--- title: 'Group Product Manager - Financial Services at Wave HQ' canonical: 'https://feeny.ai/job/group-product-manager-financial-services-wave-hq-toronto-8gw7vadqbb3x' type: 'job' last_seen: '2026-10-13' --- # Group Product Manager - Financial Services at Wave HQ - **Company:** Wave HQ - **Location:** Toronto, Canada - **Compensation:** $119k–$191k - **Employment:** full-time - **Work type:** remote - **Posted:** 2026-09-23 - **Last confirmed live:** 2026-10-13 - **Apply:** https://jobs.lever.co/waveapps/c29b6957-b843-4f7d-8d1e-19df549f0942 ## Job description At Wave, we help small businesses to thrive so the heart of our communities beats stronger.  We work in an environment buzzing with creative energy and inspiration. No matter where you are or how you get the job done, you have what you need to be successful and connected. The mark of true success at Wave is the ability to be bold, learn quickly and share your knowledge generously. The Group Product Manager, Core Services is a strategic and highly technical product leader responsible for defining and scaling the shared services layer that powers product innovation across the organization. This role owns the strategy and execution of core shared services, including orchestration workflows, business capabilities, and reusable platform services, that enable customer-facing product teams to build, launch, and scale experiences efficiently, consistently, and at scale. This leader manages a team of Product Managers and brings deep platform product management experience with a strong internal customer mindset – driving adoption of shared services, APIs, and workflow capabilities while balancing short-term delivery needs with long-term platform health. This role requires strong business judgment, technical fluency, and influential leadership to partner across the organization and build toward a unified platform vision. Here’s How You Make an Impact: - Define and own the product vision and strategy for Financial Services for the Small Business product suite. - Lead the team through active platform modernization work, including our payments infrastructure migration, reduce fraud exposure, resolve reliability gaps, and restore and build customer trust. - Own uptime, reliability, and observability commitments for payments surfaces, partnering with Engineering and Data teams to meet aggressive platform stability SLAs on some of our most business-critical systems. - Partner closely with Fraud/Risk Operations, Compliance, and Security on onboarding, underwriting, and fraud mitigation practices, ensuring the product meets regulatory and risk standards without sacrificing customer experience. - Collaborate with other product leads — particularly Accounting and Tax — to ensure payments/ financial services workflows integrate cleanly into a seamless, end-to-end SMB experience rather than operating as a silo. - Manage key stakeholders and business partners across Engineering, Design, Customer Success, Finance, Risk/Fraud Operations, Compliance, Security, and Marketing to align on priorities, execute the product vision, and deliver against clear metrics and outcomes. - Craft logical business cases, understand financial impacts, and define and execute business and customer benefit OKRs. Use data to prioritize opportunities, demonstrate product value, and impact KPIs. - Identify where AI can meaningfully improve day-to-day team productivity, and where AI can strengthen fraud detection, risk decisioning, operational workflows, or the customer-facing experience. - Be viewed as a subject matter expert in financial services by presenting compelling strategy and plans, and providing business leadership that drives results for your team. - Build and coach a high-performing product team by setting clear ownership, raising the quality of product thinking, helping Product Managers connect strategy to execution, and creating the conditions for strong cross-functional collaboration. - Foster a culture of continuous improvement, driving operational excellence through retrospectives, coaching, and ongoing refinement of team processes and ways of working. You Thrive Here By Possessing the Following: - 8+ years of experience in product management, with a minimum of 5 years in the fintech industry, and 2+ years leading product teams at the Group level or above. - Deep expertise in financial services, ideally with a strong background in payments acquiring, acceptance, payment facilitation, fraud and risk controls, and processor or platform partnerships. - In-depth knowledge of financial products onboarding experiences, including KYC and KYB, and risk and fraud mitigation practices. - Experience with payment processor or platform partnerships and migrations at scale is a strong plus, especially in environments where reliability, fraud exposure, compliance obligations, customer trust, and business continuity all need to be managed at the same time. - Proven track record leading product teams and taking new products from ideation to launch to scale in a fintech environment. - Comfort operating under compliance, regulatory, and audit constraints without losing sight of customer and business outcomes. - Demonstrated judgment on where to apply AI — able to identify high-leverage opportunities to improve your team's own productivity, as well as opportunities to strengthen fraud/risk decisioning or the customer experience. - Strong stakeholder management and leadership skills, with the ability to effectively communicate and influence customers, business partners, engineers, and cross-functional partners across the organization. - Proven ability to prioritize and make hard decisions in a fast-paced environment, while actively identifying and mitigating issues that could impact successful completion of goals. - Strong people leadership experience, including leading Product Managers, developing talent, setting priorities, and building high-performing teams, with genuine comfort operating as a coach-player. - Excellent written, verbal, and interpersonal communication skills, including the ability to explain technical and financial concepts clearly to non-technical audiences and influence senior stakeholders across business and technology functions. - Bachelor's degree in Business, Computer Science, Engineering, Information Systems, Data-related field, or a related discipline, or the equivalent through a combination of education and relevant work experience. At Wave, we value diversity of perspective. Your unique experience enriches our organization. We welcome applicants from all backgrounds. Let’s talk about how you can thrive here! Wave is committed to providing an inclusive and accessible candidate experience. If you require accommodations during the recruitment process, please let us know by emailing careers@waveapps.com. We will work with you to meet your needs. We use Google Gemini, a secure AI assistant, during interviews for note-taking purposes only. Notes are kept confidential and are not shared outside the hiring process. This allows our interviewers to stay fully focused on you during the conversation. This advertised posting is a current vacancy. ## About Wave HQ ## Company Overview - **One-liner**: Wave HQ provides simple, all-in-one financial software—accounting, invoicing, payments, and payroll—for small businesses and solopreneurs. - **Entity Type**: Private (backed by H&R Block; raised multiple funding rounds including a Series A) - **Headquarters**: Toronto, Ontario, Canada - **Founded**: 2010 - **Founders**: Not publicly available ## Core Business - **Primary industry**: Financial technology (FinTech) / Small business software - **Target customers**: B2B – small business owners, freelancers, and solopreneurs in the U.S. and Canada - **Mission/purpose statement**: “To help our customers and teams reach their goals with confidence and ease. Simply put, our purpose is to help you find your thrive.” ## Products & Services - **Wave Accounting**: Online bookkeeping software to track income/expenses, manage cash flow, and generate financial reports (SaaS). - **Wave Invoicing**: Create and send professional invoices and estimates, with customizable templates (SaaS). - **Wave Payments**: Secure online payment processing via credit card, bank transfer, or Apple Pay (integrated service). - **Wave Payroll**: Reliable payroll management for employees and contractors, handling tax compliance (SaaS). - **Wave Mobile App**: On‑the‑go companion for iOS and Android to manage invoices and payments (mobile app). - **Wave Pro Plan**: Premium tier unlocking additional features for advanced money management (subscription). ## Market Standing - **Valuation**: Not disclosed (parent company is H&R Block, Inc.) - **Key metric**: Annual revenue of **$78.2M** (LinkedIn estimate). Total funding of **~$22.3M** across multiple rounds (Series A, Venture, Seed). - **Notable investors/partners**: H&R Block (parent company); earlier investors from Series A, Venture, and Seed rounds (names not specified in search results). - **Growth signals**: - Serves **5.9 million small business owners** in the U.S. and Canada. - Processed **$21 billion in online payments and payroll** since 2012. - Sends **22.5 million invoices** and processes **1.5 billion accounting transactions** annually. - Active job postings increased **+28.6% YoY** (9 open roles as of latest data). - Key strategic hires in machine learning and growth marketing. ## Competitive Advantages - **Purpose‑built for non‑accountants**: Simple, user‑friendly interface designed for small business owners, not professional accountants. - **All‑in‑one platform**: Integrated accounting, invoicing, payments, and payroll in a single system, reducing tool switching. - **Strong security posture**: PCI‑DSS Level 1 Service Provider; 256‑bit SSL encryption for all connections. - **Free starter plan**: Low barrier to entry with a free tier, encouraging adoption and upsell to Pro Plan. - **Established brand trust**: 15+ years in market, backed by H&R Block, and trusted by millions of small businesses. ## Strategic Focus - **Artificial Intelligence & Machine Learning**: Hiring Machine Learning Engineers to enhance product intelligence (e.g., automation, insights). - **Growth Marketing**: Investing in product lifecycle marketing, organic growth, and web experience to drive customer acquisition and retention. - **Payroll & Payments expansion**: Continuing to deepen payroll and payment capabilities as high‑value add‑ons. - **Mobile experience**: Improving the mobile app to serve on‑the‑go small business owners. ## Why Work Here - **Flexible work model**: Remote‑first culture with “freedom to be flexible” – employees can define their ideal working style. Offices in Toronto, with distributed team across Canada, U.S., South Africa, and Bahamas. - **Competitive benefits**: 100% covered health benefits, Flex Fund for wellness and healthcare spending, and remote work support. - **Inclusive culture**: Employee‑led Thrive Networks to advance equity and community. Values include genuine, humble, inclusive, and compassionate. - **Growth opportunities**: Emphasis on continuous learning, sharing knowledge, and “challenge yourself, grow from the learnings”. - **Impactful mission**: Work directly helps underserved small business owners achieve financial confidence. ## Sources 1. [waveapps.com](https://www.waveapps.com/) – Product details, mission, and security info. 2. [waveapps.com/about-us/culture](https://www.waveapps.com/about-us/culture) – Culture page (flexibility, benefits, values). 3. [waveapps.com/about-us/about](https://www.waveapps.com/about-us/about) – Company stats, purpose, and backers. 4. [linkedin.com/company/wave-hq](https://linkedin.com/company/wave-hq) – Workforce data, revenue, funding, tech stack, and employee trends. 5. [jobs.lever.co/waveapps](https://jobs.lever.co/waveapps) – Current job openings and career info. ## Other roles at Wave HQ - [Senior Software Engineer](https://feeny.ai/job/senior-software-engineer-wave-hq-canada-db9q1zsb88zw) — Canada - [Chargeback Dispute Specialist (1 Year Contract)](https://feeny.ai/job/chargeback-dispute-specialist-1-year-contract-wave-hq-canada-7qjmv8nmep53) — Canada - [Sr. Fraud Analyst](https://feeny.ai/job/sr-fraud-analyst-wave-hq-canada-k479bfe32jhp) — Canada - [Senior Marketing Automation Specialist](https://feeny.ai/job/senior-marketing-automation-specialist-wave-hq-canada-cybxwj3eag85) — Canada - [Machine Learning Engineer](https://feeny.ai/job/machine-learning-engineer-wave-hq-canada-q0sgjznr4bqb) — Canada - [Group Product Manager - Core Services](https://feeny.ai/job/group-product-manager-core-services-wave-hq-toronto-7k9211wcp6px) — Toronto, Canada