---
title: 'Insurance Product Development Manager at Kin Insurance'
canonical: 'https://feeny.ai/job/insurance-product-development-manager-kin-insurance-remote-868aa6n3ksgd'
type: 'job'
last_seen: '2026-10-19'
---

# Insurance Product Development Manager at Kin Insurance

- **Company:** Kin Insurance
- **Location:** Remote
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-10-01
- **Last confirmed live:** 2026-10-19
- **Apply:** https://jobs.ashbyhq.com/kin/a7e971f3-418d-4836-ba69-d559ac5cd7d9

## Job description

Quick Summary You'll design new insurance products and features, then drive their rollout across new and existing states. 5+ years of product development experience required.

## Who We Are

Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive. Using data, technology, and thoughtful human support, we're building products that are clear, fair, and help homeowners feel confident — so homeowners aren't left behind when they need help most. Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 14 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability foster outstanding growth, attract marquee investors, and earn recognition and accolades, including:

- Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
- Forbes' America's Best Startup Employers (2026)
- Inc. 5000 Fastest-Growing Private Companies
- Forbes' Fintech 50 (2023-2026)
- Great Places to Work Certified (2024-2026) Most importantly, we're building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we're building, visit [kin.com](http://kin.com) and see how we work (https://www.linkedin.com/company/kin-insurance/life/kin/).

The Opportunity We're looking for a Pricing and Risk Manager to help us build the next generation of insurance products and coverages as well as expand Kin's footprint across states. This role sits at the intersection of pricing strategy and product development — turning market insight and risk analysis into new coverage options, rating features, and pricing enhancements that customers actually feel. This is a hands-on, builder-focused role. You won't be managing a team — you'll be directly shaping the products and features that power Kin's growth, from initial concept through launch in both new and existing states. Your work will directly influence how competitively and confidently Kin can enter new markets and deepen its presence in current ones.

## Your Responsibilities

- Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value
- Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance
- Own the research and proposal of new products, rules, coverages, and enhancements
- Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring
- Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows
- Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready
- Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features
- Translate market and competitive research into concrete product recommendations and pricing adjustments
- Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry

Success in This Role In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You'll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin's mission forward. Along the way, you'll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve. By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you've helped make.

- New pricing products or features have been successfully launched, showing meaningful impact to growth goals
- State expansion pricing models are built, validated, and ready for regulatory submission
- AI/ML tools are actively integrated into the pricing development workflow, improving speed or accuracy of analysis
- Cross-functional partners trust this person's product recommendations and rely on their analysis to make launch decisions

## What You'll Bring

- 5+ years of insurance product development experience
- Demonstrated experience building or launching new insurance products, features, or rating enhancements
- Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness
- Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results
- Strong understanding of regulatory modeling and compliance requirements across multiple states
- Ability to translate market research and competitive analysis into concrete pricing and product recommendations
- Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams
- Homeowners insurance experience preferred but not necessary

## How We Hire

We believe a great hiring experience should be clear, respectful, and human. We will accept applications for this position until November 23rd. While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin's in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Rest assured, real people make real decisions. The hiring process and timeline for each role will vary, depending on the position. However, here are some things you can expect from us:

- Prompt updates and feedback following interviews
- Interviews with recruiters, hiring managers, and members of teams
- Skills assessment relevant to the position, if applicable
- Genuine, thoughtful human interaction at every step

## How we work

We don’t just hire for skills. We hire for alignment. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.

Run through walls, together - Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. We assume the best in each other and challenge ideas, not intentions. We show up, work hard, and play to each other's strengths — because that’s how great teams win. Raise the bar. Drop the ego - Attitudes are contagious. Every one of us is responsible for creating the culture we want to work in. High performance. Low drama. Always respectful. Like professional sports teams, we win by working in sync. We show up, work hard, and play to each other’s strengths. Act like an owner - We are owners, fully accountable for achieving Kin’s mission. That requires positive, proactive, big-picture thinking well beyond our job descriptions. Ask questions, Take ownership. Do the right thing, even when it‘s hard. Because when Kin thrives, so do you. And so do our customers. Operate lean. Deliver more - We build efficiency into everything we do. Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. Lean is about focus, not deprivation. Lean isn't a limitation — it's our competitive advantage. Keep asking ‘What if?’ - We value curiosity. To make insurance better for our customers, we experiment. We embrace insights. And we base decisions on data rather than assumptions. We see setbacks as opportunities for growth and are always learning and improving. Both individually and as a company.

Where we work We are a remote-first company with offices in Chicago, IL and St. Petersburg, FL where teams can come together for collaboration. For Sales Agents and Customer Service Agents: These roles sit in any of the following 32 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI. For all other positions, these roles can sit in any of the following 41 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above. For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered. State locations and specifics are subject to change as our hiring requirements shift.

EEOC statement Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. If you require accommodation, please contact us by sending an email to careers@kin.com

## About Kin Insurance

## Company Overview
- **One-liner**: Kin Insurance is a direct-to-consumer home insurance provider that leverages proprietary technology and a remote-first culture to offer affordable, modern coverage, especially in areas impacted by climate change.
- **Entity Type**: Private (has raised $1.4B in total funding over 18 rounds)
- **Headquarters**: Chicago, Illinois, United States
- **Founded**: 2016
- **Founders**: Sean Harper (Co-Founder & CEO), Jerry Fadden (Co-Founder)

## Core Business
- **Primary industry**: Insurance (Home Insurance, with expanding lines including Auto, Condo, Landlord, Mobile Home, Mortgage, Home Equity Loans)
- **Target customers**: B2C – homeowners and renters, particularly those in climate-vulnerable regions seeking affordable coverage and superior service
- **Mission or purpose statement**: “We’re changing home insurance from what it is to what it should be.” – focused on affordability, ease, and customer-first service.

## Products & Services
- **Home Insurance**: Comprehensive protection for a house and permanent structures on the property. Customizable with online or agent-assisted experience. Average customer savings of $989/year.
- **Condo Insurance**: Walls-in coverage for unit interior and personal items.
- **Landlord Insurance**: Investment property protection for short- and long-term rentals.
- **Mobile Home Insurance**: Specialized protection for mobile and manufactured homes.
- **Auto Insurance**: Customizable vehicle coverage (collision, liability, comprehensive).
- **Mortgage Refinancing**: Options to secure lower rates, shorten loan terms, or get cash.
- **Home Equity Loan (HELOC)**: Revolving line of credit for home improvements, debt consolidation, etc.
- **Mortgage (New Purchase)**: Kin-specific rates to help buy a home.

## Market Standing
- **Valuation/Market Cap**: Not disclosed (private company).
- **Key Metrics**: 
  - Total Funding: $1.4B (18 rounds) – [linkedin.com](https://www.linkedin.com/company/kin-insurance)
  - Annual Revenue: $156.1M (as per LinkedIn estimate, 505 employees reported on that platform) – [linkedin.com](https://www.linkedin.com/company/kin-insurance)
  - Policies Bound: 240,000+ – [kin.com/about](https://www.kin.com/about/)
- **Notable Investors/Partners**: Not explicitly listed in provided materials; carrier partners include Kin Interinsurance Network and Kin Interinsurance Nexus Exchange, both rated A Exceptional by Demotech and backed by 40+ financially strong reinsurers. – [kin.com/about](https://www.kin.com/about/)
- **Growth Signals**: 
  - Ranked #37 in Inc. 5000 Fastest Growing Companies in America (2024)
  - Recognized by Forbes as a Best Startup Employer in America
  - 750+ employees nationwide (per company site); LinkedIn shows 505 employees with +9.8% YoY growth (potential discrepancy due to contractor or location count)
  - Operating in 6 countries (US, Philippines, Germany, UAE, Nigeria, etc.) – [linkedin.com](https://www.linkedin.com/company/kin-insurance)
  - Average Net Promoter Score of 80 (industry average is 42) – [kin.com/about](https://www.kin.com/about/)

## Competitive Advantages
- **Proprietary Technology & Direct-to-Consumer Model**: Built from scratch to serve modern homeowners, allowing affordable pricing even in climate-affected areas without compromising coverage.
- **Customer Satisfaction**: 4.7/5 average service rating, 9,000+ 5-star online reviews, and 80 NPS (nearly double industry average).
- **Financial Strength**: Carrier partners with A Exceptional Demotech rating and strong reinsurer backing; operating lean ensures savings pass to customers.
- **Expanded Product Suite**: Beyond home insurance, offering auto, condo, landlord, mobile home, mortgage and HELOC – creating a one-stop shop for homeowners.
- **Remote-First Culture**: Attracts top talent across geographies; recognized by Forbes as Best Startup Employer.

## Strategic Focus
- **Operating Lean, Delivering More**: Relentless prioritization and use of AI/technology to multiply impact and keep costs low.
- **Innovation & Experimentation**: Constantly asking “What if?” and using data to improve products and processes.
- **Customer Expansion**: Growing product lines (mortgage, auto) to deepen relationships and offer cross-sell opportunities.
- **Talent & Culture**: Hiring ambitious, collaborative individuals who embrace transparency and ownership; building a high-performance, low-drama team.

## Why Work Here
- **Remote-First Environment**: “Work where you work best” – flexible PTO, daily snacks/amenities for those in-office, fully remote options.
- **Benefits**: Medical, dental, vision, life insurance, 401k with company match, paid parental leave, flexible spending accounts (healthcare, commuter, dependent care), paid training and development.
- **Culture & Values**: Core values include “Operate Lean. Deliver More.”, “Keep asking ‘What if?’”, “Act like an owner”, “Run through walls, together”, and “Raise the bar. Drop the ego.” – fostering a challenger mindset and collaborative, low-drama atmosphere.
- **Awards & Recognition**: Forbes Best Startup Employer, Inc. 5000 #37 Fastest Growing Company (2024) – strong signal of growth and stability.
- **Growth Opportunity**: 750+ employees and scaling; open roles in engineering, customer service, sales, and more; emphasis on learning and impact.

## Sources
1. [kin.com/about](https://www.kin.com/about/) – Company overview, leadership, customer metrics, financial strength
2. [kin.com/careers](https://www.kin.com/careers/) – Career page, culture, benefits, core values, awards
3. [kin.com](https://www.kin.com/) – Product listing, customer reviews, ratings
4. [linkedin.com/company/kin-insurance](https://www.linkedin.com/company/kin-insurance) – Company details, headcount, revenue, funding, geographic presence
5. [jobs.ashbyhq.com/kin](https://jobs.ashbyhq.com/kin) – Active job postings (evidence of open roles)

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