---
title: 'Head of Engineering at Coinflow'
canonical: 'https://feeny.ai/job/head-of-engineering-coinflow-chicago-hg38rvh1f868'
type: 'job'
last_seen: '2026-09-04'
---

# Head of Engineering at Coinflow

- **Company:** Coinflow
- **Location:** Chicago, IL
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-08-07
- **Last confirmed live:** 2026-09-04
- **Apply:** https://jobs.ashbyhq.com/coinflow/de45ec9c-ba1e-4ec4-8861-6619323c11d4

## Job description

## About Coinflow

Coinflow is the next-generation payment service provider revolutionizing global financial infrastructure with stablecoins, AI-driven fraud prevention, and instant settlement. Coinflow enables businesses to grow faster with instant settlement, fraud & chargeback indemnity, global pay-ins, multi-currency FX, and unified payouts. Founded in 2023, the company serves marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide.

Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to multi-billion-dollar annual transaction volume. In response to this growth, Coinflow announced a $25M Series A https://coinflow.cash/blog/coinflows-series-a in October 2025—led by Pantera Capital, CMT Digital, Coinbase Ventures, Jump Crypto, and Reciprocal Ventures—accelerating our mission to power the world’s fastest-moving businesses with innovative, reliable global payments.

Coinflow is proudly headquartered in Chicago, IL. Learn more at coinflow.cash http://coinflow.cash.

## ROLE OVERVIEW

Coinflow is seeking a Head of Engineering to lead our engineering team and take ownership of day-to-day engineering, including prioritization, delivery, technical direction, and team health, that currently runs through the CTO. Coinflow is white-label payments infrastructure: card acquiring, payin/payout across numerous methods, hosted and embedded checkout, and merchant onboarding, operating in a heavily regulated environment where the bar for correctness, security, and reliability is high and non-negotiable.

This is a player-coach role, not a hands-off management job. You'll be in the codebase shipping real work on critical payment paths while building and leading the team. You own the team's deliverables — when something is late, broken, or unclear, it's yours to drive to done.

The first 6-12 months: this role is built around a handoff. Early on, you'll work closely with the CTO and ship alongside the team to earn context and trust. As you prove out judgment and delivery, more of the day-to-day — planning, technical decisions, team ownership — shifts to you. Success looks like the team running confidently under you while the CTO steps back from operational engineering.

## KEY RESPONSIBILITIES

In the trenches (player)

- Write, review, and ship production code on critical payment paths — you stay hands-on
- Debug the hard stuff: production incidents, reliability gaps, performance and correctness issues
- Set the technical direction and make the architecture calls that matter
- Raise the engineering bar through code review, standards, and example

Leading the team (coach)

- Own delivery — break work down, sequence it, and make sure it lands
- Mentor every engineer on the team, from senior to junior, leveling people up rather than just directing them
- Manage and grow the engineers: 1:1s, feedback, performance, hiring, and the occasional hard conversation
- Own the process — clear requirements before work hits engineering, real ownership per project (DRI), and a feedback loop that catches problems early
- Be the point of accountability for the team's output to the founders
- Report to the CTO on personnel matters — performance, team health, and people decisions run through you and surface to the CTO directly

## REQUIRED QUALIFICATIONS

- Senior engineering leader who is still a strong, current IC — able to hold your own in the codebase, not just review it
- Track record owning delivery for a team: shipping real product, on a real cadence, with real accountability
- Experience building process without bureaucracy — you know the difference between rigor and overhead
- Comfortable in our stack: TypeScript/Node (Express, React), MongoDB, ClickHouse, Redis/queues
- High bar for reliability, security, and correctness — you've operated where mistakes cost money
- Direct communicator — you write things down and don't hide bad news

## PREFERRED QUALIFICATIONS

- Payments experience (acquiring, card networks, ACH, chargebacks, PCI)
- Stablecoin or blockchain infrastructure experience (Solana programs, EVM smart contracts, on-chain settlement)
- Experience working in a regulated, compliance-forward environment
- Early-stage startup experience

## WHAT WE OFFER

- Competitive compensation including base salary, performance bonus, and meaningful ownership
- Opportunity to own engineering delivery and team leadership at a rapidly scaling fintech company
- Collaborative and innovative work environment with world-class investors
- Direct impact on core product and company trajectory during a hyper growth phase

The base salary range for this role is $220,000 - $275,000 USD. The actual base salary offered depends on a variety of factors, including but not limited to experience, education, skills, qualifications and business needs.

In addition, the employee who fills this role will be eligible for an equity grant, allowing you to share in the long-term success of the company. You will also have access to a wide array of benefits, including health and wellness benefits, 401(k) savings plan, and flexible time off.

Join the team rewriting how money moves worldwide—and become a driving force in the $194 trillion cross-border payments market.

## About Coinflow

## Company Overview
- **One-liner**: Coinflow provides a next-generation global payment infrastructure platform that enables businesses to accept payments, settle funds instantly, and orchestrate payouts and FX using stablecoins and AI-driven fraud prevention.
- **Entity Type**: Private (Series A)
- **Headquarters**: Chicago, Illinois, United States
- **Founded**: 2022
- **Founders**: Daniel Lev (CEO), Benjamin Meeder (CTO), Jake Montgomery (COO)

## Core Business
- **Primary industry/industries**: Financial Services, Payments Infrastructure, Fintech
- **Target customers**: B2B – Marketplaces, gaming platforms, remittance providers, fintechs, e-commerce merchants, and cross-border payroll companies expanding globally.
- **Mission or purpose statement**: “We’re on a mission to power the world’s fastest-moving businesses with the fastest global payments.”

## Products & Services
- **Global Pay-ins**: Accept payments in 170+ countries with support for local payment methods and currencies.
- **Instant Settlement**: Settle funds instantly on every transaction, leveraging stablecoins to eliminate traditional settlement delays.
- **FX Orchestration**: Seamless multi-currency conversion and management for global operations.
- **Unified Payouts**: Send funds instantly to vendors, workers, or users worldwide, with local rails and global coverage.
- **Fraud & Chargeback Indemnification**: Full protection against fraud and chargebacks, meaning merchants are indemnified for losses.
- **Low-code Widgets & Elegant APIs**: Developer-focused tools including low-code components for quick integration and full API access for custom payment experiences.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company).
- **Key Metric**: Total funding of **$30.9M** closed as of November 2025 Series A; annual revenue estimated at **$1.7M** (high-growth, pre-revenue-optimized stage).
- **Notable Investors/Partners**: Led by **Pantera Capital** (Series A, $25M). Other investors include **Reciprocal Ventures**, **Jump Crypto**, **CMT Digital** (Seed). The platform has partnerships with multiple U.S. banks for payment processing and fund disbursement.
- **Growth Signals**:
  - +276.9% headcount growth year-over-year (from ~4 to 40 employees).
  - Active job postings increased 75% month-over-month, with 14 open roles.
  - LinkedIn followers grew +349.2% year-over-year (11,940 followers).
  - Processing payments and live on multiple blockchains.

## Competitive Advantages
- **Speed of Implementation**: Go-to-market in days with low-code widgets and simple API integration, significantly faster than legacy payment processors.
- **Instant Settlement via Stablecoins**: Uses blockchain-based stablecoins (e.g., USDC) to provide instant settlement, solving a massive pain point for merchants who wait days for funds.
- **Full Indemnification**: Offers complete fraud and chargeback protection, a strong differentiator in a market where merchants often bear liability.
- **Developer-First DNA**: Built by engineers for engineers, the company emphasizes elegant APIs, detailed documentation, and a fast, minimal-friction integration experience.
- **Unified Platform**: Combines pay-ins, FX, and payouts in a single integration, eliminating the need to juggle multiple vendors.

## Strategic Focus
- **Expanding global payout coverage** and adding more local payment rails.
- **Strengthening compliance, risk, and regulatory tools** to help merchants scale confidently.
- **Enhancing developer experience** with richer APIs, documentation, and integrations.
- **Partnering with financial institutions** to bridge traditional finance and blockchain.

## Why Work Here
- **Culture**: A “move fast with precision” ethos that values speed, ownership, and judgment. Employees are trusted to make decisions and drive progress without heavy process.
- **Engineering Focus**: Heavy investment in technical talent (29% of staff in technical roles). Strong emphasis on developer experience and product quality.
- **Growth Stage**: Extremely high-growth environment (headcount up ~277% YoY, fresh $25M Series A). This is a genuine scale-up, offering roles with high ownership and impact.
- **Team**: Founded by experienced technologists with roots in both blockchain and traditional finance. Notable talent from companies like PayPal, Worldpay, B2 Bank, and ZBD.
- **Work Model**: Headquarters in Chicago (406 N Sangamon St), with offices in Chicago and Malta. 78% of current staff are US-based (Chicago), 4% in Malta. Remote/hybrid details not explicitly stated but likely flexible given tech-forward culture.
- **Perks**: Strategic support from a dedicated team and investors; focus on speed (instant settlements) and reliability. Product live in 170+ countries.

## Sources
1. [coinflow.cash](https://coinflow.cash/)  
2. [coinflow.cash/about-us](https://coinflow.cash/about-us/)  
3. [LinkedIn](https://www.linkedin.com/company/coinflow-labs)  
4. [VentureRadar](https://www.ventureradar.com/organisation/Coinflow%20Labs/0bc619e8-8562-40cc-8f20-913f77b98c56)  
5. [Jobs page](https://jobs.ashbyhq.com/Coinflow)

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