---
title: 'MSME Agent at Salmon Group'
canonical: 'https://feeny.ai/job/msme-agent-salmon-group-mandaluyong-ny374xm62fes'
type: 'job'
last_seen: '2026-09-08'
---

# MSME Agent at Salmon Group

- **Company:** [Salmon Group](https://feeny.ai/companies/salmon-group)
- **Location:** Mandaluyong, Philippines
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-08-07
- **Last confirmed live:** 2026-09-08
- **Apply:** https://jobs.ashbyhq.com/salmon-group/9d601239-f100-446e-b437-4b738e1cf0f5

## Job description

MSME Agent (Micro, Small and Medium Business Support Agent)

Job Purpose

The Micro, Small and Medium Business Support Agent provides end-to-end service support to entrepreneurs and small business clients across the Bank’s communication channels.

The Agent acts as a knowledgeable and reliable point of contact, understands the client’s business context, resolves both standard and complex requests, and coordinates with relevant Bank teams until the issue is fully resolved.

The role combines strong customer support capabilities with knowledge of the local business environment, applicable regulations, and banking products designed for micro and small businesses.

## Key Responsibilities

Client Service and Request Management

- Handle incoming requests from micro and small business clients through chat, phone, email, and other supported channels.
- Provide clear, accurate, and practical guidance based on the client’s business situation.
- Take ownership of each request from initial contact through final resolution.
- Resolve standard and non-standard requests without unnecessary transfers between teams.
- Keep the client informed about progress, expected timelines, required actions, and final outcomes.
- Review the complete interaction history before responding and avoid asking clients to repeat information already provided.
- Ensure that every client receives professional, personalized, and business-relevant support.

Business Banking Product Support

- Provide support and guidance on products and services for micro and small businesses, including:
- business accounts;
- payments and fund transfers;
- cards and expense-management solutions;
- merchant and payment-acceptance solutions;
- payroll and employee-payment services;
- deposits and liquidity-management products;
- business loans and other financing solutions;
- digital banking tools for business clients.
- Explain product conditions, fees, limitations, eligibility criteria, and required documentation in clear and simple language.
- Help clients select the appropriate service or solution based on their business needs.
- Identify relevant product or service opportunities during client conversations and refer qualified requests to the responsible team where required.

Market and Regulatory Guidance

- Maintain a practical understanding of the local micro and small business market and common challenges faced by entrepreneurs.
- Understand the basic business lifecycle, including registration, account opening, daily operations, payments, financing, and business growth.
- Maintain working knowledge of applicable banking and business regulations affecting micro and small business clients.
- Guide clients through Bank requirements related to business registration documents, KYC, AML, authorized representatives, beneficial ownership, account restrictions, and transaction verification.
- Clearly distinguish between information the Bank can provide and matters requiring professional legal, tax, or accounting advice.
- Keep product and regulatory knowledge current and apply updates correctly in client interactions.

Complex Case Resolution

- Investigate complex requests, complaints, failed transactions, account restrictions, payment issues, and other non-standard cases.
- Identify the root cause of the issue instead of addressing only its immediate symptoms.
- Engage the appropriate Product, Operations, Payments, Compliance, Risk, Fraud, Credit, or Back Office teams.
- Coordinate internal actions and follow up until the agreed solution has been implemented.
- Remain accountable for client communication even when another team performs the required action.
- Escalate unresolved or high-risk cases to the appropriate decision-maker in a timely and structured manner.
- Handle dissatisfied clients professionally and apply effective de-escalation techniques.

Proactive Client Support

- Anticipate potential client issues based on the client’s situation, transaction history, or upcoming service changes.
- Inform clients proactively about relevant requirements, deadlines, restrictions, incidents, or changes that may affect their business.
- Look beyond the client’s initial question to identify the complete need and offer an appropriate solution.
- Help clients prevent recurring issues by explaining the correct process and available self-service options.
- Identify recurring service problems and provide structured feedback to improve products, processes, and agent knowledge.
- Suggest improvements to scripts, procedures, FAQs, and internal knowledge-base materials.

Case Documentation and Compliance

- Accurately document client requests, actions, internal communications, commitments, and outcomes in the CRM system.
- Follow applicable service standards, operating procedures, escalation rules, and regulatory requirements.
- Protect confidential client and business information.
- Apply data privacy, information security, KYC, AML, fraud-prevention, and transaction-monitoring requirements.
- Ensure that no commitment is made outside the Agent’s delegated authority.
- Escalate suspected fraud, financial crime, regulatory risk, or data-security incidents immediately.

Decision-Making Authority

The Micro, Small and Medium Business Support Agent is authorized to:

- Engage relevant Bank teams to support the resolution of a client request.
- Request information, investigation, or action from the responsible internal process owner.
- Escalate cases when the standard process does not provide an effective or timely solution.
- Select the appropriate resolution path within established procedures and delegated authority.
- Recommend service recovery measures and process improvements.

The Agent remains responsible for coordinating the case and communicating the outcome to the client until the request is fully resolved or formally transferred to an authorized case owner.

Required Knowledge and Experience

- Experience in customer support, banking operations, financial services, business banking, or a related client-service role.
- Strong understanding of customer service principles and end-to-end case ownership.
- Knowledge of banking products and services for micro and small businesses.
- Understanding of payments, transfers, cards, merchant services, deposits, lending, and digital banking.
- Practical understanding of entrepreneurship and the operating needs of small businesses.
- Working knowledge of applicable banking, business, KYC, AML, data privacy, and consumer-protection requirements.
- Ability to understand business documentation and identify missing or inconsistent information.
- Confidence using CRM, ticketing, knowledge-management, and digital communication systems.
- Strong written and verbal communication skills in English and Tagalog.
- Ability to explain banking and regulatory requirements in clear, client-friendly language.

Core Competencies

- End-to-end ownership
- Customer and business orientation
- Proactive problem-solving
- Analytical thinking
- Product and market curiosity
- Sound judgement
- Attention to detail
- Effective internal escalation
- Stakeholder management
- Clear and empathetic communication
- Complaint handling and de-escalation
- Ability to work under pressure
- Continuous learning
- Compliance awareness

## Key Performance Indicators

- Customer Satisfaction Score (CSAT)
- First Contact Resolution
- Resolution time
- First response time
- Quality assurance score
- Compliance and documentation accuracy
- Repeat-contact rate
- Complaint resolution quality
- Adherence to client commitments
- Product and regulatory knowledge assessment
- Contribution to process and knowledge-base improvements

## Key Working Relationships

- Contact Center teams
- Business Banking Product teams
- Payments and Transaction Operations
- Merchant Services
- Lending and Credit teams
- Operations and Back Office
- Compliance, Risk, Fraud, and Financial Crime teams
- Digital Banking and Technology teams
- Relationship Managers and Business Banking Sales teams

## About Salmon Group

## Company Overview
- **One-liner**: Salmon Group is a Philippine financial technology company that provides responsible consumer lending, digital banking, and credit products through its licensed rural bank and financing companies.
- **Entity Type**: Private (Series B, $179M total funding)
- **Headquarters**: Taguig City, Metro Manila, Philippines
- **Founded**: 2022 (corporate group formed; underlying Rural Bank of Sta. Rosa traces to 1963)
- **Founders**: Derrick Low, Pavel Fedorov, George Chesakov

## Core Business
- **Primary industry**: Financial services / Fintech / Digital banking
- **Target customers**: B2C – Filipino consumers seeking accessible credit, installment loans, and banking services; also B2B partnerships with merchants.
- **Mission or purpose**: “To build a future where every Filipino has access to transparent, fast, and flexible financial services that have a human touch.”

## Products & Services
- **Salmon Credit**: Revolving credit line up to PHP 100,000, accessible via a prepaid Mastercard. Can be used for shopping, emergencies, and everyday expenses.
- **Salmon Access Card**: Prepaid card linked to Salmon Credit, accepted worldwide via Mastercard.
- **In-store Installment Loans**: Point-of-sale financing for gadgets, appliances, clothing, and other items at partner merchants (e.g., SM Store, Vans).
- **Cash Loans**: Direct consumer loans offered through the Salmon app and offline channels.
- **Auto-Debit Payments**: Seamless recurring payment service for loan repayments.
- **Rural Bank Services**: Traditional deposit accounts and lending through Rural Bank of Sta. Rosa (Laguna), with deposits up 439% since acquisition.

## Market Standing
- **Valuation**: Not disclosed
- **Key Metric**: Total funding raised – $179M (last round: $60M, ~May 2026)
- **Notable Investors/Partners**: International Finance Corporation (IFC, World Bank Group), ADQ/Lunate (sovereign wealth fund of Abu Dhabi), Bangko Sentral ng Pilipinas (BSP) as regulator, Mastercard as card network, ECPay for payment channels, AllBank for QR Ph payments.
- **Growth Signals**: Deposits at Rural Bank of Sta. Rosa grew 439% since acquisition; launched multiple new products in 2023-2024; expanded merchant network (SM Store, Vans); became a licensed bank in January 2024; received ₱4.4B capital injection from new shareholders.

## Competitive Advantages
- **Licensed bank status**: Salmon Group controls a BSP-regulated rural bank, giving it a regulatory moat and trust advantage over unlicensed lenders.
- **Strong investor backing**: Backed by IFC and a sovereign wealth fund, providing capital and credibility.
- **Omnichannel distribution**: Combines digital app, physical merchant partnerships, and a traditional bank branch network.
- **Customer protection focus**: Adheres to BSP, SEC, IFC, and SPTF/Cerise Customer Protection Pathways frameworks.

## Strategic Focus
- Expand product suite (credit lines, cards, auto-debit) and deepen merchant partnerships.
- Drive financial inclusion in the Philippines by reaching underserved consumers.
- Grow deposit base and lending portfolio through the rural bank subsidiary.
- Continue building AI and data analytics capabilities (e.g., Head of AI Banking appointed).

## Why Work Here
- **Culture**: Emphasizes “dependability,” innovation, and a human touch. Employees describe an agile, open environment where Day One employees shape the company.
- **Work model**: Mostly office-based at the Taguig City headquarters (Four/NEO Building, Bonifacio Global City). Some field roles (collections, housekeeping) are site-specific.
- **Notable perks**: Competitive salaries (e.g., PHP 30k-40k/month for junior roles; PHP 15k-25k for field roles). Popular roles include Credit Investigator (PHP 28k/month) and Collection Agent (PHP 16k/month).
- **Engineering culture**: Strong focus on AI, data analytics, and technology innovation; the CTO and SVP of AI and Data are part of senior management.

## Sources
1. [salmon.group](https://salmon.group/) – Company overview, leadership, press releases
2. [salmon.ph](https://salmon.ph/our-story) – Company story, products, values
3. [cbinsights.com](https://www.cbinsights.com/company/salmon) – Funding, stage, headquarters, total raised
4. [ph.indeed.com](https://ph.indeed.com/cmp/Salmon-Group-Ltd-1) – Job listings, salary estimates, industry
5. [ge.linkedin.com](https://ge.linkedin.com/company/salmonphilippines) – Company LinkedIn page (employee insights)

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