---
title: 'Payment Program Manager – Card Issuing (m/f/d) at Pliant'
canonical: 'https://feeny.ai/job/payment-program-manager-card-issuing-m-f-d-pliant-germany-39ez1xgjzh4z'
type: 'job'
last_seen: '2026-10-14'
---

# Payment Program Manager – Card Issuing (m/f/d) at Pliant

- **Company:** Pliant
- **Location:** Germany
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-09-30
- **Last confirmed live:** 2026-10-14
- **Apply:** https://jobs.ashbyhq.com/pliant/f1e62eb1-ae47-4151-8b38-9197b6447609

## Job description

## ABOUT US

Pliant is a modular B2B payments platform that combines commercial card issuing, payment accounts, FX, and spend management in one system — adapting to existing setups rather than requiring customers to replace them. Businesses across industries such as travel, e-commerce, and insurance use Pliant to manage complex payment workflows with cards, backed by credit lines Pliant underwrites itself. Fintechs and software platforms embed Pliant's payment infrastructure into their own products, from API-based Cards-as-a-Service to fully white-label solutions. Banks use Pliant's Card & Spend OS, the customer-facing interface, on their own infrastructure to run card programs. Founded in 2020 and headquartered in Berlin, Pliant serves 5,000+ businesses and 40+ partners across Europe and the United States. A principal member of Visa and Mastercard, Pliant issues commercial cards in 13 currencies across 32 countries — under its own European e-money license and with licensed partners in the UK and US. Learn more athttp://www.getpliant.com/[www.getpliant.com](http://www.getpliant.com)

## ABOUT THE ROLE

Our Payment Programs team designs, launches and runs Pliant's card programs across Europe and the US. That includes our own commercial card products and the programs we build with banking and fintech partners. As a Payment Program Manager, you'll own card program implementations from start to finish. That covers scheme and partner setup, digital wallet launches, testing and go-live. Once a program is live, you'll keep it compliant and running well. You'll work closely with card schemes, banking partners, processors and vendors. Internally, you'll partner with Product, Engineering, Compliance, Risk, Finance and our Commercial teams. This is a hands-on individual contributor role. It suits someone who has already taken several card programs live, can run them independently, and wants real ownership in a fast-growing fintech.

## WHAT YOU’LL DO

Card Program Implementation

- Lead the launch of new card programs, products, markets and currencies, from scoping and requirements through to production release.
- Manage scheme and partner onboarding across Visa and Mastercard, including BIN and product setup and the related scheme submissions.
- Plan and coordinate end-to-end testing with our partners and sign off programs before launch.
- Coordinate physical and virtual card launches, including card design approvals and production with external vendors.

Digital Wallets & Tokenisation

- Drive digital wallet launches such as Apple Pay and Google Pay, from issuer onboarding and certification through to go-live.
- Extend existing wallet programs to new products, BINs and markets.
- Monitor wallet and tokenisation performance and work with partners to resolve issues.

Compliance & Program Health

- Keep our programs aligned with scheme rules, mandates and new releases, and translate changes into clear actions.
- Contribute to recurring scheme and partner reporting.
- Work with Compliance and Fraud teams on program-level controls, and support escalations and audits when needed.

Stakeholder & Project Management

- Be the main point of contact for your programs, both internally and externally.
- Translate business and partner needs into clear requirements for Product & Engineering.
- Manage several projects in parallel, keep an eye on dependencies and risks, and give stakeholders clear, regular updates.

Continuous Improvement

- Improve and document how we launch and run programs, so they become faster and more repeatable.
- Use AI and automation tools to reduce manual work across the team.

## WHAT YOU’LL BRING

- 4–7 years of experience in payments, including at least 3 years of hands-on card program implementation at an issuer, processor, program manager or card-issuing fintech.
- Hands-on experience launching and managing programs with both Visa and Mastercard.
- Experience launching digital wallets and tokenisation, ideally including an Apple Pay issuer launch.
- A solid understanding of the card lifecycle, including authorisation, clearing and settlement, 3DS and tokenisation, as well as physical card production.
- A track record of delivering several multi-stakeholder projects at the same time, with clear ownership and reporting.
- Technical fluency. You're comfortable with API documentation, transaction data and test results, and working day to day with engineers.
- A structured, proactive way of working. You flag risks early and document as you go.
- Fluent English, written and spoken.

## Nice to Have

- An established network within the card schemes and the wider issuing ecosystem.
- Experience with commercial card products, such as corporate, travel or virtual cards, and multi-currency programs.
- Exposure to European and Global card programs.
- Proficient SQL or data analysis skills.

## WHAT WE OFFER

- The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence
- Attractive remuneration
- Flat hierarchy and transparent communication in a relaxed, professional atmosphere
- Opportunity to develop your talent in a dynamic team with ambitious goals
- Flexibility and possibility to work remotely
- Monthly mobility benefit
- Wellhub Membership
- Pliant Card with monthly credit to explore the product and enjoy food with colleagues

Pliant is an equal opportunity employer. We welcome applications from people of all backgrounds, identities and abilities, and are committed to an inclusive hiring process. If you need any accommodations during the interview process, please let us know.

At Pliant we use the Ashby AI Criteria to assist with looking over resumes against our job qualifications for this role. All final decisions are made by our Talent Team and Hiring Team.

A human is behind these processes. Ashby does not automatically reject candidates or make final hiring decisions. Our teams review all results and make the final hiring decision with every candidate that applies.

## About Pliant

## Company Overview
- **One-liner**: Pliant provides an API-first, modular B2B credit card platform that enables businesses to issue, manage, and track physical and virtual credit cards while streamlining payment processes and spend controls.
- **Entity Type**: Private (growth stage, backed by multiple venture capital investors)
- **Headquarters**: Berlin, Germany
- **Founded**: 2020
- **Founders**: Malte Rau and Fabian Terner

## Core Business
- **Primary industry**: Fintech – B2B payments, spend management, and card issuance.
- **Target customers**: B2B – businesses of all sizes (SMB to enterprise), banks and financial institutions (via CaaS/BaaS), and developers/API users.
- **Mission or purpose statement**: "Empower companies to grow by providing a smart way to pay that scales with their business." [getpliant.com](https://www.getpliant.com/en-us/about-pliant)

## Products & Services
- **Payment Apps**: Ready-to-use mobile and web applications for issuing cards, managing spend, tracking transactions, and integrating with accounting tools. Ideal for companies that want a full-featured solution out of the box.
- **Pro API**: A fully customizable API for businesses that need to issue cards at scale, automate workflows, and build custom integrations into their finance stack. Supports single-use virtual cards, spend controls, and real-time monitoring.
- **CaaS & BaaS (Card-as-a-Service & Banking-as-a-Service)**: White-label solutions for banks and fintechs to launch their own branded credit card programs, with Pliant handling compliance, card issuance, and processing under its e-money license.
- **Card & Spend OS**: The underlying operating system that powers all products, offering spend control, receipt management, accounting automation, and transaction insights.

## Market Standing
- **Valuation/Market Cap**: Not publicly available.
- **Key Metric**: Total funding amount not publicly disclosed; notable investors include **Alstin Capital**, **Motive Ventures**, **Speedinvest**, **SBI Investment**, **PayPal Ventures**, and **Illuminate Financial**. [getpliant.com](https://www.getpliant.com/en-us/about-pliant)
- **Notable Investors/Partners**: PayPal Ventures, Speedinvest, Alstin Capital, Motive Ventures, SBI Investment, Illuminate Financial.
- **Growth Signals**: 
  - Team of 250+ employees representing 35+ nationalities. [getpliant.com](https://www.getpliant.com/en/careers)
  - Offices in Berlin (HQ), London, New York, Paris, Munich, Vienna, Lisbon, and Helsinki. [getpliant.com](https://www.getpliant.com/en-us/about-pliant)
  - Licensed as an e-money institution (EMI) in the EU and certified ISO/IEC 27001:2022 and PCI DSS. [getpliant.com](https://www.getpliant.com/en)
  - High Glassdoor rating of 4.6/5 (as of Nov 2024). [getpliant.com](https://www.getpliant.com/en/careers)

## Competitive Advantages
- **API-first platform**: Fully programmable card issuance and spend management, enabling deep customization and automation for enterprises and developers.
- **Regulatory moat**: Holds an e-money license and multiple security certifications (ISO 27001, PCI DSS), making it a trusted partner for banks and regulated institutions.
- **Multi-product flexibility**: Offers everything from out-of-the-box apps to white-label CaaS/BaaS, covering a wide range of customer needs in one platform.
- **Real-time data & insights**: Provides granular transaction monitoring, customizable reporting, and seamless integration with accounting and ERP systems.

## Strategic Focus
- Expand geographically (already present across Europe and the US) and deepen partnerships with banks and fintechs through CaaS offerings.
- Continue enhancing the Pro API and automation capabilities to serve high-volume enterprise clients.
- Strengthen compliance and security infrastructure to maintain regulatory advantages.
- Grow headcount across engineering, sales, and data teams to support scaling.

## Why Work Here
- **Culture & values**: Emphasizes agility, kindness, openness, and having fun. Mission-driven team with a flat structure and collaborative environment. [getpliant.com](https://www.getpliant.com/en/careers)
- **Remote/hybrid policy**: Offers home office and remote work opportunities (many roles listed as *EU/UK remote*), plus flexible working hours. [getpliant.com](https://www.getpliant.com/en/careers)
- **Perks**: Learning & development budget, monthly lunch benefit, mobility perk, Bahncard, Wellhub membership, and regular team events.
- **Engineering culture**: 11 cross-functional teams, with visible investment in data, engineering, and product roles. Technology stack includes modern API-first development.
- **Glassdoor rating**: 4.6/5 (as of Nov 2024) – indicative of high employee satisfaction.

## Sources
1. [getpliant.com - Main site](https://www.getpliant.com/en)
2. [getpliant.com - About page](https://www.getpliant.com/en-us/about-pliant)
3. [getpliant.com - Careers page](https://www.getpliant.com/en/careers)
4. [linkedin.com - Pliant company page](https://www.linkedin.com/company/getpliant)
5. [getpliant.com - Careers (alternate)](https://www.getpliant.com/en-us/careers)

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