---
title: 'Principal Product Designer at Figure Lending'
canonical: 'https://feeny.ai/job/principal-product-designer-figure-lending-remote-062cjbdyz2mv'
type: 'job'
last_seen: '2026-10-21'
---

# Principal Product Designer at Figure Lending

- **Company:** Figure Lending
- **Location:** Remote
- **Work type:** remote
- **Posted:** 2026-10-07
- **Last confirmed live:** 2026-10-21
- **Apply:** https://job-boards.greenhouse.io/figure/jobs/8841922002

## Job description

## About Figure

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.

Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.

We’re proud to be recognized as one of [Forbes’ Top 50 Fintech Companies](https://www.forbes.com/lists/fintech50/) and [CNBC’s World’s Top Fintech Companies](https://www.cnbc.com/worlds-top-fintech-companies-2026/).

## About the Role

Figure is looking for a Principal Product Designer to help shape the future of our financial products, with a primary focus on Figure Markets and opportunities to work across our broader lending ecosystem.

This is a senior individual contributor role for a designer who thrives in complex, ambiguous problem spaces. You will work on products that span investing, lending, borrowing, digital assets, capital markets, and emerging financial infrastructure, often in areas where the product model itself is still being defined.

You will partner closely with Product, Engineering, and business leaders to turn complicated financial concepts, technical constraints, regulatory requirements, and evolving customer needs into experiences that feel clear, intuitive, and trustworthy.

We are looking for someone who can move fluidly between big-picture product thinking and detailed execution. You should be comfortable challenging assumptions, identifying gaps in requirements, working through downstream logic and edge cases, and helping a team determine not just how a feature should work, but what the right product experience should be. At the Principal level, your impact should extend beyond the projects directly assigned to you. You will help establish patterns, improve how teams approach difficult design problems, mentor other designers, and raise the quality of product design across Figure.

## What You’ll Do

- Lead product design for complex initiatives across Figure Markets, while contributing to shared problems and experiences across Figure Lending and other products.
- Take ambiguous or incomplete product requirements and turn them into coherent end-to-end experiences, identifying missing logic, dependencies, edge cases, and opportunities along the way.
- Develop a deep understanding of financial concepts, customer workflows, business models, and technical constraints in order to simplify inherently complicated products.
- Partner closely with Product and Engineering from early problem definition through implementation, helping shape requirements rather than simply designing against them.
- Explore multiple approaches to difficult problems, communicate tradeoffs clearly, and help teams make informed product decisions.
- Design sophisticated workflows, data-dense interfaces, account and transaction experiences, permissions, states, and other interaction models common to financial products.
- Think beyond the primary happy path. Anticipate error states, lifecycle changes, permissions, regulatory constraints, system behavior, and downstream consequences of design decisions.
- Create prototypes and high-fidelity designs that make complex product ideas tangible and help teams align quickly.
- Work within and contribute to Figure’s evolving design system, identifying opportunities to establish reusable patterns without forcing unique product problems into generic solutions.
- Partner closely with Engineering during implementation to preserve intent, resolve unexpected constraints, and maintain a high bar for product quality.
- Use research, customer feedback, product data, domain expertise, and cross-functional input to inform design decisions.
- Present work clearly to partners and senior leadership, explaining not only what you designed but how you arrived at the solution.
- Provide thoughtful critique and mentorship to other designers, helping raise the quality of both the work and the thinking behind it.
- Identify patterns and opportunities that span individual products, helping Figure create more coherent experiences across Markets, Lending, and future product areas.

## What We Look For

- 8+ years of product design experience, including significant experience owning complex products or major product areas.
- A portfolio demonstrating strong product thinking, interaction design, and visual craft across real, shipped experiences.
- A track record of solving complicated problems where requirements, customer needs, or the underlying product model were not fully defined at the outset.
- Strong systems thinking and an ability to understand how decisions in one part of a product affect workflows, states, users, and systems elsewhere.
- Excellent interaction design skills, particularly for sophisticated workflows, data-heavy products, and multi-step experiences.
- Strong visual design fundamentals and a high bar for typography, hierarchy, layout, information density, interaction detail, and overall product polish.
- The ability to independently drive work from early problem framing through detailed design and implementation.
- Comfort working closely with engineers and understanding enough about technical systems to make pragmatic design decisions.
- Strong communication and storytelling skills, including the ability to explain complicated concepts and design rationale to both technical and non-technical audiences.
- Experience influencing Product and Engineering partners and constructively challenging requirements when a better customer or product outcome is possible.
- A collaborative mindset and the ability to give and receive direct, thoughtful critique.
- A customer-first approach that prioritizes clarity, trust, and usability over novelty or personal aesthetic preference.
- Adhere to all company security policies and data handling procedures.
- Complete mandatory security awareness training within required timeframes.
- Promptly report any suspected security incidents or suspicious activity to the Security team.

## Nice to Have

- Experience designing fintech, trading, investing, lending, crypto, capital markets, payments, or other financial products.
- Experience working in regulated industries where compliance, permissions, disclosures, and operational constraints meaningfully affect the product experience.
- Familiarity with institutional or professional financial workflows in addition to consumer products.
- Experience with products involving complex account structures, transaction lifecycles, roles and permissions, or financial data.
- Experience contributing to design systems and establishing reusable product patterns across teams.
- Familiarity with front-end technologies and modern product development workflows.
- Experience using prototyping and emerging AI tools to explore ideas, accelerate iteration, or improve the design and development process.

## How You'll Make an Impact

Success in this role is not measured by the number of screens you produce. It is measured by your ability to bring clarity to difficult problems, improve the decisions a team makes, and create products that make sophisticated financial capabilities understandable and usable. You will help Figure build products that can support increasing complexity without feeling increasingly complicated, while raising the standard for product thinking and execution across the organization.

Salary

- Base Compensation Range: $158,400 - $237,600/yr
- 25% annual bonus target, paid quarterly
- Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

## Benefits

- Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
- Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
- Employer-paid life and disability insurance
- 11 observed holidays and PTO plan
- Up to 12 weeks of paid family leave
- Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our [California Employee](https://www.figure.com/ca-employee-privacy-notice/) and [General Workforce Privacy Notice](https://www.figure.com/workforce-privacy-notice/) for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

#LI-RF1 #LI-Remote

## About Figure Lending

## Company Overview
- **One-liner**: Figure is a financial technology company leveraging blockchain and AI to originate and securitize home equity lines of credit and other consumer loan products.
- **Entity Type**: Public (NASDAQ: FIGR)
- **Headquarters**: New York City, New York, United States
- **Founded**: 2018
- **Founders**: Mike Cagney (Co-Founder, Executive Chairman), June Ou (Co-Founder, Advisor, Board Member)

## Core Business
- **Primary industry**: Financial Services – Consumer Lending / Fintech
- **Target customers**: B2C (homeowners seeking HELOCs, cash-out refinance, crypto-backed loans) and B2B (350+ partner banks, credit unions, fintechs, home improvement companies)
- **Mission / Purpose**: “Building the future of capital markets at the intersection of blockchain and AI” – reducing costs and increasing efficiency in the private credit marketplace.

## Products & Services
- **Figure HELOC**: Home equity line of credit – approval in under 5 minutes, funding in as few as 5 days. Rates as low as 6.75% APR. Borrow up to $750,000. [figure.com](https://www.figure.com/)
- **Crypto-Backed Loan**: Borrow against BTC, ETH, or SOL with interest-only payments for a 12-month term. [figure.com](https://www.figure.com/)
- **DSCR Refinance**: Debt Service Coverage Ratio refinance for real estate investors using rental income (not personal income) for qualification. [figure.com](https://www.figure.com/)
- **Cash-Out Refinance**: Consolidate debt or access equity with a single monthly payment. [figure.com](https://www.figure.com/)
- **Democratized Prime**: Lend cash or crypto for up to 9% yield, or borrow with a Flex Rate Loan. [figure.com](https://www.figure.com/)
- **YLDS Stablecoin**: SEC-approved interest-bearing stablecoin issued by Figure. [figure.com](https://www.figure.com/about/)

## Market Standing
- **Valuation / Market Cap**: Not disclosed (public company; market cap not provided in search results)
- **Key Metrics**:
  - **Annual Revenue**: $506.9M (LinkedIn estimate) [linkedin.com](https://www.linkedin.com/company/figuretechnologies)
  - **Total Funding**: $2.6B across 16 rounds [linkedin.com](https://www.linkedin.com/company/figuretechnologies)
  - **Headcount**: 469 employees (+35.3% YoY) [linkedin.com](https://www.linkedin.com/company/figuretechnologies)
  - **Scale**: $25B+ equity unlocked, 253K+ households served [figure.com](https://www.figure.com/)
  - **Market Position**: #1 non-bank HELOC lender in the U.S.; 40% of HELOC volume transacted on Figure Connect; 75% market share in real-world asset tokenization [figure.com](https://www.figure.com/about/)
- **Notable Investors / Partners**: Goldman Sachs, J.P. Morgan, Barclays, Jefferies (HELOC securitization ratings); Janus Henderson (first sale of crypto-backed loan pool); partnerships with OpenAI GPT, Google Gemini [figure.com](https://www.figure.com/about/)
- **Growth Signals**: Acquired HomeBridge Financial Services (2021); first SEC-approved interest-bearing stablecoin; AAA-rated HELOC securitizations; processing costs slashed 20x in 2025 alone.

## Competitive Advantages
- **Blockchain-native platform** that removes intermediaries, enabling faster approvals and lower costs.
- **AI-enhanced lending** (powered by OpenAI GPT, Google Gemini) for near-instant underwriting.
- **Vertically integrated capital markets platform** – origination, custody, trading, and securitization of whole loans.
- **First-mover status**: First SEC-approved interest-bearing stablecoin, first non-bank to achieve AAA-rated HELOC securitizations.
- **Broad partner network**: 350+ B2B partners embedding Figure’s technology.

## Strategic Focus
- **Expand the capital markets platform** to cover consumer assets beyond home equity (e.g., crypto-backed loans, DSCR refinance).
- **Scale stablecoin (YLDS)** for institutional and retail use.
- **Continue AI and blockchain integration** to further reduce costs and improve speed.
- **Grow loan origination volume** through partner channels and direct-to-consumer digital experience.

## Why Work Here
- **Culture & Values**: “Good people, shared values, & a supportive environment” – emphasis on inclusion, innovation, customer success, and integrity. [figure.com](https://www.figure.com/careers/)
- **Work Model**: Hybrid / remote flexibility – offices in San Francisco, CA; New York, NY; Reno, NV; St. Louis, MO; Charlotte, NC. Many roles listed as “Remote” (e.g., Director, Crypto Protocols; Product Counsel, Crypto). [greenhouse.io](https://job-boards.greenhouse.io/figure/jobs/8451115002)
- **Growth Trajectory**: Rapid headcount growth (+35% YoY) and public-company status signal strong scaling phase.
- **Engineering & Innovation**: Opportunity to work at the intersection of blockchain, AI, and consumer finance; teams building protocols, stablecoins, and AI-driven lending.
- **Diversity & Inclusion**: Equal Opportunity Employer committed to mutual respect. [figure.com](https://www.figure.com/careers/)
- **Perks & Recognition**: Named to Fast Company’s Most Innovative Companies (2024, 2025); Investopedia Best HELOC 2025; Money.com 2025.

## Sources
1. [figure.com/about](https://www.figure.com/about/) – Company overview, metrics, leadership, awards
2. [figure.com](https://www.figure.com/) – Product descriptions, rates, blockchain/AI positioning
3. [figure.com/careers](https://www.figure.com/careers/) – Culture, values, office locations, EEO statement
4. [linkedin.com/company/figuretechnologies](https://www.linkedin.com/company/figuretechnologies) – Headcount, revenue, funding, stock symbol, open positions
5. [job-boards.greenhouse.io/figure](https://job-boards.greenhouse.io/figure/jobs/8451115002) – Current job listings, remote/hybrid indicators

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