---
title: 'Manager – Credit Strategy & Operations at Apollo Agriculture'
canonical: 'https://feeny.ai/job/manager-credit-strategy-operations-apollo-agriculture-dg4tdsefqp21'
type: 'job'
last_seen: '2026-09-15'
---

# Manager – Credit Strategy & Operations at Apollo Agriculture

- **Company:** Apollo Agriculture
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-08-03
- **Last confirmed live:** 2026-09-15
- **Apply:** https://jobs.lever.co/apolloagriculture/859ecb4c-1a82-45a4-8447-53c7076a2d91

## Job description

Management: Reports to Head of Credit

Location: Nairobi, Kenya (preferred), or remote within ±4 hours of EAT with extensive travel to Nairobi and Apollo’s other markets.

About Apollo Agriculture: Apollo Agriculture is a leading agri-fintech platform empowering small-scale farmers across Africa to boost profits and farm sustainably. Apollo uses AI and automation to unlock the massive small-scale farming market, enabling farmers to access optimised financing, high-quality inputs, expert digital advice, and risk management solutions. Apollo has grown quickly since launch, already reaching more than 400,000 paying farmers across Kenya and Zambia. Apollo’s technology delivers a much lower cost for financing and supplying critical farming inputs, advice, and risk solutions to smallholder farmers, enabling a future where millions of underserved farmers grow more, earn more, and thrive in a sustainable, market-driven system.

About the Role: We are looking for a versatile, high-ownership problem solver to own Apollo’s acquisition credit engine — how we decide which farmers to serve and on what terms, and how we keep that engine profitable and protected from fraud as we scale across markets. As more of our routine credit operations get automated, the role concentrates on the harder problems: framing decisions, bringing the analysis and a clear recommendation, aligning teams, and owning execution and results — setting direction together with credit leadership. What matters most is how you work: deep collaboration, clear communication, first-principles thinking, and genuine curiosity about our customers and our business.

Key Responsibilities: Own acquisition credit strategy end-to-end: who we approve, how much credit they get, how it is priced, how the product is structured, and the expected profitability of those decisions. Be a thought partner: collaborate closely with Product, Commercial, Growth, Engineering, and Finance to keep credit strategy aligned with business milestones — and go beyond credit: elevate good ideas, push back with data and align on facts, and take on hard operational problems across the business. Build and run the monitoring and learning loop: dashboards, controls, and automated triggers that show how policies and the portfolio are performing; experiments and impact assessments; and timely corrective action when performance deviates from plan. Lead fraud and data verification strategy and ops team:the rules and detection processes that stop fraud at acquisition, and the day-to-day running of the team — SOPs, incentives, performance management, and quality. Spend regular time in the field: meet farmers, agrodealers, field officers, and verification agents to understand their challenges first-hand, and use those insights to improve Apollo’s credit offering. Coach and develop the team: build accountability, resilience, and future leaders within the function. Be AI-first in your workflows: use AI wherever it cuts turnaround times, automates repetitive work, or improves quality. Your responsibilities will evolve as Apollo grows, and this role will suit someone who is comfortable with frequent change.

Ideal Candidate: The ideal candidate is a versatile generalist — a strong problem solver, communicator, and collaborator — with the analytical rigor to own credit decisions, and genuine motivation for Apollo’s mission of serving small-scale farmers. We welcome strong candidates from a range of backgrounds, including credit, strategy, analytics, product, and consulting.

4–7 years of experience in credit, risk, strategy, analytics, or product roles, ideally within financial services or consulting — including exposure to credit or lending risk: you understand how lending economics work (risk, pricing, portfolio performance). Structured, first-principles problem solving, with a track record of turning ambiguous business problems into shipped policies. Exceptional analytical ability, including SQL and dashboard tools — able to read through data, extract the hidden insights, and visualize them in ways most people cannot. Experience collaborating deeply across functions, influencing without formal authority, and leading and developing teams in fast-paced, high-growth environments. Strong communication skills: shares thinking with clarity in writing and in person, aligns people on facts, and constructively challenges the status quo. Real appetite for time in the field with the farmers we serve — based in Nairobi or willing to travel extensively to Apollo’s markets. Hands-on experience with AI tools and AI-assisted workflows. A degree in a quantitative or analytical discipline such as engineering, statistics, mathematics, or economics. Direct experience designing and optimizing credit policies (approve/decline, limit assignment, pricing) or fraud frameworks is a strong plus. You don't need to tick every box — if most of this sounds like you, we'd like to hear from you!

What We Offer: A mission-driven role with the opportunity to shape how Apollo acquires and serves small-scale farmers across its markets. High ownership and the chance to work closely with senior leaders, with tangible impact on credit and commercial outcomes. A competitive compensation and benefits package. A collaborative, supportive culture that values autonomy, honesty, transparency, and respect — and a dynamic environment that fosters talent and growth.

## About Apollo Agriculture

## Company Overview
- **One-liner**: Apollo Agriculture is an agri-fintech platform that provides small-scale farmers in emerging markets with financing, high-quality farm inputs, insurance, and training to help them increase yields and profits.
- **Entity Type**: Private (Venture stage; total funding $85.7M)
- **Headquarters**: Nairobi, Kenya (also offices in Zambia and the United States)
- **Founded**: 2016 (per company website; some sources cite 2015)
- **Founders**: Eli Pollak, Benjamin Njenga, Earl St Sauver

## Core Business
- **Primary industries**: Agri-fintech, Agricultural technology, Financial services
- **Target customers**: Small-scale farmers in emerging markets (B2B/B2C through agro-dealer partnerships)
- **Mission/purpose statement**: "Unlocking the potential of small-scale farmers" – empowering them to scale successful agribusinesses, foster sustainable livelihoods, and ensure food security for a growing global population. [apolloagriculture.com/about](https://www.apolloagriculture.com/about)

## Products & Services
- **Financing for farm inputs**: Farmers apply for credit and receive an instant decision based on machine learning credit models; they can purchase inputs (seed, fertilizer) on credit. [apolloagriculture.com/about](https://www.apolloagriculture.com/about)
- **Digital store and agrodeler network**: A curated selection of best-in-class farm inputs, picked up at local partner agrodelers (+1000 partners). [apolloagriculture.com/about](https://www.apolloagriculture.com/about)
- **Insurance**: Farmers who purhase on credit receive insurance to protect their investment from unexpected events. [apolloagriculture.com/about](https://www.apolloagriculture.com/about)
- **Agricultural training**: Customized advice and best-in-class training delivered via mobile/agrodeler network. [apolloagriculture.com/about](https://www.apolloagriculture.com/about)

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed
- **Key Metric**: Total funding $85.7M (as of Earliest 2026); annual revenue $6.5M (source: Apollo Agriculture profile)[apolloagricultural.com](https://apolloagricultural.com) not used; revenue from aggregated data]
- **Notable Investors/Partners**: Anthemis (led Series A), Swedfund, ImpactConnect, Mastercard Foundation Fund for Rural Prosperity, AfDB (African Development Bank), and others. [apolloagriculture.com/about](https://www.apolloagriculture.com/about) and LinkedIn]
- **Growth Signals**: Reached 400,000 farmers in East Africa; first close of KES 276 million securitization for smallholder agricultre (May 2026); expansion to Zambia; 439 employees across 10 countries; steady headcount despite -2.1% YoY dip. [linkedin.com/company/apollo-agriculture](https://ke.linkedin.com/company/apollo-agriculture)

## Competitive Advantages
- **Machine learning credit models**: Proprietary AI that leverages remote sensing and mobile data to assess creditworthiness of unbanked farmers.
- **Bundled offering**: Combining financing, inputs, insurance, and training in one integrated package reduces risk for farmers and increases adoption.
- **Strong agro-dealer network**: Over 1000 partners ensuring last-mile distribution.
- **Proven impact**: Accoding to the company, Apollo farmers typically produce 2.5x more than the average Kenyan farmer. [apolloagriculture.com/about](https://www.apolloagriculture.com/about)

## Strategic Focus
- Scaling operations to reach more small-scale farmers across Africa (currently Kenya and Zambia) and expanding product offerings (e.g., specialty blended fertilizers, securitization for capital).
- Building a "commercial farming platform" that enables farmers to turn subsistence agriculture into profitable businesses.
- Deepening machine learning and data capabilities for credit scoring and agronomic advice.

## Why Work Here
- **Mission-driven culture**: "Mission over everything" is core value, with a strong focus on impact for farmers and food security.
- **Global and diverse team**: Employees in 11 countries (Kenya, Zambia, Netherlands, US, India, etc.), with a multicultural environment.
- **Values**: Comfort with risk, customer first, considerate listening, always find a way. [apolloagriculture.com/work-with-us](https://www.apolloagriculture.com/work-with-us)
- **Remote/hybrid**: While headquartered in Nairobi, the team is distributed; specific policy not stated, but many roles seem to be Nairobi-based with some remote flexibility.
- **Growth opportunities**: Fast-scaling agri-fintech with recent securitization milestone; opportunities in product, engineering, operations, credit strategy.
- **Perks/engineering culture**: Uses AI tools in hiring; strong emphasis on data and technology solutions for real-world problems.

## Sources
1. [apolloagriculture.com/about](https.//www.apolloagriculture.com/about)
2. [apolloagriculture.com/work-with-us](https://www.apolloagriculture.com/work-with-us)
3. [ke.linkedin.com/company/apollo-agriculture](https://ke.linkedin.com/company/apollo-agriculture)
4. [jobs.lever.co/apolloagriculture](https://jobs.lever.co/apolloagriculture)
5. [apolloagriculture.com](https://www.apolloagriculture.com/) – general company overview

## Other roles at Apollo Agriculture

- [Finance Manager](https://feeny.ai/job/finance-manager-apollo-agriculture-nairobi-4pwfr7wjrdn5) — Nairobi, Kenya
- [Manager - Credit & Repayment Operations](https://feeny.ai/job/manager-credit-repayment-operations-apollo-agriculture-lusaka-b64pcpchg2cy) — Lusaka, Zambia