--- title: 'Mitigation Engineer at Stand Insurance' canonical: 'https://feeny.ai/job/mitigation-engineer-stand-insurance-san-francisco-xgge1bwvzxta' type: 'job' last_seen: '2026-10-19' --- # Mitigation Engineer at Stand Insurance - **Company:** Stand Insurance - **Location:** San Francisco, CA - **Compensation:** $88k–$120k - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-10-06 - **Last confirmed live:** 2026-10-19 - **Apply:** https://jobs.ashbyhq.com/standinsurance/a456488c-93ec-4c9e-8883-a890db35e61a ## Job description [Why Join Stand](https://www.standinsurance.com/careers/why-stand/): At Stand, you’ll help build a new class of global property protection. We use advanced physics and AI to model catastrophic risk at the asset level, then automate underwriting and mitigation before loss occurs. Insurance is simply the current delivery mechanism. The real product is a scalable risk engine, our [Stand World Model](https://frontier.standinsurance.com). We stay when traditional insurers exit. We model what others approximate. And we build systems that change outcomes, not just prices. Our [leadership team](https://www.standinsurance.com/vision) includes former successful founders and CEOs from Metromile, PolicyGenius, WePay, and HotelTonight, bringing deep experience in building and scaling high-growth companies. Background: The property insurance industry is built to price loss after it happens. It relies on coarse proxies, backward-looking data, and manual processes, then accepts damage as unavoidable. Stand takes a different approach. We simulate how real-world catastrophes affect individual properties, translate that into actionable decisions, and automate the business around it. The result is a platform that can underwrite what others can’t and operate with far less friction. ## The role Stand writes home insurance for the properties most exposed to wildfire and hurricane risk, and we underwrite it with science and engineering instead of a spreadsheet and a guess. The Mitigation Engineer owns the Stand Protection Plan end-to-end for every inspected property. This includes making the vegetation, structure, and hazard calls, shipping an accurate, defensible plan, and running the Protection Review call that gets the homeowner to yes. What you will do: - Own the Stand Protection Plan for each inspected property. Make the vegetation, structure, and hazard calls and ship an accurate, defensible plan. - Run the Protection Review call. Walk homeowners and brokers through the plan, handle pushback, and get to a real yes. - Help shape what gets automated. Use what you see in the queue and on calls to flag rules that misfire and recommend which calls should be automated as we enter new markets. What we're looking for: - 2-5 years in consulting, banking, big tech, or another analytically rigorous environment. - Precision at volume: your accuracy holds as the pace rises and the queue gets deep. - Client-facing nerve: you can run a call, handle pushback, and get to a real yes without giving away scope that matters. - Judgment you can defend in writing: you can say clearly which requirements actually protect a home and why. - Speed in a new tool: productive within days and opinionated about it within a week. - Clear, empathetic communication: you explain requirements and tradeoffs to non-technical people plainly. Nice-to-Haves: - Property, construction, or home-inspection background - Wildfire science, defensible space, or home-hardening knowledge - GIS or aerial / imagery analysis experience - Insurance experience, especially underwriting or risk assessment - High-volume, accuracy-critical production work against a defined quality bar This is not the right seat if you - Need a defined lane, a playbook, or heavy structure. - Only know how to work a queue you are handed. - You want the rules handed to you. The rules are still being written, partly from what you see on your calls. Benefits: - Above-market Health, Dental, and Vision coverage - Weekly lunch stipend - Flexible time off + holidays - 401(k) plan - Commuter benefits - PAT & MAT Leave - Short-Term and Long-Term Disability - Monthly team gatherings - In-office perks AI in the Interview Process Thoughtful use of AI tools is expected and valued at Stand. Candidates should be prepared to discuss how they use AI, how they evaluate its output, and how it informs their work. Strong communication, sound judgment, and the ability to clearly articulate experience and decision-making remain core requirements. Some parts of the interview process are designed to assess independent thinking, communication, and problem-solving. If you plan to use an AI assistant or LLM during any portion of an interview, please discuss it with your interviewer in advance. Work Authorization Candidates must be authorized to work in the U.S. Stand does not sponsor new work visas. We can consider candidates on TN visas, O-1A visas, or H-1B transfers with three years or more remaining. ## Equal Opportunity Employment Stand is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. We believe that diversity enriches the workplace, and we are committed to growing our team with the most talented and passionate people from every community. We are committed to providing reasonable accommodations for qualified individuals. If you require assistance, please contact us at[hr@standinsurance.com](http://standinsurance.com). Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. AI Use in Hiring We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us at[hr@standinsurance.com](http://standinsurance.com). ## About Stand Insurance ## Company Overview - **One-liner**: Stand Insurance uses physics-based simulation and AI to model wildfire, hurricane, and other perils at the individual property level, enabling it to insure homes that traditional carriers reject. - **Entity Type**: Private (raised $80 M in venture funding) - **Headquarters**: San Francisco, California, USA - **Founded**: 2024 - **Founders**: Dan Preston (CEO), Jason Mueller, Sam Shank, Bill Clerico ## Core Business - **Primary industry**: Property & casualty insurance (climate-resilience focused) - **Target customers**: Homeowners in high-risk areas (wildfire, hurricane, earthquake zones); works through brokers and directly - **Mission**: “Protect and insure homes — wildfire, hurricane, and beyond” by proving risk is insurable through science, not ZIP-code averages ## Products & Services - **Stand Insurance (Home Policies)**: Custom insurance policies for high-value properties in wildfire, hurricane, and earthquake zones. Policies are backed by A‑rated reinsurance partners and include risk-mitigation recommendations. - **Stand World Model**: A physics-grade digital twin of every insured property. Uses CFD (computational fluid dynamics) and FEA (finite element analysis) to simulate fire spread, wind, and water at sub‑meter resolution. The model identifies the highest‑leverage mitigations (e.g., defensible space, ember‑resistant vents) and adjusts premiums accordingly. ## Market Standing - **Valuation / Market Cap**: Not disclosed - **Key Metric**: $80 M total funding raised (as of May 2026) - **Notable Investors**: Equal Ventures, Lowercarbon Capital, Eclipse Ventures, Inspired Capital - **Growth Signals**: Growing 20 % month‑over‑month; expanding from California into Florida (SE hurricane products); team of ~50 people; hiring across science, engineering, insurance, and operations ## Competitive Advantages - **Physics‑first risk model**: Simulates actual fire, wind, and water behavior on each parcel (not statistical averages), enabling coverage for homes others won’t touch. - **Field‑verified data**: Every policy includes a property assessment that captures real‑world details models miss. - **AI‑native stack**: Uses frontier models and coding agents across underwriting, engineering, and operations; collapses week‑long analyses into seconds. - **Founding team**: Serial entrepreneurs who built Metromile (Nasdaq), Policygenius (acquired), HotelTonight (acquired by Airbnb), and WePay (acquired by JPMorgan). ## Strategic Focus - **Geographic expansion**: Entering Florida (hurricane) after establishing California (wildfire); planning additional states. - **Talent scaling**: Hiring ahead of 20 % monthly growth, especially in physics simulation, ML, and insurance product roles. - **Product development**: Deepening the “Resilience as a product” model — helping homeowners make properties less vulnerable and rewarding them with lower premiums. ## Why Work Here - **Hybrid work model**: Offices in San Francisco and Florida; roles are hybrid (some in‑office, some remote flexibility). - **Equity & compensation**: All roles offer equity; salary ranges listed (e.g., $150 K–$210 K for senior roles). - **Small team, outsized impact**: ~50 people today; AI multiplies output, so each person owns a large surface area from day one. - **Cutting‑edge tech**: Work on GPU/HPC infrastructure, physics simulations, and the latest AI tools; the company adopts new tools “the week they ship.” - **Mission‑driven**: Tackling the hardest climate‑risk problem in insurance — making the most exposed homes insurable. ## Sources 1. [standinsurance.com](https://www.standinsurance.com/) 2. [standinsurance.com/careers/](https://www.standinsurance.com/careers/) 3. [standinsurance.com/careers/why-stand/](https://www.standinsurance.com/careers/why-stand/) 4. [standinsurance.com/vision/](https://www.standinsurance.com/vision/) 5. [builtin.com](https://builtin.com/company/stand-standinsurancecom) ## Other roles at Stand Insurance - [Head of Catastrophe and Emergency Response](https://feeny.ai/job/head-of-catastrophe-and-emergency-response-stand-insurance-austin-wda6fr21hp21) — Austin, TX - [Senior Recruiter](https://feeny.ai/job/senior-recruiter-stand-insurance-san-francisco-760e88c0wazs) — San Francisco, CA - [Member of the Technical Staff - Data Engineer](https://feeny.ai/job/member-of-the-technical-staff-data-engineer-stand-insurance-san-francisco-1jfrcgs78qsr) — San Francisco, CA - [Member of the Technical Staff - Agentic Engineer](https://feeny.ai/job/member-of-the-technical-staff-agentic-engineer-stand-insurance-san-francisco-z776hztygmt1) — San Francisco, CA - [Machine Learning Engineer - Multimodal Modeling](https://feeny.ai/job/machine-learning-engineer-multimodal-modeling-stand-insurance-san-francisco-nnj8x0j03mgc) — San Francisco, CA - [Applied Science Platform Lead](https://feeny.ai/job/applied-science-platform-lead-stand-insurance-san-francisco-njdxbdh6a3yh) — San Francisco, CA - [Head of Marketing](https://feeny.ai/job/head-of-marketing-stand-insurance-san-francisco-sgg0vbyrchya) — San Francisco, CA - [Market Lead](https://feeny.ai/job/market-lead-stand-insurance-san-francisco-4xq7g1e2bjr0) — San Francisco, CA - [Machine Learning Team Lead](https://feeny.ai/job/machine-learning-team-lead-stand-insurance-san-francisco-t5adr64rzf4p) — San Francisco, CA - [Stand Insurance Talent Community](https://feeny.ai/job/stand-insurance-talent-community-stand-insurance-san-francisco-082ymg03r9mk) — San Francisco, CA