--- title: 'Product Manager, Liquidity Products Squad at Cobre' canonical: 'https://feeny.ai/job/product-manager-liquidity-products-squad-cobre-latin-america-kbk8xm58c333' type: 'job' last_seen: '2026-09-06' --- # Product Manager, Liquidity Products Squad at Cobre - **Company:** Cobre - **Location:** Latin America - **Posted:** 2026-08-25 - **Last confirmed live:** 2026-09-06 - **Apply:** https://job-boards.greenhouse.io/cobre/jobs/4381184009 ## Job description What is Cobre, and what do we do? Cobre is Latin America’s leading instant b2b payments platform. We solve the region’s most complex money movement challenges by building advanced financial infrastructure that enables companies to move money faster, safer, and more efficiently. We enable instant business payments—local or international, direct or via API—all from a single platform. Built for fintechs, PSPs, banks, and finance teams that demand speed, control, and efficiency. From real-time payments to automated treasury, we turn complex financial processes into simple experiences. Cobre is the first platform in Colombia to enable companies to pay both banked and unbanked beneficiaries within the same payment cycle and through a single interface. We are building the enterprise payments infrastructure of Latin America! What we are looking for: We're looking for a Product Manager to own the Liquidity Management Product—the team building Cobre's Liquidity Intelligence Platform, a real-time system that tells the business exactly how much cash it has, where, and what to do about it. This isn't a traditional PM role where you write specs and hand them off. You'll define product strategy, own the roadmap, get close enough to the quantitative model behind the flagship engine to challenge it, and work shoulder-to-shoulder with engineers and data scientists to ship. The squad operates with a clear philosophy: build the industry's leading-edge real-time liquidity management system—one that enables exponential scaling of payment volumes through industry-leading liquidity efficiency, starting with a real-time monitoring and decisioning engine and building toward autonomous execution. What You'll Own: Liquidity Intelligence & Forecasting The flagship. You'll own building a continuous, real-time monitoring and decisioning engine that watches every account and rail, forecasts cash coming in and going out, and recommends funding moves ahead of need—weighing cost and risk to find the most efficient option. Impact: This is the platform's flagship differentiator—real-time, network-driven liquidity management built to scale with Cobre's payment volumes and set the industry benchmark for liquidity efficiency. Cash Visibility & Execution Infrastructure One live view of Cobre's entire cash position—fiat (COP, MXN, USD) and stablecoins (USDT/USDC) together, across every bank and rail—feeding both internal executive decision-making and autonomous liquidity positioning. You'll build the system for every balance flowing into the bank account inventory and signatory tracking as the account universe grows, expanding direct API coverage across banking partners. Impact: Real-time, trustworthy cash data is the foundation the forecasting and decisioning engine runs on—this is what makes the rest of the platform possible. Liquidity Risk, FX Exposure & Governance As the platform matures, you'll own visibility into Cobre's FX exposure by currency and legal entity, hedge coverage, and the true cost of moving money through each currency corridor; detecting trapped cash sitting idle in low-velocity pools and accounts; scenario planning that stress-tests the liquidity plan against demand spikes and manual what-if decisions; and the audit trail and override logging that makes the engine's recommendations explainable as it takes on more autonomy. Impact: This is what lets Cobre scale liquidity management without scaling headcount linearly, and trust the system enough to let it act on its own. What would you be doing: - Lead a product squad — engineers and data scientists partnering closely with Treasury Ops; you're the PM driving what gets built and why. - Define and ship — own the full cycle from problem discovery to production. Interview Treasury, Finance, and BD stakeholders, make build-vs-buy calls on treasury management tooling, and define the metrics that prove the system works. - Build with an AI-native mindset — use AI tools to prototype, model, and test ideas yourself—mocking up flows, validating decision logic, or querying data—before engineering commits to building it. You provide working proofs of concept, not just requirements docs, and you expect the same builder instinct from your squad. - Balance phases and priorities — foundation and the flagship differentiator come first, then execution depth, then risk and governance, then autonomous execution. Prioritize ruthlessly based on what most reduces risk to our customer’s experience with our real-time payments product. - Partner across the org — work closely with Treasury/Revenue Operations, Data & Decision Science, Engineering, Finance, and Sales, plus external counterparts like lenders and banking partners. Translate treasury and covenant requirements into product features. - Stay close to the data — be comfortable in tools and systems the team builds in, understand the data and decisioning models well enough to sanity-check them, and translate DDS's work into product and business impact. What do you need: 3+ years in fintech/payments/banking product management, treasury or liquidity risk, data science, or engineering - Experience with treasury management, cash forecasting, liquidity risk, or payments infrastructure - Comfortable with quantitative and optimization concepts (forecasting models, decision/optimization models) even without building them yourself - Ship systems end-to-end with real financial exposure (NSF, overdraft, FX risk) - Strong analytical foundation—comfortable with data, metrics, and evidence-based decisions Product & Technical Acumen - Ability to translate quantitative models into clear product requirements and user-facing tools - Comfortable with data pipelines, system-of-record design, and real-time systems - Comfortable reading technical architecture diagrams and engaging in system design discussions with engineers and data scientists - Exceptional written communication—crisp, actionable product specs - Comfort with ambiguity—you'll define the roadmap, not just execute a fixed one Stakeholder Management - Experience working with Treasury, Finance, or banking/lending partners where numbers and covenants are non-negotiable - Track record of building trust across technical and non-technical stakeholders - Ability to facilitate tough conversations and navigate competing priorities - Bias toward action—ship a working V1, then iterate, rather than over-planning ## Nice to Have - Hands-on experience with SQL, Snowflake, and AI tools for analysis and prototyping - Background in treasury management systems or cash forecasting - Understanding of optimization techniques (e.g. linear programming) and Graph theory - Exposure to stablecoins or crypto rails (USDT/USDC, Ethereum, Tron, Solana) - Experience with banking API integrations, corridor economics, or FX products - Previous startup or scale-up experience (Series A/B stage) ## About Cobre ## Company Overview - **One-liner**: Cobre builds Latin America’s financial infrastructure, enabling companies to send and receive payments across the region with a single API integration. - **Entity Type**: Private (Series C) - **Headquarters**: Bogotá, Colombia - **Founded**: 2019 - **Founders**: Jose V. Gedeon (CEO), Felipe Gedeon (CRO), Jose Donato (CTO), Alberto Chejne ## Core Business - **Primary industry**: Fintech / Payments Infrastructure - **Target customers**: B2B — large and medium-sized enterprises, including e-commerce platforms, technology companies, real estate administrators, and financial institutions across Latin America - **Mission statement**: To build the business payments infrastructure Latin America needs — making money flow fast, reliable, and frictionless. ## Products & Services - **Domestic Payments (Pexto Colombia)**: Enables companies to send and receive domestic payments in Colombia with instant transfers, API integration, and full cash flow traceability. - **Cross-Border Money Movement (CBMM)**: Facilitates real-time cross-border transactions with no intermediaries and full regulatory compliance across Latin America. - **Treasury Management Platform**: Centralizes treasury operations, automating reconciliation, collections, and payments with real-time cash flow visibility. - **API Infrastructure**: Programmatic access to payment rails, allowing companies to build financial products and automate money movement. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed - **Total Funding**: $95.29M (Series C, last raised ~2 years ago) [cbinsights.com](https://www.cbinsights.com/company/cobre) - **Key Metric**: Over $10 billion in total payment volume moved; 12+ million transactions completed in 2024 [cobre.com](https://www.cobre.com/en/about-us) - **Notable Investors/Partners**: Not publicly listed in detail, but backed by top-tier venture capital firms (Series C round of $27M) - **Growth Signals**: Expanded to Mexico in 2024 (second-largest market in the region); serves 250+ customers across 8 countries (Colombia, Uruguay, Mexico, Brazil, Chile, Peru, Switzerland, Canada); operates across 24+ industries; 170 total employees [builtin.com](https://builtin.com/company/cobre) ## Competitive Advantages - **Single API for all of LatAm**: One integration to send and receive payments across multiple countries, reducing complexity for businesses. - **Real-time infrastructure**: Instant transfers even outside banking hours, with full traceability and data consistency. - **Regulatory compliance**: Built to comply with local, regional, and global regulations in every market they enter. - **Proven scale**: Over $10 billion in payment volume moved and 12+ million transactions in 2024 alone, demonstrating production-grade reliability. ## Strategic Focus - **Geographic expansion**: Entered Mexico in 2024 as the second-largest market; likely to continue expanding across Latin America. - **Cross-border payments**: Deepening the Cross-Border Money Movement (CBMM) product to reduce friction for companies operating across multiple LatAm countries. - **Product depth**: Building more programmable, API-first treasury and payment tools to serve enterprise clients and enable new financial products. ## Why Work Here - **Culture**: Described as adaptable, resilient, and conductor-like — building flexible solutions for mission-critical financial operations. The team values autonomy and ownership. - **Remote/Hybrid**: Offers remote roles across Latin America, with in-office options in Bogotá and Mexico City. Some roles are fully remote, others are on-site. [builtin.com](https://builtin.com/company/cobre) - **Engineering culture**: Strong emphasis on building resilient, mission-critical infrastructure. Roles include Senior Software Engineer, Frontend Engineer, Site Reliability Engineer, and Data Engineer — suggesting a modern, cloud-native tech stack. - **Growth trajectory**: Rapidly scaling company (170 employees, 250+ customers, $10B+ volume) with significant expansion into Mexico — offering strong career growth potential for early employees. - **Notable perks**: Remote-first culture for many roles; opportunity to work on high-impact financial infrastructure across Latin America. ## Sources 1. [cobre.com](https://www.cobre.com/en/about-us) 2. [builtin.com](https://builtin.com/company/cobre) 3. [cbinsights.com](https://www.cbinsights.com/company/cobre) 4. [job-boards.greenhouse.io](https://job-boards.greenhouse.io/cobre) ## Other roles at Cobre - [Transactional Monitoring Analyst](https://feeny.ai/job/transactional-monitoring-analyst-cobre-colombia-83bzhbptk2dq) — Colombia - [Senior Accounting Analyst](https://feeny.ai/job/senior-accounting-analyst-cobre-mexico-city-nqm2a4s5szyj) — Mexico City, Mexico - [Accounting Specialist](https://feeny.ai/job/accounting-specialist-cobre-bogota-25mnfy4dh8na) — Bogotá, Colombia - [Senior AI Engineer - Internal Solutions](https://feeny.ai/job/senior-ai-engineer-internal-solutions-cobre-latin-america-erh9ay04ymkj) — Latin America - [Data Scientist, Liquidity Products Squad](https://feeny.ai/job/data-scientist-liquidity-products-squad-cobre-latin-america-egnesrftg3gx) — Latin America - [Technical Lead, Data Science](https://feeny.ai/job/technical-lead-data-science-cobre-latin-america-rw59j620yqck) — Latin America - [Trader Senior Posición Propia - México](https://feeny.ai/job/trader-senior-posicion-propia-mexico-cobre-mexico-city-6hsxr8n3dpmm) — Mexico City, Mexico - [Senior AI Product Engineer](https://feeny.ai/job/senior-ai-product-engineer-cobre-latin-america-5ysmdq0b88x4) — Latin America - [Tech Lead AI Product Engineering](https://feeny.ai/job/tech-lead-ai-product-engineering-cobre-latin-america-we21aj4a8tae) — Latin America - [Senior Product Designer](https://feeny.ai/job/senior-product-designer-cobre-latin-america-rx2tvpyzrxv2) — Latin America