--- title: 'Future Opportunities at Mama Money at Mama Money' canonical: 'https://feeny.ai/job/future-opportunities-at-mama-money-mama-money-various-9p9jedhm34gn' type: 'job' last_seen: '2026-09-13' --- # Future Opportunities at Mama Money at Mama Money - **Company:** Mama Money - **Location:** Various - **Employment:** contract - **Work type:** onsite - **Posted:** 2024-12-03 - **Last confirmed live:** 2026-09-13 - **Apply:** https://jobs.lever.co/mamamoney/5cf8f26c-7aa4-4bde-b5ec-2c9eb61de69d ## Job description Who we are: Mama Money  is a growth-stage fintech on a mission to improve the financial lives of migrants and underserved communities across Africa and beyond. What started in 2015 as a cross-border payments service has grown into a multi-product financial platform. We give people the tools to send, save, and manage money — on their own terms, at a socially fair price. Mama HQ is in beautiful Cape Town, South Africa. We're 150 people strong (and counting), representing 19 countries across Africa, Asia, the UK, and Europe. From remittances to a growing range of financial products, everything we build is in service of people who deserve better. Our culture reflects that same commitment. We look after our team the way we want them to look after our customers. "Just be lekker!" means we trust our talented, diverse people to do what's right and make it happen — simply and with heart. We've earned a few accolades, built lasting partnerships, and grown our reach in ways we're proud of. We've had good times and tough times, but our focus has never shifted. People over profit, always. Mama's Teams: - Compliance / AML / Fraud - Customer Experience and Operations - Data - Finance - Marketing - Partnerships - Product - Sales - Talent (HR / Recruitment / L&D) - Tech* (Developers / DevOps / QA / Support) - Treasury Tech stack: - Languages: Java (Spring Boot) / JavaScript (Angular) - Database: MariaDB - AWS Services: EC2, S3, API Gateway, Cognito, ECS - Automation: Java with REST Assured, Appium - Tools: Jira, Confluence, Postman, Dbeaver, GIT Why Mama? At Mama Money, we build products that help people do more with their money, from sending money home, to saving, to accessing money in ways that feel safe & simple. The work we do matters because it helps real people in real ways every day. We care about making life easier for our customers. We’re not afraid to give things a go, and we take ownership of what we do. We keep learning, support each other, and stay focused on what matters most. If you’re looking for meaningful work and a team that cares about what they’re building, Mama Money could be the right place for you. Mama’s values: Making it easier for customers Give it a go Just own it ## About Mama Money ## Company Overview - **One-liner**: Mama Money is a social-business mobile money transfer service that enables migrant workers in South Africa to send money home to over 90 countries across Africa, Asia, and Europe at a socially fair price. - **Entity Type**: Private (Privately Held) - **Headquarters**: Cape Town, South Africa - **Founded**: 2013 (conflicting reports of 2015 on the company about page) - **Founders**: Not publicly disclosed ## Core Business - **Primary industry**: Financial Services – Cross-border remittances and mobile banking - **Target customers**: B2C – primarily migrant workers and foreign nationals living in South Africa - **Mission / purpose**: To help migrant workers send money home at a socially fair price, making financial services easy, affordable, and hassle-free. The company operates as a social business, prioritising financial inclusion over profit maximisation. ## Products & Services - **[Mama Money App]**: Mobile application for sending international money transfers online or with cash to over 70 countries. Supports transfers via the app or WhatsApp. - **[Mama Wallet]**: A digital wallet that allows users to manage, save, and spend money in South Africa, including savings in USD and the ability to buy stablecoins. - **[Mama Bank Card & Account]**: A bank card and account linked to the wallet, enabling in-country spending, online shopping, and ATM withdrawals. - **[WhatsApp Banking]**: A WhatsApp-powered banking solution that lets customers manage their money, send transfers, and access a virtual bank card directly through WhatsApp. - **[Vouchers, Data & Airtime]**: Additional services allowing customers to purchase vouchers, data, and airtime for themselves or loved ones back home. ## Market Standing - **Valuation**: Not publicly disclosed - **Key Metric**: Annual revenue of **USD 20,000,000** (source: LinkedIn company data) - **Notable Investors/Partners**: **Capitec Bank** – a major partnership announced in August 2025 to slash remittance fees and expand cross-border transfers across Africa. Other partners include various payout networks across 90+ countries. - **Growth Signals**: - **142 employees** (+13.8% year-over-year growth, +41 people) - **100,000+ happy customers** (company website) - **Offices in 4 locations** across South Africa, with workforce distributed across 9 countries - **Recent product launches**: WhatsApp banking card (November 2024), USD savings & stablecoin feature - **ISO 9001 certified** for quality management ## Competitive Advantages - **Social business model**: Unlike traditional remittance operators, Mama Money explicitly avoids profit-maximisation, keeping fees low for low-income migrant workers. - **Deep local integration**: WhatsApp-based banking reaches unbanked populations who already use the messaging platform. - **Wide payout network**: Covers over 90 countries with 5% or lower fees. - **Strong brand trust**: ISO 9001 certification and a 4.2/5.0 employer rating on LinkedIn (30 reviews). - **Partnership with Capitec**: Leverages one of South Africa’s largest retail banks to scale and reduce costs. ## Strategic Focus - **Expanding digital banking features**: Moving beyond pure remittances into savings (USD), stablecoins, and full wallet services. - **Deepening partnerships**: The Capitec collaboration is a cornerstone for scaling across Africa. - **Building a remote-capable tech team**: Recent job postings include remote roles (Data Engineer) alongside on-site positions in Cape Town, signalling a hybrid or remote-friendly approach for technical roles. - **Financial inclusion**: Continued focus on serving underserved migrant communities with low-cost, accessible financial tools. ## Why Work Here - **Culture**: Described as “Just be lekker” – a South African slang phrase meaning “just be cool, genuine, and do the right thing.” The company emphasises trust, respect, and giving employees freedom and responsibility without excessive red tape. - **Values**: Simplicity (customer-first, effortless experiences), Boldness (encourage initiative, smart risks, fast learning), Ownership (solve problems without blame, urgency and grit). - **Work environment**: Based in Cape Town with a mix of on-site and remote roles. The team is diverse, spanning 9 countries. - **Perks & benefits** (from careers page): - Time off & family support - Well-being programmes - Growth & learning opportunities - Work culture perks (likely team events, flexible working) - **Engineering culture**: Actively hiring Senior Java Engineers, Senior Full-stack Engineers, Data Engineers, and Product Managers. Tech stack likely includes modern cloud and DevOps practices (Lead DevOps Engineer on staff). - **Recent hiring push**: As of January 2026, the company posted multiple open roles on LinkedIn, indicating strong growth and opportunity for impact. ## Sources 1. [mamamoney.co.za](https://mamamoney.co.za/) – Company homepage and product descriptions 2. [mamamoney.co.za/about-us](https://mamamoney.co.za/about-us) – About page, values, and mission 3. [linkedin.com/company/mamamoney](https://linkedin.com/company/mamamoney) – LinkedIn company profile (employees, revenue, growth, ratings, recent posts) 4. [jobs.lever.co/mamamoney](https://jobs.lever.co/mamamoney) – Careers page with current openings and benefits ## Other roles at Mama Money - [Recon & FinOps Manager](https://feeny.ai/job/recon-finops-manager-mama-money-cape-town-9j6rvcv8v9z7) — Cape Town, South Africa - [Head of Agent Network](https://feeny.ai/job/head-of-agent-network-mama-money-cape-town-33gvck01jhzc) — Cape Town, South Africa - [Head of Regulatory Affairs](https://feeny.ai/job/head-of-regulatory-affairs-mama-money-cape-town-wdq2yf50ajdp) — Cape Town, South Africa - [Trade Marketing Consultant](https://feeny.ai/job/trade-marketing-consultant-mama-money-pretoria-92asgmyy018p) — Pretoria - [Senior BI Engineer](https://feeny.ai/job/senior-bi-engineer-mama-money-cape-town-w710p7gpzjdv) — Cape Town, South Africa - [Customer Success Operations Manager](https://feeny.ai/job/customer-success-operations-manager-mama-money-cape-town-j5nzsva6bcc0) — Cape Town, South Africa - [Senior QA Automation Engineer](https://feeny.ai/job/senior-qa-automation-engineer-mama-money-remote-bjz88twbx2h3) - [Customer Success Consultant (CPT)](https://feeny.ai/job/customer-success-consultant-cpt-mama-money-cape-town-dzvwymrq9bay) — Cape Town, South Africa - [Want to be a Mama Money Agent?](https://feeny.ai/job/want-to-be-a-mama-money-agent-mama-money-m3fj08by8cqm)