---
title: 'Principal Mobile Engineer (POS Terminal) at Moniepoint'
canonical: 'https://feeny.ai/job/principal-mobile-engineer-pos-terminal-moniepoint-poland-nggff75gb5a8'
type: 'job'
last_seen: '2026-10-17'
---

# Principal Mobile Engineer (POS Terminal) at Moniepoint

- **Company:** Moniepoint
- **Location:** Poland
- **Work type:** remote
- **Posted:** 2026-10-16
- **Last confirmed live:** 2026-10-17
- **Apply:** https://job-boards.eu.greenhouse.io/moniepoint/jobs/5009087101

## Job description

## Who we are

Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month.

As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually.

## About the role

As a Principal Mobile Engineer (POS-Terminal) at Moniepoint, you will be responsible for designing and leading the architecture of our POS terminal solutions across multiple platforms. You will ensure the scalability, security, performance, and reliability of our POS systems and related applications, including mobile apps for repair scheduling and maintenance. While the majority of our terminals are currently based on Android Native, your expertise in cross-platform solutions (e.g., Flutter, C, JavaScript) will be crucial as we expand and diversify our portfolio.You’ll play a critical role in shaping the direction of our POS-related products, collaborating with cross-functional teams, and ensuring the technical vision aligns with the company’s broader strategic goals.

Curious about what makes Moniepoint an incredible place to work? [Check out posts on how we cultivate a culture of innovation, teamwork, and growth.](https://moniepoint.com/blog)

What you will do:

- Lead the design and architecture of POS terminal solutions, ensuring security, scalability, performance, and integration with various hardware and payment systems.
- Develop and maintain architectural documents and diagrams for POS terminal systems, ensuring all platforms are well documented and up to date.
- Make architectural decisions on POS terminal software, integrating various payment technologies, EMV standards, and ensuring hardware compatibility.
- Lead the development of POS-related applications
- Optimize system performance and security, particularly around payment processing and EMV protocols.
- Participate in planning sessions with product and engineering teams to ensure solutions meet market needs and business goals.
- Conduct code reviews and ensure best practices for mobile and embedded systems development, especially for Android Native development.
- Define and enforce software engineering best practices across the POS and related teams to improve efficiency and developer productivity.
- Ensure the stability and reliability of POS terminal products and applications, monitoring system performance and troubleshooting as necessary.
- Provide technical mentorship to engineering teams, helping them grow their skills and contribute to the broader technical vision.
- Participate in the hiring process, screening engineers with expertise in POS systems, mobile, and embedded development.

To succeed in this role, we think you should have:

- At least 8 years of experience in system design, architecture, and development, specifically in the POS terminal domain.
- Strong expertise in Android Native development (Java/Kotlin), with a deep understanding of Android-based POS terminal solutions.
- Experience in cross-platform mobile development, such as Flutter, and familiarity with other POS application platforms (e.g., C, JavaScript) is a plus.
- Strong knowledge of EMV (Europay, Mastercard, and Visa) security protocols, including chip-based transactions, encryption, and key management.
- Experience with hardware integration for POS devices, such as card readers, pin pads, printers, and other peripherals.
- Deep understanding of payment systems architecture, including integration with payment processors and gateways.
- Knowledge of software quality assurance principles and their application in financial systems.
- Excellent problem-solving skills with an ability to manage complex system interactions and adapt to changing requirements.
- Strong communication skills, capable of presenting complex technical concepts clearly to both technical and non-technical stakeholders.
- Leadership abilities with a focus on mentoring engineers and driving process improvements within the team.

## What we can offer you

- Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
- Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
- Compensation - You’ll receive an attractive salary, pension, health insurance,annual bonus, plus other benefits.

What to expect in the hiring process

- A preliminary phone call with one of our recruiters
- A Takehome Hackerrank test.
- A Technical interview session with our Engineering Team
- A Technical and Behavioural Interview with our Head of Mobile Engineering
- A Behavioral and Technical interview with a member of the Executive team.

Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

## About Moniepoint

## Company Overview
- **One-liner**: Moniepoint provides an all-in-one payments, banking, credit, and business management platform for businesses and their customers in emerging markets, primarily Nigeria and Africa.
- **Entity Type**: Private (backed by major global venture capital funds)
- **Headquarters**: London, UK (with offices in Lagos, Nairobi, and the US)
- **Founded**: 2015
- **Founders**: Not publicly listed on the main site; the company is the parent of TeamApt Ltd and Moniepoint MFB

## Core Business
- **Primary industry/industries**: Fintech, Financial Services, Payments, Banking, Credit
- **Target customers**: B2B (primarily Micro, Small, and Medium Enterprises (MSMEs) and their employees and customers), B2C (individuals)
- **Mission or purpose statement**: "Financial happiness for every African, everywhere"

## Products & Services
- **Payments**: Digital payment acceptance infrastructure and distribution networks that democratise payment acceptance, including POS terminals. Moniepoint is Nigeria’s largest offline merchant acquirer, powering most of the country's POS transactions.
- **Credit**: Loans to business owners based on transaction history (not collateral) to help finance inventory and expand businesses.
- **Banking**: Business and personal banking solutions enabling instant transactions, bill payments, and financial management.
- **Business Management**: Operational tools like expense cards, accounting, and book-keeping solutions for businesses.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company)
- **Key Metric**: Total Funding - The company has raised significant capital from top-tier investors. It processes over $17 billion in Total Payment Volume (TPV) monthly and supports over 10 million customers (business and individual accounts) and 4 million active merchants.
- **Notable Investors/Partners**: QED, British International Investment (BII), FMO, LeapFrog Investments, and other leading global venture capital funds.
- **Growth Signals**: Named "Africa's fastest growing financial institution" (2023-2025). Processes $12-17 billion monthly through digital payment channels. Serves 60 million unique cards on its POS terminals each quarter. Has a network of 40,000 field agents.

## Competitive Advantages
- **Integrated "Operating System"**: Moniepoint has built a fully integrated, end-to-end platform tailored specifically to Nigeria’s informal and cash-reliant economy. This is a massive moat.
- **Hybrid Model**: A unique combination of advanced technology, a nationwide agent network (40,000 field agents), and widespread POS terminal deployment that enables financial access even in rural areas.
- **Data-Driven Credit**: Offers loans based on transaction history rather than collateral, unlocking credit for the underserved. Roughly a third of its MSME customers are receiving loans for the first time.
- **Market Dominance**: As Nigeria's largest merchant acquirer, it has a deep, defensible network effect.

## Strategic Focus
- **Deepening Financial Inclusion**: Continuing to expand access to payments, credit, and banking for underbanked populations and MSMEs across Africa.
- **Scaling the Platform**: Growing the number of merchants, agents, and individual customers on its all-in-one platform.
- **Product Expansion**: Adding more business management and operational tools to become the "operating system" for African businesses.

## Why Work Here
- **Culture**: Described as a "dream team" culture with values of **Technical Depth, Empathy, Integrity, Grit, No Ego, and Candour**. The company emphasizes a flat organizational structure where "every voice matters" and "everyone is an extension of our team."
- **Work Model**: Moniepoint Inc. is a fully remote tech company with a diverse workforce worldwide. (Note: Some roles may be location-specific, e.g., Lagos or Nairobi).
- **Perks & Benefits**: Competitive salary, health insurance, pension, paid leave days, mental health & crisis support, team building activities, and "Dope Merch!" The work is described as a "portfolio of projects that matter."
- **Interview Process**: A multi-stage process including a Preliminary Phone Screen, a Technical Assessment/Case Study, a Panel Interview, and an Executive/Final Interview.

## Sources
1. [Moniepoint.com](https://www.moniepoint.com/)
2. [Moniepoint Careers Page](https://job-boards.eu.greenhouse.io/moniepoint)
3. [Moniepoint Culture Page](https://www.moniepoint.com/culture)
4. [LeapFrog Investments - Moniepoint](https://leapfroginvest.com/company/moniepoint/)

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