---
title: 'Manager of Commercial Analysis and Reporting at ClarityPay'
canonical: 'https://feeny.ai/job/manager-of-commercial-analysis-and-reporting-claritypay-new-york-g4m1tx04y5km'
type: 'job'
last_seen: '2026-09-10'
---

# Manager of Commercial Analysis and Reporting at ClarityPay

- **Company:** ClarityPay
- **Location:** New York, NY
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-02-19
- **Last confirmed live:** 2026-09-10
- **Apply:** https://jobs.ashbyhq.com/claritypay/ff182ee2-4972-49a2-8f9f-1b875f11e1ba

## Job description

Job Title: Manager of Commercial Analysis and Reporting Location: New York City, Mid-town Manhattan Office About Us: At ClarityPay, we're redefining the point-of-sale credit market to bring more value to merchants. Based in NYC and Atlanta, our fast-growing fintech empowers large merchants with configurable credit solutions. We solve complex credit challenges with speed, precision, and intelligence—combining deep expertise with advanced tech to deliver better outcomes, every time. Our clients rely on us to help them serve their customers, grow, and build loyalty. Our values guide everything we do: we put merchants first, stay data-driven, always know the why, learn relentlessly, and win together as a team. This clarity of purpose fuels our commitment to delivering exceptional customer experiences at speed and scale. Role Overview: ClarityPay is seeking a Manager of Commercial Analysis and Reporting. This is an individual contributor role. ClarityPay is a data centric organization using data to differentiate our solutions as well as help our clients be more successful. This person will transform data into actionable insight that drives new merchant growth, program performance and client success. This individual will proactively monitor performance, identify issues, support optimization initiatives, and deliver high‑impact reporting to both clients and internal stakeholders. Key Responsibilities:

- Proactively identify trends, anomalies, and performance issues across merchant programs.
- Maintain data to track performance goals and plans.
- Maintain commercial volume plans and forecasts.
- Establish KPIs and dashboards to track program health and outcomes.
- Develop, maintain, and automate reporting solutions for internal and external clients.
- Translate complex data into clear, actionable insights tailored to diverse audiences.
- Collect and analyze data from various sources, including internal systems, other departments, third-party tools, and market research.
- Ensure accuracy, consistency, and timeliness of all reporting deliverables.
- Contribute to client reviews by presenting data‑driven insights and recommendations.
- Collaborate with client management to strengthen client relationships through analytics.
- Provide consultative support to merchants on leveraging data for improved outcomes.
- Identify opportunities to leverage AI in analytics and reporting.
- Stay ahead of industry trends and emerging technologies in reporting and analytics.
- Collaborate with corporate data and analytics team on strategy, methodology and tools.
- Provide requirements to corporate data and analytics team for commercial needs.
- Other duties as assigned.

Qualifications:

- Ability to work independently and effectively in a fast-paced, dynamic environment while maintaining a strong attention to detail.
- Capable of quickly learning ClarityPay products, processes, data and other key information important for being successful in this role.
- Bachelor’s degree in Business, Finance, Statistics, Data Science, or related field; advanced degree preferred.
- Driven curiosity and desire to understand the problem or opportunity.
- 7+ years of experience in analytics, reporting, or business intelligence.
- Awareness of AI tools and able to recommend opportunities to leverage AI.
- Prefer experience in credit, lending or payments.
- Knowledge of statistical analysis techniques and methodologies.
- Proficiency with data visualization tools (e.g., Tableau, Power BI) and SQL.
- Exceptional analytical, problem‑solving, and communication skills.
- Demonstrated ability to communicate with and influence senior leaders.
- Proficient in Excel, PowerPoint, Word, and project tracking tools.
- Ability to work in the mid-town office 4 days per week.
- Ability to travel if needed. Expect very limited travel.

What We Offer:

- Competitive fixed and variable compensation package.
- Comprehensive benefits (medical, dental, vision).
- Collaborative office culture with a strong focus on clients and their customers.
- Opportunities to grow, lead, and shape the future of consumer finance.
- 401k program.

## Role Details

- Role will work in our NYC office (mid-town area)
- This role will report to the Chief Commercial Officer.

Ready to redefine point-of-sale financing with us? Apply today and join a passionate team committed to making financial clarity a reality. Salary Range: $85,000 to $115,000 commensurate with experience and qualifications.

ClarityPay is an equal opportunity employer. We do not discriminate based on race, ethnicity, color, ancestry, national origin, religion, sex, sexual orientation, age, disability, veteran, marital status, or any other legally protected status.

## About ClarityPay

## Company Overview
- **One-liner**: ClarityPay provides configurable point-of-sale (POS) financing solutions that empower merchants to offer pay-over-time plans to their customers, driving sales and customer loyalty.
- **Entity Type**: Private (Seed VC-II stage)
- **Headquarters**: New York, New York, United States
- **Founded**: 2024
- **Founders**: Houman Motaharian (CEO)

## Core Business
- **Primary industry**: Financial Services / Fintech (Specialty Finance, Point-of-Sale Lending)
- **Target customers**: B2B (Merchants in retail, medical spa, travel, and other sectors); B2C (Consumers making large purchases at those merchants).
- **Mission or purpose statement**: “We empower merchants to take full control of their commerce flows by providing capital to serve more of their clientele and elevate their brand. We are merchant first so that merchants can be customer first.”

## Products & Services
- **ClarityPay POS Financing Platform**: An all-in-one, omnichannel lending solution that allows merchants to offer instant, pre-approved, transparent pay-over-time plans to their customers. The platform includes features like seamless repurchase capabilities, auto-pay and scheduling tools, and a single online account for consumers. It is designed to be configurable to a merchant’s specific needs and integrates into their existing sales flow [claritypay.com](https://www.claritypay.com/).

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed.
- **Key Metric**: Total funding raised is not publicly disclosed, but notable capital includes a **$1 billion capital purchase program** from **Neuberger Berman Group** (announced Feb 2025) to buy consumer loans over several years [claritypay.com](https://www.claritypay.com/about-us). The company also achieved **profitability** in mid-2025 and raised a growth capital round [claritypay.com](https://www.claritypay.com/about-us).
- **Notable Investors/Partners**: TTV Capital (lead investor), Outpost Ventures, Vesey Ventures, Neuberger Berman Group (capital partner), DR Bank (member FDIC) [cbinsights.com](https://www.cbinsights.com/company/claritypay).
- **Growth Signals**: Headcount grew **+161.1% YoY** (from 8 to 37 employees) [linkedin.com](https://www.linkedin.com/company/claritypay). The company is expanding its POS lending solution to new verticals and has launched a branded credit program with **Diamonds International** [claritypay.com](https://www.claritypay.com/about-us). Key hires include former Divvy and Goldman/AmEx executives to lead institutional funding and operations, signaling a push to scale.

## Competitive Advantages
- **Merchant-First Philosophy**: The platform is highly configurable, allowing merchants to tailor credit offers and control their own commerce flows, which differentiates it from more rigid, one-size-fits-all POS lenders.
- **Full-Spectrum Lending**: ClarityPay offers financing across the entire credit spectrum, not just prime borrowers, enabling merchants to serve a wider customer base.
- **Strong Capital Backing**: A $1 billion capital commitment from a top-tier asset manager like Neuberger Berman provides a massive and stable funding source for loan origination.
- **Experienced Leadership Team**: The team is composed of veterans from major fintechs (Divvy, LendingPoint), banks (Goldman Sachs, Citi), and payment networks, bringing deep credit, risk, and payments expertise.

## Strategic Focus
- **Scale Loan Origination**: Using the $1B capital program from Neuberger Berman to rapidly grow the volume of loans originated for merchants.
- **Expand into New Verticals & Channels**: Moving beyond initial sectors into travel (e.g., cruise lines) and other high-ticket retail segments, including omnichannel (online and in-store) experiences.
- **Deepen Merchant Enablement**: Building out product features that give merchants more control and data, such as configurable offers and seamless repurchase tools to increase customer lifetime value.
- **Build the Institutional Funding Infrastructure**: Hiring senior capital markets talent to manage and expand the debt capital stack, similar to the strategy used by successful lenders like Divvy.

## Why Work Here
- **High Growth Stage**: With 161% headcount growth YoY and 25 active job postings, the company is in a rapid scaling phase, offering significant opportunities for career advancement and impact [linkedin.com](https://www.linkedin.com/company/claritypay).
- **Strong Financial Foundation**: Having achieved profitability and secured a massive capital partnership, the company is on a stable financial footing, reducing typical startup risk.
- **Experienced, Top-Tier Team**: Joining a team with deep expertise from Goldman Sachs, Citi, Divvy, and LendingPoint provides a steep learning curve and mentorship opportunities [linkedin.com](https://www.linkedin.com/company/claritypay).
- **Purpose-Driven Mission**: The focus on empowering merchants and providing transparent, fair credit to consumers offers a sense of purpose beyond just building software.
- **Office Policy**: Based in New York, NY (132 W 31st St). The company also has a presence in India [linkedin.com](https://www.linkedin.com/company/claritypay). The specific remote/hybrid policy is not publicly detailed but is likely hybrid given the HQ and growth.
- **Culture**: Values are centered on “purpose, data, collaboration, and always learning” [claritypay.com](https://www.claritypay.com/about-us).
- **Open Roles**: Current openings include Director/VP-level roles in Risk, Fraud, Data Science, Engineering (Senior ML Engineer), Product, and Finance, indicating a focus on building out a robust, data-driven infrastructure [linkedin.com](https://www.linkedin.com/company/claritypay).

## Sources
1. [claritypay.com](https://www.claritypay.com/about-us)
2. [claritypay.com](https://www.claritypay.com/careers)
3. [claritypay.com](https://www.claritypay.com/)
4. [linkedin.com](https://www.linkedin.com/company/claritypay)
5. [cbinsights.com](https://www.cbinsights.com/company/claritypay)

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