
- **[Home Equity Investment (HEI) – “Splitero”](https://www.splitero.com/)**: The company offers a lump‑sum cash payment to homeowners in exchange for a share of the home’s future appreciation (or depreciation). No monthly payments, no interest, and no new debt – a simple, transparent alternative to a HELOC or second mortgage. The product is classified as a Home Equity Investment (HEI) and is structured as a shared‑value contract.

## Market Standing
- **Valuation**: Not publicly disclosed.
- **Key Metrics**: 
  - Annual Revenue: ~$8.7 M (2026 estimate) [linkedin.com]
  - Total Funding: $317.8 M (as of 2026) [cbinsights.com]
  - Latest Milestone: Closed a $296 M HEI securitization in June 2026 [cbinsights.com].
- **Notable Investors**: Antarctica Capital, Blue Owl Capital, Fiat Ventures, Stackpoint Ventures, Permit Ventures, PBJ Capital, and others [cbinsights.com].
- **Growth Signals**: 
  - Headcount of ~86 employees with +0.9% monthly growth [linkedin.com].
  - Active job postings: 8, with a +300% quarterly increase in postings [linkedin.com].
  - Named a “Challenger” among competitors in the home equity investment space [cbinsights.com].
  - Successful securitization signals strong capital markets demand and scale‑up potential.

## Competitive Advantages
- **No new debt or monthly payments**: Unlike traditional home equity loans, Splitero’s product does not add debt, making it attractive to homeowners with imperfect credit or those seeking payment‑free cash.
- **Shared‑appreciation model**: Homeowners keep title and occupancy; Splitero only shares in future home‑value changes, aligning incentives.
- **Speed and accessibility**: Faster approval process compared to conventional mortgages, serving a broader demographic.

## Strategic Focus
- **Scale securitization**: The recent $296 M securitization shows a strategy of packaging HEI assets to raise new capital for further originations.
- **Nationwide expansion**: Growing wholesale partner network and remote team to reach more homeowners across the U.S.
- **Product innovation**: Continuing to refine underwriting and investor structures to remain competitive against companies like Point and Hometap.

## Why Work Here
- **Remote‑first culture**: The team is fully remote, allowing hiring from anywhere in the U.S. [greenhouse.io].
- **OneTeam Culture**: Emphasis on transparency, innovation, inclusivity, and celebrating wins together [greenhouse.io].
- **Generous benefits**: 
  - Premium healthcare coverage starting day one.
  - Flexible PTO and paid parental leave.
  - Monthly cell & internet stipend + access to any WeWork location.
- **Engineering & ops roles**: Current open positions include Underwriter, Processor, Manager of Wholesale, and Homeowner Advisor – a mix of remote and hybrid (San Diego) options [greenhouse.io].
- **Impact**: Employees directly help homeowners unlock trapped equity in a high‑interest‑rate environment, making a tangible difference in people’s lives.

## Sources
1. [splitero.com](https://www.splitero.com/)
2. [Greenhouse careers page](https://job-boards.greenhouse.io/splitero)
3. [LinkedIn company profile](https://www.linkedin.com/company/splitero)
4. [CB Insights company profile](https://www.cbinsights.com/company/splitero)

## Other roles at Splitero

- [Engineering Manager, Homeowner and Partner Experiences](https://feeny.ai/job/engineering-manager-homeowner-and-partner-experiences-splitero-remote-mp1az7akbab8)
- [Senior Accountant](https://feeny.ai/job/senior-accountant-splitero-remote-4fmr83pn4j02)
- [Director of Product, Homeowner & Partner Experience](https://feeny.ai/job/director-of-product-homeowner-partner-experience-splitero-remote-9wv5zyvbg45t)
- [People Business Partner](https://feeny.ai/job/people-business-partner-splitero-remote-r674g40q4b4m)
- [Manager of Underwriting](https://feeny.ai/job/manager-of-underwriting-splitero-san-diego-v7vferf5d93y) — San Diego, CA
- [Underwriter](https://feeny.ai/job/underwriter-splitero-san-diego-15k9xnv5xxwh) — San Diego, CA
- [Manager of Processing](https://feeny.ai/job/manager-of-processing-splitero-san-diego-g13x3jk8p3ax) — San Diego, CA
- [Processor - Hybrid](https://feeny.ai/job/processor-hybrid-splitero-san-diego-cgh6vgbe34c7) — San Diego, CA
- [Senior Closer](https://feeny.ai/job/senior-closer-splitero-san-diego-the4jgnm6vpn) — San Diego, CA
- [Full-Stack Engineer](https://feeny.ai/job/full-stack-engineer-darkroom-brazil-a6p3trzfzv9s) — Brazil