---
title: 'Product Manager, Credit Card at OnePay'
canonical: 'https://feeny.ai/job/product-manager-credit-card-onepay-united-states-9gw1txvws8ry'
type: 'job'
last_seen: '2026-10-17'
---

# Product Manager, Credit Card at OnePay

- **Company:** OnePay
- **Location:** United States
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-10-13
- **Last confirmed live:** 2026-10-17
- **Apply:** https://jobs.ashbyhq.com/oneapp/3139d69b-43a2-4dbd-811b-81b300bd8cef

## Job description

## About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better. Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast. We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers. We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining. But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

- Ready to run
- Hungry and driven by urgency
- Exceptional at what they do, with low ego
- Comfortable operating in motion

## The Role

Credit cards are one of the most powerful products in consumer finance, and OnePay has built one with Walmart. The program launched in 2025 and it's still early, which means you'll play a key role as this fast-growing portfolio matures. You'll own a large part of the card, from the first screen a customer sees to the economics behind every reward. You will:

- Own the growth and performance of the card across the customer journey: acquisition, activation, and ongoing engagement.
- Work on the rewards program and the economics behind it.
- build and grow the product relationship with our partners, bringing data and a point of view to the decisions we make together.
- Work with engineering and analytics to decide what to build, make the case for it, and monitor after launch.
- Work directly with the Product Lead on priorities and run big parts of the roadmap yourself.

You Bring

- Ownership of a credit card product, or a real piece of one.
- A working grasp of card economics (interchange, rewards cost, interest income, credit losses) and how issuers, networks, processors, and partners fit together.
- Experience shipping with engineers, and comfort pulling and reading your own data.
- Results you can put numbers on, like approval rates, activation, spend, or losses.
- Experience working with partners outside your company, such as banks, card networks, or retailers.

## What We Offer

- Competitive base salary, stock options, and health benefits from Day 1
- 401(k) plan with company match
- Remote-friendly (US), flexible time off (FTO), and opportunities for growth
- A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process Our process varies by role. Most candidates go through:

- AI-assisted initial screen
- Interview with Talent Partner
- Technical or Hiring Manager Interview
- Team Interview
- Executive Interview
- Offer!

## Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

## About OnePay

## Company Overview
- **One-liner**: OnePay is a financial technology company that provides a mobile banking platform for consumers and embedded financial services for employers, enabling users to send, spend, borrow, build credit, and earn rewards.
- **Entity Type**: Private (Series B; $66M total funding)
- **Headquarters**: New York, New York, United States
- **Founded**: 2019
- **Founders**: Not publicly available (CEO is Omer Ismail)

## Core Business
- **Primary industry**: Financial Technology (Fintech) / Consumer Banking
- **Target customers**: B2C (individual consumers) and B2B (employers, HCM providers, gig platforms) – serves millions of consumers and frontline workers
- **Mission/purpose**: “Making money better in America” – helping people achieve financial progress by consolidating savings, spending, and credit tools into one place.

## Products & Services
- **Banking through OnePay**: High‑yield savings, debit card, and deposit account (partner banks: Coastal Community Bank, Lead Bank, Members FDIC)
- **OnePay Credit Card**: Credit building and rewards card
- **OnePay Wallet**: Digital wallet for payments
- **OnePay Loans (incl. OnePay Later)**: Point‑of‑sale lending and personal instalment loans
- **OnePay Invest / Crypto**: Investment and cryptocurrency offerings
- **OnePay @Work (B2B suite)**: Embedded financial wellness platform for employers – consolidates savings, spending, and credit tools to improve employee stability
- **OnePay Rewards**: Points‑based loyalty program redeemable for cash back

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metric**: Total Funding – $66M (Seed $9M in 2019, Series A $17M in 2020, Series B $40M in 2021); ~566 employees (+10% YoY); 4.9★ app rating
- **Notable Investors/Partners**: Ribbit Capital, Walmart (both lead investors). Also acquired Even.com.
- **Growth Signals**: 30.1% LinkedIn follower growth YoY; active in 18 countries; 36 open job postings (up 80% YoY); rebranded from “One” to “OnePay” in March 2025.

## Competitive Advantages
- **Walmart partnership**: Embedded distribution and co‑branded products offer massive consumer reach.
- **All‑in‑one platform**: Combines banking, credit, lending, investing, and crypto – a “financial super app.”
- **B2B embedment**: Direct integration with employers and HCM platforms creates sticky, recurring revenue.
- **Scrappy, execution‑focused culture** that prioritises speed and shipping over bureaucracy.

## Strategic Focus
- **Consumer growth**: Expanding the OnePay Rewards program and deepening Walmart integration.
- **B2B embedded finance**: Scaling the @Work platform to more employers and gig economy partners.
- **Product expansion**: Continually adding lending, credit, and crypto features to increase wallet share.
- **Geographic reach**: Operating across 18 countries, with major hubs in the US, India, Pakistan, and Argentina.

## Why Work Here
- **Culture**: “Humble, Hungry, Honest” – values include being execution‑obsessed, scrappy, and customer‑led. The company describes itself as fast‑paced and compared to “rabbits” who move with urgency.
- **Remote / Hybrid**: Remote‑first for US employees; hybrid flexibility in India (balance of in‑office collaboration and WFH). Offices in New York and Bangalore.
- **Benefits (US)**:
  - Flexible time off, paid holidays, sick/personal/caregiver leave, parental leave
  - Medical, dental, vision, wellness perks, life insurance
  - 401k with employer match
  - Monthly transport allowance and work‑from‑home stipend
  - Company equity
- **Benefits (India)**:
  - Annual check‑ups, telehealth, mental health support, nutrition counseling, pet care
  - Health, accident, disability, term life insurance
  - Paid vacation and regional holidays, parent leave
  - Hybrid flexibility
- **Engineering culture**: 187 technical employees (14% of workforce); strong talent pipeline from Goldman Sachs, Stripe, Apple, Amazon. Focus on ownership and high‑velocity delivery.

## Sources
1. [onepay.com](https://www.onepay.com/) – Company website
2. [onepay.com/careers](https://www.onepay.com/careers) – Careers page (US and India benefits, culture)
3. [linkedin.com/company/joinonepay](https://www.linkedin.com/company/joinonepay) – LinkedIn profile (funding, headcount, history)
4. [builtin.com/company/one-0](https://builtin.com/company/one-0) – Built In company page (perks, offices, open roles)
5. [onepay.com/help-center/articles/what-is-onepay](https://www.onepay.com/help-center/articles/what-is-onepay) – Product overview and rebranding details

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