--- title: 'Internal Controls Manager at Current' canonical: 'https://feeny.ai/job/internal-controls-manager-current-new-york-6h9jztfek2k0' type: 'job' last_seen: '2026-09-08' --- # Internal Controls Manager at Current - **Company:** Current - **Location:** New York, NY - **Posted:** 2026-08-13 - **Last confirmed live:** 2026-09-08 - **Apply:** https://current.com/careers/open-positions/?id=8128796&gh_jid=8128796 ## Job description ## INTERNAL CONTROLS MANAGER ## ABOUT CURRENT Current is a leading consumer fintech platform transforming financial access for everyday Americans with over 6 million members. We provide access to financial solutions that seamlessly work together to solve the needs of our members and enable all Americans to build better financial futures. Based in NYC, our results-driven environment drives us to build better products, grow faster and empower everyone on our team to have an impact on our business and mission to improve financial outcomes. ## ABOUT THE ROLE We're looking for an Internal Controls Manager to build and own our internal control environment as we scale. This is a hands-on, high-ownership role for someone who wants to design controls from the ground up rather than maintain an existing framework. You'll be the first dedicated controls hires, working closely with Finance, Accounting, and Engineering to make sure our processes can withstand an audit, a due diligence process, or a future SOX requirement. At this stage, we don't have a legacy controls environment to inherit, you'll be building it. That means real influence over how the company operates as it scales, direct visibility with our Controller/CFO and auditors, and the opportunity to shape our path toward IPO-readiness or acquisition. It also means ambiguity: you'll need to prioritize and bring structure to a fast-moving environment. ## RESPONSILITIES - Design, implement, and document internal controls across financial reporting, revenue recognition, procurement, payroll, and access management - Build a SOX-readiness roadmap and lead SOX 404 implementation as the company approaches an IPO or other trigger events - Partner with external auditors on annual financial statement audits — manage the PBC (prepared-by-client) list, walkthroughs, and testing - Perform regular control testing (design and operating effectiveness) and track remediation of any deficiencies - Assess and document key business processes (order-to-cash, procure-to-pay, payroll, equity/stock admin) and identify control gaps - Own risk assessment: identify financial, operational, and fraud risks and prioritize controls accordingly - Work cross-functionally with Engineering and IT on SOC 1/SOC 2 readiness, access controls, and change management controls - Draft and maintain policies and procedures (delegation of authority, expense policy, revenue recognition policy, etc.) - Support due diligence efforts for fundraising, M&A, or other strategic transactions - Educate and train process owners across the company on control requirements — this role has no built-in authority, so influence and clear communication matter - Recommend and help implement systems/tools (ERP, GRC platforms, workflow automation) to scale controls efficiently as headcount and transaction volume grow ## ABOUT YOU - 5–7 years of experience in internal controls, internal audit, external audit (Big 4 or regional firm), or a combination of these - Deep working knowledge of SOX 404, COSO framework, and internal control design/testing - Experience taking a company through a SOX 404 readiness process or first-year SOX compliance strongly preferred - CPA, CIA, or CISA certification preferred (not required if experience is strong) - Prior experience at a high-growth startup or in a company transitioning from private to public - Strong understanding of GAAP and financial reporting processes - Comfortable working with limited process documentation and building things from scratch - Excellent written communication — you'll be writing policies, procedures, and audit-ready documentation regularly - A pragmatic mindset: you know the difference between a control that reduces real risk and a control that just creates busywork - Experience with ERP systems (NetSuite, Workday) and GRC/audit tools (Workiva, AuditBoard, or similar) is a plus ## COMPENSATION This role has a base salary range of $145,000 - $180,000.  Compensation is determined based on experience, skill level, and qualifications, which are assessed during the interview process. Current offers a competitive total rewards package which includes base salary, equity, and comprehensive benefits. ## BENEFITS - Competitive salary - Meaningful equity in the form of stock options - 401(k) plan - Discretionary performance bonus program - Biannual performance reviews - Medical, Dental and Vision premiums covered at 100% for you and your dependents - Flexible time off and paid holidays - Generous parental leave policy - Commuter benefits - Fitness benefits - Healthcare and Dependent care FSA benefit - Employee Assistance Programs focused on mental health - Healthcare advocacy program for all employees - Access to mental health apps - Team building activities - Our modern NYC office with open floor plan, stocked kitchen, and catered lunches ## About Current ## Company Overview - **One-liner**: Current is a consumer fintech platform that provides mobile-first banking services—including spending accounts, early paycheck access, credit building, and savings—to help everyday Americans improve their financial outcomes. - **Entity Type**: Private (Series E; most recent round closed June 2026) - **Headquarters**: New York, New York, United States - **Founded**: 2015 - **Founders**: Stuart Sopp (CEO & Co-Founder) ## Core Business - **Primary industry**: Financial Services / Fintech (consumer banking, payments, credit, earned wage access) - **Target customers**: B2C — everyday Americans, including teens (custodial accounts), gig workers, and underserved or unbanked populations; no minimum income or age restrictions - **Mission / purpose**: To improve financial outcomes for all Americans by providing affordable, integrated financial solutions that address their most important needs. ## Products & Services - **Spending Account (Core Banking)**: Mobile-first checking account with a Visa debit card; no mandatory fees, no minimum balance, fee-free overdraft, and early access to paychecks (up to 2 days early with direct deposit). - **Paycheck Advances (Earned Wage Access)**: Advances of up to $750 deposited directly into the Current account for qualifying members. - **Build Card (Secured Credit Card)**: No credit check, no upfront deposit; helps members build credit history with monthly payments; managed via a single spending balance. - **Savings Pods**: Sub-accounts that earn an annual boost up to 4.00% APY; instant transfers from spending balance. - **Crypto Trading**: Buy/sell dozens of coins directly from spending balances with no trading fees. - **Teen Banking (Custodial Accounts)**: Debit cards for kids with automatic allowances, instant transfers, and real-time spending alerts for parents. - **P2P Transfers**: Send money to anyone. - **Cash Deposits**: Available at 60,000+ participating retail locations. - **ATM Network**: Access to 40,000+ fee-free in-network ATMs. - **Money Management Tools**: Budgeting tools, spending insights, instant notifications. ## Market Standing - **Valuation**: $1.5 billion (post-money, Series E, June 2026) - **Total Funding**: $663.4M (across 10 rounds, including the Series E) - **Annual Revenue**: Not publicly disclosed; reported 3 consecutive years of 70%+ revenue growth (as of June 2026) - **Members**: 6+ million (as of mid-2026) - **Notable Investors**: Springcoast Partners (led Series E), Andreessen Horowitz, Tiger Global Management, Avenir, Foundation Capital, Wellington Management, Sapphire Ventures, General Catalyst (Customer Value Fund), QED Investors, Cross River - **Growth Signals**: - Third consecutive year of >70% growth (June 2026) - Approaching profitability in 2026 - Expanded credit/liquidity partnership with Cross River - Extended commitment from General Catalyst’s Customer Value Fund - Building operational scale and governance for public company readiness - Headcount grew 33.4% YoY to ~183 employees (LinkedIn data, 2025-2026) ## Competitive Advantages - **Proprietary core banking technology**: Built and maintains its own core banking stack, enabling full integration of features (no silos) and direct relationships with partner banks (Choice Financial, Cross River) and Visa without intermediaries. - **Spend-based business model**: Revenue driven primarily by interchange fees (merchant swipe fees), not deposit-based lending — a fundamentally different model from traditional banks. - **No mandatory fees**: No annual fees, overdraft fees, or minimum balance requirements, making it accessible to low-income and underserved Americans. - **Integrated credit building**: Secured credit card + credit score monitoring (VantageScore) tied directly to the spending account, with no separate deposit or credit check. - **AI & cloud-native platform**: Heavy investment in AI and cloud infrastructure to deliver personalized financial experiences at scale. ## Strategic Focus - **Product innovation**: Continued investment in AI-powered financial services, banking, payments, liquidity, and credit offerings. - **Public market readiness**: Building the operational scale, governance, and financial profile expected of a public company; targeting profitability in 2026. - **Member growth**: Expanding the member base beyond 6 million by deepening product adoption and entering new use cases. ## Why Work Here - **Culture**: Mission-driven fintech focused on improving financial outcomes for everyday Americans; described as combining industry-leading technology with highly skilled talent. - **Work environment**: Headquarters in New York, NY; hybrid/office policy not explicitly stated but roles are likely NYC-based. - **Perks & benefits**: Competitive salary, equity, discretionary bonus program, flexible vacation policy, commuter benefits, medical/dental/vision insurance. - **Engineering culture**: Emphasis on building proprietary core banking tech, AI/ML infrastructure, and fully integrated product experiences; strong focus on security, scalability, and innovation. - **Recent hires from**: Varo Bank, WeWork, letgo, Deloitte, Amazon, American Express, Uber, Capital One, Morgan Stanley, JPMorganChase — indicating a high-caliber talent pool. - **Open roles (as of mid-2026)**: Senior Software Engineer (Applied ML), Senior Business Intelligence Engineer, Senior Data Analyst, Senior Data Scientist, Director of Data Analytics, Director of Risk, Analytics Engineer, and more. ## Sources 1. [current.com/about-us](https://current.com/about-us/) 2. [current.com/careers](https://current.com/careers/) 3. [current.com](https://current.com/) 4. [LinkedIn - Current](https://www.linkedin.com/company/current) 5. [CB Insights - Current](https://www.cbinsights.com/company/current) 6. 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