--- title: 'Product Manager, Vault & Forward API at Checkout.com' canonical: 'https://feeny.ai/job/product-manager-vault-forward-api-checkout-com-london-0ybac3sfjk2d' type: 'job' last_seen: '2026-09-07' --- # Product Manager, Vault & Forward API at Checkout.com - **Company:** [Checkout.com](https://feeny.ai/companies/checkout-com) - **Location:** London, United Kingdom - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-08-04 - **Last confirmed live:** 2026-09-07 - **Apply:** https://jobs.ashbyhq.com/checkout.com/5b234d2d-e98b-4c9e-ae88-8e98a4e61fe9/application **Skills:** Product Management, Payments, REST APIs, Webhooks, OAuth, mTLS, Encryption, System Design, PCI DSS, Tokenisation, Developer-Facing APIs, SDK Development, Data-driven decision making, PSP-agnostic vaults, Forwarding layers, Regulated markets (EU, UAE, India, Brazil), Agentic commerce, Scheme participation > Lead the strategy, product, and commercial ownership of the Vault and Forward API, which serve as the system of record for payment credentials. This role involves defining infrastructure, managing developer experience, and driving revenue expansion for a strategic bet on PSP-agnostic architectures. ## Job description Company Description We’re http://checkout.comCheckout.com http://Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day. We are where the world checks out, enabling over 10 billion transactions yearly for more than one billion global shoppers. Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale. If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact. With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started. Join http://checkout.comCheckout.com http://Checkout.com’s Credential Lifecycle area and help shape one of our most strategic product spaces: how merchants store payment credentials once, keep them up to date, and use them across different payment providers. Vault and Forward API sits at the heart of that problem. It helps merchants securely manage stored payment details and use them flexibly across different payment setups. This role is important because http://checkout.comCheckout.com http://Checkout.com is investing in becoming the system of record for merchant payment credentials, and this product area is a key part of that growth strategy. ## WHAT YOU’LL OWN - Product strategy and execution for Vault and Forward API - The core experience for how merchants store, manage, and use payment credentials - Product capabilities across credential storage, forwarding, and portability - Close partnership with engineering and adjacent teams to improve reliability, merchant value, and adoption - Commercial inputs such as pricing, packaging, and performance metrics, in partnership with relevant stakeholders - Product positioning and enablement support for how Vault and Forward API is taken to market ## WHAT SUCCESS LOOKS LIKE In this role, success is likely to include: - Helping Vault and Forward API grow as a strategic part of the Credential Lifecycle business - Improving merchant adoption and product usage - Shaping a clear strategy for how payment credentials are stored, forwarded, and made portable - Delivering against roadmap priorities in a complex, infrastructure-heavy environment - Contributing to commercial outcomes through pricing, packaging, and product performance ## WHAT WE’RE LOOKING FOR ## ESSENTIAL EXPERIENCE - Strong product management experience working on merchant-facing payments products in product-centric, high-growth environments - Direct experience working on vaulting, tokenisation, stored credentials, forwarding APIs, or closely related payment credential infrastructure - Comfort working in technical, API-led, infrastructure-heavy product environments - Ability to create structure in ambiguous problem spaces and work closely with engineering ## STRONGLY PREFERRED - Experience with network tokens, account updater, credential portability, or related payment lifecycle products - Familiarity with PCI DSS and the product implications of secure payment data handling Additional Information Bring all of you to work We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one. Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here. It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at Checkout.com http://Checkout.com We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it’s like to be part of our team? Visit our Careers Page https://www.checkout.com/careers to learn more about our culture, open roles, and what drives us. For a closer look at daily life at Checkout.com http://Checkout.com, follow us on LinkedIn https://www.linkedin.com/company/checkout/life/ and Instagram https://www.instagram.com/checkout_com/ ## About Checkout.com ## Company Overview - **One-liner**: Checkout.com is a global, high-performance payment platform that enables enterprises to accept payments, move money, and optimize revenue through a modular, AI-powered suite of services. - **Entity Type**: Private (Series D, last funding round Jan 2022) - **Headquarters**: London, England, United Kingdom - **Founded**: 2012 - **Founders**: Guillaume Pousaz ## Core Business - **Primary industry**: Payments / FinTech (online payment processing, acquiring, fraud management, money movement) - **Target customers**: B2B – primarily enterprise merchants and high-growth digital businesses (e.g., e-commerce, travel, food delivery, marketplaces) - **Mission or purpose**: To turn payments into a powerful revenue driver for businesses by obsessing over every basis point of performance. ## Products & Services - **Connect**: Accept payments online via a single API, supporting 150+ currencies and local acquiring in 50+ countries. - **Move**: Simplify global money movement, including payouts, refunds, and supplier payments (e.g., via Visa Direct). - **Boost** (Intelligent Acceptance): AI-powered engine that optimizes payment routing and retries to increase conversion rates. - **Protect**: Fraud detection, authentication, identity verification, and chargeback management tools. - **Manage**: Centralized dashboard for monitoring payments, balances, and analytics across all geographies. ## Market Standing - **Valuation/Market Cap**: Not disclosed (private company; last Series D raised $1B at a reported valuation of $40B in Jan 2022 per news, but this is not confirmed in search results – treat as unconfirmed) - **Key Metric**: Processed $300B in total ecommerce payment volume in 2025 for enterprise merchants (source: checkout.com homepage); total funding raised: $1.8B (Crunchbase) - **Notable Investors/Partners**: Franklin Templeton, Ribbit Capital (among 14 investors per Crunchbase); partner with Visa Direct; named a Leader in The Forrester Wave™: Merchant Payment Providers, Q1 2026 - **Growth Signals**: 19 offices worldwide; 1,000–5,000 employees; serves category-defining businesses (e.g., Klarna, Grab, The Trade Desk, etc. as shown in case studies); AI-powered Intelligent Acceptance delivering 4–6% uplift in acceptance rates for clients. ## Competitive Advantages - **Proprietary technology**: Cloud-native, self-healing infrastructure with high uptime and local acquiring in 50+ countries. - **AI-first optimization**: Intelligent Acceptance engine uses network data and machine learning to maximize conversions. - **Modular platform**: Products work standalone or together, allowing merchants to customize their payment stack. - **Enterprise scale**: Proven ability to handle billions in volume for global merchants. - **Single platform for issuing and acquiring**: Recently unified issuing and acquiring to improve liquidity and control for travel and other verticals. ## Strategic Focus - **AI acceleration**: Going all-in on AI across products and internal operations (see blog “How we’re using AI to accelerate our velocity”). - **Agentic commerce**: Preparing for AI-driven shopping agents by developing merchant-controlled checkout models and chargeback strategies. - **Expanding money movement**: Enhancing payout capabilities (e.g., Visa Direct partnership) and virtual card issuing. - **Global reach**: Continuing to add local acquiring markets and payment methods. ## Why Work Here - **Culture**: High-performance, ownership-driven environment with values like “Athlete Mindset”, “Never Give Up”, “Talk Straight”, and “One Team”. Emphasis on continuous improvement, data-driven decisions, and speed. - **Hybrid policy**: Required in-office Tuesday, Wednesday, Thursday (as of Aug 2025). Also offers “Work from Anywhere” options and flexibility. - **Diversity & belonging**: Nine employee-led communities (Ability+, Arab, Asian, Black, Jewish, Latine, Parents, Pride, Women). Committed to inclusive hiring and accessibility. - **Benefits**: Comprehensive health and wellbeing cover, family-forming support, high-quality food in offices, volunteering days, sustainable pace with time away, and choice/control over rewards. - **Growth**: Fast-paced environment with early ownership, global opportunities, and a focus on learning (continuous development resources). - **Hiring process**: Four stages – recruiter screen, first interview, task/challenge, final interview. Typically 4–6 weeks. Feedback provided after each stage. ## Sources 1. [checkout.com](https://www.checkout.com/?ref_type=adv) 2. [checkout.com/life-at-checkout](http://www.checkout.com/life-at-checkout) 3. [checkout.com/jobs](https://www.checkout.com/jobs) 4. [checkout.com/careers](https://www.checkout.com/careers) 5. [crunchbase.com](https://www.crunchbase.com/organization/checkout-com) ## Other roles at Checkout.com - [Specialist, Deal Management](https://feeny.ai/job/specialist-deal-management-checkout-com-london-5p97jv2ts35a) — London, United Kingdom - [Senior Software Engineer](https://feeny.ai/job/senior-software-engineer-checkout-com-shanghai-barnj3ynp55w) — Shanghai, China - [Senior Product Designer](https://feeny.ai/job/senior-product-designer-checkout-com-london-5fgfsnv3t964) — London, United Kingdom - [Senior Software Engineer I](https://feeny.ai/job/senior-software-engineer-i-checkout-com-paris-wr0kt0e3b4hv) — Paris, France - [Senior Data Analyst, People Analytics](https://feeny.ai/job/senior-data-analyst-people-analytics-checkout-com-london-714nm12wg69j) — London, United Kingdom - [Senior Engineer I, Payments Engineering](https://feeny.ai/job/senior-engineer-i-payments-engineering-checkout-com-tallinn-7jjj5079vhm8) — Tallinn, Estonia - [Risk Monitoring Analyst](https://feeny.ai/job/risk-monitoring-analyst-checkout-com-home-based-wfqqqx94sj5k) — Home-Based, Mexico - [Project Manager - Integrations](https://feeny.ai/job/project-manager-integrations-checkout-com-paris-84xf2n607d8x) — Paris, France - [Principal, CEO Office](https://feeny.ai/job/principal-ceo-office-checkout-com-london-bqbadmpsrf6h) — London, United Kingdom - [Senior Manager, External Affairs - UAE](https://feeny.ai/job/senior-manager-external-affairs-uae-checkout-com-dubai-xrny5xcngdvw) — Dubai, United Arab Emirates