--- title: 'Loan Officer at Lower' canonical: 'https://feeny.ai/job/loan-officer-lower-columbus-t3z66kw8xysg' type: 'job' last_seen: '2026-09-14' --- # Loan Officer at Lower - **Company:** Lower - **Location:** Columbus, OH - **Employment:** full-time - **Work type:** onsite - **Posted:** 2025-05-20 - **Last confirmed live:** 2026-09-14 - **Apply:** https://jobs.gem.com/lower-llc/am9icG9zdDr8iR2xjPkn5XK0BKyXkAPX ## Job description As a Loan Officer, you'll play a pivotal role in helping customers navigate their home financing journey. You’ll connect with potential clients, uncover their needs, and provide expert guidance on loan options—all while enjoying unlimited earning potential and a fast-paced, rewarding career. Why You’ll Love This Role: - Uncapped Commission – The more you close, the more you earn! - Plenty of Warm Leads – Focus on selling, not prospecting. - Cutting-Edge Technology – Tools that simplify and streamline your workflow. - Rapid Career Growth – Clear promotion paths as we continue expanding. - Support & Training – Ongoing mentorship and weekly coaching sessions. What You’ll Do: - Engage and build relationships with potential clients. - Provide expert guidance on loan options tailored to client needs. - Analyze financial data to identify the best financing solutions. - Present loan programs that align with company and regulatory standards. - Close deals and help customers achieve their homeownership dreams. Who You Are: - An excellent communicator with a sales-driven mindset. - Energetic, competitive, and motivated by financial success. - Skilled at building rapport and uncovering customer needs. - A fast learner who thrives in a high-performance environment. Rotational Program: - Complete a comprehensive 1–3 month training program to gain hands-on experience. - Prepare for and pass your NMLS exam to become licensed. This is your chance to launch a lucrative career in the mortgage industry. Apply today! 🚀 When you join: - You’ll join a locally and nationally recognized best place to work that values promotion from within Plus: - Competitive compensation plan - Extended benefit offerings including:- Medical/dental/vision - Paid holidays - Paid time off - Maternity leave - Life insurance - Short- and long-term disability - 401K with company match - Corporate wellness program - Discount on home mortgage refinances or purchases Where you’ll work: - You'll join us at on-site at our Columbus, OH headquarters: 711 N High Street, Columbus, OH 43215 Salary: Enjoy a guaranteed base rate during your first 90 days, followed by a competitive commission-based structure with potential annual earnings ranging from $50,000 to $100,000 in your first year. Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. ## About Lower ## Company Overview - **One-liner**: Lower is a fintech company building a modern, all-digital homeownership platform that combines mortgage lending, real estate services, and insurance to make homeownership more accessible. - **Entity Type**: Private (Series A funding stage) - **Headquarters**: Columbia, Maryland, United States - **Founded**: 2014 - **Founders**: Dan Snyder (CEO) and co-founders ## Core Business - **Primary industry**: Financial Services – Mortgage Lending & Real Estate Technology - **Target customers**: B2C (homebuyers and homeowners), B2B (loan officers, real estate partners) - **Mission or purpose**: "To help people build wealth through homeownership" and make homeownership more accessible. ## Products & Services - **Lower Mortgage (Direct-to-Consumer Lending)**: An all-digital mortgage origination platform that offers a seamless online experience paired with human loan officers. Supports home purchases, refinancing, and equity access. - **Movoto (Real Estate Platform)**: A national real estate search and listing platform acquired by Lower, integrated to provide a one-stop shop for homebuying from search to loan. - **Lower Insurance**: Offers homeowners insurance through the platform. - **LowerOS (Internal Platform)**: A proprietary operating system for loan processing and operations, supported by a Staff Software Engineer role mentioned in job postings. ## Market Standing - **Valuation/Market Cap**: Not disclosed (private company) - **Key Metric**: Annual Revenue of **$300M** (as of 2026) | Total Funding of **$100M** (Series A led by Accel in June 2021) - **Notable Investors/Partners**: Accel (lead investor), partnerships with organizations like Healthy Homes, local community events. - **Growth Signals**: - Headcount grew **+24.3% YoY** (541 employees as of 2026, up from ~432) - Acquired **Neat Capital** (2025), **Thrive Mortgage** (2023), and **Acopia Home Loans** - Named to **Fast Company’s World’s Most Innovative Companies** list - Ranked #31 Top Mortgage Lender on Scotsman Guide - 4.8/5.0 on Trustpilot, 4.9 on Google, 4.9 on Zillow ## Competitive Advantages - **End-to-end homeownership platform**: Combines mortgage, real estate (Movoto), and insurance under one roof, reducing friction for customers. - **Digital + human hybrid model**: All-digital application process with dedicated loan officers for personalized guidance. - **Strong brand recognition**: Multiple "Best Place to Work" awards (Fortune, Glassdoor, Fast Company) and high customer satisfaction scores. - **National footprint**: Branch locations across the US with hundreds of loan officers, enabling local expertise at scale. ## Strategic Focus - **One-stop shop for homeownership**: Integrating Movoto deeper to create a seamless homebuying journey from search to closing. - **Technology-driven efficiency**: Continued investment in LowerOS and engineering talent to automate and streamline lending operations. - **Expansion through acquisitions**: Absorbing smaller lenders to grow market share and talent pool. ## Why Work Here - **Culture**: Fast-paced, collaborative, and mission-driven environment focused on making homeownership accessible. 92% of employees say it’s a great place to work (Great Place to Work® certified). - **Remote/Hybrid/Office**: Hybrid model with offices in New Albany (OH), Columbia (MD), and Austin (TX); many roles offer remote flexibility. - **Perks & Benefits**: - Competitive pay and PTO - Wellness and financial planning resources - **HomePerks**: Employee loan discount (nearly half of team members have bought/refinanced homes through Lower) - Low-cost healthcare - 401(k) with match - Paid maternity & paternity leave - Performance bonuses - Family medical leave - **Engineering culture**: Emphasis on cross-team collaboration, building customer-friendly features, and solving real problems in homeownership. ## Sources 1. [careers.lower.com](https://careers.lower.com) 2. [lower.com/about-us](https://www.lower.com/about-us) 3. [LinkedIn – Lower](https://www.linkedin.com/company/lower) 4. [Built In – Lower Careers](https://builtin.com/company/lower) 5. [Great Place To Work – Lower.com](https://www.greatplacetowork.com/en/certified-company/7021996) ## Other roles at Lower - [Senior Data Engineer](https://feeny.ai/job/senior-data-engineer-lower-columbus-sz545v0bbt0w) — Columbus, OH - [Engineering Manager](https://feeny.ai/job/engineering-manager-lower-columbus-jx3vyvp47vk3) — Columbus, OH - [Staff Software Engineer](https://feeny.ai/job/staff-software-engineer-lower-columbus-cbsq4smjn80f) — Columbus, OH - [Senior Software Engineer](https://feeny.ai/job/senior-software-engineer-lower-columbus-a99t89kxvb8d) — Columbus, OH - [Payroll Coordinator](https://feeny.ai/job/payroll-coordinator-lower-columbus-50nh8br94w92) — Columbus, OH - [Head of Content/Creative Producer (Video)](https://feeny.ai/job/head-of-content-creative-producer-video-lower-columbus-6m32yrzn28dj) — Columbus, OH - [Senior Product Manager, Borrower Experience](https://feeny.ai/job/senior-product-manager-borrower-experience-lower-columbus-fct3m7jrpc47) — Columbus, OH - [Senior Product Manager, Homeownership](https://feeny.ai/job/senior-product-manager-homeownership-lower-columbus-gfrsbs0wnefa) — Columbus, OH