---
title: 'Manager, Software Engineering at EarnIn'
canonical: 'https://feeny.ai/job/manager-software-engineering-earnin-bengaluru-sjkgx20tj4m3'
type: 'job'
last_seen: '2026-09-06'
---

# Manager, Software Engineering at EarnIn

- **Company:** EarnIn
- **Location:** Bengaluru, India
- **Posted:** 2026-08-17
- **Last confirmed live:** 2026-09-06
- **Apply:** https://job-boards.greenhouse.io/earnin/jobs/8128105

## Job description

## About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

## POSITION SUMMARY

We're on a mission to reinvent the financial system and make it work for people. We are looking for an experienced professional to lead a full-stack engineering team comprising backend and mobile engineers. As a hands-on Manager for one of our core services teams, you will have the unique opportunity to contribute to the design and development of some of our early-stage, innovative products. You will work with your cross-functional partners and team to shape the direction of these products and help make them significant drivers for the company.

This position is a hybrid role based in our Bengaluru office, with 2 days a week in the office as part of our expanding site. EarnIn provides excellent benefits for our employees, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View HQ. Our salary ranges are determined by role, level, and location.

## WHAT YOU'LL DO

- Be a strong partner to the product and other engineering teams, driving improvements in business metrics and building new features. Examples include improving user acquisition metrics, cross-selling and upselling products, and improving user experience.
- Drive the design and implementation of new product areas and features. Break complex problems down to their bare essentials, translate that complexity into elegant design, and create high-quality, maintainable code.
- Guide your team through ambiguity and ensure technical excellence through rapid experimentation cycles.
- Guide your team to strong execution—make pragmatic decisions, help them launch MVPs quickly, and iterate based on feedback.
- Lead your team through frequent pivots and evolving priorities in a fast-changing environment.
- Recruit other great engineers for your team and support recruiting efforts across teams.
- Mentor and coach the engineers on your team. Help them advance their careers by enabling them to do the best work of their lives.
- Manage cross-functional relationships with all teams to deliver high-quality products.

## WHAT WE'RE LOOKING FOR

- Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience
- 7+ years of experience in software engineering, with 2+ years of experience leading a smaller team as a manager.
- You're just as energized diving into architecture, writing clean, scalable code, and solving challenging technical problems as you are mentoring engineers, shaping team culture, and driving delivery. You know when to roll up your sleeves and when to empower others—and you're equally excited to do both.
- You can work comfortably with a cross-functional team of PMs, Analysts, and mobile and back-end-focused engineers.
- You have led a team that consistently delivered high-quality output on critical infrastructure projects.
- You are a creative, tenacious problem solver with a get-it-done attitude
- You tend to be the standard bearer who takes a great deal of pride in your work and can inspire others to rise to the occasion
- You can create and maintain a positive, healthy team environment in which everyone is supported, encouraged, and meaningfully challenged to do great work
- Preferred tech skills: C#, .NET/.NET Core, Kotlin, Python, SQL, Databricks, AWS,  REST APIs, microservices, distributed systems, Kafka, CI/CD, Git, Docker, Kubernetes, and cloud-native development.
- Experience using AI-assisted development tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar tools) as part of your software development workflow
- Experience in fintech is a plus.
- Experience leading the design, implementation, and deployment of high-scale cross-functional payments systems.

#LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

## About EarnIn

## Company Overview
- **One-liner**: EarnIn is a financial technology company that pioneered earned wage access, allowing people to access their pay as they earn it without mandatory fees, interest, or credit checks.
- **Entity Type**: Private (Series C, $415.1M total funding)
- **Headquarters**: Mountain View, California, United States
- **Founded**: 2012 (launched app in May 2014)
- **Founders**: Ram Palaniappan (CEO)

## Core Business
- **Primary industry**: Financial Services / Fintech (Earned Wage Access)
- **Target customers**: B2C (individuals living paycheck to paycheck) and B2B (employers via payroll integration)
- **Mission**: To make financial momentum accessible to everyone

## Products & Services
- **EarnIn Cash (formerly EarnIn)**: The core product allowing users to access up to $750 per pay period of their earned wages instantly, with no mandatory fees, no interest, and no credit check. Transfers typically take 1–2 business days, with an option for expedited transfers for a small fee.
- **Balance Shield**: An alert system that notifies users when their bank account balance is low, helping them avoid overdraft fees.
- **Credit Monitoring**: Free credit report monitoring service, launched as the first EWA provider to offer this.
- **Live Pay**: A real-time payroll integration product that allows employees to access wages as they are earned, directly through their employer.
- **EarnIn Payroll**: A B2B payroll service offering earned wage access as an employer benefit.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company)
- **Key Metric**: $415.1M in total funding; $85M annual revenue (LinkedIn estimate)
- **Notable Investors**: Andreessen Horowitz, Matrix Partners, DST Global, Spark Capital, Ribbit Capital, Felicis, Mitsubishi UFJ Financial Group
- **Growth Signals**: 463 employees (+17.5% YoY), operates in 14 countries, 202,933 LinkedIn followers (+9.5% YoY), winner of Inc. Magazine's 2023 Best In Business Award in Economic/Financial Equity

## Competitive Advantages
- **First-mover in EWA**: One of the earliest pioneers of earned wage access, giving them brand recognition and regulatory experience.
- **No mandatory fees model**: Differentiates from payday lenders and other fintechs by not charging interest, mandatory fees, or requiring credit checks.
- **Strong investor backing**: Backed by top-tier VCs (Andreessen Horowitz, Matrix, DST, Spark Capital) and a recent $75M debt facility from Mitsubishi UFJ Financial Group, signaling financial stability.
- **Healthy core business**: Described as having a "very healthy core business with a tremendous runway" by leadership.
- **Multi-product ecosystem**: Expanded beyond EWA into credit monitoring, savings, bill reminders, and payroll services, creating a sticky user base.

## Strategic Focus
- **International expansion**: Operating in 14 countries with engineering hubs in Mexico City, Bangalore, Vancouver, and Bangkok.
- **AI and Machine Learning**: Actively hiring for Head of Machine Learning, AI Builder, and Gen AI Software Engineer roles, indicating a push toward AI-powered financial products.
- **B2B growth**: Expanding EarnIn Payroll and Live Pay as employer-integrated solutions to drive enterprise adoption.
- **Product diversification**: Moving beyond core EWA into credit monitoring, savings tools, and broader financial wellness.

## Why Work Here
- **Culture**: Values include "Customer First," "Collaborative," "Creating Impact," and "Inventive." Strong emphasis on diversity and belonging with 6 active Employee Resource Groups (ERGs).
- **Work model**: Remote and hybrid teams across 14 countries, with hubs in Mountain View (HQ), Mexico City, Bangalore, Vancouver, and Bangkok.
- **Benefits**: Competitive medical/dental/vision, 401(K) and FSA plans, generous PTO, wellness funds, parental and caregiver leave, annual stipend for education and training, mentoring program.
- **Engineering culture**: Described as having "world-class talent" with a focus on building products that deliver real-time financial flexibility. Strong technical team with roles spanning ML, AI, DevOps, mobile, and platform engineering.
- **Growth trajectory**: 17.5% YoY headcount growth, operating in 14 countries, with a "very healthy core business" and "tremendous runway" according to leadership.
- **Employer rating**: 4.2/5 on LinkedIn, with compensation rated 4.3/5.

## Sources
1. [earnin.com](https://www.earnin.com/)
2. [earnin.com/careers](https://www.earnin.com/careers)
3. [boards.greenhouse.io/earnin](https://boards.greenhouse.io/earnin)
4. [linkedin.com/company/earnin](https://www.linkedin.com/company/earnin)
5. [earnin.com/press](https://www.earnin.com/press)

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