--- title: 'Principal - Regulatory Compliance & Deputy MLRO - Singapore at Nium' canonical: 'https://feeny.ai/job/principal-regulatory-compliance-deputy-mlro-singapore-nium-singapore-zpp2txhkqdxn' type: 'job' last_seen: '2026-10-15' --- # Principal - Regulatory Compliance & Deputy MLRO - Singapore at Nium - **Company:** Nium - **Location:** Singapore - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-10-13 - **Last confirmed live:** 2026-10-15 - **Apply:** https://jobs.lever.co/nium/c4f3edd4-eaed-4b4f-ae85-80b5a94b3615 ## Job description Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere. Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey. In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet. It is an incredible time to join us, and we are only just getting started. Our payout network spans 190+ countries and 100 currencies, with 100 + corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally. This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list. In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company. ## About the Role As the Deputy MLRO for Singapore, you will be working as part of Nium’s global, dynamic compliance team. The Compliance team oversees regulatory compliance, client onboarding, transaction monitoring, and the detection and prevention of financial crime, including money laundering and terrorist financing. ## Key Responsibilities - Support the MLRO in overseeing and enhancing the company's AML/CFT program - Conduct risk assessments and maintain key regulatory documentation, including the Key Regulatory Obligations Register, Compliance policies, and AML/CFT frameworks. - Provide compliance and AML/CFT advisory support for new products, business models, and use cases. - Drive improvements and efficiencies across end-to-end compliance operations through automation, technology, and machine-learning-enabled solutions. - Ensure all Client Due Diligence requests and activities, including review of clients’ profile, risk rating, name screening, verification of documentations during the clients' lifecycle are resolved within agreed timeframes, and any issues or bottlenecks that arise are escalated in a timely manner. - Perform periodic, trigger-based, and ad hoc AML reviews, ensuring adverse news and elevated risk factors are appropriately identified and escalated. - Review and resolve transaction monitoring and name-screening alerts in a timely manner. - Prepare and submit Suspicious Transaction Reports (STRs) as required. - Ensure accurate and timely regulatory and AML/CFT reporting to the Monetary Authority of Singapore (MAS). - Prepare compliance reports for senior management and Compliance Committees. ## Requirements - Minimum 8 years’ experience in compliance roles within regulated environments. - Strong expertise across Compliance and AML/CFT domains, including KYC/KYB, sanctions, and financial crime. - Solid understanding of the Payments and Fintech industry. - Prior experience in payments or fintech strongly preferred. - ACAMS and/or ICA certification preferred. - Strong analytical and problem-solving skills, with the ability to design and implement scalable solutions. - Demonstrated accountability, sound judgment, and a proactive, positive approach. - Ability to identify inefficiencies, challenge the status quo, and drive sustainable process improvements. - Proven ability to prioritise effectively and meet deadlines in a fast-paced environment. - Excellent stakeholder management and communication skills. - Commitment to continuous learning and staying current with global regulatory developments. - Fluency in English. ## What we offer at Nium We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. We Care for Our Employees: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible working hybrid working environment (3 days per week in the office). We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more! We Thrive with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone. Beware of recruitment scams: Be cautious of individuals impersonating Nium via WhatsApp, social media, email or unofficial websites. Do not respond, share personal or financial information, or make any payments. Nium will never ask candidates to transfer money or cryptocurrency as part of our recruitment process. ## About Nium ## Company Overview - **One-liner**: Nium provides a global real-time payments infrastructure that enables businesses to collect, convert, and disburse funds across borders instantly. - **Entity Type**: Private (Series E, $314M total funding) - **Headquarters**: San Francisco, California, United States - **Founded**: 2016 - **Founders**: Prajit Nanu (CEO) ## Core Business - **Primary industry/industries**: Financial Services, Fintech, Cross-Border Payments, Card Issuance - **Target customers**: B2B – banks, fintechs, payroll providers, travel companies, marketplaces, AI platforms, and other businesses needing global payment capabilities. - **Mission**: "To build the first global infrastructure for real-time payments." - **Vision**: "A world where money moves instantly to everyone, everywhere." ## Products & Services - **Multi-Currency Accounts**: Manage, hold, and convert funds in multiple currencies from a single platform. - **Global Payouts**: Deliver funds to bank accounts, cards, or wallets across 190+ countries, with real-time capability in over 100 markets. - **Nium Verify**: Instant bank account verification across 50+ countries to reduce failed payments. - **Global Card Issuing**: Issue physical and virtual cards in 34+ countries, processing 41+ million card tokens annually. - **Stablecoin-Backed Cards**: An end-to-end suite connecting digital assets to real-world payments. - **Nium API**: A powerful, easy-to-use API for automation and growth, with comprehensive documentation and code snippets. ## Market Standing - **Valuation**: Not publicly disclosed (last raised a $50M Series E extension in September 2024, per reports). - **Key Metric**: Total Funding of $314M. - **Notable Investors/Partners**: Investors include Visa, Bpifrance, Global Founders Capital, Vertex Ventures, and others. Partners include leading names in banking, travel, payroll, and blockchain. - **Growth Signals**: Processes $60B+ in annual transaction volume. Named to CNBC's World's Top Fintech Companies 2024 and Forbes Fintech 50 for two consecutive years. Increased headcount by 6.7% YoY (639 employees). Secured a Type 1 Funds Transfer License from Japan's FSA and was approved as a Registered Financial Service Provider in New Zealand in 2024. Serves 1,000+ customers. ## Competitive Advantages - **Regulatory Moat**: Holds licenses and authorizations in 40+ countries, a significant barrier to entry for competitors. - **Broad Reach**: Payout network spans 190+ markets in 100+ currencies, with 100+ real-time markets. - **One-Stop Platform**: Combines multi-currency accounts, payouts, card issuing, and verification in a single API, replacing multiple legacy systems. - **First-Mover in Digital Assets**: Pioneered stablecoin-backed cards and a full suite connecting digital assets to real-world payments. ## Strategic Focus - **Current priorities**: Expanding regulatory footprint (e.g., Japan, New Zealand, Australia), deepening stablecoin/blockchain infrastructure, and scaling its card issuance business. The company is focusing on enabling on-demand payments for the new workforce (gig workers, creators) and embedding compliance as a competitive advantage. ## Why Work Here - **Culture**: Emphasizes three core values: "Keep It Simple," "Make It Better," and "Win It Together." Has a strong "Women @ Nium" community and a stated commitment to diversity and inclusion. - **Work policy**: Hybrid – most team members are in the office 3 days per week globally. - **Perks & Benefits**: Competitive salary and bonus plans, comprehensive benefits, generous parental leave, global socials and team-building events, year-end company-wide time off, peer and company recognition programs, and a learning and development stipend. - **Global Environment**: A workforce distributed across 26 countries with offices in San Francisco, Singapore, the UK, the Netherlands, India, Malta, and more. Opportunities for global career mobility. - **Engineering & Product Focus**: CEO Prajit Nanu leads product strategy, and the company is building next-generation payments infrastructure at scale, offering the chance to work on high-impact, real-time systems. ## Sources 1. [nium.com](https://www.nium.com/about-us) 2. [nium.com](https://www.nium.com/) 3. [nium.com](https://www.nium.com/careers) 4. [linkedin.com](https://www.linkedin.com/company/nium-global) 5. [jobs.lever.co](https://jobs.lever.co/nium) 6. [crunchbase.com](https://www.crunchbase.com/organization/nium) (implied via funding data) 7. [forbes.com](https://www.forbes.com) (cited as "Forbes Fintech 50") 8. [cnbc.com](https://www.cnbc.com) (cited as "CNBC's World's Top Fintech Companies") ## Other roles at Nium - [Staff Product Manager – Digital Assets](https://feeny.ai/job/staff-product-manager-digital-assets-nium-singapore-2m5nv59483ds) — Singapore - [Manager - Network Operations](https://feeny.ai/job/manager-network-operations-nium-mumbai-dm4pm6yvqkat) — Mumbai, India - [Vice President - Product](https://feeny.ai/job/vice-president-product-nium-san-francisco-x77n7v7hg1xj) — San Francisco, CA - [Global Vertical Head of Regulatory Compliance – Platforms](https://feeny.ai/job/global-vertical-head-of-regulatory-compliance-platforms-nium-san-francisco-p84n81cv9e28) — San Francisco, CA - [Analyst - Client Servicing](https://feeny.ai/job/analyst-client-servicing-nium-mumbai-pj48s94br0d0) — Mumbai, India - [Staff Product Manager – Digital Assets](https://feeny.ai/job/staff-product-manager-digital-assets-nium-bengaluru-zdp84rreqtmh) — Bengaluru, India - [Senior Commercial Counsel](https://feeny.ai/job/senior-commercial-counsel-nium-singapore-hzqs8wtngx73) — Singapore - [Sr Analyst - Regulatory Compliance](https://feeny.ai/job/sr-analyst-regulatory-compliance-nium-jakarta-e93fk4kqe753) — Jakarta, Indonesia - [Senior Reporting Analyst](https://feeny.ai/job/senior-reporting-analyst-nium-mumbai-kha9c6pnx6fa) — Mumbai, India - [Product Compliance Manager](https://feeny.ai/job/product-compliance-manager-nium-bengaluru-9rw0p1yx9vsm) — Bengaluru, India