--- title: 'Merchant Account Executive at Kard Financial, Inc.' canonical: 'https://feeny.ai/job/merchant-account-executive-kard-financial-inc-remote-q8hh5fxftkxq' type: 'job' last_seen: '2026-09-12' --- # Merchant Account Executive at Kard Financial, Inc. - **Company:** Kard Financial, Inc. - **Location:** Remote - **Compensation:** $180k–$220k - **Work type:** remote - **Posted:** 2026-06-25 - **Last confirmed live:** 2026-09-12 - **Apply:** https://job-boards.greenhouse.io/kardfinancialinc/jobs/4709469005 ## Job description Kard is building commerce media infrastructure that connects financial institutions, financial-services platforms, and merchants through data and merchant-funded rewards. As our reach expands, we are building for a step-change in scale, and for opportunities ranging from more relevant rewards and marketer intelligence to new commerce and distribution models. ## About the Role This role will help expand our network of media and brand advertisers across our network of banking partners. You will be responsible for creating new customer opportunities and closing sales for our advertising network. You'll work to identify, research, prospect, and close new business opportunities while building strong relationships with prospective clients. Kard is a high-growth business, and you will play an important role in driving that growth while working in a fast-paced and collaborative environment as a valued member of the Merchant Sales team. The primary measures of success will be deals closed and revenue generated. Essential Responsibilities - Work the full sales cycle from prospecting and qualification through negotiation and closing of net-new business opportunities within your assigned territory and verticals - Build and maintain a healthy pipeline of opportunities through a combination of outbound prospecting, inbound lead follow-up, referrals, and other sourcing strategies - Develop a strong understanding of the Kard platform and effectively communicate our value proposition to prospective clients - Conduct virtual and in-person meetings, presentations, and product demonstrations with marketing and business decision-makers at mid-market and enterprise brands - Collaborate with Sales Leadership, Account Management, Marketing, Product, Data, and Finance teams to support the sales process and deliver a strong customer experience - Maintain accurate CRM records, pipeline updates, forecasting, and reporting in accordance with company processes - Consistently achieve and exceed individual sales targets and performance metrics - Travel as needed for client meetings, industry events, and company meetings - Additional duties as assigned ## Qualifications - 4-7 years of net-new business sales experience selling digital advertising, media, MarTech, data, analytics, or similar solutions - Digital performance media experience preferred - Proven track record of prospecting, building pipeline, closing new business, and exceeding quota - Strong prospecting, business development, communication, and negotiation skills - Experience managing complex sales cycles with multiple stakeholders - Collaborative, process-oriented seller with strong territory management, forecasting, and CRM discipline - Startup experience preferred - Experience with card-linked offers, loyalty, fintech, or ad tech is a plus - Thrives in fast-paced environments and demonstrates strong ownership, accountability, and adaptability - Ability to work 8 hours during core U.S. business hours between 7 a.m. to 7 p.m - Ability to be on camera, distraction-free, and actively participating during meetings Compensation range is between $180,000 - $220,000 OTE Remote - USA Pay Range $180,000—$220,000 USD Why Join: Kard recognizes the unique value each of us brings to our collective success. As part of our remote-first team, you'll have the autonomy to influence our trajectory, actively contributing to the growth of our business and the evolution of our company culture. By embodying our core values of Initiative, Openness, and Humility, you will not only witness but directly foster an inclusive and dynamic work environment, from the executive level down. Our competitive benefit plan includes: - Flexible PTO, with a minimum requirement to take one day off a quarter, ten days a year, promoting mental well-being - Observance of 11 Federal Holidays, plus an additional day each for Black Friday and Christmas Eve (US employees only) - Health, Dental and Vision Insurance - 401k with employer match (US employees only) - Coworking space and WFH setup reimbursement - Company Offsites for planning, team-building, and networking Kard is an equal opportunity employer and we actively encourage applicants of all genders, backgrounds, and experiences to apply. We believe that diverse perspectives enrich our workplace and drive our success. ## About Kard Financial, Inc. ## Company Overview - **One-liner**: Kard is a rewards-as-a-service API platform and the first independent commerce media network that uses predictive AI and first-party transaction data to power hyperpersonalized offers and performance marketing. - **Entity Type**: Private (funded startup; raised $30 million total, including $23 million Series A) - **Headquarters**: Remote‑first, United States (team across all U.S. time zones) - **Founded**: 2015 - **Founders**: Ben Mackinnon ## Core Business - **Primary Industries**: Commerce media / loyalty / rewards‑as‑a‑service; adtech; fintech. - **Target Customers**: B2B – fintech companies, banks, card issuers (FIs), and merchants (both online and brick‑and‑mortar). - **Mission**: Build the first open loyalty system – a rewards‑as‑a‑service platform that enables modern issuers to connect consumers with brands they love. ## Products & Services - **Commerce Media Network (for merchants)**: A pay‑for‑performance ad solution where merchants only pay for verified purchases, not impressions. Uses transaction data from 47M+ cardholders to target new, existing, or lapsed customers with personalized offers (location‑based, tiered, spending challenges). Includes A/B testing, AI‑driven insights, and real‑time adjustments. - **Rewards‑as‑a‑Service API Platform (for fintechs & FIs)**: An API‑first platform that allows issuers to design their own loyalty UX while Kard handles the backend – offer management, transaction tracking, push notifications, and email campaigns. PCI‑Compliant and SOC 2 certified. - **Realtime Ad Network**: Leverages transaction data from tens of millions of consumers to give advertisers insights into shopping behavior across the entire wallet. ## Market Standing - **Valuation / Market Cap**: Not disclosed. - **Key Metric**: **Total Funding** – $30 million (including a $23 million Series A round). *Annual revenue is not publicly available.* - **Notable Investors / Partners**: Not named explicitly in provided materials, but listed as “backed by $30M from industry‑leading investors and seasoned experts.” Also named “Techstars mentor” and “active angel investor in fintech and adtech startups” in founder bio – suggests affiliation with Techstars. - **Growth Signals**: - Named to the **2024 Fintech Innovation 50**. - Earned a spot on the **Inc. 5000 list of America’s Fastest‑Growing Private Companies**. - Employees: ~50 team members (as of latest careers FAQ) and “growing rapidly.” - Claims 47M+ cardholders in its network, 25K+ US locations, and metrics such as 15% re‑engagement of previously inactive cardholders and 40% more repeat purchases. ## Competitive Advantages - **First independent commerce media network** – operates as a neutral, open platform not owned by a single bank or card network. - **Pay‑only‑for‑verified‑purchases** model (performance‑based, not impression‑based). - **Real first‑party transaction data** from millions of Gen Z and Millennial shoppers, enable hyperpersonalization and closed‑loop measurement. - **API‑first, flexible design** – issuers can keep their own UX while Kard handles the heavy lifting. - **PCI‑Compliant and SOC 2 certified** – security credentials that satisfy the largest banks and fintechs. ## Strategic Focus - Expand the open loyalty system by onboarding more issuers, fintechs, and merchants. - Deepen AI‑powered predictive targeting and real‑time offer optimization. - Grow the network effect: more cardholders → better transaction data → more effective offers → more merchants and issuers joining. - Continue scaling the “real‑time ad network” to provide cross‑merchant insights. ## Why Work Here - **Fully remote** – “100% remote” with employees in every U.S. time zone. Work‑from‑home reimbursements and wellness stipend provided. - **Great benefits**: Open PTO, health/vision/dental insurance, employer 401k contributions, paid parental leave, development budget. - **Culture**: Emphasizes humility, initiative, openness, and inclusivity. Annual team offsites (2+ per year) to strengthen bonds. - **Transparent compensation** – salary ranges included in every job description; pay targets “meet or exceed 75% of the current market rate.” - **Structured, respectful hiring process** – interview process designed to be completed in 3–4 weeks, with take‑home assignments for R&D roles. Strong commitment to diversity and reducing bias. - **Current open roles (R&D & Sales)**: Measurement Lead, Senior Analytics Engineer, Senior Data Scientist, Merchant Account Executive – all remote. ## Sources 1. [getkard.com](https://www.getkard.com/) – Company overview, product features, security, network stats. 2. [getkard.com/careers](https://www.getkard.com/careers) – Benefits, values, remote policy, inclusivity. 3. [getkard.com/about](https://www.getkard.com/about) – History, founder, mission, Series A funding, awards (Fintech Innovation 50, Inc. 5000). 4. [getkard.com/guide-to-interviewing-at-kard](https://www.getkard.com/guide-to-interviewing-at-kard) – Interview process, team size (~50), remote FAQ, compensation philosophy. 5. [job-boards.greenhouse.io/kardfinancialinc](https://job-boards.greenhouse.io/kardfinancialinc) – Open positions, total funding ($30M), investors. ## Other roles at Kard Financial, Inc. - [Senior Software Engineer II, Customer Experience](https://feeny.ai/job/senior-software-engineer-ii-customer-experience-kard-financial-inc-remote-xh4fkpe0tbwt) - [Software Engineering Manager, Data](https://feeny.ai/job/software-engineering-manager-data-kard-financial-inc-remote-k65thw4cq40f) - [Senior Machine Learning Engineer](https://feeny.ai/job/senior-machine-learning-engineer-kard-financial-inc-remote-nxr7e5eadr6a) - [Staff Product Manager, Data & Platform](https://feeny.ai/job/staff-product-manager-data-platform-kard-financial-inc-remote-2dafcc8tdg47) - [Data Support Analyst (India)](https://feeny.ai/job/data-support-analyst-india-kard-financial-inc-remote-58snzk1q0bxj) - [Senior Data Scientist](https://feeny.ai/job/senior-data-scientist-kard-financial-inc-remote-f5h7gg3mfdn9) - [Measurement Lead](https://feeny.ai/job/measurement-lead-kard-financial-inc-remote-5t8zbw76atv3)