---
title: 'Product Manager (UK Cards) at Lendable'
canonical: 'https://feeny.ai/job/product-manager-uk-cards-lendable-london-53g1398ry4c0'
type: 'job'
last_seen: '2026-09-11'
---

# Product Manager (UK Cards) at Lendable

- **Company:** Lendable
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-06-25
- **Last confirmed live:** 2026-09-11
- **Apply:** https://jobs.ashbyhq.com/lendable/e2de68f4-c6e1-4cad-94f0-7cfc444d16ab/application

**Skills:** Product Management, Data Analysis, Experimentation, AI Tooling, Product Strategy, Growth Initiatives, Fintech, Lending, Automation

> The Product Manager will shape and grow the UK Cards product by driving product and growth initiatives, building operational leverage, and owning cross-functional problem solving. This role involves identifying opportunities to improve customer experience, engagement, and business performance through data-driven exp...

## Job description

## About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

- One of the UK’s newest unicorns with a team of just over 700 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on [Trustpilot](https://uk.trustpilot.com/review/lendable.co.uk))

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

- Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo
- Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting

## About the role

We’re looking for a Product Manager to help shape and grow the UK Cards product. This is not a traditional PM role focused on roadmap management, stakeholder coordination or writing tickets. We are looking for someone who thinks like an owner and operates like a builder. You should be someone who naturally questions how things work, challenges assumptions and looks for practical ways to improve the product. You will work closely with engineering, operations, data, finance and commercial teams to identify problems, validate opportunities and drive execution across the Cards business. The role combines product thinking, experimentation, problem solving and AI tooling. If you are excited by fintech, lending and building products in a fast moving environment, this role offers significant ownership and impact.

## What you'll be doing

This role will cover a broad range of work across the UK Cards product.

- Driving product and growth initiatives

You will identify opportunities to improve customer experience, engagement, conversion and business performance. Examples include:

- Designing and running experiments across acquisition, onboarding, engagement and retention
- Improving customer journeys, product features and servicing experiences
- Using data and customer insights to prioritise product opportunities
- Defining MVPs and validating ideas before committing engineering resources
- Working closely with engineering teams to deliver high impact improvements
- Building operational leverage and AI-enabled workflows

We want someone who actively looks for smarter and more scalable ways to work. Examples include:

- Improving internal tooling and operational workflows
- Driving adoption of AI tools across the team
- Supporting development of AI-powered customer support and servicing
- Automating manual operational processes where possible
- Helping teams make faster and better decisions through better workflows
- Owning cross functional problem solving

The role requires operating across product, operations, finance, capital markets and customer servicing. Examples include:

- Identifying operational bottlenecks and driving improvements
- Coordinating complex initiatives across multiple teams
- Translating ambiguous business problems into impactful plans
- Balancing customer outcomes with commercial and operational constraints

A core part of the role is continuously challenging how things are done today and helping the organisation operate in simpler, faster and more effective ways.

Who this role is for This role is designed for someone who wants significant ownership and enjoys solving hard problems in fast moving environments.

Typical profile

- 4+ years of experience in product, strategy, consulting, analytics or startup environments
- Experience owning products or growth initiatives
- Strong interest in fintech, lending and technology
- Comfortable working across both strategy and execution
- Curious about AI and how new tools can improve product development
- Interested in building and scaling products with real business impact

You should be someone who

- Thinks from first principles rather than accepting how things currently work
- Challenges assumptions and asks high quality questions
- Enjoys solving ambiguous and messy problems
- Uses data confidently to make decisions
- Moves quickly and tests ideas pragmatically
- Is highly ownership and execution focused
- Can operate independently with broad direction
- Communicates clearly across technical and non technical teams
- Is comfortable switching between product, operational and commercial contexts

## Why this role is interesting

You will get exposure to:

- How consumer lending and credit cards work in practice
- Building and scaling one of the UK’s most successful fintech products
- Product-led growth and experimentation
- AI tooling and automation inside a real product organisation
- The operational and commercial side of running a fintech business
- Cross functional decision making across product, finance, operations and risk

You will work closely with senior members of the Cards team and have the opportunity to own meaningful, business critical initiatives with significant autonomy.

Life at Lendable

- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our [blog](https://blog.lendable.co.uk/)!

## About Lendable

## Company Overview
- **One-liner**: Lendable is a British fintech company that uses AI and open banking data to provide fast, transparent personal loans, credit cards, and car finance.
- **Entity Type**: Private (Unicorn, last valued at ~£3.5 billion in March 2022)
- **Headquarters**: London, England, United Kingdom
- **Founded**: 2014
- **Founders**: Martin Kissinger, Victoria van Lennep, Paul Pamment, Jakob Schwarz

## Core Business
- **Primary industry**: Financial Technology (Consumer Finance)
- **Target customers**: B2C (prime and near-prime borrowers in the UK, US, and Mexico)
- **Mission or purpose**: To challenge a stale and archaic loans and credit industry by making smart borrowing cheaper, more transparent, and more accessible for responsible people.

## Products & Services
- **Lendable**: The original fast, transparent personal loan platform. Offers instant eligibility checks and guaranteed rates up front, with funds transferred instantly upon approval. Uses open banking and AI to see customers as individuals, not just credit scores.
- **Zable**: A financial superapp that combines borrowing, saving, money management, credit score building, and smarter deals for utilities, mobile contracts, and insurance. Includes the Zable Credit Card and Zable Loans.
- **Autolend**: A car finance product bringing Lendable’s transparency and speed to the auto finance market.
- **Zable Mobile**: A mobile plan launched in partnership with Gigs in October 2025, the first mobile plan by a fintech in Britain.

## Market Standing
- **Valuation/Market Cap**: ~£3.5 billion (as of March 2022 funding round)
- **Key Metric**: Revenue of £446 million (2025); Profitable since 2017
- **Notable Investors/Partners**: Ontario Teachers' Pension Plan Board (lead investor in £210M round), Balderton Capital, Waterfall Asset Management, Goldman Sachs, Passion Capital
- **Growth Signals**: Number 1 issuer of personal loans in the UK by volume; number 2 credit card issuer in the UK (2025); expanded to the US (2021) and Mexico (2026); launched Zable Mobile (first fintech mobile plan in the UK); 800+ employees; 100,000+ Trustpilot reviews with a 5.0* rating; billions in annual originations.

## Competitive Advantages
- **Proprietary AI & Open Banking**: Uses the deepest open banking dataset in the market and advanced AI models to see customers as individuals, not just credit scores, enabling instant, guaranteed rates and higher approval rates for responsible borrowers.
- **Market Leadership**: The number 1 issuer of personal loans in the UK and number 2 credit card issuer, with a track record of profitable growth since 2017.
- **Customer Experience**: 5.0* rating from 100,000+ Trustpilot reviews, driven by a fully digital, hassle-free, and transparent process with no bait-and-switch.
- **Technology-First Platform**: A proprietary platform that automates everything from instant credit decisions to saving customers money with tailored offers, operating as a two-sided marketplace for institutional investors.

## Strategic Focus
- **International Expansion**: Expanding into new markets, with recent entry into Mexico (2026) and existing operations in the UK and US.
- **Product Ecosystem Growth**: Deepening the Zable superapp ecosystem to include mobile plans (Zable Mobile), car finance (Autolend), and more, creating a single platform for all financial decisions.
- **AI & Data Leadership**: Continuing to invest in proprietary AI models and open banking datasets to maintain a competitive edge in credit decisioning and customer personalization.
- **Market Share Capture**: Targeting the £40bn car finance market and further penetrating the US and Mexican markets.

## Why Work Here
- **Culture**: Described as dynamic, driven, and fast-paced, with a focus on low ego, high ownership, and meaningful impact. The team of 800+ spans 45 nationalities and speaks 32 languages.
- **Work Style**: Small teams of exceptional people who are trusted to take ownership and make decisions from day one. Emphasis on building the best technology in-house using new data sources, ML, and AI.
- **Perks**: Regular social events, often involving food. A 4.3* average score on Glassdoor.
- **Location**: Offices in London, Kent (UK), and New York City (US). Hybrid/office policy not explicitly stated but likely flexible given the international team.
- **Engineering Culture**: Focus on building proprietary technology, using new data sources, machine learning, and AI to automate processes. Engineers are trusted to take ownership and drive material impact.

## Sources
1. [lendable.co.uk](https://www.lendable.co.uk/)
2. [careers.lendable.com](https://careers.lendable.com/)
3. [lendable.com](https://www.lendable.com/)
4. [lendable.co.uk/about](https://www.lendable.co.uk/about)
5. [en.wikipedia.org](https://en.wikipedia.org/wiki/Lendable)

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