---
title: 'Principal Cloud Architect at Monet Service, Inc'
canonical: 'https://feeny.ai/job/principal-cloud-architect-monet-service-inc-plano-7skmdej3s2ed'
type: 'job'
last_seen: '2026-09-13'
---

# Principal Cloud Architect at Monet Service, Inc

- **Company:** Monet Service, Inc
- **Location:** Plano, TX
- **Posted:** 2026-07-09
- **Last confirmed live:** 2026-09-13
- **Apply:** https://job-boards.greenhouse.io/monetserviceinc/jobs/4312727009

## Job description

## About Monet Bank

Monet Bank is pioneering the future of banking and money movement — faster, more efficient, and built for the modern financial ecosystem.

At our core, we believe Monet Bank is an essential bridge to the next generation of banking and payments infrastructure. As a profitable, well-capitalized Texas state-chartered bank and FDIC-Insured — backed by the full faith and credit of the U.S. Government — Monet combines the strength and stability of traditional banking with forward-thinking financial technology innovation.

If you are motivated by building secure, intentional, and future-ready banking infrastructure, we invite you to explore opportunities with Monet Bank.

## About the Role

We're a small, fast-moving bank, and our cloud environment is core to everything we build. As a Senior Cloud Architect, you'll own our AWS environment end to end — designing it, running it, securing it, and setting the standards we grow into. This is a hands-on role with real autonomy and unusually direct impact: you won't be one architect among many, you'll be our cloud function. If you like the pace of a startup but want the substance of building resilient, compliant infrastructure for a regulated bank, this is that role.

## What You'll Own

- The design, operation, and security of Monet's entire AWS environment.
- The migration and modernization path for key workloads to the cloud.
- The automation, resilience, and cost standards the rest of the team builds against.

Core Responsibilities (Essential duties include, but are not limited to):

Architecture & delivery

- Design and operate scalable, secure, cost-effective AWS architectures across compute, storage, data, and networking.
- Lead cloud migration and modernization with minimal disruption to the business.

Automation & operations

- Drive Infrastructure-as-Code and CI/CD so provisioning is consistent, repeatable, and auditable.
- Own monitoring, capacity planning, disaster recovery, and cost optimization; design backup and multi-region failover strategies.
- Maintain clear architecture documentation and data-flow diagrams for operations and audit.

Security & compliance

- Define and enforce cloud security standards (network design, encryption, and identity & access management) aligned to banking regulations.
- Partner with Security and Risk to keep the architecture compliant by design.

Collaboration

- Work directly across a small, cross-functional team, and help establish engineering standards as the team grows.
- Evaluate emerging technologies and manage key cloud vendor relationships.

AI Platform Administration

As a secondary responsibility, administer Monet's AI platforms (Claude / ChatGPT): user provisioning and access controls, SSO/identity integration, and usage guidelines and security guardrails for responsible, compliant AI use in a regulated environment. This is a smaller, well-scoped part of the role alongside your core cloud work.

Required Qualifications:

- 8-10 years in IT (at least 5 years in cloud architecture or infrastructure roles) with strong, hands-on cloud experience, including demonstrated AWS delivery.
- Deep AWS expertise across compute, storage, networking, and databases.
- Hands-on with Infrastructure-as-Code and CI/CD.
- Strong cloud network and security design: VPC, encryption, and identity and access management.
- Comfortable operating with autonomy in a small, fast-paced environment and wearing multiple hats.
- Bachelor's degree in a related field is required.

Preferred Qualifications:

- AWS certification (Solutions Architect – Professional).
- Edge security/CDN and observability tooling.
- Experience administering or governing enterprise AI platforms (e.g., OpenAI/ChatGPT).
- Financial services or other regulated-industry experience.

Benefits options include:

- Medical, dental and vision coverage
- 401K with company match
- 10 paid holidays
- Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis
- Applicant may be eligible for annual discretionary bonus

No relocation assistance provided.

If you are looking to be a part of a winning team and meet the above requirements, we look forward to hearing from you.

Monet Bank and their affiliates are Equal Opportunity Employers. Monet Bank and their affiliates do not discriminate against any candidate or employee on the basis of race, national origin, color, genetics, sex, marital status, sexual orientation, gender identity, age, disability, pregnancy, religion or religious affiliation, veteran or service member status, or any other characteristic protected by federal, state or local laws.

All applicants have rights under federal employment laws. To view your rights and government notices on the Family Medical Leave Act (FMLA), the Equal Employment Opportunity (EEO) and the Employee Polygraph Projection Act (EPPA), please see the following Department of Labor links: FMLA EEO EPPA

Notice to California Residents: Monet Bank and their affiliates may collect personal information about you as part of the job application or employment process. Please see the California Privacy Rights Act Policies at CPRA Policy, CPRA Policy | CLMG Corp, CPRA | CSG Investments CPRA Policy | for details.

## About Monet Service, Inc

## Company Overview
- **One-liner**: Monet Bank (Monet Service, Inc.) is a Texas-based community bank owned by billionaire Andy Beal that is repositioning itself as a digital‑asset infrastructure bank.
- **Entity Type**: Private (Subsidiary of Beal Financial Corporation)
- **Headquarters**: Texas, USA [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)
- **Founded**: 1988 (originally Beal Savings Banc) [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)
- **Founders**: Andrew “Andy” Beal [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)

## Core Business
- **Primary industry**: Financial Services – Community Banking / Digital Assets
- **Target customers**: B2C (individuals seeking digital banking) and B2B (enterprises needing digital‑asset infrastructure)
- **Mission statement**: “Modern Money, Made Simple” – with a renewed focus on becoming “the premier digital asset financial institution” [monet.bank](https://www.monet.bank/) | [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)

## Products & Services
- **Digital Banking Platform**: Full‑service online banking including checking, savings, money market accounts, and certificates of deposit (CDs). Features mobile deposit, fund transfers, and real‑time insights. [monet.bank](https://www.monet.bank/)
- **Digital Asset Infrastructure**: Monet Bank is pivoting to provide custody, stablecoin issuance, and other digital‑asset services for institutional clients, leveraging the GENIUS Act regulatory framework. [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)

## Market Standing
- **Valuation/Market Cap**: Not disclosed (privately held)
- **Key Metric**: $5.57 billion in assets and approximately $1.2 billion in capital as of June 2025 (state banking records). [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)
- **Notable Investors/Partners**: Wholly owned by Beal Financial Corporation (and its billionaire owner Andy Beal). No external investors disclosed.
- **Growth Signals**: Rebranded twice in 2025 (XD Bank then Monet Bank) to signal a clear digital‑asset strategy. Headcount grew 7.1% monthly in the past month (21 employees as of mid‑2026). [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets) | [linkedin.com](https://www.linkedin.com/company/monetbank)

## Competitive Advantages
- **Backed by a billionaire**: Andy Beal’s deep pockets provide capital stability and long‑term strategic freedom.
- **First‑mover among community banks**: One of the earliest traditional banks to formally embrace digital assets, positioning itself ahead of expected regulatory clarity.
- **Strong capital base**: $1.2 billion in capital against $5.57 billion in assets offers a robust buffer.

## Strategic Focus
- **Digital‑asset infrastructure**: Monet Bank aims to become the go‑to “infrastructure bank” for stablecoins, crypto custody, and related services, particularly in crypto‑friendly Texas.
- **Regulatory alignment**: Actively preparing to offer stablecoin services under the GENIUS Act, with the FDIC and OCC creating clearer rules for digital assets. [americanbanker.com](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)
- **Talent expansion**: Currently hiring for operational, accounting, and HR roles, suggesting a scaling phase. [greenhouse.io](http://job-boards.greenhouse.io/monetserviceinc)

## Why Work Here
- **Small, agile team**: With only 21 employees, new hires can have outsized impact and work directly with senior leadership. [linkedin.com](https://www.linkedin.com/company/monetbank)
- **Culture of ownership and collaboration**: The company emphasizes “everyone leads,” open communication, and shared responsibility. [monet.bank](https://www.monet.bank/about)
- **Cutting‑edge domain**: Opportunity to work at the intersection of traditional banking and digital assets, a rapidly evolving sector.
- **Equal Opportunity Employer**: Committed to diversity, including disability/veterans. [linkedin.com](https://www.linkedin.com/company/monetbank)
- **Work policy**: Not explicitly disclosed; given the small team and role types (e.g., Personal Banker), likely office‑based in Texas.

## Sources
1. [Greenhouse Job Board – Monet Service, Inc](http://job-boards.greenhouse.io/monetserviceinc)
2. [Monet Bank Official Website](https://www.monet.bank/)
3. [Monet Bank About Page](https://www.monet.bank/about)
4. [Monet Bank LinkedIn Profile](https://www.linkedin.com/company/monetbank)
5. [American Banker – Beal-owned Monet Bank pivots towards digital assets](https://www.americanbanker.com/news/beal-owned-monet-bank-pivots-towards-digital-assets)

## Other roles at Monet Service, Inc

- [Retail Banking Specialist - San Diego, CA Branch](https://feeny.ai/job/retail-banking-specialist-san-diego-ca-branch-monet-service-inc-san-diego-v06h4cy26qeg) — San Diego, CA
- [Principal Cloud Architect](https://feeny.ai/job/principal-cloud-architect-skylo-technologies-bengaluru-55r5bd6t274q) — Bengaluru, India
- [Principal Cloud Architect](https://feeny.ai/job/principal-cloud-architect-zoominfo-technologies-llc-united-states-tqw2qqstpgn9) — United States
- [Principal Cloud Architect](https://feeny.ai/job/principal-cloud-architect-caylent-argentina-agfybq6xyw6r) — Argentina
- [Principal Cloud Architect](https://feeny.ai/job/principal-cloud-architect-caylent-brazil-cdabvszqgk63) — Brazil
- [Principal Cloud Architect](https://feeny.ai/job/principal-cloud-architect-caylent-mexico-gxq36ztj2djk) — Mexico
- [Principal Cloud Architect](https://feeny.ai/job/principal-cloud-architect-caylent-united-states-j5av5r8kkw7n) — United States