--- title: 'Head of Payments at Teya' canonical: 'https://feeny.ai/job/head-of-payments-teya-london-p1m92xtptpse' type: 'job' last_seen: '2026-09-06' --- # Head of Payments at Teya - **Company:** [Teya](https://feeny.ai/companies/teya) - **Location:** London, United Kingdom - **Employment:** full-time - **Posted:** 2026-05-28 - **Last confirmed live:** 2026-09-06 - **Apply:** https://jobs.ashbyhq.com/teya/51639236-4b41-4769-8110-681a70d69e61/application **Skills:** Payment acquiring, Transaction processing, Payment infrastructure, Settlement, Reconciliation, PSD2, PCI-DSS, FCA regulations, Card schemes, Open Banking, Digital wallets > Leads payment product strategy and team execution for acquiring and transaction processing. Manages partnerships with card networks and banks while ensuring compliance and optimizing costs for small business merchants across Europe. ## Job description Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you ## Your Mission As the Head of Payments at Teya, you will take the lead in shaping and executing our payment product strategy. You’ll drive the development of our acquiring, transaction processing, and payment infrastructure, ensuring we provide seamless, cost-efficient, and compliant payment solutions across multiple markets. Working closely with cross-functional teams, including Engineering, Operations, and Risk, you’ll ensure our payment capabilities scale and meet the needs of our merchants. On a regular day as Head of Payments, you will: - Payment Strategy Ownership: Lead and execute the payment product strategy, aligning with Teya’s broader business objectives and market expansion plans to ensure sustainable growth. - Team Leadership: Manage a team of Product Managers, setting clear priorities, defining roadmaps, and driving execution to scale payment capabilities across markets. - Payment Process Optimization: Develop and optimize payment processing, acquiring, and settlement flows to improve efficiency, reduce costs, and elevate the merchant experience. - Partnership Management: Oversee key relationships with card networks (Visa, Mastercard), payment processors, and banking partners to ensure seamless operations and cost-effective solutions. - Compliance and Risk Management: Collaborate with Risk and Compliance teams to ensure adherence to industry regulations (e.g., PSD2, PCI-DSS) while balancing operational efficiency and merchant satisfaction. - Cost Optimization: Lead initiatives to reduce operational costs, optimize fee structures, and streamline reconciliation processes, driving profitability without compromising service quality. - Payment Method Expansion: Work on expanding and enhancing payment methods (A2A, Open Banking, digital wallets) to increase adoption and drive transaction volume growth. ## Your Story - 8+ years of experience in the payments, acquiring, or transaction processing fields, with a strong understanding of the payments ecosystem. - Proven experience in leading product teams within the payments space, driving product roadmaps, and executing complex projects. - In-depth knowledge of card acquiring, payment processing, settlement, and reconciliation, with the ability to balance merchant needs and business objectives. - Experience navigating and ensuring compliance with relevant regulations (e.g., FCA, PSD2, PCI-DSS) in a payments environment. - Strong negotiation skills with experience managing relationships with card schemes, acquirers, payment processors, and financial partners. - A data-driven mindset with expertise in cost optimization, payment economics, and maximizing the profitability of payment systems. - A hands-on leader who thrives in a fast-paced, high-growth environment, with excellent communication skills to align stakeholders and drive successful execution. The Perks - We trust you, so we offer flexible working hours, as long it suits both you and your team - Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness and nutrition apps - Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support - Cycle-to-Work Scheme - Health and Life Insurance - Pension Scheme - 25 days of Annual Leave (+ Bank Holidays) - Office snacks every day - Friendly, comfortable and informal office environment in Central London Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us. ## About Teya ## Company Overview - **One-liner**: Teya provides integrated payment processing, business accounts, and funding solutions to help small, local businesses across Europe manage, grow, and thrive. - **Entity Type**: Private (Series Unknown; $1.1B in total funding) - **Headquarters**: London, United Kingdom - **Founded**: 2019 - **Founders**: Not publicly available (formerly known as SaltPay) ## Core Business - **Primary industry/industries**: Financial Services, Fintech, Payment Processing - **Target customers**: Small and local businesses (B2B, SMB) - **Mission or purpose statement**: "Proud to serve small, local businesses" — Teya exists to make business smoother, simpler, and more rewarding for the people who keep communities alive. ## Products & Services - **Card Machines & Terminals**: In-person payment terminals with industry-leading transaction speeds, lifetime warranty (covering theft and water damage), and integration with 50+ EPOS systems. - **Teya Tap**: A software point-of-sale solution that turns a smartphone into a card machine, enabling contactless payments via Apple Pay, Google Pay, and major cards. - **Teya Business Account**: A free e-money business account with no account fees, domestic transfers, direct debit setup, a debit card with 0.5% cashback on all spending, and instant settlement options. - **Pay by Link**: A remote payment solution allowing businesses to send payment links to customers. - **Cash Advance**: Flexible, transparent funding for businesses, repaid directly from card machine sales. - **Teya App & Web Portal**: Real-time sales tracking, expense management, and transaction monitoring tools. ## Market Standing - **Valuation/Market Cap**: Not publicly available (private company) - **Key Metric**: Total Funding of **$1.1B** across 4 rounds; Annual Revenue estimated at **$100M** [linkedin.com](https://uk.linkedin.com/company/teya-global) - **Notable Investors/Partners**: Not publicly detailed, but the company has raised $1.1B in total funding [cbinsights.com](https://www.cbinsights.com/company/teya) - **Growth Signals**: Over **75,000 active members**; processed over **609 million transactions** in 2025; provided over **£68 million in cash advances**; operates in **27 countries** across Europe; employs **~1,000 people** total with **400+ in Product & Tech** [teya.com](https://www.teya.com/) [builtin.com](https://builtin.com/company/teya) ## Competitive Advantages - **All-in-one platform**: Combines card machines, a business account, cash advances, and expense management in a single, integrated solution — reducing the need for multiple vendors. - **Fair and transparent pricing**: No hidden fees, simple rates, and a free business account with 0.5% unlimited cashback. - **Lifetime warranty on hardware**: Covers theft and water damage, a strong differentiator in the physical terminal market. - **Speed and reliability**: Industry-leading transaction speeds and instant settlement options. - **Deep focus on small, local businesses**: A clear, mission-driven niche that differentiates them from generalist fintechs and large banks. ## Strategic Focus - **European expansion**: Already operating in 27 countries, Teya is focused on deepening its presence across Europe. - **Product ecosystem growth**: Moving beyond payments into a full suite of business management tools (business accounts, cash advances, expense tracking, EPOS integrations). - **Customer-centric innovation**: Building features like instant settlements, tipping, split payments, and integrated calculators directly requested by small business owners. - **Talent acquisition**: Actively hiring across Sales, Engineering, Product, Data, and Operations to scale the platform and customer base. ## Why Work Here - **Mission-driven culture**: Teya is deeply focused on supporting small, local businesses, which gives employees a strong sense of purpose. - **Hybrid work model**: Encourages at least three days a week in the office to foster collaboration, with flexibility to work from home [builtin.com](https://builtin.com/company/teya). - **Global, diverse team**: 1,000 total employees across 15+ offices in 27 countries, including London, Lisbon, Bratislava, Budapest, Prague, Reykjavik, Porto, and Braga [builtin.com](https://builtin.com/company/teya). - **Strong engineering culture**: 400+ Product & Tech employees; technology stack includes modern tools; hosts Lunch and Learns and supports employee-driven initiatives [builtin.com](https://builtin.com/company/teya). - **Perks and benefits**: Pension plan, paid holidays, free snacks and drinks, quarterly engagement surveys, promotion from within, and resources for team camaraderie [builtin.com](https://builtin.com/company/teya). - **Work environment**: Hybrid model (3 days in-office per week); offices in London, Bratislava, Lisbon, Budapest, Prague, Reykjavik, Porto, Braga, and more [builtin.com](https://builtin.com/company/teya). ## Sources 1. [teya.com](https://www.teya.com/) 2. [teya.com/careers](https://www.teya.com/careers) 3. [builtin.com](https://builtin.com/company/teya) 4. [linkedin.com](https://uk.linkedin.com/company/teya-global) 5. 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