---
title: 'Principal Designer at Zip Co Limited'
canonical: 'https://feeny.ai/job/principal-designer-zip-co-limited-sydney-ckgwhtm2s07j'
type: 'job'
last_seen: '2026-09-06'
---

# Principal Designer at Zip Co Limited

- **Company:** Zip Co Limited
- **Location:** Sydney, Australia
- **Posted:** 2026-07-29
- **Last confirmed live:** 2026-09-06
- **Apply:** https://job-boards.greenhouse.io/zipcolimited/jobs/4694951006

## Job description

- Shape the future of customer experiences at Zip by leading the design of products used by millions of customers.
- Bring exceptional product design craft, systems thinking and strategic influence to solve complex problems and raise the bar for design excellence across Zip.
- Hybrid working from our Sydney office.

Write your story with a career at Zip

Join Zip's Product Design team, where we create intuitive, beautifully crafted experiences that make managing money simpler for millions of customers. Working alongside Product, Engineering and Commercial teams, we combine deep customer insight with outstanding design craft to build products that are trusted, accessible and effortless to use.

As Principal Designer, you'll provide design leadership across multiple product domains as a senior individual contributor. Working across multiple squads, you'll influence product strategy, shape design direction and solve some of our most complex customer challenges while mentoring designers through craft leadership and helping evolve Zip's design practice without formal people management responsibilities.

At Zip, we're investing in Agentic Commerce by embedding AI into how we build, operate and evolve our products. You'll help shape how Agentic Commerce, AI enabled experiences and emerging technologies are thoughtfully applied and rapidly prototyped to create intelligent, trusted and human centred customer experiences.

## What you'll own

- Lead end to end design across complex initiatives spanning multiple product domains, from discovery through to delivery.
- Create high fidelity visual designs, complex interaction models and rapid prototypes that bring ideas to life and accelerate product delivery.
- Influence product strategy by translating customer research, experimentation and insights into elegant, intuitive experiences that solve meaningful customer problems.
- Partner closely with Product and Engineering leaders to balance customer needs, business priorities and technical feasibility, delivering exceptional customer outcomes.
- Champion design excellence by evolving Zip's design systems, accessibility standards, experience principles and visual quality across the organisation.
- Lead through a player coach mindset by pairing with designers, facilitating craft reviews, mentoring peers and raising the quality of design through hands on leadership.
- Influence stakeholders through compelling storytelling, customer insight and strategic thinking to build alignment across disciplines.
- Explore and apply AI enabled experiences, intelligent automation and emerging interaction patterns where they create meaningful customer value.
- Contribute to the ongoing evolution of Zip's design culture, ensuring quality, consistency and innovation across every customer touchpoint.

## What you'll bring to the team

Zipsters work on a broad range of initiatives, and our skills and experiences all look a little different. What really matters to us is that you're a great fit with our four Values, and have a desire to learn and grow.

So whether you meet some or all of the desirable attributes below, we'd still love to hear from you.

- Significant experience leading complex design initiatives for customer facing digital products within fintech, payments, technology or other high scale, customer centred organisations.
- Deep expertise across product, interaction and visual design, including scalable design systems, accessibility, motion design and exceptional visual craft, with a portfolio that demonstrates elegant solutions to complex customer problems.
- A player coach mindset with a passion for shaping product strategy while remaining hands on in the tools, mentoring designers and raising design standards through leading by example.
- Exceptional stakeholder management, communication and storytelling skills, with the ability to influence Product, Engineering and business leaders across multiple disciplines.
- Curiosity and hands on experience exploring AI enabled experiences, intelligent automation and emerging interaction models, with an adaptable mindset that embraces new tools and continuous learning.
- Strong systems thinking with the ability to simplify complexity into intuitive, human centred customer experiences.
- A mindset that embraces AI and new tools to adapt, learn and grow.
- An aptitude for identifying and managing risks. Whether you are a People Manager or an Individual Contributor, we are all leaders at Zip, therefore effective risk management is important to how we run our business and part of all our roles.

## What you’ll get in return

As we write this next exciting chapter in our story, we will continue to move at pace and embrace change. For you, this might mean opportunities to learn new skills with hands-on experience, broader responsibilities, or the buzz of seeing your work impact customers faster.

Zip is a place where you’ll get out exactly what you put in. When you join the team, we'll do our best to make sure you can be yourself and surround yourself with smart, friendly colleagues and leaders who have your back, so that you can make the big things happen.

Zipsters tell us these are just some of the best things about working here. You’ll also receive:

- 25 days paid leave annually, including birthday leave and quarterly wellbeing days
- 16 weeks paid parental leave for primary carers, and 4 weeks for supporting carers
- Family support policies including miscarriage bereavement leave and domestic violence leave
- Mental health and wellness initiatives, including $299 annual wellbeing allowance, free access for you and family members to our EAP service Sonder, discounted private health insurance, and great rates on fitness sessions through ClassPass
- 2 days paid volunteering leave per year
- Access to the Flare Benefits Hub and Novated Leasing for savings across lifestyle, essentials and wellbeing
- Fee-free Zip products, and discounts with Zip merchant partners (AU)
- Team social events, epic offices, free breakfast daily, and weekly free lunches (Sydney and Melbourne)

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique.

Equally, we’re committed to ensuring our recruitment processes are accessible and inclusive. Please let us know If there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally…get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together.

Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

## About Zip Co Limited

## Company Overview
- **One-liner**: Zip Co Limited is a digital financial services company that provides point-of-sale credit and digital payment solutions, connecting millions of consumers with tens of thousands of merchants across Australia, New Zealand, and the United States.
- **Entity Type**: Public (ASX: ZIP), listed in 2015
- **Headquarters**: Sydney, Australia
- **Founded**: 2013
- **Founders**: Not publicly listed on the company’s official site (founded in Australia)

## Core Business
- **Primary industry**: Digital financial services / Buy Now, Pay Later (BNPL) / Point-of-sale lending
- **Target customers**: B2B (merchants) and B2C (consumers); serves both enterprise and SMB merchants
- **Mission / purpose**: “Unlock financial potential, together” – providing fair, flexible, and transparent payment options that help customers take control of their financial future and merchants grow their businesses.

## Products & Services
- **Zip Pay / Zip Money (ANZ)**: Consumer credit products allowing installment payments at checkout (SaaS / financial service)
- **Quadpay (US)**: Similar point-of-sale installment payment service for US consumers and merchants
- **Global payment platform**: Connects 6.3 million active customers with 85.5 thousand merchants across two core markets; also offers a product overview presentation and a Stripe US partnership [zip.co](https://zip.co/investors)

## Market Standing
- **Market Cap**: ~$3.6 billion AUD (as of early July 2025) [linkedin.com](https://www.linkedin.com/company/zip-co-limited/life)
- **Key Metric (Public)**: FY25 Total Income of $1,081.1 million; Transaction Volume (TTV) of $13.1 billion; Cash EBTDA of $170.3 million (up 147.0% YoY); Operating Margin of 15.8%; Net bad debts as a percentage of TTV at 3.9% [zip.co](https://zip.co/investors)
- **Notable Investors / Partners**: Listed on ASX; strategic partner includes Stripe (US partnership); no specific lead investors cited for private rounds as it is public
- **Growth Signals**: Strong operating leverage (margin improving to 15.8%), 30.3% TTV growth, focus on AI and agentic commerce; headcount of 763 (down 4.1% YoY, indicating efficiency focus) [linkedin.com](https://www.linkedin.com/company/zip-co-limited/life) [zip.co](https://zip.co/investors)

## Competitive Advantages
- **Global BNPL platform** with a sizable, loyal customer base (6.3M active) and merchant network (85.5K)
- **Brand recognition** in two core markets (ANZ and US) with a localised product suite
- **Technology partnerships** (e.g., Stripe) that extend reach and reduce integration friction
- **Focus on responsible lending** and transparent pricing, differentiating from less regulated competitors

## Strategic Focus
- Deepening AI capabilities: actively hiring for Principal Engineer, Generative & Agentic AI and Group Product Manager, AI (Products) [zip.co](https://zip.co/careers/roles)
- Driving profitability: operating margin turned positive (15.8%) and Cash EBTDA surged 147% in FY25
- Expanding merchant and customer base through partnerships and product innovation (e.g., agentic commerce)
- Efficiency improvements, as reflected in a leaner headcount while revenue grows

## Why Work Here
- **Culture**: Values-led – Customer First, Own It, Stronger Together, Change the Game. Emphasis on connection, mentorship, and career growth.
- **Work model**: ANZ follows a hybrid model (in-office + remote); US team is mostly remote; work-from-anywhere policy (up to 4 weeks/year globally) [zip.co](https://zip.co/careers)
- **Benefits** (vary by location): Up to 16 weeks paid primary caregiver leave, short-term incentive (STI) awards, wellbeing allowance, quarterly wellbeing days, 25 days annual leave (ANZ) / unlimited PTO (US), professional development leave, fee-free Zip products, and mental health support via Sonder, Talkspace, etc. [zip.co](https://zip.co/careers)
- **Diversity**: Gender equality targets – 40% women, 40% men, 20% any gender across the workforce
- **Hiring process**: Four-phase process (talent screen, functional interview, leadership & values interview, take-home challenge) typically completed in 2–4 weeks [zip.co](https://zip.co/careers)

## Sources
1. [zip.co](https://zip.co/about-us)
2. [zip.co](https://zip.co/careers)
3. [zip.co](https://zip.co/investors)
4. [linkedin.com](https://www.linkedin.com/company/zip-co-limited/life)
5. [zip.co](https://zip.co/careers/roles)

## Other roles at Zip Co Limited

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- [Sr. Partner, Credit, Model & Fraud Risk Oversight](https://feeny.ai/job/sr-partner-credit-model-fraud-risk-oversight-zip-co-limited-united-states-66ntszwe38a0) — United States
- [Senior Data Analyst, Credit Risk](https://feeny.ai/job/senior-data-analyst-credit-risk-zip-co-limited-melbourne-b59rd49p8bt8) — Melbourne, Australia / Sydney, Australia
- [Senior GTM Systems Manager](https://feeny.ai/job/senior-gtm-systems-manager-zip-co-limited-united-states-r8wvt5n6ewgn) — United States
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- [Senior Product Manager, Agentic Commerce](https://feeny.ai/job/senior-product-manager-agentic-commerce-zip-co-limited-melbourne-hra93bbgqr2z) — Melbourne, Australia / Sydney, Australia
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