---
title: 'Product Engineer at Finto'
canonical: 'https://feeny.ai/job/product-engineer-finto-munich-g448w8jytj1h'
type: 'job'
last_seen: '2026-09-06'
---

# Product Engineer at Finto

- **Company:** Finto
- **Location:** Munich, Germany
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2025-12-24
- **Last confirmed live:** 2026-09-06
- **Apply:** https://jobs.ashbyhq.com/finto/a6ceefd4-1e12-4f98-a2f4-d5c97fc3ff14

## Job description

## ABOUT FINTO

Finto is on a mission to reinvent how enterprises run their finance operations. Starting with AI-powered automation for accounts payable, we eliminate manual invoice handling, supplier chasing, 3-Way-Matching and ERP data entry. Backed by Y Combinator, we’re building the future of enterprise accounting.

Our mission is to free the world’s finance teams from repetitive, low-value tasks so they can focus on impactful work. That starts with building a place where everyone can do their best work. Whether you’re building on our platform, partnering with our customers, or shaping our story: We just make things finance teams want.

## ABOUT THE ROLE

We are looking for a (Senior) Product Engineer to join our team, focused on building and optimizing the next generation of AI-powered enterprise finance tools. As part of the founding engineering team, you will play a pivotal role in shaping our platform and helping some of the world’s largest companies eliminate their manual accounting work.

You’ll work side-by-side with our founders to turn ideas into high-performing, elegant features that slot seamlessly into our customers’ existing processes. Your work will directly define how finance teams experience AI automation - in real life, at scale.

We’re headquartered in Munich, with roots in San Francisco through Y Combinator.

## WHAT YOU’LL DO

- Build and enhance AI-powered automation tools for invoice processing, ERP integration, and complete accounting workflows.
- Architect performant, scalable, and reliable solutions for mission-critical finance operations.
- Optimize and refine AI models for accuracy, speed, and usability in real-world scenarios.
- Deliver exceptional user experiences through thoughtful UI/UX design, using frameworks like React, Node.
- Stay ahead of emerging trends in AI, Web, ERP technology, and automation - and bring the best of them into our platform.
- Troubleshoot and resolve complex challenges, ensuring our AI-powered workflows run reliably at scale.

## WHAT WE’RE LOOKING FOR

- 3–5+ years in full-stack development, ideally building AI-powered or enterprise-focused products.
- Strong JavaScript/TypeScript skills with experience in React and Next.js.
- Backend expertise in Node.js or comparable languages like Python or Go, with a focus on scalable APIs and AI-driven services.
- Hands-on experience with AI models and APIs
- A builder’s mindset - passionate about developer experience and how AI can enhance productivity.
- Excellent problem-solving and communication skills in fast-moving, collaborative environments.

## WORK AT FINTO

- Career-defining growth: Big ambitions mean rapid progression, expanding responsibilities, and access to our San Francisco & YC network.
- Competitive pay & meaningful equity: Share in the upside of a YC-backed, fast-scaling company.
- 25 vacation days + 2 fixed “company recharge days.”
- Twice-yearly team offsites and hacker weeks in Europe or San Francisco.

## INTERVIEW PROCESS

1. Intro Call – 30 mins with a founder
2. Deep Dive – 45 mins on product & tech fit
3. Technical Interview – 90 mins onsite coding & design challenge
4. Meet the team and Reference Calls
5. Offer

## About Finto

## Company Overview
- **One-liner**: Finto uses AI agents to fully automate enterprise accounts payable, from invoice receipt to ERP posting.
- **Entity Type**: Private (YC S25, pre‑Series A)
- **Headquarters**: Munich, Germany
- **Founded**: 2025
- **Founders**: Jonas Morgner (CEO), Linus Boehm (CTO), Lorenz Neuner (CPO)

## Core Business
- **Primary industry**: Enterprise accounting & finance automation (AI‑powered)
- **Target customers**: Mid‑market and large enterprises using SAP, Microsoft Dynamics, DATEV or other ERPs (B2B)
- **Mission**: Take the manual out of accounting

## Products & Services
- **[Finto AI Agents](https://www.gofinto.com/)**: End‑to‑end accounts payable automation covering inbox management, invoice validation (including 3‑way matching), account coding, accruals, and ERP posting. Supports all invoice formats (PDF, scan, XML, ZUGFeRD). Integrates directly with SAP, DATEV and Business Central.

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metric**: Total funding amount not disclosed; backed by Y Combinator (S25) and the first investors behind OpenAI, Stripe, Dropbox, and Airbnb (per LinkedIn)
- **Notable Investors/Partners**: Y Combinator; advisors include Jürgen Klöpffer (former CFO MAN Energy Solutions), Lukas Deutsch (Chief Controlling Officer AT SAP), and Michael Felix (former Managing Director of Shared Service Centers at Melitta & Burda)
- **Growth Signals**: Team size 6–7 with +60% monthly headcount growth (LinkedIn); actively hiring for founding‑team roles; launched in 2025 and already live with customers

## Competitive Advantages
- **Full‑stack AI automation**: Agents handle the entire invoice‑to‑journal‑entry cycle, not just extraction or workflow
- **Enterprise‑ready integrations**: Native connectors for SAP, DATEV, and Microsoft Business Central – no custom middleware
- **Data security & compliance**: GDPR‑compliant, no LLM training on customer data, built in Munich
- **Continuous self‑optimization**: AI agents improve over time without manual retraining

## Strategic Focus
- **Current priorities**: Scale the product to more mid‑market and enterprise customers, expand AI agent capabilities (e.g., payment term recognition), and build out the founding team across engineering, sales, and solution engineering
- **Direction**: Become the last generation of enterprise accounting software by eliminating manual effort in finance operations

## Why Work Here
- **Culture**: Bias for action, customer obsession, radical candor, and a “truth over comfort” mindset
- **Team**: Small, high‑ownership team (currently ~7 people) – every member has outsized impact
- **Location**: In‑office in Munich (Germany); all roles are onsite
- **Backing**: Top‑tier investors (YC, early backers of OpenAI/Stripe/Dropbox/Airbnb) provide strong validation and network
- **Engineering quality**: “Lead with Technology” is a core value; founders have built companies that raised $75M+ from Sequoia, Index, and Insight

## Sources
1. [gofinto.com](https://www.gofinto.com/)
2. [gofinto.com/about-us](https://www.gofinto.com/about-us)
3. [ycombinator.com](https://www.ycombinator.com/companies/finto-de/jobs)
4. [builtin.com](https://builtin.com/company/finto)
5. [linkedin.com](https://de.linkedin.com/company/fintoai)

## Other roles at Finto

- [Entrepreneur in Residence](https://feeny.ai/job/entrepreneur-in-residence-finto-munich-3cdwyrvkgk4n) — Munich, Germany
- [Founders Associate](https://feeny.ai/job/founders-associate-finto-munich-aj2r1yw0cp83) — Munich, Germany
- [Tech Lead](https://feeny.ai/job/tech-lead-finto-munich-4a3rvqzcrthg) — Munich, Germany
- [Founders Associate Intern](https://feeny.ai/job/founders-associate-intern-finto-munich-yz61f1aq5zjk) — Munich, Germany
- [Product Engineer Intern](https://feeny.ai/job/product-engineer-intern-finto-munich-2tcz0myzv9d1) — Munich, Germany
- [Solution Engineer](https://feeny.ai/job/solution-engineer-finto-munich-1ff5ffx22egr) — Munich, Germany
- [Product Engineer](https://feeny.ai/job/product-engineer-krea-san-francisco-a1c64g6r1rzn) — San Francisco, CA
- [Product Engineer](https://feeny.ai/job/product-engineer-expa-united-states-cesdq8wpnwdr) — United States
- [Product Engineer](https://feeny.ai/job/product-engineer-percepta-new-york-cqnbdfm3zeh0) — New York, NY
- [Product Engineer](https://feeny.ai/job/product-engineer-sarj-ai-riyadh-4rnte4z7tqxr) — Riyadh, Saudi Arabia