---
title: 'Product Lead, Embedded Finance at Airwallex'
canonical: 'https://feeny.ai/job/product-lead-embedded-finance-airwallex-united-states-san-francisco-ca-b23g3kz0z7p8'
type: 'job'
last_seen: '2026-10-21'
---

# Product Lead, Embedded Finance at Airwallex

- **Company:** [Airwallex](https://feeny.ai/companies/airwallex)
- **Location:** United States / San Francisco, CA
- **Compensation:** $240k–$340k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-10-21
- **Last confirmed live:** 2026-10-21
- **Apply:** https://jobs.ashbyhq.com/airwallex/00a99ed3-90f1-4bdf-861e-0cbca8940208/application

**Skills:** Embedded Finance, Banking-as-a-Service, Payments, Treasury, Cards, Financial Infrastructure, Platform Products, APIs, Developer Platforms

> Lead a team of Product Managers to define and drive the product vision, strategy, and roadmap for Airwallex's Embedded Finance portfolio. Partner with cross-functional stakeholders to scale global financial products and drive business impact.

## Job description

## About Airwallex

Airwallex is the AI-native financial operating system for a real-time, intelligent economy. More than 675,000 businesses, including McLaren Racing, Qantas, SHEIN, and TikTok, use us, directly or through our platform partners, to run their financial operations or build and monetize financial products of their own. We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific. We're co-headquartered in San Francisco and Singapore, with more than 2,300 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our[operating principles](https://www.airwallex.com/en-us/operating-principles) to see it in full.

## About the team

The Product team at Airwallex shapes the company's offerings by working at the intersection of commercial strategy, engineering, design, and financial compliance. You’ll join a dynamic, innovative group that defines, builds, and enhances global financial products for some of the fastest-growing businesses worldwide. We value creativity, hustle, and clear communication—our product members are empowered to collaborate across disciplines, iterate quickly, and solve tough challenges together. By joining us, you’ll play a critical role in scaling Airwallex’s Embedded Finance platform and have the opportunity to make a meaningful impact on our customers and the future of finance.

## What you'll do

Embedded Finance represents one of the most important growth opportunities for Airwallex and for the broader financial industry. You will lead a team of Product Managers responsible for building the capabilities that power embedded payments, financial accounts, cards, treasury services, and global money movement through Airwallex's platform. Working closely with Engineering, Design, Commercial, Partnerships, Compliance, and Executive Leadership, you will help shape the future of Airwallex's platform strategy and drive meaningful business impact across the company. This role is ideal for a product leader who combines strategic thinking, strong execution, deep customer empathy, and exceptional product judgment. You are energized by complex platform challenges and passionate about creating elegant experiences that make sophisticated financial infrastructure feel intuitive and accessible for customers and partners.

Responsibilities:

- Define and drive the long-term product vision, strategy, and roadmap for Airwallex's Embedded Finance portfolio.
- Identify new opportunities to expand how customers and partners leverage Airwallex infrastructure, balancing long-term platform investments with immediate customer and business needs.
- Lead, mentor, and develop a high-performing team of Product Managers, fostering a culture of ownership, excellence, customer obsession, and continuous learning.
- Partner closely with Engineering and Design leaders to deliver scalable, reliable, and thoughtfully crafted products that delight customers while meeting the needs of a rapidly growing global business.
- Champion a high bar for product quality, user experience, and execution excellence across the organization.
- Drive alignment across cross-functional stakeholders, including Commercial, Partnerships, Operations, Compliance, Risk, Legal, and Executive Leadership teams.
- Leverage customer insights, market dynamics, competitive intelligence, and data to inform strategic decisions and investment priorities.
- Establish clear success metrics and accountability frameworks to measure customer impact, business outcomes, and product performance.
- Influence company strategy through a deep understanding of customer needs, market opportunities, and the evolving embedded finance ecosystem.
- Serve as a thought partner to senior leadership on platform strategy, ecosystem growth, and the future direction of Airwallex's financial infrastructure products.

## Requirements

- 10+ years’ experience of product management experience, including significant experience leading product teams in high-growth technology or fintech environments.
- Proven track record of defining and scaling successful platform, infrastructure, payments, fintech, or ecosystem products.
- Strong strategic thinker with the ability to connect customer needs, technical capabilities, and business objectives into a clear product vision.
- Deep customer empathy and strong product intuition, with a passion for creating simple, elegant experiences that solve meaningful customer problems.
- Proven success in API/platform integration and technical go-to-market launches.
- Strong analytical and commercial mindset with experience making data-informed decisions and prioritizing high-impact opportunities.
- Comfortable working across multiple time zones and with exceptional written and verbal communication skills.
- Strong record of academic achievement from a highly respected university.

## Preferred Qualifications

- Experience in Embedded Finance, Banking-as-a-Service, Payments, Treasury, Cards, Financial Infrastructure, Platform Products, APIs, or Developer Platforms.
- Experience building products for businesses, software platforms, marketplaces, or ecosystem partners.
- Experience operating in global markets and navigating regulatory, operational, and technical complexity at scale.

Applicant Safety Policy: Fraud and Third-Party Recruiters To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @[airwallex.com](http://airwallex.com) email address. Please apply only through [careers.airwallex.com](http://careers.airwallex.com) or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

## Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.

## About Airwallex

## Company Overview
- **One-liner**: Airwallex is a financial technology company building a unified global payments and banking platform that helps businesses manage cross-border payments, treasury, spend, and financial operations through proprietary infrastructure, software, and AI.
- **Entity Type**: Private (Series G)
- **Headquarters**: Dual headquarters in Singapore and San Francisco, USA; founded in Melbourne, Australia
- **Founded**: 2015
- **Founders**: Jack Zhang (CEO), Lucy Liu, Max Li, Xijing Dai, and Ron Li

## Core Business
- Primary industry: Financial Services / Payments / Fintech Infrastructure
- Target customers: B2B, primarily serving SMBs, scaling enterprises, digital platforms, and marketplaces globally
- Mission or purpose statement: "Build the future of global banking" — they aim to replace legacy, fragmented banking systems with a borderless, intelligent, real-time financial operating system for modern businesses.

## Products & Services
- **[Business Accounts]**: Multi-currency global accounts to receive, hold, and manage funds in 20+ currencies, with local account details for key markets.
- **[Payments]**: Global payment acceptance via 160+ local payment methods, low-code checkout, and programmatic payout capabilities to 200+ countries.
- **[Spend / Corporate Cards]**: Multi-currency corporate and employee cards with customisable spend controls, designed for global teams.
- **[Expense Management]**: A platform to track, control, and reconcile global business expenses, including employee reimbursements.
- **[Billing & Subscription Management]**: A billing platform for usage-based and subscription pricing models, supporting AI companies and complex revenue workflows.
- **[Platform APIs]**: API-first infrastructure enabling businesses to embed financial services (accounts, payments, FX, card issuing) into their own products.
- **[FX & Treasury]**: Interbank foreign exchange rates and tools to intelligently manage currency risk across markets.

## Market Standing
- **Valuation**: US$11 billion (latest valuation in 2025, following a fresh investment round).
- **Key Metric**: US$1.8 billion in total funding raised; Annual Recurring Revenue (ARR) surpassed US$1 billion by 2025.
- **Notable Investors/Partners**: Series G investors include prominent global venture capital firms (specific names not listed in source but backed by top-tier VCs); serves over 200,000 businesses including TikTok, Brex, Rippling, Navan, Qantas, and SHEIN.
- **Growth Signals**: 
  - US$287 billion in global payments processed (USD).
  - 92% of transfers settled same-day, 50% processed instantly.
  - Over 85 financial licenses and registrations globally.
  - Team of ~2,300 people across 27 offices internationally.
  - Dual-headquarters model (Singapore + San Francisco) adopted in 2025 to support next phase of growth.

## Competitive Advantages
- Proprietary, API-first infrastructure built from scratch (not riding legacy banking rails), enabling faster, cheaper, and more transparent cross-border transactions.
- Unified platform combining banking, payments, spend management, billing, and FX — reducing the need for multiple vendors.
- Deep AI integration across the platform to automate financial operations and provide intelligent insights.
- Extensive regulatory licensing (85+ licenses) across major markets, creating a high barrier to entry.
- Strong network effects: serves both direct businesses and platforms/marketplaces that embed Airwallex into their offerings.

## Strategic Focus
- Continue scaling the platform to support the rapid growth of AI-native companies and usage-based business models (highlighted by the launch of their global billing platform).
- Expand the dual-headquarters presence to tap into the largest tech talent markets (San Francisco and Singapore).
- Invest heavily in AI to build "interconnected, intelligent financial systems where money, data, and decisions move together."
- Deepen product capabilities to automate financial operations end-to-end for global businesses.

## Why Work Here
- High-growth, ambitious environment: described as "the most ambitious work of your career" by the company; founded in 2015 and already processing $287B in payments.
- Global impact and scale: work on infrastructure used by 200,000+ businesses, from startups to enterprises like TikTok and SHEIN.
- Hybrid/office culture: 27 offices globally (Melbourne, Singapore, San Francisco, London, Shanghai, Amsterdam, and more) offering opportunities to work across teams and locations.
- Engineering-driven culture: heavy emphasis on building proprietary technology, AI, and developer-first products.
- Notable perks: opportunity to work on a modern financial stack, exposure to cutting-edge AI/Fintech intersection, and a diverse, international team of "2,200 of the brightest and most innovative people in tech."

## Sources
1. [airwallex.com - Who We Are](https://www.airwallex.com/en-eu/who-we-are)
2. [airwallex.com - Global Platform](https://www.airwallex.com/global)
3. [careers.airwallex.com](https://careers.airwallex.com/)
4. [LinkedIn - Airwallex](https://www.linkedin.com/company/airwallex)
5. [jobs.ashbyhq.com - Airwallex](https://jobs.ashbyhq.com/airwallex)

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