--- title: 'Head of Data at Tomo Mortgage' canonical: 'https://feeny.ai/job/head-of-data-tomo-mortgage-new-york-4cdbs37k71aw' type: 'job' last_seen: '2026-09-12' --- # Head of Data at Tomo Mortgage - **Company:** Tomo Mortgage - **Location:** New York, NY - **Compensation:** $215k–$255k - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-08-27 - **Last confirmed live:** 2026-09-12 - **Apply:** https://jobs.ashbyhq.com/tomo/952e3c98-7e10-4656-87a4-7616065d32a7/application **Skills:** SQL, dbt, Snowflake, Databricks, Fivetran, Statistics, Experimental Design, Data Science, Analytics, Data Engineering, Mortgage experience, Fintech experience, Proptech experience, Marketing analytics, Paid-media measurement > Tomo seeks a hands-on data leader to own the data function end-to-end, building out the team and platform. This player-coach role involves designing experiments, building data models, and partnering with leadership to translate business questions into measurement and models. ## Job description ## Who We Are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation. ## About the role Tomo is looking for a hands-on data leader to own data end-to-end and build out the function as you’ll inherit a mature data platform, a small, high-leverage team. Your mandate will be to build that team out and push the ball forward. This is a player-coach role: you’ll be in the work yourself designing experiments, building data models, and partnering directly with the business while standing up the team and processes that let it scale. You’ll be the data face to the leadership team, translating questions from across the business - Marketing, Finance, Sales, Capital Markets, Mortgage Ops, Compliance, Product and Engineering - into measurement and models that move decisions. ## What you'll do - Own the data function end-to-end — strategy, roadmap, prioritization across a broad stakeholder surface, and the health of the platform. - Build and develop the team — hire across data science, analytics/business intelligence, and data engineering, and grow the people already here. - Drive marketing measurement and experimentation — quantify the effectiveness of marketing spend and build attribution models. - Lead by building — write SQL, build dbt models, and work in notebooks alongside the team; set the technical bar by doing the work, not just reviewing it. - Keep the platform healthy — ensure pipelines and infrastructure are reliable, performant, and cost-efficient as the business scales. - Partner with Product and Engineering — shape how data is instrumented and captured so it's analyzable downstream, and help QA data at the source. - Be a trusted partner to leadership — own the data narrative with the exec team and make the call on what the team does and doesn't take on. ## What we're looking for Must-haves - AI Fluent, including democratization and enablement of the whole Tomo team. - Strong data science and experimentation foundation: statistics and experimental design. You can independently design and analyze an experiment and defend the result. - Proficient in SQL and the modern data stack. - Range over depth: you've worn multiple hats and can operate credibly across data science, analytics/BI, and data engineering. - Strong business and stakeholder fluency — you translate ambiguous business questions into data work and communicate results to non-technical leaders. - A zero-to-one track record — you've been an early data hire, built a team or analytics function from scratch, or are a senior IC ready to step into your first leadership seat and own the build. - Hands-on marketing analytics / paid-media measurement. Nice-to-haves - Mortgage, fintech, or proptech experience. - Familiarity with our stack: Snowflake, dbt, Databricks, Fivetran. ## Why this role You'll own data at a company where it directly drives how marketing dollars are spent and how customers are served — with a clear mandate, executive sponsorship, and the freedom to build the team and the strategy from the ground up. Employee Benefits We strive to anticipate your needs in order for you to be a healthy, motivated, and happy team member. We provide a variety of competitive benefits including (but not limited to): - Equity Ownership: All teammates receive stock options—we win together - Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered - Work-life balance and a generous paid time off policy - In order to support teammates who become parents, Tomo Mortgage provides paid parental leave - 401(k) retirement plan ## About Tomo Mortgage ## Company Overview - **One-liner**: Tomo Mortgage is a fintech mortgage lender that uses AI and automation to make home buying faster, easier, and less expensive by eliminating hidden fees and inflated rates. - **Entity Type**: Private (Startup) - **Headquarters**: Stamford, Connecticut, USA (with additional offices in New York, NY; Seattle, WA; and Birmingham, MI) - **Founded**: 2020 - **Founders**: Greg Schwartz (CEO) and Audrey Troutt (CTO) ## Core Business - **Primary industry/industries**: Mortgage lending, Fintech, Real Estate Technology (PropTech) - **Target customers**: B2C — primarily homebuyers, including first-time homebuyers, those upgrading from a starter home, and experienced buyers/investors - **Mission or purpose statement**: "The joy and promise of a new home should never be overshadowed by the hassle of buying one." — Tomo aims to revolutionize home buying by digitizing and automating the mortgage process. ## Products & Services - **Tomo Mortgage (Core Product)**: A digital-first, direct mortgage lending service (nonbank lender). Uses AI and automation to streamline the mortgage process, offering lower interest rates (approx. 0.5% less than industry average) and transparent pricing with no "greedy fees" like processing or origination charges. Customers are quoted rates and closing costs upfront without needing to provide personal information or speak to a salesperson. ## Market Standing - **Valuation/Market Cap**: Not disclosed - **Key Metric**: Total Funding — Tomo secured a record-setting **$70 million seed round** (among the largest seed rounds in fintech history). Backed by prominent investors including Progressive Insurance®, Metaprop, Ribbit Capital, DST Global, and NFX. - **Other Metrics**: - Active in **30 U.S. states** and Washington, D.C., with plans to continue expanding throughout 2025. - Company size: **85 employees** (with ~23 in Product + Tech roles) - Named **"Best Online Lender: 2025"** by Bankrate (4.9 score) - 98% on-time closing rate (compared to ~40% industry average) - Average customer saves approximately **$4,000 at closing** - **Notable Investors/Partners**: Progressive Insurance®, Metaprop, Ribbit Capital, DST Global, NFX (also includes backing from Zillow’s former CEO) - **Growth Signals**: Rapid expansion from startup to 30-state lender within 5 years; recognition as best online lender; strong customer satisfaction (5.0 rating, 70+ reviews) ## Competitive Advantages - **AI-Powered Efficiency**: Uses AI and automation to digitize the mortgage process, reducing costs and closing times significantly. - **Radical Transparency**: Publishes upfront rates without requiring personal data. No hidden fees or bait-and-switch pricing — a stark contrast to traditional lenders and big banks. - **Experienced Leadership**: Founded by ex-Zillow executives who witnessed firsthand how the real estate system benefits institutions over consumers. - **Strong Funding Backing**: The record $70M seed round provides significant runway for growth, technology investment, and market expansion. ## Strategic Focus - **Market Expansion**: Actively expanding into new states (currently 30 + DC) with plans for continued growth through 2025. - **Product Innovation**: Continues to invest in AI and automation to further simplify and de-risk the home buying experience. - **Customer Experience**: Focused on maintaining high customer satisfaction (5-star reviews) and on-time closing rates while scaling. ## Why Work Here - **Culture & Values**: Emphasizes a culture of "performance, candor, and accountability" with core values including "GOAT" (excellence), "Shake it Up" (innovation), "Omotenashi" (anticipating customer needs), and "Start with Zero" (urgency and fresh perspective). - **Work Environment**: Hybrid workplace — employees work on-site Monday-Wednesday and work from home on Thursday and Friday. Offices in Stamford (HQ), NYC, Seattle, and Birmingham, MI. - **Competitive Benefits**: - Competitive compensation packages including equity for all employees - Comprehensive Medical, Dental, and Vision plans (some 100% covered) - Generous paid time off policy - Paid parental leave - 401(k) retirement plan - **Impact**: Described as a startup with "experienced leadership" and "record-setting funding" — an opportunity to have an outsized impact on transforming a massive industry while working alongside veteran leaders. ## Sources 1. [tomo.com](https://tomo.com/) — Company homepage 2. [tomo.com](https://tomo.com/mortgage/about-us) — About Us page 3. [tomo.com](https://tomo.com/blog/wp-content/uploads/2025/03/Press-Kit.pdf) — Official Press Kit (PDF) 4. [builtin.com](https://builtin.com/company/tomo) — Built In company profile (careers, culture, perks) 5. [tomo.com](https://tomo.com/mortgage/careers) — Careers page ## Other roles at Tomo Mortgage - [Senior Accountant](https://feeny.ai/job/senior-accountant-tomo-mortgage-new-york-7vmnm8xhq6kh) — New York, NY - [Sales Manager, Loan Officers](https://feeny.ai/job/sales-manager-loan-officers-tomo-mortgage-detroit-7q0x7rv0g3ca) — Detroit, MI - [Mortgage Loan Processor](https://feeny.ai/job/mortgage-loan-processor-tomo-mortgage-new-york-42w9d9694pez) — New York, NY - [Mortgage Loan Closer](https://feeny.ai/job/mortgage-loan-closer-tomo-mortgage-new-york-5ney7g4g2nwc) — New York, NY - [Mortgage Loan Officer (Detroit, MI)](https://feeny.ai/job/mortgage-loan-officer-detroit-mi-tomo-mortgage-detroit-ydx0k5mvg4d8) — Detroit, MI - [Post Closing Coordinator](https://feeny.ai/job/post-closing-coordinator-tomo-mortgage-new-york-82m7y5j6zxf2) — New York, NY - [Mortgage Loan Processor (Detroit)](https://feeny.ai/job/mortgage-loan-processor-detroit-tomo-mortgage-detroit-9jwfnwavjfqc) — Detroit, MI - [Mortgage Loan Officer (New York, NY)](https://feeny.ai/job/mortgage-loan-officer-new-york-ny-tomo-mortgage-new-york-p22rde8wds0k) — New York, NY - [Loan Advisor (Honolulu)](https://feeny.ai/job/loan-advisor-honolulu-tomo-mortgage-honolulu-w7ba4yxp05w5) — Honolulu, HI - [Loan Advisor (St. Louis)](https://feeny.ai/job/loan-advisor-st-louis-tomo-mortgage-st-louis-7c99fhz37v2g) — St. Louis, MO