---
title: 'Manager, Capital Markets at Figure Lending'
canonical: 'https://feeny.ai/job/manager-capital-markets-figure-lending-reno-v9xbqhak62pe'
type: 'job'
last_seen: '2026-11-11'
---

# Manager, Capital Markets at Figure Lending

- **Company:** Figure Lending
- **Location:** Reno, NV / Charlotte, NC
- **Work type:** remote
- **Posted:** 2026-11-05
- **Last confirmed live:** 2026-11-11
- **Apply:** https://job-boards.greenhouse.io/figure/jobs/8930335002

## Job description

## About Figure

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale, and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.

Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.

We’re proud to be recognized as one of [Forbes’ Top 50 Fintech Companies](https://www.forbes.com/lists/fintech50/) and [CNBC’s World’s Top Fintech Companies](https://www.cnbc.com/worlds-top-fintech-companies-2026/).

## About the Role

We’re looking for a Manager, Capital Markets to join our growing team! As Manager within the Capital Markets team, you’ll own day-to-day execution of our secondary transactions, including whole loan trades, liquidity, and warehouse sales and repurchases, while supporting securitizations and investor initiatives. You’ll help scale the settlement, pipeline, and reporting processes behind Figure’s growing origination volume and product suite. The role calls for a strong working knowledge of internal guidelines and external agreements, and close collaboration with Capital Markets, Finance, mortgage operations, origination, and servicing teams, as well as external counterparties.

## What You’ll Do

- Build short- and long-term RTL and DSCR trade plans with pricing and origination teams, aligning takeout and capacity with projected fundings, liquidity needs, allocations, and counterparty terms
- Manage warehouse facilities day-to-day, including line activity, sales, and repurchases, and track eligibility criteria, concentration limits, advance rates, loan aging, and margin calls
- Support the Director on warehouse facility renewals and amendments
- Analyze execution across buyers by comparing bids and reviewing post-trade P&L, and recommend where loans should be allocated based on price, speed, and terms
- Monitor the funded and in-process pipeline against takeout commitments, and work with risk and origination teams to find the best takeout for each loan across potential buyers
- Lead trade strategy and loan allocations, optimizing warehouse facility usage and trade channels for best execution
- Lead the team executing transactions, from investor onboarding and loan pool diligence through resolution of collateral and credit exceptions, settlement, and transaction confirms, and review the team’s work for accuracy and timeliness
- Serve as the escalation point for diligence findings and exceptions with investors, due diligence vendors, and internal credit teams
- Build a strong working knowledge of sale and financing contracts, including MLPAs and warehouse agreements, to guide the team’s execution
- Produce accurate loan tapes for investors, warehouse lenders, and trustees, making sure loan-level data is complete and reconciled before delivery
- Deliver accurate portfolio and pipeline reporting to support ongoing liquidity, capacity, and capital planning
- Own monthly reporting requirements under warehouse, trade, and securitization agreements, including counterparty and trustee reporting
- Reconcile data across internal systems, servicers, and counterparties, and resolve discrepancies at the source
- Partner with Technology and Product to improve capital markets data and reporting tools and automate manual processes

## What We Look For

- Bachelor’s degree, preferably in finance, accounting, economics, or real estate
- 4+ years of relevant experience in capital markets, structured finance, corporate finance, or mortgage banking
- Experience with whole loan trades, warehouse lines, or securitizations (strongly preferred)
- Mortgage or real estate industry experience (preferred, not required)
- Strong analytical and critical thinking skills, with excellent written and verbal communication
- Proven ability to meet deadlines in a fast-paced environment
- Ability to work independently and as part of a team; experience mentoring or leading junior team members is a plus
- A get-things-done mentality: a self-starter who identifies, overcomes, and works around obstacles to get to the finish line
- Proficiency in Excel and PowerPoint; SQL and Tableau experience (preferred)
- Adhere to all company security policies and data handling procedures.
- Complete mandatory security awareness training within required timeframes.
- Promptly report any suspected security incidents or suspicious activity to the Security team.

Salary

- Base Compensation Range: $128,000 - $192,000/yr
- 25% annual bonus target, paid quarterly
- Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

## Benefits

- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
- Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
- Employer-paid life and disability insurance
- 11 observed holidays and PTO plan
- Up to 12 weeks of paid family leave
- Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our [California Employee](https://www.figure.com/ca-employee-privacy-notice/) and [General Workforce Privacy Notice](https://www.figure.com/workforce-privacy-notice/) for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

#LI-RF1 #LI-Remote

## About Figure Lending

## Company Overview
- **One-liner**: Figure is a financial technology company leveraging blockchain and AI to originate and securitize home equity lines of credit and other consumer loan products.
- **Entity Type**: Public (NASDAQ: FIGR)
- **Headquarters**: New York City, New York, United States
- **Founded**: 2018
- **Founders**: Mike Cagney (Co-Founder, Executive Chairman), June Ou (Co-Founder, Advisor, Board Member)

## Core Business
- **Primary industry**: Financial Services – Consumer Lending / Fintech
- **Target customers**: B2C (homeowners seeking HELOCs, cash-out refinance, crypto-backed loans) and B2B (350+ partner banks, credit unions, fintechs, home improvement companies)
- **Mission / Purpose**: “Building the future of capital markets at the intersection of blockchain and AI” – reducing costs and increasing efficiency in the private credit marketplace.

## Products & Services
- **Figure HELOC**: Home equity line of credit – approval in under 5 minutes, funding in as few as 5 days. Rates as low as 6.75% APR. Borrow up to $750,000. [figure.com](https://www.figure.com/)
- **Crypto-Backed Loan**: Borrow against BTC, ETH, or SOL with interest-only payments for a 12-month term. [figure.com](https://www.figure.com/)
- **DSCR Refinance**: Debt Service Coverage Ratio refinance for real estate investors using rental income (not personal income) for qualification. [figure.com](https://www.figure.com/)
- **Cash-Out Refinance**: Consolidate debt or access equity with a single monthly payment. [figure.com](https://www.figure.com/)
- **Democratized Prime**: Lend cash or crypto for up to 9% yield, or borrow with a Flex Rate Loan. [figure.com](https://www.figure.com/)
- **YLDS Stablecoin**: SEC-approved interest-bearing stablecoin issued by Figure. [figure.com](https://www.figure.com/about/)

## Market Standing
- **Valuation / Market Cap**: Not disclosed (public company; market cap not provided in search results)
- **Key Metrics**:
  - **Annual Revenue**: $506.9M (LinkedIn estimate) [linkedin.com](https://www.linkedin.com/company/figuretechnologies)
  - **Total Funding**: $2.6B across 16 rounds [linkedin.com](https://www.linkedin.com/company/figuretechnologies)
  - **Headcount**: 469 employees (+35.3% YoY) [linkedin.com](https://www.linkedin.com/company/figuretechnologies)
  - **Scale**: $25B+ equity unlocked, 253K+ households served [figure.com](https://www.figure.com/)
  - **Market Position**: #1 non-bank HELOC lender in the U.S.; 40% of HELOC volume transacted on Figure Connect; 75% market share in real-world asset tokenization [figure.com](https://www.figure.com/about/)
- **Notable Investors / Partners**: Goldman Sachs, J.P. Morgan, Barclays, Jefferies (HELOC securitization ratings); Janus Henderson (first sale of crypto-backed loan pool); partnerships with OpenAI GPT, Google Gemini [figure.com](https://www.figure.com/about/)
- **Growth Signals**: Acquired HomeBridge Financial Services (2021); first SEC-approved interest-bearing stablecoin; AAA-rated HELOC securitizations; processing costs slashed 20x in 2025 alone.

## Competitive Advantages
- **Blockchain-native platform** that removes intermediaries, enabling faster approvals and lower costs.
- **AI-enhanced lending** (powered by OpenAI GPT, Google Gemini) for near-instant underwriting.
- **Vertically integrated capital markets platform** – origination, custody, trading, and securitization of whole loans.
- **First-mover status**: First SEC-approved interest-bearing stablecoin, first non-bank to achieve AAA-rated HELOC securitizations.
- **Broad partner network**: 350+ B2B partners embedding Figure’s technology.

## Strategic Focus
- **Expand the capital markets platform** to cover consumer assets beyond home equity (e.g., crypto-backed loans, DSCR refinance).
- **Scale stablecoin (YLDS)** for institutional and retail use.
- **Continue AI and blockchain integration** to further reduce costs and improve speed.
- **Grow loan origination volume** through partner channels and direct-to-consumer digital experience.

## Why Work Here
- **Culture & Values**: “Good people, shared values, & a supportive environment” – emphasis on inclusion, innovation, customer success, and integrity. [figure.com](https://www.figure.com/careers/)
- **Work Model**: Hybrid / remote flexibility – offices in San Francisco, CA; New York, NY; Reno, NV; St. Louis, MO; Charlotte, NC. Many roles listed as “Remote” (e.g., Director, Crypto Protocols; Product Counsel, Crypto). [greenhouse.io](https://job-boards.greenhouse.io/figure/jobs/8451115002)
- **Growth Trajectory**: Rapid headcount growth (+35% YoY) and public-company status signal strong scaling phase.
- **Engineering & Innovation**: Opportunity to work at the intersection of blockchain, AI, and consumer finance; teams building protocols, stablecoins, and AI-driven lending.
- **Diversity & Inclusion**: Equal Opportunity Employer committed to mutual respect. [figure.com](https://www.figure.com/careers/)
- **Perks & Recognition**: Named to Fast Company’s Most Innovative Companies (2024, 2025); Investopedia Best HELOC 2025; Money.com 2025.

## Sources
1. [figure.com/about](https://www.figure.com/about/) – Company overview, metrics, leadership, awards
2. [figure.com](https://www.figure.com/) – Product descriptions, rates, blockchain/AI positioning
3. [figure.com/careers](https://www.figure.com/careers/) – Culture, values, office locations, EEO statement
4. [linkedin.com/company/figuretechnologies](https://www.linkedin.com/company/figuretechnologies) – Headcount, revenue, funding, stock symbol, open positions
5. [job-boards.greenhouse.io/figure](https://job-boards.greenhouse.io/figure/jobs/8451115002) – Current job listings, remote/hybrid indicators

## Other roles at Figure Lending

- [Principal Product Manager, Data](https://feeny.ai/job/principal-product-manager-data-figure-lending-san-francisco-zw0jhxzxy349) — San Francisco, CA / Pittsburgh, PA
- [Associate General Counsel, Structured Finance](https://feeny.ai/job/associate-general-counsel-structured-finance-figure-lending-new-york-ts83fsh1j3f4) — New York, NY / San Francisco, CA
- [Operations Training Specialist I](https://feeny.ai/job/operations-training-specialist-i-figure-lending-reno-13p9mntbgh67) — Reno, NV / Charlotte, NC
- [Executive Assistant and Office Manager](https://feeny.ai/job/executive-assistant-and-office-manager-figure-lending-new-york-mjphztjs68vc) — New York, NY
- [Customer Success Associate](https://feeny.ai/job/customer-success-associate-figure-lending-charlotte-z7k4nbn4178k) — Charlotte, NC
- [Customer Success Associate](https://feeny.ai/job/customer-success-associate-figure-lending-dallas-bcy6nazs5gzq) — Dallas, TX
- [Senior Solutions Engineer](https://feeny.ai/job/senior-solutions-engineer-figure-lending-remote-09xy2ggy7db5)
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- [Partnerships Lead, New Verticals](https://feeny.ai/job/partnerships-lead-new-verticals-figure-lending-new-york-3j1a50zs53rj) — New York, NY
- [Head of Investor Relations](https://feeny.ai/job/head-of-investor-relations-figure-lending-new-york-6nvz81tk5y9v) — New York, NY