---
title: 'Head of Accounting at Bondora'
canonical: 'https://feeny.ai/job/head-of-accounting-bondora-tallinn-1mnrcahnjyak'
type: 'job'
last_seen: '2026-09-13'
---

# Head of Accounting at Bondora

- **Company:** Bondora
- **Location:** Tallinn, Estonia
- **Posted:** 2026-07-20
- **Last confirmed live:** 2026-09-13
- **Apply:** https://job-boards.eu.greenhouse.io/bondora/jobs/4932570101

## Job description

At Bondora, our mission is simple: to make finance easy, transparent, and accessible for everyone.

Founded in 2008, we’ve helped more than 700,000 customers across Europe borrow and invest effortlessly through our trusted digital products.

As a rapidly growing financial technology company, we’re reaching new heights with a bold vision. We’re set to acquire a banking license, unlocking a world of possibilities for our customers. This transition will allow us to expand our lending across more EU countries and broaden our product suite to deliver even more value.

Join us on this journey and let’s build the future of finance together!

What is this role about?

As Head of Accounting, you'll lead our Accounting and Payments team while ensuring the accuracy, integrity, and scalability of Bondora's financial operations.

This is far more than a traditional accounting leadership role. You'll play a critical part in preparing Bondora for a banking licence by strengthening financial controls, leading regulatory reporting, modernising accounting processes, and driving AI-powered automation across the finance function.

Working closely with Risk, Legal, Product, and Technology teams, you'll help build the financial foundation that supports Bondora's next stage of growth.

You'll be responsible for:

- Leading, developing, and coaching the Accounting and Payments team.
- Ensuring accurate and timely accounting, month-end and year-end closing, and financial reporting.
- Owning tax accounting, payroll accounting, and statutory compliance.
- Preparing and overseeing regulatory reporting, including Financial Supervisory Authority reporting and future banking reporting requirements.
- Leading the annual audit process and preparation of annual financial statements.
- Maintaining a strong financial control environment while continuously improving accounting policies and reporting processes.
- Driving automation and AI adoption across accounting, reporting, and finance operations.
- Partnering with teams across the business to support regulatory compliance, strategic initiatives, and business growth.

What would ensure success in this role?

- Experience leading accounting or financial reporting teams in banking, fintech, consumer lending, or another regulated financial services environment.
- Strong knowledge of financial reporting, accounting standards, and statutory compliance.
- Experience leading external audits and regulatory reporting.
- Hands-on experience with IFRS 9.
- Strong understanding of financial controls and governance.
- Experience working with ERP and accounting systems.
- Advanced Excel skills.
- Strong analytical and process improvement capabilities.
- Experience using AI tools such as ChatGPT, Claude, or Microsoft Copilot to improve efficiency and automate routine work.
- Excellent leadership, stakeholder management, and communication skills.

What can you expect at Bondora?

- Contribute to Bondora’s ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
- Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more!)
- We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you’ll have endless opportunities (and budget) to expand your skills and skyrocket your career.

The next steps

If you have the guts, ideas, and a team vision, apply now!

Our hiring process:

- Meet Iryna, our Recruiter: Your first interview with Iryna will give you the chance to share your experiences and aspirations.
- Collaborate with Kerli Lõhmus, our Chief Financial Officer.
- Put your skills to the test: Tackle a home task related to IFRS9.
- Assessments: Complete our personality and logic assessments to showcase your strengths.
- Engage with our CEO and Founder Pärtel Tomberg, and Liisi Klettenber our Chief Operation Officer as a Bar Raiser for this role.
- The celebration begins: If the stars align, receive an offer to join the Bondora team!

Join our team of Bondorians, and let's make it happen!

If you'd like to read how Bondora collects, uses, and protects your personal data during recruitment, please see [HERE.](https://drive.google.com/file/d/1IFXtB3BFMhcYLdIR-GQFxHud-arEGVTy/view?usp=sharing)

## About Bondora

## Company Overview
- **One-liner**: Bondora is a European fintech platform offering online consumer loans and investment products, empowering people to manage their finances with transparency and ease.
- **Entity Type**: Private (profitable fintech, targeting $1 billion valuation by 2026)
- **Headquarters**: Tallinn, Estonia
- **Founded**: 2008
- **Founders**: Pärtel Tomberg

## Core Business
- **Primary industry**: Fintech (consumer lending, peer-to-peer investing)
- **Target customers**: B2C – consumers seeking personal loans (borrowers) and individuals/investors looking for fixed-income returns (lenders via Go & Grow)
- **Mission**: “To empower people to enjoy life more, all while alleviating the stress of managing finances.”

## Products & Services
- **Go & Grow** – An automated investment product that offers steady returns (target ~6.75% p.a.) with daily liquidity; €1.5 billion invested since 2018.
- **Consumer Loans** – Fixed-rate, online personal loans for debt consolidation, home improvements, and other needs. Over €1.6 billion issued in total.
- **Loan Servicing** – End-to-end management of loan portfolios including collections and recovery operations.

## Market Standing
- **Valuation/Market Cap**: Not disclosed; company aims for a $1 billion valuation by 2026.
- **Key Metric**: €1.6 billion in loans issued; €1.5 billion invested through Go & Grow; 1+ million customers; ~200 employees.
- **Notable Investors/Partners**: Not publicly detailed, but holds multiple EU regulatory licenses (Estonia, Finland, Latvia, Denmark, Lithuania). Recognised in “Top 250 Fintech Companies” and “Top 30 Tech Companies in Estonia” (2024/2025).
- **Growth Signals**: Acquiring a banking license, expanding loan products to 11 new countries, profitable with a strong balance sheet.

## Competitive Advantages
- **Regulatory moat**: Fully licensed and supervised in several EU jurisdictions, enabling pan-European operations.
- **Track record**: 18 years of operations, having survived the global financial crisis and built a trusted brand.
- **Product simplicity**: Fixed-rate loans with transparent terms and Go & Grow’s easy-in, easy-out investing.
- **Technology & data security**: Robust AML/KYC, GDPR compliance, and in-house tech teams.

## Strategic Focus
- **Banking license acquisition** to unlock new products and customer capabilities.
- **Geographic expansion** into 11 new countries for lending operations.
- **Valuation target** of €1 billion by 2026 through scaled growth and profitability.

## Why Work Here
- **Culture**: Values are “Curious, Fast, One Team” – with a flat, collaborative environment.
- **Work policy**: Flexible remote/office; offices in Tallinn and Tartu; fully remote options for some roles.
- **Compensation**: Market-leading salaries, company share options (equity), annual hobby grant of €1,200.
- **Time off**: 5 weeks of paid vacation plus a 4-week paid sabbatical every five years.
- **Perks**: Daily free lunches in office, monthly massages, snacks, coffee, health & mental healthcare for employee + family, workstation ergonomics budget.

## Sources
1. [Bondora Group – Careers](https://bondora.group/)
2. [Bondora Jobs on Greenhouse](http://job-boards.eu.greenhouse.io/bondora)
3. [6 Reasons Why Working at Bondora Is Simply the Best](https://bondora.com/en/blog/6-reasons-why-working-at-bondora-is-simply-the-best/)
4. [Go & Grow (Bondora) – About](https://bondora.com/en/)
5. [Bondora About Page](https://www.bondora.ee/en/about-bondora/)

## Other roles at Bondora

- [Brand Marketing Manager](https://feeny.ai/job/brand-marketing-manager-bondora-tallinn-mkn5kqhnfvsa) — Tallinn, Estonia
- [Senior Data Platform Engineer](https://feeny.ai/job/senior-data-platform-engineer-bondora-tallinn-mz82gjnrypc7) — Tallinn, Estonia
- [Senior Affiliate Marketing Manager](https://feeny.ai/job/senior-affiliate-marketing-manager-bondora-remote-bkqrhchrgf5r)
- [Engineering Manager](https://feeny.ai/job/engineering-manager-bondora-tallinn-rq6yh7dqn6w3) — Tallinn, Estonia / Tartu, Estonia
- [Head of CRM & Lifecycle Marketing](https://feeny.ai/job/head-of-crm-lifecycle-marketing-bondora-denmark-finland-latvia-netherlands-h222acpfnsc3) — Denmark / Finland / Latvia / Netherlands / Spain / Tallinn, Estonia
- [Lead Data Scientist](https://feeny.ai/job/lead-data-scientist-bondora-finland-latvia-spain-tallinn-estonia-emj8m763hhqn) — Finland / Latvia / Spain / Tallinn, Estonia
- [Head of Credit Management](https://feeny.ai/job/head-of-credit-management-bondora-remote-zpgnrvbxxbg1)
- [Senior Talent Acquisition Partner](https://feeny.ai/job/senior-talent-acquisition-partner-bondora-tallinn-462462fa835n) — Tallinn, Estonia / Tartu, Estonia
- [Senior Lawyer, Denmark](https://feeny.ai/job/senior-lawyer-denmark-bondora-denmark-qpfxk0csf4xe) — Denmark
- [Head of Accounting](https://feeny.ai/job/head-of-accounting-vizcom-san-francisco-gqwhj78ycgfa) — San Francisco, CA