---
title: 'Junior Financial Analyst at Perpay - Career''s Page'
canonical: 'https://feeny.ai/job/junior-financial-analyst-perpay-career-s-page-philadelphia-pennsylvania-ztwbh592t5tw'
type: 'job'
last_seen: '2026-09-12'
---

# Junior Financial Analyst at Perpay - Career's Page

- **Company:** Perpay - Career's Page
- **Location:** Philadelphia Pennsylvania, United States
- **Posted:** 2025-11-06
- **Last confirmed live:** 2026-09-12
- **Apply:** https://job-boards.greenhouse.io/perpay/jobs/4969050007

## Job description

About Us:

Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we’ve built to make an impact:

- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role:

We are seeking an accountable, motivated, and detail-oriented Junior Financial Analyst to join Perpay’s Finance & Accounting Team. The ideal candidate will be responsible for analyzing business trends, preparing financial models, maintaining the general ledger, and providing insights to support our strategic financial decisions. This role requires strong quantitative skills along with the ability to distill complex information and communicate it effectively.  As a key contributor to this team, you will work closely with our Accounting and Analytics functions to strategize and report on various business initiatives, metrics, and ad hoc projects.

Our greatest strength is our people and we’d love for you to be one of them!

Responsibilities:

- Provide support in the financial modeling of our existing operations and key initiatives
- Own and drive various strategic ad hoc projects and analyses while partnering closely with Analytics, Risk, Marketing, and Operations
- Assist in maintaining the general ledger and preparation of the financial statements
- Own and champion process improvement efforts to streamline financial planning and budget management procedures to drive efficiency and accuracy

What You’ll Bring:

- Bachelor’s or Master’s degree in Finance, Economics, or a related field (graduated in 2024-2026), or equivalent relevant experience.
- Excel proficiency (e.g. core functions & formatting, lookup & analysis tools, pivot tables)
- Strong analytical skills and attention to detail
- A winning mentality and willingness to go the extra step to get the job done right
- Growth mindset - looking to continuously learn and develop

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for! What We’ll Bring to Full-time Team Members:

- Meaningful compensation and equity
- Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
- 5% employer 401k match
- Unlimited PTO policy
- ​​Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
- High quality catered lunch by local chefs, 4 days / week
- Gym subsidy
- Paid cell phone + plan
- Student loan repayment match program
- Family savings match program
- Relocation assistance
- Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.

## About Perpay - Career's Page

## Company Overview
- **One-liner**: Perpay offers simple, inclusive financial products that help underserved consumers build credit and access interest-free payments through payroll-linked spending.
- **Entity Type**: Private (funding stage: Series A)
- **Headquarters**: Philadelphia, Pennsylvania, United States
- **Founded**: 2016
- **Founders**: Chris DiMarco (Founder & CEO)

## Core Business
- **Primary industry**: Financial Services (consumer finance / credit & payments)
- **Target customers**: B2C – primarily underserved consumers who want to build credit and access interest‑free payment options through their paycheck.
- **Mission or purpose statement**: "Improve quality of life through simple, inclusive, and transparent financial products."

## Products & Services
- **Perpay Marketplace**: An e‑commerce platform that lets members spend based on their income and pay over time using automatic payroll deductions – interest‑free.
- **Perpay+**: A credit‑building service that reports Marketplace repayment behavior to all three major credit bureaus, helping members monitor and improve their credit scores.
- **Perpay Credit Card**: A World Mastercard that removes common barriers like high security deposits and low approval odds, with automatic payroll payments.

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metric (Private)**: Annual Revenue of $22.5 M (LinkedIn estimate); Total Funding $2.5 M (across seed, angel, and Series A rounds)
- **Notable Investors/Partners**: First Round Capital (seed lead), L Catterton (Series A lead), JP Morgan (backer); also listed as a B Corp and holds an A+ rating with the Better Business Bureau.
- **Growth Signals**: 
  - $500 million in spending power used by members
  - Members see an average credit score increase of 32 points within the first three months of using Perpay+
  - 95 team members (with ~28% in technical roles) and 13 active job postings
  - LinkedIn follower growth of +43% year‑over‑year

## Competitive Advantages
- **Payroll‑linked model**: Automatic deductions from paychecks reduce risk and enable interest‑free credit for consumers who often lack access to traditional credit.
- **Built‑in credit building**: Reporting to credit bureaus directly through the platform helps members establish credit history without extra steps.
- **B Corp certification**: Commitment to social impact and transparent, inclusive financial products differentiates from traditional lenders.
- **Integrated product suite**: Marketplace + credit builder + credit card creates a closed‑loop ecosystem that encourages healthy financial habits.

## Strategic Focus
- Expand the Perpay Credit Card to reach more consumers and deepen engagement.
- Continue building out the credit‑building and financial wellness features (Perpay+).
- Scale the team (especially in engineering, data, and product) to support product growth and new market entries.
- Leverage the Philadelphia office culture and remote‑friendly policies to attract mission‑driven talent.

## Why Work Here
- **Culture**: Mission‑driven team focused on "drawing your own map," demonstrating grit, being curious, and building good habits – with a strong emphasis on collaboration and impact.
- **Location**: Brand‑new riverfront office in Center City Philadelphia; a "home away from home" environment that fosters creativity.
- **Benefits**: Fully subsidized health benefits, 401(k) with company match, company equity, up to $2,000 match for student loan payments, unlimited PTO.
- **Career Development**: "Super Day Series" – an invite‑only one‑day hiring experience for early‑career talent; rotational programs for Business Operations.
- **Team**: 95 employees with growing technical, data, and product teams; open roles across Engineering, Data, Analytics, Product, Marketing, Operations, and Finance.

## Sources
1. [Greenhouse Jobs Board](https://boards.greenhouse.io/perpay)
2. [Perpay Careers Page](https://perpay.com/careers)
3. [Perpay About Page](https://perpay.com/about-us)
4. [LinkedIn Company Profile](https://www.linkedin.com/company/perpay-inc)
5. [Perpay Careers (try.perpay.com)](https://try.perpay.com/careers)

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