---
title: 'Legal & Compliance at Aven'
canonical: 'https://feeny.ai/job/legal-compliance-aven-south-bay-area-campbell-ca-4zz8evha014f'
type: 'job'
last_seen: '2026-09-15'
---

# Legal & Compliance at Aven

- **Company:** Aven
- **Location:** South Bay Area / Campbell, CA
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-07-31
- **Last confirmed live:** 2026-09-15
- **Apply:** https://jobs.ashbyhq.com/aven/41bd5a82-bc3b-4450-a3fa-3c0bf5ac497a

## Job description

Job Description You will help ensure that our consumer lending products (mortgage, HELOC, secured/unsecured credit cards, etc.) comply with federal and state regulations, internal policies, our bank partner’s requirements and reporting, and industry best practices. That requires creativity and a problem-solving orientation, because we're trying new things and working fast. You’ll use your legal experience and training to interpret laws, draft and review agreements and disclosures, policies, resolve litigation matters and disputes, and advise on risk. The L&C team is hands-on wherever needed, including marketing reviews, audits, exam responses, licensing applications and reports, vendor management, statutory and regulatory analysis, contract review and drafting, and training, and we share all work regardless of experience. You’ll be part of a highly valued team and work on a variety of projects across the company.

More about the role and the team: It’s a small team (4 lawyers) within a flat organization. We're looking for a very capable attorney who has good foundational knowledge and experience and is ready to level up -- someone comfortable with and eager to learn more about navigating in the gray.

## Responsibilities

- Assist in ensuring compliance with TILA, RESPA, ECOA, HMDA, FCRA, UDAAP, HMDA, TRID, and other federal and state consumer lending regulations.
- Monitor compliance with state-specific lending laws (e.g., usury laws, servicing, licensing requirements, foreclosure processes).
- Support the development and maintenance of compliance policies, procedures, and training materials.
- Assist in conducting compliance reviews of loan origination, underwriting, and servicing processes.
- Perform periodic audits of required disclosures, adverse action notices, loan documents, etc.
- Assist in responding to customer complaints, regulatory inquiries, and internal situations.
- Research federal and state regulatory updates impacting consumer lending.
- Assist in updating policies and procedures to reflect new laws and regulations.
- Support compliance training efforts for internal teams.
- Collaborate with product and engineering teams to ensure compliance is embedded in loan servicing and creation.
- Review marketing materials and loan disclosures for Regulation Z and UDAAP compliance.
- Assist in third-party vendor risk assessments, particularly for loan origination systems, credit reporting agencies, and payment processors.

## Qualifications

- Education: Juris Doctorate
- Experience: 7+ years practicing law, with at least 3 recent years focused on consumer finance regulatory work; in-house experience with a fintech, bank, or mortgage company is a significant plus
- Knowledge: Strong familiarity with applicable secured lending, marketing, and servicing laws
- Technical Skills: Ability to work with compliance monitoring tools, regulatory databases, and task systems (e.g., Asana)
- Other Skills: Strong attention to detail, analytical thinking, creative problem solving, and strong communication skills (verbal and written)
- Additional things we’re looking for
- Located in Northern California – strong remote candidates considered, but preference given to candidates who can be in the office often

## About Aven

## Company Overview
- **One-liner**: Aven is reinventing consumer credit by offering the world’s lowest APR credit card backed by home equity, using patented technology to deliver fast, low-cost capital.
- **Entity Type**: Private (Series E, raised $110M in October 2025)
- **Headquarters**: San Francisco, California, USA
- **Founded**: 2019
- **Founders**: Sadi Khan (CEO), Usman Ghani (CTO), Murtada Shah (Co-Founder), Collin Wikman (Co-Founder, Head of Design)

## Core Business
- Primary industry: Fintech (consumer credit, financial services)
- Target customers: B2C (homeowners seeking lower-cost credit)
- Mission: “Deliver the lowest-cost and most transparent access to capital at scale” by giving people credit for what they already own. [aven.com/about](https://www.aven.com/about)

## Products & Services
- **[Aven Card]**: A credit card with the world’s lowest APR, secured by home equity. The application process is reduced from 4–6 weeks to as fast as 15 minutes with $0 upfront cost. Patented technology automates underwriting and lien placement. [aven.com/about](https://www.aven.com/about)

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed
- **Key Metric**: Total funding raised $252M (Series E $110M in Oct 2025, Series D $142M in Jul 2024); cumulative interest saved for customers exceeds $400M. [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/careers](https://www.aven.com/careers)
- **Notable Investors/Partners**: Founders Fund, Khosla Ventures, Sequoia Capital, Caffeinated Capital, General Catalyst, NYCA, Max Levchin. Advisory Board includes Timothy Mayopoulos (former CEO of Fannie Mae & Silicon Valley Bridge Bank), Michael DeVito (former CEO of Freddie Mac), Patrick McHenry (former Chairman of House Financial Services Committee), Jim Messina (former White House Deputy Chief of Staff). [aven.com/about](https://www.aven.com/about)
- **Growth Signals**: 120 total employees (per Built In), 31.7% headcount growth YoY, operations in 8 countries (US, Canada, Mexico, Philippines, France, Greece, India, Jamaica). 4.9-star Trustpilot rating with 5,000+ reviews. Recognized on Forbes Fintech 50 and GGV Capital Fintech Innovation 50. [builtin.com](https://builtin.com/company/aven) | [linkedin.com](https://www.linkedin.com/company/avencard) | [aven.com/about](https://www.aven.com/about)

## Competitive Advantages
- **Patented technology** that compresses a traditional home equity loan process (weeks, thousands of dollars) into minutes with zero upfront cost.
- **Lowest APR credit card** on the market, directly attacking the core cost of consumer debt.
- **Customer trust**: 4.9-star rating on Trustpilot and over $400M in cumulative interest saved.
- **Top-tier advisory board** with deep regulatory and financial industry expertise, giving Aven a strategic edge in navigating complex lending laws.

## Strategic Focus
- Continue scaling the machine‑banking platform to cut the cost of capital in half.
- Expand product offerings beyond the initial card (e.g., mortgage tech, capital markets).
- Deepen data‑driven underwriting and automation to reduce friction and cost for customers. [aven.com/careers](https://www.aven.com/careers)

## Why Work Here
- **Culture**: Described as customer‑first, fundamentalist, builder, fast, minimalist, rational, and polymath. Emphasis on deep understanding of systems, laws, and code before inventing. [aven.com/careers](https://www.aven.com/careers)
- **Workplace**: On‑site environment in San Francisco (Campbell, CA and HQ) with some remote or hybrid roles listed. [builtin.com](https://builtin.com/company/aven)
- **Perks & Team**: “Elite tech minds” – mathematicians, engineers, data scientists. Alumni of Google, Meta, Microsoft, Uber, Tesla, and top fintechs. Strong engineering culture with focus on speed and quality. [aven.com/careers](https://www.aven.com/careers)
- **Growth**: Rapidly scaling (100+ employees, 31% YoY headcount growth) with active hiring across engineering, data science, sales, and operations.

## Sources
1. [aven.com/careers](https://www.aven.com/careers)
2. [aven.com/about](https://www.aven.com/about)
3. [jobs.ashbyhq.com/aven](https://jobs.ashbyhq.com/aven)
4. [builtin.com/company/aven](https://builtin.com/company/aven)
5. [linkedin.com/company/avencard](https://www.linkedin.com/company/avencard)

## Other roles at Aven

- [Capital Markets Lead](https://feeny.ai/job/capital-markets-lead-aven-new-york-mvbaqsvz2hcp) — New York, NY
- [Solutions Operations, Mortgage Tech](https://feeny.ai/job/solutions-operations-mortgage-tech-aven-remote-0anakvxyadhw)
- [Data Scientist](https://feeny.ai/job/data-scientist-aven-campbell-c6kt5n91bfsk) — Campbell, CA
- [Machine Learning Engineer](https://feeny.ai/job/machine-learning-engineer-aven-campbell-863zg27y43es) — Campbell, CA
- [Software Engineer](https://feeny.ai/job/software-engineer-aven-campbell-d64dd90nkzcb) — Campbell, CA