--- title: 'Mobile Architect at Moniepoint' canonical: 'https://feeny.ai/job/mobile-architect-moniepoint-bengaluru-5mmrchb3tn1e' type: 'job' last_seen: '2026-09-05' --- # Mobile Architect at Moniepoint - **Company:** Moniepoint - **Location:** Bengaluru, India - **Work type:** remote - **Posted:** 2024-04-29 - **Last confirmed live:** 2026-09-05 - **Apply:** https://job-boards.eu.greenhouse.io/moniepoint/jobs/4330952101 ## Job description ## Who we are Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually. ## About the role As Mobile Architect, you’ll play a critical role in shaping the architecture and design of our mobile applications. You will lead the technical vision for our mobile platforms, ensuring scalability, performance, and reliability across iOS and Android devices. Additionally, you will participate in product planning, providing technical expertise and insights to drive innovation and achieve business goals. The ideal candidate is a seasoned professional with proven experience in mobile development, architecture and system design.This position offers an exciting opportunity to lead transformative mobile initiatives and contribute to the success of our products in a dynamic and collaborative environment. Curious about what makes Moniepoint an incredible place to work? [Check out posts on how we cultivate a culture of innovation, teamwork, and growth.](https://moniepoint.com/blog) What you will do: - Translate product requirements into architectural documents and diagrams - Maintain architectural documents and ensure they are always updated to reflect the current state of the application. - Make architectural decisions with respect to any feature that’s to be added to an application - Ensure that the architectural direction of an application is in line with the strategic direction of the product. - Perform code reviews and ensures efficient code engineering - Ensure applications are implemented using software engineering best practices - Be responsible for the stability and reliability of products under your purview - Create and enforce processes that improve developer efficiency and productivity - Participate in the screening of engineers for hire - Provide mentorship to young engineers. To succeed in this role, you should have: - At least 10 years proven experience in system design, architect, and development - Experience with native mobile development using Flutter/Dart, Android/Java and iOS/Swift - Experience in software development and coding in Java Programming Language - Understanding of software quality assurance principles - A technical mindset with great attention to detail - High quality organizational and leadership skills - Outstanding communication and presentation abilities ## What we can offer you - Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. - Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. - Compensation - You’ll receive an attractive salary, pension, health insurance,annual bonus, plus other benefits. What to expect in the hiring process - A preliminary phone call with one of our recruiters - A Coding session with the hiring team. - A technical panel interview session with the Engineering Team - A behavioral and technical interview with a member of the Executive team. Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates. ## About Moniepoint ## Company Overview - **One-liner**: Moniepoint provides an all-in-one payments, banking, credit, and business management platform for businesses and their customers in emerging markets, primarily Nigeria and Africa. - **Entity Type**: Private (backed by major global venture capital funds) - **Headquarters**: London, UK (with offices in Lagos, Nairobi, and the US) - **Founded**: 2015 - **Founders**: Not publicly listed on the main site; the company is the parent of TeamApt Ltd and Moniepoint MFB ## Core Business - **Primary industry/industries**: Fintech, Financial Services, Payments, Banking, Credit - **Target customers**: B2B (primarily Micro, Small, and Medium Enterprises (MSMEs) and their employees and customers), B2C (individuals) - **Mission or purpose statement**: "Financial happiness for every African, everywhere" ## Products & Services - **Payments**: Digital payment acceptance infrastructure and distribution networks that democratise payment acceptance, including POS terminals. Moniepoint is Nigeria’s largest offline merchant acquirer, powering most of the country's POS transactions. - **Credit**: Loans to business owners based on transaction history (not collateral) to help finance inventory and expand businesses. - **Banking**: Business and personal banking solutions enabling instant transactions, bill payments, and financial management. - **Business Management**: Operational tools like expense cards, accounting, and book-keeping solutions for businesses. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed (private company) - **Key Metric**: Total Funding - The company has raised significant capital from top-tier investors. It processes over $17 billion in Total Payment Volume (TPV) monthly and supports over 10 million customers (business and individual accounts) and 4 million active merchants. - **Notable Investors/Partners**: QED, British International Investment (BII), FMO, LeapFrog Investments, and other leading global venture capital funds. - **Growth Signals**: Named "Africa's fastest growing financial institution" (2023-2025). Processes $12-17 billion monthly through digital payment channels. Serves 60 million unique cards on its POS terminals each quarter. Has a network of 40,000 field agents. ## Competitive Advantages - **Integrated "Operating System"**: Moniepoint has built a fully integrated, end-to-end platform tailored specifically to Nigeria’s informal and cash-reliant economy. This is a massive moat. - **Hybrid Model**: A unique combination of advanced technology, a nationwide agent network (40,000 field agents), and widespread POS terminal deployment that enables financial access even in rural areas. - **Data-Driven Credit**: Offers loans based on transaction history rather than collateral, unlocking credit for the underserved. Roughly a third of its MSME customers are receiving loans for the first time. - **Market Dominance**: As Nigeria's largest merchant acquirer, it has a deep, defensible network effect. ## Strategic Focus - **Deepening Financial Inclusion**: Continuing to expand access to payments, credit, and banking for underbanked populations and MSMEs across Africa. - **Scaling the Platform**: Growing the number of merchants, agents, and individual customers on its all-in-one platform. - **Product Expansion**: Adding more business management and operational tools to become the "operating system" for African businesses. ## Why Work Here - **Culture**: Described as a "dream team" culture with values of **Technical Depth, Empathy, Integrity, Grit, No Ego, and Candour**. The company emphasizes a flat organizational structure where "every voice matters" and "everyone is an extension of our team." - **Work Model**: Moniepoint Inc. is a fully remote tech company with a diverse workforce worldwide. (Note: Some roles may be location-specific, e.g., Lagos or Nairobi). - **Perks & Benefits**: Competitive salary, health insurance, pension, paid leave days, mental health & crisis support, team building activities, and "Dope Merch!" The work is described as a "portfolio of projects that matter." - **Interview Process**: A multi-stage process including a Preliminary Phone Screen, a Technical Assessment/Case Study, a Panel Interview, and an Executive/Final Interview. ## Sources 1. [Moniepoint.com](https://www.moniepoint.com/) 2. [Moniepoint Careers Page](https://job-boards.eu.greenhouse.io/moniepoint) 3. [Moniepoint Culture Page](https://www.moniepoint.com/culture) 4. [LeapFrog Investments - Moniepoint](https://leapfroginvest.com/company/moniepoint/) ## Other roles at Moniepoint - [Implementation Officer (Plateau)](https://feeny.ai/job/implementation-officer-plateau-moniepoint-plateau-dea111yktjcd) — Plateau, Nigeria - [Field Credit Officer (South West)](https://feeny.ai/job/field-credit-officer-south-west-moniepoint-ekiti-g1zdstsrv024) — Ekiti, Nigeria / Ogun, Nigeria / Ondo, Nigeria / Osun, Nigeria / Oyo, Nigeria - [Field Credit Officer (South East)](https://feeny.ai/job/field-credit-officer-south-east-moniepoint-abia-d38g1f1jjpjn) — Abia, Nigeria / Anambra, Nigeria / Ebonyi, Nigeria / Enugu, Nigeria / Imo, Nigeria - [Field Credit Officer (North West)](https://feeny.ai/job/field-credit-officer-north-west-moniepoint-jigawa-s017584ryg43) — Jigawa, Nigeria / Kaduna, Nigeria / Kano, Nigeria / Katsina, Nigeria / Kebbi, Nigeria / Sokoto, Nigeria / Zamfara, Nigeria - [Field Credit Officer (North East)](https://feeny.ai/job/field-credit-officer-north-east-moniepoint-adamawa-aa5vkkyfrxdn) — Adamawa, Nigeria / Bauchi, Nigeria / Borno, Nigeria / Gombe, Nigeria / Taraba, Nigeria / Yobe, Nigeria - [Field Credit Officer (North Central)](https://feeny.ai/job/field-credit-officer-north-central-moniepoint-benue-26qnbg6a40q8) — Benue, Nigeria / FCT, Nigeria / Kogi, Nigeria / Kwara, Nigeria / Nasarawa, Nigeria / Niger, Nigeria / Plateau, Nigeria - [Staff Product Designer](https://feeny.ai/job/staff-product-designer-moniepoint-india-bppjkhpn75m4) — India - [Product Design Lead](https://feeny.ai/job/product-design-lead-moniepoint-poland-ady3tavaj0x8) — Poland - [Product Design Lead](https://feeny.ai/job/product-design-lead-moniepoint-spain-p43pwy36yxcd) — Spain - [Senior Content Designer](https://feeny.ai/job/senior-content-designer-moniepoint-spain-v1mrbagbyrcn) — Spain