---
title: 'Healthcare Actuary at XO Health Inc.'
canonical: 'https://feeny.ai/job/healthcare-actuary-xo-health-inc-remote-kz47jqxdw4b9'
type: 'job'
last_seen: '2026-09-10'
---

# Healthcare Actuary at XO Health Inc.

- **Company:** XO Health Inc.
- **Location:** Remote
- **Compensation:** $125k–$150k
- **Work type:** remote
- **Posted:** 2026-08-25
- **Last confirmed live:** 2026-09-10
- **Apply:** https://job-boards.greenhouse.io/xohealthinc/jobs/5221606007

## Job description

XO Health believes healthcare is fixable. Become part of the community changing the face of the industry.

XO Health is the first health plan designed by and for self-insured employers that delivers a more unified health experience for everyone – from those who receive care, to those who deliver it, to those who pay for it.

We are growing a multi-disciplinary team of diverse and digitally empowered employees ready to rebuild trust in healthcare through comprehensive and unified transformation.

Healthcare Actuary

## About the Role

XO Health is redefining how risk is structured, priced, and managed across self-funded employer health plans and provider partnerships. We’re looking for a quantitatively minded, self-starting early-career actuary to join our Risk Solutions team. This individual will help build and scale the risk backbone of our products, with direct visibility into executive strategy, product development, and risk operations.

In this role, you’ll work across teams to develop pricing models, monitor financial performance, evaluate partner and provider risk, and support strategies that bring clarity, transparency, and predictability to health plan costs. This role will have a front-row seat for our innovative alternative payment model platform, and its impact across our stakeholders

## What You'll Do

- Support and develop the actuarial modeling behind XO’s risk-sharing and value-aligned models, including provider performance pricing and evaluation, employer pricing, and financial insight into risk-based contracts.
- Manage XO Health’s stop-loss and reinsurance strategy, including product design for small and mid-market employers, provider risk strategies, pricing input, partner management, and performance tracking, across both employers and Providers. Support RFPs and maintain relationships with MGUs, captives, and carriers to help external partners evaluate and price XO’s unique model.
- Advance XO’s differentiated high-cost claim strategy, leveraging our unique position across both employers and providers to manage risk more proactively and equitably. This includes developing analytics and interventions that span clinical, financial, and contractual levers.
- Support reporting and communications on financial performance, risk solutions, pricing strategy, and model assumptions for both internal and external stakeholders, including executive team and advisory and corporate boards
- Own end-to-end execution of cross-functional initiatives, working with teams across analytics, finance, commercial, clinical, and provider strategy to build scalable, tech-enabled pricing and risk capabilities.

## What You Bring

- 5+ years of experience in healthcare analytics, actuarial modeling, pricing, or financial strategy in a payer, MGU, stop-loss carrier, or provider setting
- Within two years of achieving ASA credentials* (required)
- Strong command of healthcare data (claims, episodes, actuarial values, stop-loss policies) and value-based care economics
- Demonstrated ability to build models, synthesize information, and communicate results to diverse audiences — proficiency in Excel a must, experience with SQL a plus
- Comfortable with ambiguity and fast-paced, startup-style environments
- Proven ability to lead cross-functional projects with minimal oversight
- Mission-driven mindset and excitement to make healthcare smarter and more sustainable

*XO Health sponsors an Actuarial Study Program to support and cover costs of achieving actuarial credentials

Full compensation packages are based on candidate experience and relevant certifications. $125,000—$150,000 USD

XO Health is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. XO Health promotes a drug-free workplace.

## About XO Health Inc.

## Company Overview
- **One-liner**: XO Health is a full-service, value-based health plan platform for self-insured employers that aligns plan administrators, providers, and patients around health as the real unit of value.
- **Entity Type**: Private (Seed VC; raised $52.2M total)
- **Headquarters**: Alpharetta, Georgia, United States (also has an office in Stamford, Connecticut)
- **Founded**: 2021
- **Founders**: Not publicly available

## Core Business
- **Primary industry/industries**: Healthcare (health insurance, value-based care, benefits platform)
- **Target customers**: B2B – self-insured employers, payers, and providers
- **Mission or purpose statement**: “To bring trust, transparency, and common sense to healthcare.” [xohealth.com](https://xohealth.com/about-us/)

## Products & Services
- **Health Plan Solutions (for Employers)**: Fully integrated medical and pharmacy plans with a guaranteed savings model, tailored plan designs, and real-time data insights.
- **Payment & Network Solutions (for Payers & Providers)**: Risk technology that enables value-based contracts at scale, including contract modeling, real-time payment orchestration, and clinical + financial reporting.
- **Member Experience**: Inclusive care packages, expanded access, and dedicated advocacy, powered by a digital member experience platform (partnered with League). [businesswire.com](https://www.businesswire.com/news/home/20240306451755/en/XO-Health-Selects-League-to-Power-Industry%E2%80%99s-First-Fully-Integrated-Digital-Member-Experience)

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metric**: Total funding of $52.2M (Seed VC round, October 2025) [cbinsights.com](https://www.cbinsights.com/company/xo-health)
- **Notable Investors/Partners**: AlleyCorp, Sea Court Capital; strategic partners include Gravie, PayMedix, Kyruus Health, Simplify Healthcare, League, and National Cancer Treatment Alliance.
- **Growth Signals**: 56 employees (+7% YoY); active job postings (+200% YoY); multiple new partnerships announced in 2024–2025; expanding alternative health plan nationwide. [linkedin.com](https://www.linkedin.com/company/xohealthinc)

## Competitive Advantages
- **Alignment of incentives**: Platform aligns plan administrators, providers, and patients around health as the true unit of value, reducing friction and waste.
- **Real-time data & analytics**: Risk technology that runs value-based contracts in real-time, eliminating painful reconciliation.
- **Guaranteed savings**: Integrated medical and pharmacy plans with embedded savings guarantees for employers.
- **Experienced leadership team**: Executives from diverse domains (insurance, technology, provider networks) uniquely positioned to disrupt the healthcare landscape. [xohealth.com](https://xohealth.com/about-us/)

## Strategic Focus
- **Nationwide expansion**: Scaling the alternative health plan to more employers across the U.S.
- **Deepening partnerships**: Collaborating with digital health platforms, pharmacy benefit managers, and provider networks to enhance the member experience.
- **Technology platform**: Continuing to build out the next-generation operating platform for value-based care, with emphasis on real-time data and actionable insights.

## Why Work Here
- **Mission-driven culture**: Opportunity to rebuild trust in healthcare and drive transformative change.
- **Remote & hybrid options**: Some roles are remote (e.g., Senior Full Stack Engineer, India); other roles are office-based (Alpharetta, Stamford).
- **Multi-disciplinary team**: Work alongside leaders from Cisco, Liberty Mutual, Elevance Health, and other top companies. [linkedin.com](https://www.linkedin.com/company/xohealthinc)
- **Growth trajectory**: Young company (founded 2021) with significant funding and rapid partnership momentum – strong upside for early employees.
- **Tech stack**: Modern tools including React, Angular, Node.js, GraphQL, Java, microservices, Terraform, GitHub Actions, and ServiceNow. [linkedin.com](https://www.linkedin.com/company/xohealthinc)

## Sources
1. [xohealth.com](https://xohealth.com/) – Homepage and About Us
2. [linkedin.com](https://www.linkedin.com/company/xohealthinc) – LinkedIn company page
3. [cbinsights.com](https://www.cbinsights.com/company/xo-health) – CB Insights company profile
4. [greenhouse.io](https://job-boards.greenhouse.io/xohealthinc) – Careers page
5. [businesswire.com](https://www.businesswire.com/news/home/20240306451755/en/XO-Health-Selects-League-to-Power-Industry%E2%80%99s-First-Fully-Integrated-Digital-Member-Experience) – League partnership announcement
6. [endpointsnews.com](https://endpts.com/how-a-startup-is-reimagining-health-insurance-as-employers-search-for-new-options/) – Endpoints News feature
7. [pymnts.com](https://www.pymnts.com/news/partnerships/2025/paymedix-launches-partnership-with-benefits-platform-xo-health/) – PayMedix partnership
8. [coverager.com](https://www.coverager.com/gravie-partners-with-xo-health-to-launch-in-minnesota/) – Gravie partnership

## Other roles at XO Health Inc.

- [Healthcare Support Advocate](https://feeny.ai/job/healthcare-support-advocate-xo-health-inc-united-states-10a6rba3szc3) — United States
- [Cyber Security & Infrastructure Engineer](https://feeny.ai/job/cyber-security-infrastructure-engineer-xo-health-inc-india-j8nztcg6abkb) — India
- [Health Product Manager, Claims](https://feeny.ai/job/health-product-manager-claims-xo-health-inc-india-wzte1g9t2z0z) — India
- [Senior Full Stack Engineer](https://feeny.ai/job/senior-full-stack-engineer-xo-health-inc-india-fce7dz8djwq6) — India
- [Healthcare Support Representative](https://feeny.ai/job/healthcare-support-representative-xo-health-inc-india-hhwgw6dmx6c6) — India