--- title: 'Head of Fraud & Risk Mitigation at Kasheesh' canonical: 'https://feeny.ai/job/head-of-fraud-risk-mitigation-kasheesh-new-york-5td5egkw58fk' type: 'job' last_seen: '2026-09-12' --- # Head of Fraud & Risk Mitigation at Kasheesh - **Company:** Kasheesh - **Location:** New York, NY - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-08-10 - **Last confirmed live:** 2026-09-12 - **Apply:** https://jobs.lever.co/kasheesh/cfc62318-d810-4993-b080-3949d7817979 ## Job description ## About Kasheesh The future of checkout isn't about which card you use. It's about how you use the ones you already have. Kasheesh is reimagining digital payments and modern checkout experiences. Our technology allows you to combine multiple debit, credit or prepaid cards at checkout, anywhere Mastercard is accepted. Kasheesh unlocks access to more of your available funds, helping increase your cash flow, stretch your budget, and avoid hitting card limits. No new lines of credit. No disruption to how or where you shop. ## About the Role Head of Fraud & Risk Mitigation is Kasheesh's senior voice on fraud. They will set the direction of the function, own execution, and act as the go-to authority on fraud and risk mitigation as the company scales. This is a department of one and the person in this seat must have experience setting strategy, reporting to C-Suite and be comfortable with hands-on execution. They must also be commercially minded. In this role, they will treat protecting the debt facility from bad actors and manufactured spenders as a first-order priority while keeping friction for legitimate customers to a minimum. All investigation workflows, dispute resolutions, data sharing practices, and risk controls must operate in full alignment with sponsor bank requirements, applicable card network rules, and federal consumer financial protection obligations including Reg E. This is a non-negotiable baseline, not a secondary consideration and this person must have direct experience operating inside that constraint, not just adjacent to it. ## Responsibilities - Set Kasheesh's fraud and risk strategy, ensuring that we proactively identify and preempt new fraud schemes before they cause substantial losses. - Own all analytical reporting for the fraud and risk function — independently querying, building, and maintaining dashboards in Metabase and SQL, and working directly with large, complex datasets in Excel to surface trends and defend guardrail decisions. - Translate emerging fraud tactics, technology shifts, and regulatory trends into specific input for the product roadmap, partnering with Product and Engineering to build safeguards. - Own the analytical case behind fraud guardrails and thresholds — quantifying loss exposure as a percentage of transaction volume and defending every trade-off with data. - Define and maintain risk policy and operational procedures that protect Kasheesh, its customers, and its sponsor bank relationships as transaction volume grows. - Own sponsor bank risk reporting and audit coordination, and provide regular reporting to the C-suite on enterprise risk and mitigation strategy — including fraud loss rate and dispute win rates. - Protect the debt facility and proactively manage manufactured spend, and coordinated bad-actor activity to  capacity to process legitimate transactions — treating this as a first-order business-continuity risk, not just a loss line item. - Configure, optimize, and manage the performance of Sardine and internal risk models in partnership with Engineering and Data, refining rule logic as new fraud and manufactured-spend patterns emerge. - Own the ongoing performance and management of Kasheesh's AI-driven fraud monitoring tooling including  troubleshooting issues, and adapting its logic as new fraud patterns emerge. Identify early risk signals and take precautions rather than acting only after losses have already accumulated. - Investigate accounts, transactions, and dispute or chargeback cases the AI flags as needing human judgment. ## Qualifications •Must have verifiable experience designing fraud and risk strategy for an organization, or was a strong secondin-command ready to own that strategy independently. The ideal candidate has driven a shift toward proactive fraud prevention rather than just responding to losses after the fact. •10-12+ years of risk management, fraud analysis, payments risk, trust & safety, or financial crime experience at a bank or fintech. - Strong analytical and quantitative mindset — advanced, hands-on proficiency in Metabase, SQL, and Excel, and comfortable working independently with large datasets, is a requirement. - Strong understanding of the fintech regulatory environment, including KYC/AML, dispute and chargeback handling, and sponsor bank operating constraints. - Experience designing investigation workflows, escalation thresholds, and automation in a high-volume payments or fintech environment. - Senior gravitas and consensus-building ability — comfortable aligning Product, Engineering, and Customer Success stakeholders around a shared fraud strategy. - Strong written and verbal communication skills, with direct experience reporting enterprise risk to the C-suite, sponsor bank partners, auditors, and other external counterparts. - Direct, hands-on experience with Sardine or a comparable fraud/risk platform. - Has hands-on experience building and using AI/automation tools in a professional capacity. - Startup background — experience operating in an early-stage, resource-constrained environment, building processes, tools, or programs from scratch. How You'll Be Assessed In the First 90 Days By Day 30: Deliver a written risk assessment to the CPO, covering all core responsibility areas: current manufactured-spend exposure, existing Sardine/risk-model rule inventory, sponsor bank reporting cadence, and gaps against the role. By Day 60: First draft of the risk policy document delivered, directly addressing the gaps identified in the day-30 risk assessment. Where the day-30 memo diagnosed what's missing, this document is the prescriptive fix — the actual standards and procedures Kasheesh, auditors, and the sponsor bank hold the company to going forward. By Day 90: Fraud loss rate and dispute win rate reported to the C-suite for at least one full cycle, with actual numbers. • At least one documented case of catching a risk signal early and acting on it. • At least one chargeback or dispute case taken end-to-end. You will investigate and finalize the determination. ## Compensation The base salary range for this position is $131,000-$152,000. All full-time employees also receive an equity compensation package. You will be eligible to enroll in medical, dental, and vision insurance plans, including one fully covered option for employees and their dependents. We also offer a 401(k) match, a monthly wellness stipend, basic life insurance, unlimited vacation time and weekly team lunches in our NYC office. Location Our office is based New York City. Employees are expected to work from the office three days per week. Interview Process While the interview process may vary by role, the typical framework includes: an application, an HR interview, a hiring manager interview, a technical assessment, and founder interviews. We are a small team and every team member plays a meaningful role in shaping our mission and impact. We’re excited to meet candidates who are passionate about their work and ready to contribute to our mission. We look forward to hearing from you. ## About Kasheesh ## Company Overview - **One-liner**: Kasheesh is a fintech platform that lets consumers split any online or in-store payment across multiple debit, credit, and prepaid cards without creating new debt. - **Entity Type**: Private (Seed stage; raised $8.5M total) - **Headquarters**: New York, New York, USA - **Founded**: 2021 - **Founders**: Sam Miller (CEO) and Kevin Kim (CTO) ## Core Business - **Primary industry/industries**: Consumer fintech, payments, credit management - **Target customers**: B2C – individuals who want to manage credit utilization, stretch budgets, and earn rewards without taking on new loans or BNPL debt. - **Mission or purpose statement**: “Empower you … to make better use of the funds and credit you already have in your wallet, without taking on new credit or financing” [kasheesh.co/about-us](https://www.kasheesh.co/about-us). ## Products & Services - **Kasheesh Card (split payment platform)**: A virtual single-use Mastercard issued by Bangor Savings Bank. Users link up to five cards (credit, debit, prepaid), set the split, and generate a single-use card accepted at any Mastercard merchant. Available as a browser extension, iOS/Android app, and tap-to-pay in-store. Charges a flat 2% fee per transaction. No subscription, no interest, no credit check. [kasheesh.co](https://www.kasheesh.co) - **Kasheesh Rewards program**: Users earn Kasheesh Rewards on every split, and may also earn their linked cards’ own cash back/points. - **Finance Academy**: Educational content to help users manage cash flow and credit use. [kasheesh.co](https://www.kasheesh.co/) ## Market Standing - **Valuation/Market Cap**: Not disclosed - **Key Metric (Private)**: Total funding $8.5M. Annual revenue $450K (estimated by LinkedIn). User base >126,000. Cumulative payments split >$76.2M+. - **Notable Investors/Partners**: - Lead investors: Tribe Capital, Anthemis Group, Courtside Ventures [kasheesh.co/about-us](https://www.kasheesh.co/about-us) - Bank partner: Bangor Savings Bank (card issuer) [kasheesh.co](https://www.kasheesh.co) - Card network: Mastercard - **Growth Signals**: - Team grew from 2 co-founders to 25+ globally (LinkedIn reports 12, BuiltIn reports 15 – likely older data; Kasheesh itself says 25+) [kasheesh.co/about-us](https://www.kasheesh.co/about-us), [linkedin.com](https://www.linkedin.com/company/kasheesh) - Expanded from online-only to in-store via mobile app and tap-to-pay - Expanding remote offices to Texas, California, Nevada, and international (São Paulo, Warsaw) - Hiring for Technical Product Manager and Head of Fraud & Risk Mitigation [jobs.lever.co/kasheesh](https://jobs.lever.co/kasheesh) ## Competitive Advantages - **Patent-pending technology** for splitting single payments across multiple cards at any Mastercard merchant (10.5M+ locations) [kasheesh.co](https://www.kasheesh.co/) - **No new debt** – unlike BNPL services, users only spend from existing cards; interest, credit checks, and new accounts not required. - **Credit utilization management**: helps users keep individual card balances below 30% utilization, protecting credit scores. - **Rewards stacking**: users can earn both Kasheesh Rewards and their own card’s rewards on the same transaction. - **Flat, transparent fee**: 2% per split (no hidden tiers or subscriptions). ## Strategic Focus - **Omnichannel expansion**: Moving beyond online checkout to in-store (tap-to-pay, physical Kasheesh Card) and omnichannel payment ecosystems [kasheesh.co/about-us](https://www.kasheesh.co/about-us) - **Global team building**: Hiring across multiple US states and international hubs (Warsaw, São Paulo) to scale engineering, product, marketing, and support. - **Product growth**: Continuing to develop mobile apps, browser extension, and integrations to simplify split payments for everyday expenses (rent, utilities, medical). ## Why Work Here - **Culture**: Described as “laser-focused on creating inclusive and intelligent shopping experiences” with a mission-driven team passionate about financial wellness [kasheesh.co/about-us](https://www.kasheesh.co/about-us). - **Work model**: Hybrid – Monday through Thursday in office (Flatiron, NYC), Friday remote. 4 days on-site per week [builtin.com](https://builtin.com/company/kasheesh). - **Team**: Small but growing (15–25+ employees); early-stage environment where each person can have significant impact. - **Perks**: Not explicitly detailed, but the company emphasizes “purposeful innovation,” a global remote culture, and a flat fee approach that aligns with transparency. - **Engineering culture**: Built by CTO Kevin Kim (ex-Apple, BlackRock, Tudor Investment) from scratch; uses modern tech stack; focused on security, scale, and mobile-first design. ## Sources 1. [kasheesh.co](https://www.kasheesh.co/) – Product description, fee, merchant count, patent info 2. [kasheesh.co/about-us](https://www.kasheesh.co/about-us) – Founders, funding history, mission, team size, expansion locations 3. [linkedin.com/company/kasheesh](https://www.linkedin.com/company/kasheesh) – Revenue ($450K), employee count (12), funding rounds ($8.5M total) 4. [builtin.com/company/kasheesh](https://builtin.com/company/kasheesh) – Employee count (15), year founded, hybrid policy, office location 5. [jobs.lever.co/kasheesh](https://jobs.lever.co/kasheesh) – Current open roles (Technical Product Manager, Head of Fraud & Risk Mitigation) ## Other roles at Kasheesh - [Technical Product Manager, API Partnerships](https://feeny.ai/job/technical-product-manager-api-partnerships-kasheesh-new-york-6ttx2h8hqr85) — New York, NY