---
title: 'Head of compliance and MLRO at Seccl'
canonical: 'https://feeny.ai/job/head-of-compliance-and-mlro-seccl-dublin-8mnszs6r5ck1'
type: 'job'
last_seen: '2026-09-10'
---

# Head of compliance and MLRO at Seccl

- **Company:** Seccl
- **Location:** Dublin, Ireland
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-08-19
- **Last confirmed live:** 2026-09-10
- **Apply:** https://jobs.ashbyhq.com/seccl/7b090d09-7a64-4901-b94b-f0b0f690aab8

## Job description

Head of compliance and MLRO Hybrid role based in our Dublin office, with occasional travel to our UK offices as needed

## About us

Seccl is the Octopus-owned embedded investment platform, on a mission to help more people invest, and invest well.

We’re building the infrastructure behind the next generation of investing. Our technology already powers some of the UK’s most ambitious fintechs, banks, financial advisers and wealth firms, with close to a million investors relying on Seccl-powered platforms. And we’re now expanding into Europe, starting in Ireland.

We’ve got a proven product, strong momentum and big ambitions for what comes next: helping more household-name brands launch and scale investment propositions, entering new markets and replacing outdated investment infrastructure with technology that’s faster, simpler and built for scale.

We’re proud to be part of Octopus, one of the UK’s most successful privately held investment and technology groups. That gives us the backing and long-term perspective to build something substantial, while keeping the pace and energy of a high-growth business. Seccl and Octopus are both B Corp certified and share a belief that profit and purpose should go hand in hand.

If you want to help build the next chapter of Seccl in Ireland and shape the future of investing across Europe, you’ll be in good company.

Check out the Seccl [website](https://seccl.tech/) to see what we’re building and read more about our [mission](https://seccl.tech/about/) to shape the future of investments.

## The role

We’re looking for a head of compliance and MLRO to play a central role in building Seccl Ireland. You’ll shape and lead the compliance and financial crime frameworks that support our Irish business through authorisation, launch and long-term growth.

This is a PCF-12 and PCF-52 role, with responsibility for providing independent oversight, challenge and advice across compliance, conduct, anti-money laundering, counter-terrorist financing and wider financial crime. As our MLRO, you’ll have the independence and authority to escalate material concerns and help make sure we meet our regulatory obligations while delivering good outcomes for customers and customer firms.

You’ll also help shape how Seccl operates in Ireland from the outset. You’ll work closely across product, design, engineering and the wider business to embed regulatory thinking into new products and services, while building strong relationships with the Central Bank of Ireland, relevant Irish authorities, auditors and other key stakeholders.

## What you’ll own

- Building, maintaining and continually improving Seccl Ireland’s compliance framework through authorisation, launch and ongoing supervision
- Leading our AML, counter-terrorist financing and financial crime framework as MLRO, including risk assessments, customer due diligence, transaction monitoring, investigations, escalation and suspicious transaction reporting
- Owning our regulatory obligations framework, including regulatory risk assessment, horizon scanning and embedding regulatory change across the business
- Designing and maintaining a risk-based Compliance Monitoring Programme, including control testing, thematic reviews and relevant Central Bank of Ireland supervisory priorities
- Providing independent second-line oversight and constructive challenge across conduct, product governance, complaints, conflicts of interest and relevant MiFID II requirements
- Working with product, design, engineering and other teams to make sure regulatory requirements shape how our Irish products and services are built and launched
- Building strong relationships with the Central Bank of Ireland, relevant Irish authorities, internal and external audit, the Ireland Board and teams across Seccl

This role’s for you if... You combine strong regulatory and financial crime expertise with sound judgement and a practical approach. You’re comfortable building frameworks as well as operating them, and you know how to provide independent challenge while working constructively with people across a business.

- You have significant compliance and financial crime experience within a regulated financial services business
- You have the experience and judgement needed to take on PCF-12 and PCF-52 responsibilities
- You have strong working knowledge of Irish and European financial services regulation, including MiFID II and AML and counter-terrorist financing requirements
- You have experience acting as an MLRO or leading significant AML, financial crime or regulatory compliance responsibilities
- You can build and operate effective compliance monitoring, regulatory risk assessment and regulatory change frameworks
- You’re comfortable working with regulators, Boards, auditors and senior stakeholders, including providing independent challenge and escalating concerns when needed
- You can work effectively with product and technology teams, helping them navigate regulatory requirements while maintaining appropriate second-line independence

This role isn’t for you if...

- You want to inherit a finished compliance framework. You’ll be joining as we build Seccl Ireland and will have a major role in shaping how compliance works from the outset
- You prefer compliance to operate at arm’s length. You’ll work closely with teams across the business while maintaining the independence the role requires
- You’re uncomfortable challenging decisions or escalating concerns. Independent judgement and the ability to raise material issues are central to this role
- You prefer regulation to be considered after decisions have been made. We want compliance thinking involved early, particularly as we design and launch products and services in Ireland

What’s in it for you We offer a generous mix of benefits designed around the things that matter to our people:

- 💰 €110,000 to €150,000, dependent on experience and reviewed annually, plus a 6% employer pension contribution
- 🌴 25 days’ holiday plus bank holidays, with some flexibility around bank holidays, plus your birthday off
- 💙 Two volunteering days each year
- 🌎 The option to work abroad for up to six weeks a year
- 🌟 Secclbrate, our recognition programme offering flexible rewards including extra pay, additional holiday and increased learning budget
- 🏅 One-month paid sabbatical after eight years
- 🏥 Private medical insurance
- 👪 Enhanced parental leave
- 💻 MacBook and up to €500 towards your home office set-up
- 📖 €750 annual learning budget
- 🌻 Health and wellbeing support, including free therapy through Wellness Cloud and mental health support through Headspace
- 🎁 Perkbox, with flexible points and a range of discounts and perks

Our culture We put people first and try hard to create an environment where people feel trusted, heard and able to do their best work.

We value openness, curiosity and different perspectives. You’ll have the freedom to challenge how things are done, experiment with better ways of working and take real ownership of your impact.

As our Dublin team grows, you’ll also have the opportunity to help shape the culture we build in Ireland while being part of the wider Seccl team.

Check out our Glassdoor page for the latest reviews or our LinkedIn for company updates and insights from the team.

Interview process Interviewing is a two-way process. Our interviews are conversational, with plenty of time for you to get to know us and ask questions too. Interview process for this role to be confirmed.

We review applications as they come in and may close the role once we have enough candidates to move forward. We’ll keep you updated throughout.

Everyone’s welcome We want to build a diverse and inclusive company full of brilliant people with different skills, experiences and perspectives. All applicants will be considered without regard to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability.

If this sounds like your kind of thing, we encourage you to apply even if you don’t tick every box. We’d love to hear from you.

## About Seccl

## Company Overview
- **One-liner**: Seccl is an API-first embedded investment platform, owned by Octopus, that provides technology infrastructure for financial firms to build modern investment propositions.
- **Entity Type**: Private (acquired by Octopus Group in 2019)
- **Headquarters**: Bath, England, United Kingdom (dual headquarters with Edinburgh, and a London hub)
- **Founded**: June 2016
- **Founders**: Dave Ferguson and Hugo (surname not publicly available) – both have since departed [seccl.tech/about](https://seccl.tech/about/)

## Core Business
- **Primary industries**: Financial Services, Fintech, Investment Platform Infrastructure
- **Target customers**: B2B – financial planners, wealth managers, investment platforms, and fintechs that want to embed investment capabilities (e.g., Monzo, adviser platforms)
- **Mission**: “To help more people invest – and invest well” by reimagining technology for the investment industry [seccl.tech](https://seccl.tech/)

## Products & Services
- **Seccl Platform (API-first infrastructure)**: Full-stack investment processing including trading, custody, payments, account management, tax wrappers, and client onboarding – all exposed via a comprehensive REST API.
- **Pre-built Adviser & Client Portals**: Ready-to-use portals for professional advisers and end-investors, enabling faster go-to-market without building from scratch.
- **Digital Pensions**: Accumulation and decumulation pensions, including a fully-automated decumulation product launched in July 2023.
- **Transfers & Migration Services**: Proven capability to migrate large books of business (40+ successful migrations, including 300,000 Monzo investors).
- **Client Reporting & Portfolio Management**: Automated reporting and portfolio rebalancing tools.

## Market Standing
- **Valuation/Market Cap**: Not publicly available (privately held by Octopus)
- **Key Metric**: £9.9 billion funds under management; 904,000+ investors on the platform; 6.1 million transactions processed last month [seccl.tech](https://seccl.tech/)
- **Notable Investors/Partners**: Octopus Group (sole shareholder and parent company); integration partners across the investment ecosystem; clients include Monzo and other forward-thinking firms.
- **Growth Signals**: 190 employees (+45.1% YoY, +73 people) [linkedin.com/company/seccl](https://uk.linkedin.com/company/seccl); B Corp certified (July 2024); ISO 27001:2022 certified; launched a Northern HQ in Edinburgh; completed the fastest-ever migration of over 300,000 Monzo investors; 40+ migrations delivered successfully; 10+ code deployments per day, 15,000 automated tests per day, zero paper processes [seccl.tech](https://seccl.tech/)

## Competitive Advantages
- **API-first architecture**: Single code base across all users enables rapid deployment and consistency.
- **Part of Octopus Group**: Patient capital, long-term commitment, and access to Kraken’s proven infrastructure expertise.
- **Proven migration capability**: 40+ successful migrations with zero corporate debt and no platform downtime during transitions.
- **Regulatory & security credentials**: FCA permissions, ISO 27001:2022, and B Corp certification.
- **Scalability**: Handles high transaction volumes (6.1M/month, 125K payments in a single day) with robust infrastructure.

## Strategic Focus
- Continue to grow embedded investment platform by onboarding more financial planners, wealth managers, and fintechs.
- Expand digital pension offerings (accumulation and decumulation) to serve an aging investor base.
- Leverage the Kraken technology playbook (from Octopus Energy) to drive further automation, scalability, and migration efficiency.
- Deepen integrations and partner ecosystem to reduce friction for clients.

## Why Work Here
- **Flexible/hybrid working**: “It’s not showing up physically that matters, but showing up emotionally” – mix of office-based, fully remote, and hybrid; three main hubs in Bath, Edinburgh, and London [seccl.tech/careers](https://seccl.tech/careers/)
- **Culture highlights**: Flat, inclusive environment where employees are encouraged to be their authentic selves, with high engagement (78% agree Seccl values diversity; 82% feel safe to be themselves; 9% identify as neurodiverse). Emphasis on “generous and candid” feedback.
- **Perks**: 27 days holiday + birthday + religious holidays; private medical insurance; free and confidential therapy; Cycle2Work scheme; workplace pension; sabbatical after 8 years; regular social events and all-company offsites.
- **Engineering culture**: Automated testing (15K tests/day), continuous deployment (10+ deploys/day), modern tech stack, and focus on quality and security.

## Sources
1. [seccl.tech](https://seccl.tech/)
2. [seccl.tech/careers](https://seccl.tech/careers/)
3. [seccl.tech/about](https://seccl.tech/about/)
4. [uk.linkedin.com/company/seccl](https://uk.linkedin.com/company/seccl)
5. [welcometothejungle.com/en/companies/seccl](https://www.welcometothejungle.com/en/companies/seccl)

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