---
title: 'Lead Technical Program Manager at Dave'
canonical: 'https://feeny.ai/job/lead-technical-program-manager-dave-united-states-38swcv0rf5e9'
type: 'job'
last_seen: '2026-10-14'
---

# Lead Technical Program Manager at Dave

- **Company:** Dave
- **Location:** United States
- **Compensation:** $174k–$230k
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-10-07
- **Last confirmed live:** 2026-10-14
- **Apply:** https://jobs.ashbyhq.com/dave/40aec012-835e-4ce8-bbe1-30a8efadd457

## Job description

Dave vs. Goliath. We’re Dave. Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

The Opportunity We’re looking for a Lead Technical Program Manager to help bring Dave’s next generation of products from idea to market. You’ll work at the center of Product, Engineering, Design, Data, Risk, Compliance, and Operations to turn emerging product concepts into clear, executable programs. This is a role for someone who is energized by 0→1 work. Not everything will be fully defined when you start — you’ll help create the structure, uncover dependencies, and make the trade-offs that allow teams to learn quickly and build thoughtfully. You’ll connect product strategy to technical execution and help new products move from early validation through launch and scale.

## What You’ll Build & Own

- Lead complex new product programs from early concept and technical discovery through development, launch, iteration, and scale.
- Partner with Product and Engineering leaders to translate product strategy into executable roadmaps, sequencing work across multiple teams and technical systems.
- Create clarity around architecture, dependencies, risk, operational readiness, and critical decisions as products move through different stages of development.
- Coordinate across Engineering, Design, Data, Analytics, Risk, Compliance, Legal, Finance, Operations, and Marketing to ensure launches work end to end — not just in the product experience.
- Build launch and experimentation frameworks that help teams test assumptions, learn from member behavior, and use data to inform what comes next.
- Anticipate technical and operational constraints early, helping teams balance speed to market with reliability, scalability, and long-term flexibility.

The Impact You’ll help determine how effectively Dave turns new ideas into products members use and value. Your work will create the operating foundation that allows teams to experiment thoughtfully, launch with confidence, and scale successful products across the business.

## What We’re Looking For

## Experience & Technical Foundation

- 8+ years of experience leading complex technical programs, including significant ownership of consumer product launches or 0→1 initiatives.
- Proven experience taking products from early definition through launch in partnership with Product, Engineering, and cross-functional teams.
- Strong technical fluency across modern software systems, including mobile applications, APIs, distributed systems, data platforms, and third-party integrations.
- Experience operating in ambiguous product environments where requirements, technical approaches, and priorities evolve as teams learn.
- Strong understanding of experimentation, analytics, launch readiness, and product development lifecycles.
- Demonstrated ability to identify dependencies and risks across multiple teams and turn complexity into clear decisions and execution plans.
- Strong written and verbal communication, particularly when translating technical or regulatory complexity for senior stakeholders.
- Track record of influencing without direct authority and building alignment across teams with different priorities.
- BS or MS in Computer Science or a related technical field.

Bonus Points

- Fintech experience across banking, payments, credit, lending, or other consumer financial products.
- Experience launching products involving financial partners, regulated workflows, or complex operational processes.
- Familiarity with LaunchDarkly, FullStory, Looker, Snowflake, and GCP.

What Makes Someone Successful Here You take responsibility for outcomes, not just delivery plans. You’re curious about the member problem behind the roadmap and understand how product decisions connect to adoption, economics, risk, operations, and Dave’s broader strategy. You ask thoughtful questions early, surface trade-offs clearly, and create enough structure for teams to move forward without adding unnecessary process. You’re also a strong connector. You build trust across disciplines, bring the right people into decisions, and adjust as new data changes the direction. You care about launches that work end to end and systems that make the next launch easier than the last.

What to Expect New product development comes with evolving assumptions and priorities. You’ll have meaningful autonomy to shape how programs come together, with decisions grounded in member insight, data, technical realities, and close partnership across Dave.

## Why Join Dave

- Help shape new products that expand how Dave supports members’ financial lives.
- Work on high-visibility 0→1 initiatives with meaningful influence over both strategy and execution.
- Partner across the company to solve complex product, technical, operational, and regulatory challenges.
- Build the systems and practices that help Dave launch and scale new products more effectively.
- Join a profitable, publicly traded fintech entering its next stage of product expansion.

Ready to build for the underdog?

Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii.

A few of our benefits & perks: 💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals 💻 Flexible hours and virtual-first work culture with a home office stipend 🏥 Premium Medical, Dental, and Vision Insurance plans 👶 Generous paid parental and caregiver leave 💰 401(k) savings plan with matching contributions 📈 Financial advisor and financial wellness support 🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break 🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

## #LI-REMOTE

## About Dave

## Company Overview
- **One-liner**: Dave is a US neobank building AI-powered financial products that provide short-term liquidity and cash flow management tools for everyday Americans.
- **Entity Type**: Public (Ticker: DAVE on Nasdaq)
- **Headquarters**: Los Angeles, California, USA
- **Founded**: 2017
- **Founders**: Jason Wilk

## Core Business
- **Primary industry/industries**: Consumer fintech, neobanking, short-term credit, AI-powered underwriting
- **Target customers**: 185 million Americans who regularly need help covering basic necessities between paychecks; primarily B2C with a focus on underbanked and credit-challenged consumers
- **Mission or purpose statement**: To level the financial playing field for Americans who need it most

## Products & Services
- **ExtraCash®**: Flagship product; cash advance of up to $500 between paychecks with no credit check, no late fees, and no compound interest. Clear pricing at $5 per $100 borrowed. Uses CashAI™ for underwriting.
- **CashAI™**: Proprietary AI underwriting model that analyzes cash flow (not credit scores) across 180+ data points including income, bank balance, spending patterns, and transaction history. Processes billions of data points to deliver high credit limits and low loss rates.
- **DaveGPT**: Generative AI assistant integrated into the app for real-time member support, handling account management, direct deposit setup, ExtraCash management, and general questions.
- **Pay In Four Card (forthcoming)**: A short-term credit product aimed at disrupting subprime credit cards with no credit check, late fees, or compound interest, expected to launch in future.

## Market Standing
- **Valuation/Market Cap**: ~$555.9 million market cap as of 2025
- **Key Metric**: Over 14 million members; CashAI has originated more than 180 million transactions; loss rates declined to nearly 1% while originations per user grew triple digits; customer acquisition cost under $20 (vs. incumbents spending hundreds)
- **Notable Investors/Partners**: Publicly traded; leadership team includes Jason Wilk (Co-Founder & CEO), Kyle Beilman (CFO & COO), Kevin Frisch (CMO), Joan Aristei (CLO)
- **Growth Signals**: 30% of new members join via word of mouth; triple-digit growth in originations per user; loss rates declining to near 1%; developing next-generation Pay In Four card; mission-driven growth narrative

## Competitive Advantages
- **CashAI moat**: Proprietary cash-flow underwriting engine that delivers better outcomes for short-duration liquidity than traditional FICO scoring, leading to higher credit limits and lower loss rates
- **Member-centric, transparent pricing**: Flat fee structure ($5 per $100) with no hidden terms, no compound interest, and no debt sent to collections
- **Low-cost customer acquisition**: Word-of-mouth referrals drive 30% of new members at a fraction of incumbent marketing costs (<$20 vs. hundreds of dollars)
- **Speed to value**: Members can be approved for up to $500 within minutes of joining, creating a strong conversion funnel

## Strategic Focus
- **Scale the flagship**: Continue growing ExtraCash membership and transaction volume, leveraging word-of-mouth flywheel and AI-driven underwriting
- **Build next-generation credit**: Develop the Pay In Four card as a new product line aimed at subprime credit card replacement
- **Deepen AI capabilities**: Continue refining CashAI and DaveGPT as core infrastructure for underwriting and member support
- **Operating efficiency**: Maintain low operating costs to pass savings to members and sustain competitive pricing

## Why Work Here
- **Fully remote-first**: Dave is a fully virtual company; team members can work from anywhere in the U.S. (except Hawaii for now); company brings the team together 1–2 times per year plus team offsites [dave.com](https://dave.com/careers)
- **Same competitive pay regardless of location**: Compensation is not differentiated by employee work location [dave.com](https://dave.com/careers)
- **Culture values**: Member-centric, helpful, transparent, persistent, "better together" [dave.com](https://dave.com/about)
- **Benefits**: 401(k) with company match, free financial advising, generous parental and caregiver leave, comprehensive health/dental/vision/disability/life insurance, flexible PTO, Juneteenth and winter break off [dave.com](https://dave.com/careers)
- **Open roles**: Active hiring in Software Engineering, Data Analytics, Machine Learning Platform Engineering, Product Management, Security & IT (9 current openings) [jobs.ashbyhq.com](https://jobs.ashbyhq.com/dave)
- **Mission-driven**: Focus on building products that level the financial playing field for everyday Americans [dave.com](https://dave.com/about)

## Sources
1. [dave.com - About Page](https://dave.com/about)
2. [dave.com - Careers Page](https://dave.com/careers)
3. [investors.dave.com - Our Story](https://investors.dave.com/our-story)
4. [jobs.ashbyhq.com - Dave Jobs](https://jobs.ashbyhq.com/dave)
5. [linkedin.com - Dave Jobs](https://www.linkedin.com/company/dave-com/jobs)

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