--- title: 'Manager, Credit Risk Strategy at Octane' canonical: 'https://feeny.ai/job/manager-credit-risk-strategy-octane-remote-3nk2epwwgz6t' type: 'job' last_seen: '2026-09-07' --- # Manager, Credit Risk Strategy at Octane - **Company:** Octane - **Location:** Remote - **Work type:** remote - **Posted:** 2026-08-06 - **Last confirmed live:** 2026-09-07 - **Apply:** https://octane.co/o/who-we-are/careers/jobs-open?gh_jid=7830349003 ## Job description Octane is unlocking the power of financial products for merchants and consumers. Our cutting-edge technology and innovative financial products empower businesses with more control and flexibility, enabling them to deliver seamless digital experiences, drive customer loyalty, and build long-term value. Octane supports merchants throughout the sales cycle: connecting dealerships with high-intent buyers, driving transparent, fast, and easy closings with award-winning technology, and providing on-going customer care with superior loan servicing. Founded in 2014, Octane supports over 60 OEM partner brands and over 4,000 dealer partners, and has a team of over 600. Visit [www.octane.co](https://www.octane.co). We are seeking a highly analytical Credit Risk Strategy Manager to support our team. As a vital member of the team, you will establish and oversee credit strategies that align with our risk appetite and provide strategic guidance for our powersports portfolio. You will analyze origination and loan performance data to develop optimal underwriting strategies that grow Octane’s lending responsibly and enhance portfolio profitability. The ideal candidate is a problem solver with strong critical thinking abilities and exceptional communication skills to articulate ideas and thought processes clearly to external partners and senior management. Responsibilities: - Perform advanced data analytics and advise on underwriting strategies for loan origination, loan amount assignment, and loan pricing to optimize profitability. - Work cross-functionally with Tech, Product, Sales, and Finance teams to implement new credit product initiatives and optimize existing credit strategies that further our mission of providing convenient point-of-sale financing to niche consumer products. - Take ownership of credit policy documentation and enhance policies and processes to mitigate credit risk exposure. - Design and monitor key KPIs to provide insights into the credit lifecycle. - Maintain quality control and validation to ensure risk processes are working as expected. - Collaborate with the portfolio risk team to track credit performance and take action to manage the portfolio within the organization’s risk management appetite. - Develop business insights and communicate proposals to C-level audiences and external partners. Requirements: - A Bachelor’s degree in a quantitative field such as statistics, econometrics, decision sciences, or engineering (advanced degree preferred). - Strong understanding of consumer credit and lending lifecycle. - 4+ years of experience in performing credit analysis, including experience with data visualization tools such as Tableau/Power BI. - Exceptional hands-on experience with Python, SQL, and Excel. - Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences. - Strong written and oral communication skills. Compensation: In addition to salary, Total Rewards include a stock option package, and benefits as outlined below. The role described above offers a base salary of $110,000 to $150,000. Your offer will be based on location, the alignment of your qualifications with the requirements of the job and internal equity. Benefits: - Robust Health Care Plans (Medical, Dental & Vision) - Generous Parental Leave - Flexible Time Off (FTO) Policy - Time Off When You Need It - Retirement Plan (401k) with company match! - Educational Assistance/Tuition Reimbursement up to $3K/year - Life Insurance (Basic, Voluntary & AD&D) - Short Term / Long Term Disability - Robust Ancillary benefits including accident insurance, hospital insurance, etc - Wellhub (Gympass) Wellness Benefit - Recreational Safety Benefit Disclaimer:  The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification.  They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.  All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed. Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment. ## About Octane ## Company Overview - **One-liner**: Octane is a fintech company that provides instant, end-to-end financing for recreational lifestyle purchases such as powersports vehicles, RVs, and outdoor power equipment. - **Entity Type**: Private (multiple funding rounds including debt financing; Series D stage) - **Headquarters**: New York, New York, United States - **Founded**: 2014 - **Founders**: Not publicly available ## Core Business - **Primary industry**: Fintech / Specialty Finance / Software Development - **Target customers**: B2B (dealerships, OEMs) and B2C (consumers seeking financing for recreational vehicles) - **Mission**: “We connect people with their passions by making lifestyle purchases fast, easy, and accessible.” [octane.co](https://octane.co/o/who-we-are/) ## Products & Services - **Octane Financing Platform**: A digital lending marketplace and in-house lender (Roadrunner Financial, Inc.) that offers instant credit decisions, flexible terms, and competitive rates for motorcycles, ATVs, mowers, RVs, and more. Includes prime, credit-builder, and first-time buyer programs. [octane.co](https://octane.co/) - **Dealer Integration**: A fully integrated financing solution that works from online shopping to in-store closing, saving time at the dealership. - **Media Brands**: Inspires enthusiasts through editorial properties including *Cycle World* and *UTV Driver* (acquired). ## Market Standing - **Valuation**: Not disclosed - **Key Metric**: Annual revenue of **$75M** (per LinkedIn) [linkedin.com](https://www.linkedin.com/company/octane-lending) - **Total Funding**: **$5.1B** (includes debt financing across 32 rounds; e.g., $284M debt in Oct 2025, $52M Series D in Aug 2021) [linkedin.com](https://www.linkedin.com/company/octane-lending) - **Notable Investors/Partners**: Not fully named in available data; partners include **Progressive Insurance** and over **30 OEMs** and **4,000 dealer partners**. [linkedin.com](https://www.linkedin.com/company/octane-lending) - **Growth Signals**: - Named to the **Inc. 5000** list of fastest-growing private companies in America. - Certified as a **Great Place to Work®**. - Headcount grew **11.4% YoY** (LinkedIn shows 334 employees; company website states 550+). [linkedin.com](https://www.linkedin.com/company/octane-lending) [octane.co](https://octane.co/o/who-we-are/careers/) - Expanded into **marine** and **auto** verticals (recent job postings: Business Development Representative I – Marine, VP Sales & Partnerships – Auto). ## Competitive Advantages - **Technology-first approach**: Cutting-edge risk algorithms and a fully digital, end-to-end buying experience that delivers instant credit decisions with a soft credit pull. - **Broad credit coverage**: Serves prime, credit-builder, and first-time buyers, expanding the addressable market beyond traditional lenders. - **Integrated ecosystem**: Owns media brands (Cycle World, UTV Driver) that drive consumer demand and funnel leads directly into the financing pipeline. - **In-house lending**: Roadrunner Financial, Inc. provides control over underwriting and customer experience. ## Strategic Focus - **Market expansion**: Moving beyond powersports into marine and auto verticals. - **Deepening dealer & OEM partnerships**: Growing the network of 4,000+ dealer partners and 30+ OEM relationships. - **Product innovation**: Continuing to enhance the digital buying experience and risk modeling to increase approval rates and speed. ## Why Work Here - **Culture**: Described as “welcoming, collaborative, and innovative” with an inclusive, open, and casual work environment. [octane.co](https://octane.co/o/who-we-are/careers/) - **Flexibility**: Hybrid and remote roles available; offices in **Manhattan, NY**; **Irvine, CA**; **Irving, TX**; and **Knoxville, TN**. - **Benefits**: - 4+ weeks of PTO - Generous parental leave - Medical, dental, vision coverage - 401(k) match (100% of first 3%, 50% of next 2%) - Education stipend up to $3,000/year - Gympass membership - Powersports safety equipment benefit ($500/year) - Charitable donation matching - **Pay transparency**: Octane commits to publishing salary ranges for all open roles and includes stock option packages or bonuses for eligible positions. [octane.co](https://octane.co/o/who-we-are/careers/) - **Employee sentiment**: Glassdoor-style rating of **3.3/5** (114 reviews) with work-life balance scored highest at 3.8/5. [linkedin.com](https://www.linkedin.com/company/octane-lending) ## Sources 1. [octane.co - About Us](https://octane.co/o/who-we-are/) 2. [octane.co - Careers](https://octane.co/o/who-we-are/careers/) 3. [octane.co - Homepage](https://octane.co/) 4. [linkedin.com - Octane Lending](https://www.linkedin.com/company/octane-lending) ## Other roles at Octane - [Capital Markets Analyst](https://feeny.ai/job/capital-markets-analyst-octane-new-york-new-york-ktt7p7fhfvpn) — New York New York, United States - [Collections Portfolio Specialist](https://feeny.ai/job/collections-portfolio-specialist-octane-irving-texas-edzpgqsf9tjh) — Irving Texas, United States - [Title Specialist I](https://feeny.ai/job/title-specialist-i-octane-irving-texas-1yq36333wss5) — Irving Texas, United States - [Director, FP&A - Finance Analytics and Valuation](https://feeny.ai/job/director-fp-a-finance-analytics-and-valuation-octane-new-york-new-york-y3f0s549gykd) — New York New York, United States - [Manager, Credit Risk Strategy](https://feeny.ai/job/manager-credit-risk-strategy-octane-new-york-new-york-1phx9whs8mrw) — New York New York, United States - [Senior Software Engineer - Core Products](https://feeny.ai/job/senior-software-engineer-core-products-octane-irving-texas-gnp5e7pe4jz5) — Irving Texas, United States / New York New York, United States - [Credit Operations Analyst](https://feeny.ai/job/credit-operations-analyst-octane-irving-texas-8gjwws99qt3n) — Irving Texas, United States - [Credit Specialist - Underwriter](https://feeny.ai/job/credit-specialist-underwriter-octane-irving-texas-735nt8nyb1mv) — Irving Texas, United States - [Remarketing Specialist I](https://feeny.ai/job/remarketing-specialist-i-octane-irving-texas-737e3kf4zrh5) — Irving Texas, United States - [Senior Manager, CBR & FCRA Risk Governance](https://feeny.ai/job/senior-manager-cbr-fcra-risk-governance-octane-remote-nfjpx10vgk51)