--- title: 'Product Lead - Card Issuing at Breeze' canonical: 'https://feeny.ai/job/product-lead-card-issuing-breeze-united-states-nszffe1x7aas' type: 'job' last_seen: '2026-09-07' --- # Product Lead - Card Issuing at Breeze - **Company:** Breeze - **Location:** United States - **Work type:** remote - **Posted:** 2026-07-24 - **Last confirmed live:** 2026-09-07 - **Apply:** https://job-boards.greenhouse.io/breezecash/jobs/5370459008 ## Job description At Breeze, we're building the AI-powered infrastructure layer for global commerce, making it radically simpler for businesses to sell, get paid, and operate across markets. We go far beyond traditional payment processing. Breeze combines global payments, AI, stablecoins, and a Merchant of Record-like model to take on the complexity businesses typically manage themselves, including compliance, risk, fraud, chargebacks, reconciliation, and customer support. Our goal is simple: let businesses focus on building and selling great products while Breeze handles the complexity behind getting paid. Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, Breeze is a successful, rapidly growing, and exceptionally well-capitalized company. We have the runway to think long term while remaining early enough that every person joining today can have a meaningful impact on what we build. ## Overview We are hiring for for a Lead Product Manager, Card Issuing to build and scale Breeze’s card issuing platform from the ground up. This is a true 0 to 1 product opportunity. You will own the strategy, development, launch, and ongoing iteration of our card program, from standing up the underlying issuing infrastructure to building the customer experiences that sit on top of it. This role goes far beyond launching a physical or virtual card. You will help define how the entire card program operates, including its economics, transaction flows, ledgering, reconciliation, risk controls, operational processes, and customer experience. You will work at the intersection of payments, banking infrastructure, risk, compliance, finance, operations, and product. We are looking for someone who has built card products before, understands what happens throughout the full transaction lifecycle, and is excited to build again in a fast-moving environment. ## What You’ll Do - Own Breeze’s card issuing product end to end, defining the strategy, roadmap, and operating model from 0 to 1 launch through scale - Build and launch physical and virtual card products, including activation, card controls, spending limits, real-time notifications, tokenization, digital wallets, and Apple Pay and Google Pay integrations - Own the full card transaction lifecycle, from authorization, clearing, and settlement through refunds, reversals, disputes, chargebacks, and reconciliation - Build the infrastructure and partnerships required to scale, working closely with Engineering and external partners including issuing banks, BIN sponsors, processors, networks, and card manufacturers - Shape the economics of the card program, optimizing interchange revenue, network and processing costs, fraud losses, rewards, operational costs, and overall customer value - Partner across Risk, Compliance, Engineering, and Operations to build scalable ledgering, reconciliation, fraud, KYC, servicing, and reporting capabilities - Use data to continuously improve the product, leveraging customer feedback, transaction data, authorization rates, fraud metrics, and program economics to identify opportunities and anticipate risks - Make thoughtful product tradeoffs across customer experience, technical complexity, speed, compliance, risk, and economics as the program grows ## What We’re Looking For - 6+ years of Product Management experience, ideally across fintech, payments, banking, embedded finance, or crypto - Proven experience launching a card issuing product from 0 to 1 or leading a significant expansion of an existing card program - Deep understanding of the card transaction lifecycle, including authorization, clearing, settlement, refunds, disputes, and reconciliation - Strong understanding of card program infrastructure and economics, including interchange, network and processing costs, fraud losses, rewards, and operational expenses - Experience working closely with Engineering on complex financial systems, including ledgering, reconciliation, and transaction processing - Experience managing relationships and integrations with issuing banks, processors, BIN sponsors, payment networks, or embedded finance partners - Strong technical and product judgment, with the ability to make thoughtful decisions across customer experience, risk, compliance, economics, and technical complexity - A builder mentality with the ability to move quickly, take ownership, and navigate ambiguity without an established playbook ## Nice to Have - Experience in an early-stage or high-growth startup environment - Experience with physical and virtual card issuance, manufacturing, fulfillment, and lifecycle management - Experience with tokenization, digital wallet provisioning, Apple Pay, or Google Pay - Experience building card controls, spending limits, rewards, or other cardholder experiences - Experience with KYC/KYB, fraud prevention, transaction monitoring, disputes, or chargebacks - Experience with embedded finance, Banking as a Service, consumer wallets, or financial applications - Experience with crypto, stablecoins, blockchain-based payments, or digital wallets Our Compensation Philosophy! We believe compensation should be fair, competitive, consistent, and transparent. We benchmark compensation against the market and establish thoughtful bands for each role, with compensation reflecting experience, skills, location, role scope, and expected impact. We don't believe pay should primarily depend on how aggressively someone negotiates. Eligible employees receive meaningful equity, so the people building Breeze can participate in the long-term value they help create. ## Benefits & Perks - Health coverage: Breeze covers 100% of employee premiums on our competitive base plan and 75% of dependent premiums. - PTO: 21 days, plus applicable company holidays. - 401(k): Breeze covers all plan administration fees. - Equity: Meaningful ownership in the company you're helping build. - Equipment: A new MacBook Air and whatever else you need to do your best work. - Office & education allowance: An annual budget for your workspace, tools, and professional development. - Wellness: A monthly reimbursement to support your well-being. - Annual global offsite: We bring the global Breeze team together every year. Previous destinations include Bali and Singapore, with Japan coming next. Breeze is an equal opportunity employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion or creed, national origin, ancestry, citizenship or immigration status, sex, pregnancy, sexual orientation, gender, gender identity or expression, age, marital or partnership status, caregiver status, disability, genetic information, military or veteran status, height or weight, sexual and reproductive health decisions, status as a victim of domestic violence, sexual violence, or stalking, or any other characteristic protected by applicable federal, state, or local law. Breeze considers qualified applicants with criminal histories in accordance with applicable federal, state, and local laws, including the New York City Fair Chance Act, where applicable. ## Why Join Breeze - Make an outsized impact: We're successful and still early, with meaningful traction and strong financial foundations. Lean teams, few layers, and direct access to decision-makers mean you'll have real ownership and the autonomy to make things happen. - Solve hard, meaningful problems: Work at the intersection of AI, payments, stablecoins, risk, compliance, financial infrastructure, and global commerce as we build an intelligent infrastructure layer that goes far beyond payments. - Build AI-first: AI isn't an add-on. It's central to how we're building our products and how our teams operate. You'll experiment with new tools, automate the repetitive, and continuously rethink how to work smarter. - Work with an exceptional team: Join ambitious, curious, low-ego people who move quickly, hold a high bar, and care deeply about what they build. - Grow with Breeze: As Breeze grows, strong performers can quickly expand their scope and take on bigger problems. - Build for the long term: Backed by Sequoia Capital, Multicoin Capital, and The Chainsmokers, we're exceptionally well-capitalized with the runway to think big. In-Office Expectations Employees based in our New York City, NY office follow a hybrid work model and are expected to work from the office three days per week. Employees based in our Singapore office are expected to work on-site five days per week. In-office expectations may vary slightly depending on role, team, and business needs. Certain roles that require closer cross-functional collaboration or operational support may have additional requirements, which will be discussed during the interview process. Our approach is designed to support meaningful in-person collaboration, team building, and real-time decision-making while providing flexibility where applicable. We believe this structure enables strong execution, close collaboration, and effective teamwork across our global offices. Come Build With Us! We offer a rare combination: the ownership and speed of an early-stage company with the traction, backing, and financial foundations of a successful business. We're building at the convergence of AI, payments, stablecoins, financial infrastructure, and global commerce. The opportunity is much bigger than building another payment processor. We're building the intelligent infrastructure layer for global commerce, and there's still an enormous amount left to build. If you want meaningful ownership, hard problems, exceptional teammates, and the opportunity to help define what comes next, we'd love to hear from you! ## About Breeze ## Company Overview - **One-liner**: Breeze provides an all-in-one global payment infrastructure platform that unifies fiat and cryptocurrency payments for modern businesses. - **Entity Type**: Private (funding stage not disclosed; backed by investors and operators from Stripe, Meta, and others) - **Headquarters**: New York, United States - **Founded**: 2022 - **Founders**: Millie Yang (CEO) and Peng Du (CTO) ## Core Business - **Primary industry**: Financial Services – payments infrastructure - **Target customers**: B2B – gaming companies, creators, contractors, and enterprise businesses that need global pay-ins and payouts - **Mission**: "Simplify payments infrastructure for modern businesses, making transactions faster, smarter, and more secure." ## Products & Services - **Merchant of Record (Payins & Payouts)**: Acts as the global merchant of record, handling payment processing, compliance, and settlement via a single API. Supports card, bank account, and crypto payments. - **Fraud & Chargeback Management**: Manages transaction risk and takes liability for all chargebacks, including friendly fraud. - **Stablecoin + Fiat Settlement**: Allows settlement in stablecoins or local fiat currencies instantly. - **Sales Tax Collection & Remittance**: Calculates, collects, and remits sales tax on behalf of merchants. - **Customer & Billing Support**: Handles end-user billing inquiries and support. ## Market Standing - **Valuation**: Not publicly available - **Key Metric**: $1B+ processed annually (as stated on website) - **Total Funding**: Not disclosed; known to be funded by Stripe and Meta alumni investors. - **Notable Investors/Partners**: Alumni from Stripe, Meta; partners include Adyen, Salesforce (part of tech stack). - **Growth Signals**: Headcount growing at 5.3% monthly (39 employees as of mid-2026); active hiring across engineering, sales, and product roles in New York, Singapore, and Bulgaria. ## Competitive Advantages - **Chargeback liability acceptance**: Reduces merchant fraud risk. - **Stablecoin settlement**: Enables instant, low-cost cross-border payments. - **Unified API**: Combines payments, fraud, compliance, and tax in one integration. - **Compliance-first**: SOC 2 and PCI compliant; handles global regulatory requirements. ## Strategic Focus - Expanding its AI-native payment capabilities (hiring AI-native software engineers and product managers). - Deepening presence in the gaming, creator, and contractor verticals. - Scaling the merchant of record model to more geographies (offices in US, Singapore, Bulgaria, Netherlands). ## Why Work Here - **Culture**: "Built by world-class payments veterans" – Stripe alumni founding team with deep domain expertise. - **Work Environment**: Mix of in-office (New York, Singapore) and remote roles (e.g., Senior Fraud and Risk Engineer remote). HQ operates in-office. - **Notable Perks**: Opportunity to solve complex global payments problems; early-stage growth environment with high ownership. - **Engineering Culture**: Strong emphasis on reliability, platform engineering, and modern tech stack (TypeScript, GitHub, Elastic, Kafka, etc.). ## Sources 1. [Jobs at Breeze (Greenhouse)](https://job-boards.greenhouse.io/breezecash/jobs/4946386008) 2. [Breeze LinkedIn](https://www.linkedin.com/company/breeze-cash) 3. [Breeze About Us](https://www.breeze.com/about-us) 4. [Breeze Homepage](https://www.breeze.com/) 5. [Breeze on Built In](https://builtin.com/company/breeze-breezecash) ## Other roles at Breeze - [Accounting Manager](https://feeny.ai/job/accounting-manager-breeze-new-york-skckcm75091k) — New York, NY - [Finance Operations Manager](https://feeny.ai/job/finance-operations-manager-breeze-new-york-bwws4fqy5a6e) — New York, NY - [Staff Machine Learning Engineer - Risk](https://feeny.ai/job/staff-machine-learning-engineer-risk-breeze-singapore-dyhcn6v6xqft) — Singapore - [Full Stack Engineer - Junior](https://feeny.ai/job/full-stack-engineer-junior-breeze-new-york-cn88cy75y7q2) — New York, NY - [Head of Compliance](https://feeny.ai/job/head-of-compliance-breeze-united-states-ha084qy7akce) — United States - [Revenue Operations Specialist](https://feeny.ai/job/revenue-operations-specialist-breeze-new-york-6hb2hefnj99j) — New York, NY - [Founding Growth Lead](https://feeny.ai/job/founding-growth-lead-breeze-united-states-9kgqg7cx8x4d) — United States - [Product Lead - Card Issuing](https://feeny.ai/job/product-lead-card-issuing-breeze-new-york-hdykwcf36h1y) — New York, NY - [Account Executive](https://feeny.ai/job/account-executive-breeze-united-states-m8b7kvf52ybp) — United States - [Senior Account Executive - Payments](https://feeny.ai/job/senior-account-executive-payments-breeze-united-states-0x56dzdkd19g) — United States