---
title: 'Mortgage Loan Officer at Ownwell'
canonical: 'https://feeny.ai/job/mortgage-loan-officer-ownwell-austin-622ab4a9bt01'
type: 'job'
last_seen: '2026-09-14'
---

# Mortgage Loan Officer at Ownwell

- **Company:** Ownwell
- **Location:** Austin, TX
- **Posted:** 2026-01-27
- **Last confirmed live:** 2026-09-14
- **Apply:** https://job-boards.greenhouse.io/ownwell/jobs/4648555006

## Job description

Company Background

Ownwell helps property owners reduce the costs of owning real estate. Our proprietary software automatically identifies property owners that are overpaying on real estate expenses, and recently launched a new Insurance Division! We then manage the end-to-end process of reducing insurance expense for homeowners through getting the absolute best rate possible.

We’re dedicated to making the costs of property ownership more transparent and equitable, especially insurance. We believe that regardless of status or level of real estate expertise, everyone should have access to the information, tools, and resources to manage their real estate with confidence.

Ownwell is well-funded and venture-backed by some of the best investors in the world. Our customer base has grown by more than 1000% year-over-year with exceptional feedback demonstrating clear product market fit. We are looking for driven and passionate team members who thrive in a collaborative, positive culture where we all win together. If this sounds like the place for you, come help us change the way everyday homeowners manage their real estate across the country.

Our Culture

People are our superpower! Centered in everything we do is a true sense of team. We listen and we learn from each other. We are on this rocketship together and embrace a fast-paced, truly collaborative environment. We are here to win as a team and as a company.

We’ve brought together General Appraisers, Certified Public Accountants, Property Tax Consultants, Data scientists, PhDs, best-in-class customer support representatives, and more to deliver top results for our customers.

Our core values are our guiding principles in everything we do

- Customer Obsession
- Take Ownership
- Do The Right Thing
- Go Far Together
- Accelerate Innovation

## Role Overview

Ownwell is seeking a Texas-licensed ready Mortgage Loan Officer to originate residential mortgage loans under Ownwell’s Texas Mortgage Broker License. You will work directly with warm inbound customers from our existing homeowner base and referral partners, guiding borrowers through refinance and purchase transactions while delivering an exceptional customer experience.

This role is ideal for a high-integrity, consultative originator who wants to help build and modernize the mortgage experience through technology and data.

## Key Responsibilities

- Originate residential mortgage loans (refinance and purchase) in Texas
- Work inbound leads from Ownwell’s homeowner platform and partner channels
- Guide borrowers through the full loan lifecycle: pre-qualification → application → processing → closing
- Collect and review borrower documentation (income, assets, credit, property)
- Ensure compliance with Texas Department of Savings and Mortgage Lending (SML) and NMLS regulations
- Maintain accurate loan files and CRM documentation
- Coordinate with processors, underwriters, title companies, and real estate partners
- Educate customers on loan options, rates, fees, and closing costs
- Meet production, quality, and customer satisfaction targets

Licensing & Compliance Requirements

- Must hold an active Texas Mortgage Loan Originator (MLO) license through NMLS with at least 2 years of experience
- Will be sponsored under Ownwell’s Texas Mortgage Broker License
- Maintain continuing education annually
- Maintain good standing with Texas SML and NMLS

Required Qualifications

- Must hold an active Texas Mortgage Loan Originator (MLO) license with a minimum of 2 years of continuous licensing and origination experience
- Strong understanding of mortgage products (conventional, FHA, VA, jumbo)
- Excellent communication and customer-facing skills
- High attention to compliance, documentation, and accuracy
- Ability to manage multiple active loan files simultaneously
- Comfortable working in a tech-enabled, fast-moving startup environment

## Preferred Qualifications

- Active Texas MLO license (NMLS)
- 2+ years mortgage origination experience
- Experience with refinance pipelines
- Prior experience working inbound or fintech-driven leads
- Familiarity with mortgage CRMs and LOS platforms is preferred (Encompass, Blend, Floify, etc.)

Ownwell's vision is to democratize access to real estate expertise. When we say we want to provide access, we mean providing access to everyone. To do that well, we need a team that's broadly representative. We welcome people from all backgrounds, ethnicities, cultures, and experiences. Ownwell is an equal opportunity employer. We do not discriminate on the basis of race, color, ancestry, religion, national origin, sexual orientation, age, citizenship, marital or family status, disability, gender identity or expression, veteran status, or any other status.

## About Ownwell

## Company Overview
- **One-liner**: Ownwell uses technology and local expertise to automatically identify property owners overpaying on real estate taxes and manage the entire appeals and exemptions process.
- **Entity Type**: Private (Series B)
- **Headquarters**: Austin, Texas, United States
- **Founded**: 2020
- **Founders**: Colton Pace (CEO)

## Core Business
- **Primary industry/industries**: Property tax reduction / Real estate technology (PropTech)
- **Target customers**: B2C and B2B – homeowners, commercial property owners, and real estate investors in the United States
- **Mission or purpose statement**: “To make the costs of real estate ownership more clear and equitable.”

## Products & Services
- **Property Tax Appeal & Protest**: End-to-end management of tax assessment appeals, protests, and corrections to lower property tax bills. Success rate claimed at 88%, with average annual savings of $774.
- **Tax Monitoring Program**: Automated ongoing monitoring of property taxes; Ownwell automatically takes action if overpayment is detected.
- **Exemption Discovery & Acquisition**: Helps property owners find and apply for relevant tax exemptions (e.g., homestead, senior, veteran).
- **Tax Bill Projections & Insights**: Provides future tax bill forecasts and property value trends through a personalized property portal.
- **Additional Services**: Home insurance optimization, utility expense trimming (e.g., internet), and other real estate cost-saving tools.

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metric**: Total funding raised – **$55.75M** (latest round: $30M Series B, raised approximately early 2026 based on search date)
- **Notable Investors/Partners**: PROOF, Long Journey Ventures, Left Lane, First Round Capital, Wonder Ventures, and 14 other investors
- **Growth Signals**: Expanding to new states (hiring property tax consultants in Colorado, Texas, nationally); launched several new products in 2023 (exemptions, tax projections); 3,000+ Google reviews with 4.7 rating; opening an engineering hub in Gurugram, India.

## Competitive Advantages
- **Tech-enabled scale**: Proprietary software automates the detection of overpayments and manages the complex, localized tax protest process, allowing a high success rate (88%) at scale.
- **Regulatory expertise**: Deep knowledge of county-specific tax codes and appeal deadlines across hundreds of jurisdictions.
- **End-to-end customer experience**: Single platform that handles everything from tax monitoring to insurance savings, with a “set it and forget it” model for homeowners.

## Strategic Focus
- **Product expansion**: Continuing to add new cost-reduction services (insurance, utilities, mortgage-related services) to create a comprehensive real estate expense platform.
- **Geographic growth**: Scaling tax consultant teams into new states (e.g., Colorado, Texas) and building a remote national team.
- **Engineering investment**: Establishing an engineering office in Gurugram, India to accelerate product development.

## Why Work Here
- **Culture**: Entrepreneurial, high-performance environment with values like “Take Ownership,” “Customer Obsession,” and “Do the Right Thing.” Emphasis on collaboration, transparency, and continuous development.
- **Flexibility**: Flexible PTO, 11 company holidays + last week of year off; remote roles available for some positions (e.g., National Commercial Property Tax Consultant). HQ in downtown Austin, TX.
- **Benefits**: Comprehensive health (Aetna/PPO/HSA/Kaiser), dental/vision (Guardian), up to 16 weeks fully paid parental leave, wellness stipend (monthly), learning stipend ($1,000/year), mental health resources (Spring Health), Health/Flexible Savings Accounts, short-term disability, voluntary life insurance.
- **Growth**: Rapidly growing Series B company with new product launches and expanding team globally (Austin + Gurugram). Employees report high autonomy and ownership.

## Sources
1. [ownwell.com - Careers page with perks, benefits, team](https://www.ownwell.com/careers)
2. [ownwell.com - Homepage with savings stats](https://www.ownwell.com/)
3. [job-boards.greenhouse.io/ownwell - Open positions](https://job-boards.greenhouse.io/ownwell)
4. [ownwell.com - About page with mission and team](https://www.ownwell.com/about)
5. [cbinsights.com - Funding, financials, overview](https://www.cbinsights.com/company/ownwell)

## Other roles at Ownwell

- [Growth Lead, Market Expansion](https://feeny.ai/job/growth-lead-market-expansion-ownwell-new-york-city-long-island-ega7daeg26rh) — New York City Long Island, NY
- [Revenue Recovery Lead](https://feeny.ai/job/revenue-recovery-lead-ownwell-austin-n6ghym2vnkgk) — Austin, TX
- [Commercial Property Tax Consultant- Business Personal Property (BPP)](https://feeny.ai/job/commercial-property-tax-consultant-business-personal-property-bpp-ownwell-austin-qz4nj9zjyp4r) — Austin, TX
- [Commercial Property Tax Consultant- National Team](https://feeny.ai/job/commercial-property-tax-consultant-national-team-ownwell-united-states-7drngksczwwn) — United States
- [Commercial Property Tax Consultant](https://feeny.ai/job/commercial-property-tax-consultant-ownwell-austin-ad25zqw32jxk) — Austin, TX
- [Business Development Manager - Partnerships](https://feeny.ai/job/business-development-manager-partnerships-ownwell-austin-xypffepax5bf) — Austin, TX
- [Insurance Agent](https://feeny.ai/job/insurance-agent-ownwell-austin-874v5jb6yfg7) — Austin, TX
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