--- title: 'Full Stack Engineer at Thought Machine' canonical: 'https://feeny.ai/job/full-stack-engineer-thought-machine-lisbon-g18t2e8ah558' type: 'job' last_seen: '2026-09-14' --- # Full Stack Engineer at Thought Machine - **Company:** Thought Machine - **Location:** Lisbon, Portugal - **Compensation:** €55k–€80k - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-09-11 - **Last confirmed live:** 2026-09-14 - **Apply:** https://jobs.ashbyhq.com/thought-machine/7296d345-7c16-48d4-9ad9-b72983fbaa0c/application **Skills:** React, TypeScript, REST APIs, Automated Testing, Unit Testing, Integration Testing, Web Application Development, AWS, Golang, Python, Figma, UI Frameworks, SQL, NoSQL, Microservice Architectures, Kubernetes, UX Principles, UI Principles > Thought Machine is seeking a Full Stack Engineer to design and implement end-to-end features across the stack, including web applications and backend services. The role involves bridging back-end and front-end development to deliver secure, performant, and scalable solutions for financial institutions using modern t... ## Job description Thought Machine's mission is bold – to properly and permanently rid the world's banks of legacy technology. To achieve this, we have developed the foundations of modern banking through core and payments technology which run natively in the cloud. What we are attempting is hard and means we need great people working together to build great technology. We have grown rapidly in the past few years – growing our team to more than 550 individuals across offices in London, New York, Singapore, Sydney and our newly established Engineering Hub in Lisbon. We have raised more than £500m in funding and our investors include Molten Ventures, Eurazeo, Intesa Sanpaolo, Temasek, Nyca Partners, JPMorgan Chase Strategic Investments, Standard Chartered Ventures, and more. We have created a culture that enables our team to produce the best work in the industry while ensuring we have fun along the way. We're regularly cited as having a fantastic workplace culture and have been recognised by Sifted magazine as having one of the highest Glassdoor ratings for a UK fintech company and the industry's most generous employee share package. Named one of the world's most innovative fintechs by Global Finance Magazine, we were also recognised by the Financial Times as one of Europe's fastest-growing companies for two consecutive years—and a UK Best Employer for 2026. This is a full-time, permanent position based in our Lisbon office, requiring four days a week onsite. Software Engineering is a key role within Thought Machine. As an engineering-focused company, we take pride in our engineering excellence, adopting best practices, and utilising modern technologies. Thought Machine software engineers work across the stack to solve complex engineering problems that have not been solved before. As a result, while development at Thought Machine is fast-paced, you will be expected to develop code to the highest standards that scales, is secure, performant, and provides a great user experience. Software Engineers will take complete ownership of a requirement, converting it into an engineering design, task breakdown, and implementation. You'll be responsible for building both backend services and frontend experiences. Our clients range from the world's largest financial institutions to smaller regional banks. Our systems must cater to each of these use cases, so we care deeply about providing the ability to configure and customise the user experience based on the client's or end user's persona. Software engineers are expected to bridge the gap between back-end and front-end, crafting delightful experiences that delight all our clients. Duties - Design and implement end-to-end features across the stack, including web applications and backend services. - Ensure your solutions are delivered with security, performance, scale, and user experience in mind. - Write automated unit, integration, acceptance tests, etc. - Interface with other engineering teams to ensure that features are added in a structured and coherent way. - Managing and debugging your features from testing environments to production. - Translating customer requirements into a clear plan that can be delivered via tasks. - Collaborating as part of a cross-functional team of backend, front-end, and full-stack engineers. Essential - Experience with React and TypeScript. - Proficiency in writing modern web applications. - Experience with writing REST apis and services - A keen eye for detail and a passion for writing clean, readable, properly tested code. - Experience in integrating automated tests into the development lifecycle. - Interest in client-facing projects, including scoping requirements and defining deliverables. - A proactive approach to learning and development. Desirable - A degree in Computer Science, Engineering or a similar technical field - Knowledge of banking/finance. - Experience with AWS or other cloud providers. - Proficiency in Golang or Python. - An understanding of both UX and UI principles. - Experience using Figma and UI frameworks. - Visual design skills. - Familiar with databases (SQL or NoSQL). - Experience with client/server software architectures & networking, or microservice architectures. - Experience using Kubernetes. ## Benefits - Highly competitive salary - Voluntary Pension Plan (match up to 5%) - Private Healthcare Insurance - Comprehensive Life Insurance - 25 days holiday plus public holidays - Two charity days a year - Daily Meal Allowance - Access to outstanding learning materials and courses - Sports and hobby clubs, subsidised by Thought Machine - All the latest tech you need - Huge range of healthy (and not-so-healthy) snacks, smoothies and drinks - A talented and experienced team as your colleagues - An environment where we encourage learning and progress We actively hire candidates who demonstrate technical excellence in their field and welcome people of all ages and backgrounds, providing everyone with equal access to professional development. You are encouraged to apply even if your experience doesn't accurately match the job description. We also encourage applications from those with different abilities, including candidates with ADHD, autism, dyslexia or dyspraxia. ## About Thought Machine ## Company Overview - **One-liner**: Thought Machine provides cloud-native core banking and payments platforms that enable banks to build and run any financial product without legacy constraints. - **Entity Type**: Private (Series D, valuation $2.7bn as of 2023) - **Headquarters**: London, United Kingdom - **Founded**: 2014 - **Founders**: Paul Taylor ## Core Business - **Primary industry**: Core banking technology / Fintech infrastructure - **Target customers**: Tier 1 multinational banks, regional banks, digital banks, and fintechs (B2B, enterprise) - **Mission or purpose**: To create technology that can run the world’s banks according to the best designs and software practices of the modern age, permanently ridding banks of legacy infrastructure problems. ## Products & Services - **[Vault Core](https://www.thoughtmachine.net/)**: Cloud-native core banking engine built from scratch, using microservices architecture and smart contracts. Supports current/savings accounts, credit cards, loans, mortgages, and custom products. Includes a Product Library of 200+ preconfigured financial products. (Type: SaaS / platform) - **[Vault Payments](https://www.thoughtmachine.net/)**: Cloud-native payments processing platform for all payment types, schemes, and regions. Launched with card issuing and processing on the Mastercard network. (Type: SaaS / platform) ## Market Standing - **Valuation**: $2.7bn (after $160m Series D in 2023, per [thoughtmachine.net/about-us](https://www.thoughtmachine.net/about-us)) - **Key Metric**: Total funding raised – $510m across Series A ($25m), B ($125m), C ($200m), and D ($160m). Annual revenue not publicly available. - **Notable Investors/Partners**: JPMorgan Chase, Lloyds Banking Group, ING, Standard Chartered, SEB, Intesa Sanpaolo, Nyca Partners, Molten Ventures, Eurazeo, British Business Bank, Temasek, Morgan Stanley. Strategic partnership with Mastercard (2024). - **Growth Signals**: Headcount surpassed 500 (per [thoughtmachine.net/about-us](https://www.thoughtmachine.net/about-us)); global expansion into Mexico, Chile, South Korea, Israel, Guatemala; named a Leader in the 2025 Gartner® Magic Quadrant™ for Retail Core Banking Systems; client wins include JPMorgan Chase, ING Poland, Intesa Sanpaolo, Kiwibank, and Mox Bank. ## Competitive Advantages - **Cloud-native architecture** – no legacy code, built from scratch for the cloud, enabling horizontal scaling, high availability, and continuous deployment. - **Configurability via smart contracts** – banks can create any product without code changes, using a rich library of pre-integrated solutions. - **API-first and cloud-agnostic** – gives banks flexibility to choose hosting provider and integrate with third-party services. - **Trusted by top global banks** – many clients are also investors, demonstrating deep industry confidence. ## Strategic Focus - Continuing global expansion into new territories and winning Tier 1 bank clients. - Deepening the Vault Payments platform and expanding card/payment scheme support. - Leveraging the Mastercard partnership to accelerate payments adoption. - Maintaining product leadership and recognition in core banking (Gartner Leader). ## Why Work Here - **Culture**: Described as “world-class in talent and technical ability” with a collaborative, inclusive, and transparent environment. Weekly town halls and CEO Q&A sessions every six weeks. - **Social & perks**: Free food and drink in all offices, social clubs (wine & cheese, film, sports), sponsored fitness activities (football, basketball, running, climbing). - **Recognition**: Named #1 Best Place to Work in New York City by Crain’s (2022, 2023) and Best Place to Work by American Banker. - **Work policy**: Global offices with hybrid/office presence expected for most roles (engineering roles listed on careers page include many office-based positions). Flexibility not explicitly stated but typical for fintech. - **Engineering culture**: Strong emphasis on software design, scalable cloud infrastructure, and product excellence. Many engineers come from leading tech companies. ## Sources 1. [thoughtmachine.net](https://www.thoughtmachine.net/) 2. [thoughtmachine.net/about-us](https://www.thoughtmachine.net/about-us) 3. [thoughtmachine.net/life-at-thought-machine](https://www.thoughtmachine.net/life-at-thought-machine) 4. [thoughtmachine.net/meet-our-team](https://www.thoughtmachine.net/meet-our-team) 5. [LinkedIn Company Page](https://uk.linkedin.com/company/thought-machine) 6. [Careers Page (Ashby)](https://jobs.ashbyhq.com/thought-machine) ## Other roles at Thought Machine - [Senior Cloud Security Engineer](https://feeny.ai/job/senior-cloud-security-engineer-thought-machine-lisbon-3ttga4wmtphc) — Lisbon, Portugal - [Senior Application Security Engineer](https://feeny.ai/job/senior-application-security-engineer-thought-machine-lisbon-damcsy44evxb) — Lisbon, Portugal - [Application Security Engineer](https://feeny.ai/job/application-security-engineer-thought-machine-lisbon-xhzekewk4jv1) — Lisbon, Portugal - [Software Engineer](https://feeny.ai/job/software-engineer-thought-machine-lisbon-014kd1bjgq1r) — Lisbon, Portugal - [Senior Full Stack Engineer](https://feeny.ai/job/senior-full-stack-engineer-thought-machine-lisbon-n52r4hp1nex6) — Lisbon, Portugal - [Engineering Manager](https://feeny.ai/job/engineering-manager-thought-machine-lisbon-shs8y7v13ckt) — Lisbon, Portugal - [Senior Product Manager - Vault Expansion](https://feeny.ai/job/senior-product-manager-vault-expansion-thought-machine-lisbon-4v1h8bfn03fx) — Lisbon, Portugal - [Software Engineer (Infrastructure)](https://feeny.ai/job/software-engineer-infrastructure-thought-machine-lisbon-9dxz3k7vtjap) — Lisbon, Portugal - [Senior Software Engineer II](https://feeny.ai/job/senior-software-engineer-ii-thought-machine-lisbon-k81vj25ewd35) — Lisbon, Portugal - [Senior Software Engineer (Infrastructure)](https://feeny.ai/job/senior-software-engineer-infrastructure-thought-machine-lisbon-02qcjyt3abb0) — Lisbon, Portugal