---
title: 'Marketing Compliance Lead, Spanish Bilingual at Kikoff'
canonical: 'https://feeny.ai/job/marketing-compliance-lead-spanish-bilingual-kikoff-phoenix-arizona-united-3whaxfkt2nzx'
type: 'job'
last_seen: '2026-10-16'
---

# Marketing Compliance Lead, Spanish Bilingual at Kikoff

- **Company:** Kikoff
- **Location:** Phoenix Arizona United States San Francisco California, United States
- **Compensation:** $115k–$170k
- **Posted:** 2026-10-09
- **Last confirmed live:** 2026-10-16
- **Apply:** https://job-boards.greenhouse.io/kikoff/jobs/4444712009

## Job description

Kikoff: The Fintech Powering Financial Security at Scale Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money. We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.

Why Kikoff:

This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.

## About the Role

Kikoff's growth depends on marketing that moves fast and connects with our customers. At the same time, our marketing must be accurate, substantiated, properly disclosed, and approved. Reporting to the Head of Compliance, you will be the person who makes both happen in English and in Spanish.

This is not just a reviewer seat. We are hiring a builder and owner of marketing compliance and a shared system of record with AI-assisted review that will keep pace with the speedy marketing team. You will lead that build.

## What You'll Do

- Own marketing compliance end to end by enforcing the standards, review, claims substantiation, records, monitoring, and tooling and set the roadmap for it with the Head of Compliance.
- Review consumer-facing material in English and Spanish across channels, including paid social and search, email and SMS, landing pages and web, in-app and onboarding flows, app store listings, direct mail, affiliate and influencer content, customer support guidance, and partner collateral.
- Review Spanish creative on its own terms, ensuring disclosures are equivalent in meaning and prominence to their English counterparts and that legal terminology is rendered correctly rather than literally.
- Take the lead on developing Kikoff's AI-assisted marketing review capability and partner with Legal, Marketing, and Engineering to build it, including the ground truth it depends on and how it is evaluated before it is trusted.
- Maintain the policies, procedures, risk tiering, disclosure standards, and channel playbooks, and keep review records to satisfy examiners, auditors, and bank partners.

## What We're Looking For

- Full professional fluency in Spanish and English, with the ability to review, edit, and give written compliance guidance on financial marketing copy in both. This is a working requirement of the role, assessed in an interview.
- 6+ years in compliance, legal, or regulatory review in consumer financial services, including 4+ years directly reviewing and approving consumer marketing and advertising at a bank, fintech, lender, or similarly regulated consumer brand.
- Experience owning a marketing review function or program, not just a queue.  Demonstrated high-volume review at speed, and the ability to speak to how you kept quality from slipping as throughput went up.
- Experience driving automation of a review process and the appetite to specify AI tooling; having built or configured AI-assisted review, claims checking, or marketing monitoring yourself is a significant plus.
- A strong sense of urgency. You treat the launch date as a real constraint, and you would rather give a clear answer today with the caveat attached than a perfect one after the campaign has shipped.
- Working command of the advertising rule set: UDAAP, TILA/Reg Z advertising and trigger terms, ECOA/Reg B, FCRA advertising and prescreen, FTC endorsement guides and substantiation expectations, TCPA, and CAN-SPAM.
- Excellent written communication in both languages, and the ability to influence without authority.

We're Also Looking For

- Credit-building, credit reporting, or subscription financial product experience; managing a bank partner's marketing approval process; fair lending exposure in advertising and audience targeting; or hands-on use of marketing compliance monitoring platforms such as PerformLine, any of these is a plus.
- CRCM, CIPP/US, or a JD is a plus and not required.

If you meet most of this, we'd like to hear from you.

## Compensation

Base salary is location-based and will be determined by factors including market location, experience, skills, and qualifications. In addition to competitive cash compensation, this role is eligible for equity and a comprehensive benefits package. Base Range $115,000—$170,000 USD

A note on applying: We know great candidates sometimes hold back if they don’t meet every qualification listed. If you’re excited about this role and believe you can do the work, we encourage you to apply. We’re looking for capability and trajectory, not a perfect checklist match.

## Equal Employment Opportunity Statement

Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.

Please reference the following for [more information](https://www.eeoc.gov/sites/default/files/2022-10/22-088_EEOC_KnowYourRights_10_20.pdf).

## About Kikoff

## Company Overview
- **One-liner**: Kikoff is a personal financial technology company that builds credit, manages debt, and unlocks financial opportunity for underserved consumers.
- **Entity Type**: Private (Series C)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2019
- **Founders**: Cynthia Chen (CEO & Founder)

## Core Business
- **Primary industry/industries**: Consumer Fintech, Credit Building, Personal Finance
- **Target customers**: B2C – individuals seeking to build or improve credit scores, manage debt, and access affordable financial services.
- **Mission or purpose statement**: Empowering everyone to achieve financial security, no matter where they’re starting from.

## Products & Services
- **Credit Building ($5/month)**: A credit-builder loan that reports to major credit bureaus with no interest and no hidden fees.
- **Rent & Bill Reporting**: Reports on-time rent and utility payments to credit bureaus to help users build credit from everyday bills.
- **Secured Credit Card**: A card designed to help users establish or rebuild credit responsibly.
- **AI-Powered Debt Negotiation**: Complimentary service that uses AI to negotiate debt reductions for users (over $8M in debt relief since 2024).
- **Identity Theft Protection**: Monitoring and alerts for identity fraud.
- **Fynn (AI Credit Coach)**: Launched in 2026, an AI-powered coach providing personalised financial guidance.
- **Grant & Catch**: Additional products in the ecosystem (likely focused on grants and savings/catch-up features).

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (unicorn status inferred from growth and investor profile).
- **Key Metric**: Annual Revenue surpassed **$300M** in 2025, more than doubling year over year while maintaining profitability since 2023.
- **Total Raised**: $42.5M (Series C)
- **Notable Investors**: Core Innovation Capital, Coatue, Lightspeed, Portage, Notable Capital (and 12+ others)
- **Growth Signals**: Profitable since 2023; reached $300M+ revenue in <7 years; 1M+ customers; 80M+ credit points boosted; 30K+ mortgages and 433K+ auto loans opened after using Kikoff; appointed CFO John Kaelle and CLO Robert Mahnke in 2026, signalling public-market readiness.

## Competitive Advantages
- **Radically affordable pricing** ($5/month for credit building vs. industry $300+) removes barriers for low-income users.
- **AI-first approach** for debt negotiation and credit coaching creates scalable, personalised solutions.
- **Proprietary technology** builds the entire stack in-house, lowering costs and enabling faster iteration.
- **Strong unit economics** and profitability demonstrate operational discipline uncommon at this growth stage.

## Strategic Focus
- **Continued product expansion** – adding new financial tools (Grant, Catch, Fynn) to create a one-tap financial security platform.
- **Deepening leadership bench** with IPO-experienced executives to prepare for future public listing.
- **Investing in AI and automation** to replace legacy systems and deliver faster, more accessible outcomes.
- **Scaling customer impact** – targeting underserved millions through low-cost, high-access offerings.

## Why Work Here
- **Mission-driven culture** with real impact: 1M+ customers helped, $8M in debt relief, 80M+ points boosted.
- **Financial stability** – profitable since 2023 with rapid revenue growth, reducing risk of layoffs.
- **Strong values in action**: "Company First, Ego Last", "Act Like an Owner", "Customer Obsessed", "Think in Years, Act Today", "Be Candid & Kind".
- **Comprehensive benefits**: Health benefits, flexible PTO, 401k matching, commuter benefits, fitness benefit, office lunches & dinners.
- **Hybrid/Office setting** in San Francisco (132 Hawthorne Street) – likely a collaborative in-office culture with team meals.
- **Growth trajectory** – team is "growing rapidly" (as stated on careers page), offering ample career advancement opportunities.
- **Engineering and AI focus** – investing heavily in technology, making it an exciting environment for engineers and product builders.

## Sources
1. [about.kikoff.com/careers](https://about.kikoff.com/careers)
2. [about.kikoff.com/company](https://about.kikoff.com/company)
3. [cbinsights.com/company/kikoff](https://www.cbinsights.com/company/kikoff)
4. [businesswire.com](https://www.businesswire.com/news/home/20260421425245/en/)

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