---
title: 'Lead Software Engineer at PactFi'
canonical: 'https://feeny.ai/job/lead-software-engineer-pactfi-new-york-b8hs198jxe18'
type: 'job'
last_seen: '2026-09-07'
---

# Lead Software Engineer at PactFi

- **Company:** PactFi
- **Location:** New York, NY
- **Compensation:** $260k–$275k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-08-31
- **Last confirmed live:** 2026-09-07
- **Apply:** https://jobs.ashbyhq.com/pactfi/1bfdbb86-0b48-4827-907a-def93a5411db

## Job description

## About PactFi

Private asset markets (PE, Private Credit, VC, Real Estate) have 10x to 9.8T in AUM over the past decade and are projected to grow to $17T in the next five years. However, digital infrastructure has not kept pace, with most of the market operating predominantly in error-prone, internal-only software solutions.

PactFi provides secure, end-to-end, operational infrastructure for managing complex private credit transactions. Our web-based application brings together all parties involved in such a transaction to more efficiently allocate capital, complete KYC, share documents, manage funds flow, and more. The platform is secured to a bank-grade standard, and we have received our SOC 2 Type 2 attestation.

PactFi was developed in close partnership with two of the industry's largest players, both of whom represent the top 3 players in the private credit space by both size (AUM) and deal activity.

PactFi is seeking a Lead Software Engineer to act as technical lead for a product squad. We're looking for a generalist builder, someone who can pick up whatever the problem requires, ship it, and bring the team with them. This is a hands-on role: you'll spend most of your time building and reviewing code, and the rest raising the level of everyone around you.

You'll set technical direction for your area, grow the engineers around you, and partner with the Head of Engineering, Product Managers, and QA to turn business goals into shipped software. We care far more about your judgment, breadth, and track record of delivery than about any specific language or framework. This is a technical leadership track with up to 2 direct reports (optional).

## Key Responsibilities

Technical Delivery

- Design, build, and ship full-stack features end to end (data model, API, and interface) owning them from architecture through production support.
- Set and enforce technical standards for your area: architecture patterns, API design, testing strategy, and documentation.
- Lead design discussions and make pragmatic trade-off calls across performance, security, cost, and delivery timelines.
- Identify and pay down technical debt, and drive improvements to reliability, observability, and developer experience.

Technical Leadership & Mentoring

- Mentor mid-level and junior engineers through pairing, code review, and structured feedback, and support their growth plans.
- Break large initiatives into well-scoped work, sequence delivery, and keep the squad unblocked.
- Run architecture and code reviews that raise quality without slowing the team down.
- Help interview and onboard new engineers, and contribute to hiring bar and onboarding materials.
- Own the delivery and health of your squad's work: surface risk early, keep quality high, and hold the team to a shared standard.

Cross-Functional Partnership

- Work with the Head of Engineering to align technical roadmap with company strategy.
- Partner with Product Managers to shape requirements, surface constraints early, and propose alternatives.
- Coordinate with QA on test coverage, release readiness, and incident follow-up.
- Communicate technical decisions and risks clearly to non-technical stakeholders.

## Qualifications

- 6+ years of professional software development experience shipping and operating production web applications.
- Depth in at least one modern server-side language and framework and one front-end framework — PHP/Laravel, Python, Node/TypeScript, Ruby, Go, or similar. The specific stack is not a requirement.
- Demonstrated ability to move into unfamiliar languages, frameworks, and problem domains quickly and ship in them.
- Demonstrated experience leading projects and mentoring engineers as a technical lead, staff engineer, or equivalent.
- Strong grasp of API design, scalable application architecture, and the common patterns behind them.
- Advanced relational database skills, including schema design, query optimization, and caching strategy.
- Experience with authentication and authorization across multiple systems and environments.
- Track record of integrating multiple data sources and third-party APIs into coherent systems.
- Excellent communication skills and the credibility to influence technical direction without formal authority.

## Nice to Have

- Experience with AWS or another cloud platform, including CI/CD pipelines.
- A strong automated testing practice, in whatever stack you've worked in.
- Exposure to PHP/Laravel or Vue.js — our current stack. Helpful context, not a requirement.
- Background in fintech, financial services, or another regulated environment.
- Experience building AI or LLM-powered features into a production application.
- Prior experience growing a team or defining engineering process.

## What We Offer

- Competitive salary + equity.
- Healthcare coverage.
- 401k

## About PactFi

## Company Overview
- **One-liner**: PactFi provides a secure, end-to-end operational platform for executing and servicing private credit transactions, replacing fragmented email and spreadsheet workflows with shared processes and real-time coordination.
- **Entity Type**: Private (Venture Capital-Backed; Series A)
- **Headquarters**: New York, New York, United States
- **Founded**: 2020 per PitchBook, 2021 per LinkedIn – conflicting reports
- **Founders**: Emma Zhang (CEO) and Alexa Valle Burguete (CTO)

## Core Business
- **Primary industry**: Financial Software / Private Credit Infrastructure
- **Target customers**: B2B – private credit asset managers, fund entities, and counterparties (enterprise and institutional)
- **Mission/purpose**: Modernize the operational backbone of the private credit market, enabling scale, liquidity, and security for all participants.

## Products & Services
- **PactFi Platform (Core SaaS)**: A collaborative, end-to-end operational platform for managing the full private credit lifecycle – from deal origination and execution to post-close servicing, cashless roll workflows, and audit logging. Designed for use across counterparties.
- **PactFi AI**: Embedded AI capabilities compatible with firms’ own AI models, integrated directly into the platform to automate data capture and workflows.
- **Lead Arranger Module**: Specialized tools for lead arrangers to manage syndication and investor relations.
- **Post-Close Portal**: Secure portal for ongoing servicing, reporting, and compliance.

## Market Standing
- **Valuation/Market Cap**: Not disclosed (private company)
- **Key Metric**: Total funding raised – $32M (including a $25M Series A in March 2026 led by 7RIDGE)
- **Notable Investors/Partners**: 7RIDGE (lead, Series A), Neotribe Ventures, Fin Capital, Operator Partners, Actyus, Watertower Ventures (pre-seed). Trusted by many of the top-20 credit asset managers.
- **Growth Signals**:
  - $300+ billion in deal volume processed on the platform
  - 250+ counterparties and 3,000+ fund entities
  - Headcount grew 65.2% year-over-year to ~30 employees (LinkedIn, 2026)
  - Active hiring with 4 open roles (Automation Lead, Senior DevSecOps Engineer, Director of Engineering, Senior Software Engineer)

## Competitive Advantages
- **Network effects**: Platform is designed to be used between counterparties, creating stickiness as more participants join.
- **Security & compliance**: SOC 2 Type II and ISO 27001 certified, with full audit logs and independently attested controls.
- **Built with industry leaders**: Product developed in collaboration with top private credit firms, ensuring real-world fit.
- **Data structure at application level**: Embedded data capture enables powerful automations and structured data exchange, replacing manual spreadsheets.

## Strategic Focus
- Continue scaling the platform to capture more of the $1.7T+ private credit market
- Deepen AI integration to further automate deal workflows
- Expand engineering and product teams to accelerate product development
- Grow network of counterparties and fund entities

## Why Work Here
- **Culture**: High-growth, collaborative environment with a focus on modernizing a massive, underserved market. Recent company updates highlight team expansion and record years.
- **Work model**: Hybrid/office presence in New York (headquarters at 49 West 27th Street). International presence in Brazil and the UK.
- **Notable perks**: Opportunity to work on cutting-edge fintech infrastructure with a security-first approach. Strong emphasis on engineering and product excellence.
- **Current openings**: Automation Lead, Senior DevSecOps Engineer, Director of Engineering, Senior Software Engineer (Laravel/Vue.js) – indicating a push to scale technical capabilities.

## Sources
1. [pactfi.com](https://www.pactfi.com/) – Homepage and product overview
2. [pactfi.com/about](https://www.pactfi.com/about) – Founders and company background
3. [pactfi.com/news-updates/security](https://www.pactfi.com/news-updates/security) – Security certifications (SOC 2, ISO 27001)
4. [pitchbook.com](https://pitchbook.com/profiles/company/454502-53) – Funding, valuation, employee count, investors
5. [linkedin.com](https://www.linkedin.com/company/pactfi) – Employee count, growth, recent updates, open roles
6. [jobs.ashbyhq.com](https://jobs.ashbyhq.com/pactfi) – Current job postings

## Other roles at PactFi

- [Full Stack Engineer (Laravel)](https://feeny.ai/job/full-stack-engineer-laravel-pactfi-new-york-ykvk5kgz454n) — New York, NY
- [Client Support Engineer](https://feeny.ai/job/client-support-engineer-pactfi-san-francisco-rt9q26vvcndm) — San Francisco, CA
- [Client Support Engineer](https://feeny.ai/job/client-support-engineer-pactfi-seattle-gdc3324tdf9n) — Seattle, WA
- [Implementation Engineer](https://feeny.ai/job/implementation-engineer-pactfi-seattle-4twfshfw46kj) — Seattle, WA
- [Implementation Engineer](https://feeny.ai/job/implementation-engineer-pactfi-san-francisco-j5dh9c0pvs2k) — San Francisco, CA
- [Director, Strategic Accounts](https://feeny.ai/job/director-strategic-accounts-pactfi-new-york-t2fcskeeekz5) — New York, NY
- [Senior Product Designer](https://feeny.ai/job/senior-product-designer-pactfi-new-york-fg3aya5ezsdy) — New York, NY
- [Account Manager](https://feeny.ai/job/account-manager-pactfi-new-york-b33hnrqgn0bg) — New York, NY
- [Senior Product Manager](https://feeny.ai/job/senior-product-manager-pactfi-new-york-zx9wkmf2wah3) — New York, NY
- [Senior DevSecOps Engineer](https://feeny.ai/job/senior-devsecops-engineer-pactfi-new-york-cywsdvh969n3) — New York, NY